State Bank of India
Market cap ₹8.87 L Cr
- P/E
- 10.30
- Day range
- ₹943.40 – ₹961.55
- 52-week range
- ₹906.00 – ₹1,234.70
- Volume
- 66.77 L
- Open
- ₹956.50
- Prev close
- ₹958.60
Latest results · Q1 FY27(consolidated)Revenue ₹1,36,240 Cr+8.4%Profit ₹24,579 Cr+13.7%Margin 18.0%YoY vs the same quarter last year
No red flags in exchange filings: no rising pledge, promoter selling, surveillance or critical filing on record.
SBIN in NSE indices and F&O
- Nifty 50
- Nifty 100
- Nifty 200
- Nifty 500
- Nifty Bank
- Nifty PSU Bank
- Nifty Financial Services
- Nifty Total Market
Research profile
Composite 61 / 100Factor percentiles
Derived metrics
- Earn. yield
- 9.7%
- Graham no.
- ₹1,177.99
- vs Graham
- +22.6%
- ROE ÷ P/B
- 11.2%
- 12-1 mom.
- +12.5%
- Return / vol
- 0.40
- FCF yield
- 3.4%
- PEG
- 0.75
Appears in 11 scans
Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.
Peer comparison
All 34 in Banking| Company | M-cap | P/E | P/B | ROE | ROCE | OPM | D/E | Sales YoY |
|---|---|---|---|---|---|---|---|---|
| HDFC BankHDFCBANK | ₹10.61 L Cr | 15.04 | 1.77 | 14.3% | 7.0% | — | 0.98 | +9.4% |
| ICICI BankICICIBANK | ₹10.07 L Cr | 17.23 | 2.58 | 17.1% | 7.2% | — | 0.76 | +16.2% |
| State Bank of IndiaSBIN | ₹8.87 L Cr | 10.30 | 1.42 | 16.0% | 6.1% | — | 1.30 | +8.4% |
| Kotak Mahindra BankKOTAKBANK | ₹4.38 L Cr | 21.61 | 2.36 | 11.4% | 7.0% | — | 0.53 | +6.4% |
| Axis BankAXISBANK | ₹3.80 L Cr | 12.73 | 1.65 | 13.2% | 6.2% | — | 1.41 | +17.9% |
| Punjab National BankPNB | ₹1.39 L Cr | 6.09 | 0.86 | 13.0% | 6.1% | — | 0.86 | +8.5% |
| Union Bank of IndiaUNIONBANK | ₹1.38 L Cr | 6.29 | 0.95 | 15.7% | 6.3% | — | 0.71 | +8.3% |
| Bank of BarodaBANKBARODA | ₹1.20 L Cr | 6.60 | 0.71 | 12.9% | 5.6% | — | 1.03 | +6.8% |
| Sector median | ₹58,006 Cr | 9.68 | 1.17 | 13.1% | 6.3% | — | 0.87 | +15.8% |
Sector as classified in the tracked universe; medians use every tracked Banking company, and P/E only profitable ones. Tinted figures beat the median.
Latest news
Updated 7d agoHeadlines about State Bank of India from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.
Key metrics
- P/E (TTM)
- 10.6
- EPS (TTM)
- ₹93.30
- Price / Book
- 1.43
- ROE (FY26)
- 16.0%
- Dividend yield
- 1.81%
Moving averages (NSE)
- 20-day
- ₹960.62
- Price above
- 50-day
- ₹1,000.61
- Price below
- 200-day
- ₹1,040.03
- Price below
Charts & trends
From company filings. Amounts in ₹ crore.
Revenue, profit & margin - quarterly
₹ crore; a loss shows red. Operating margin below, same periods.
- Revenue
- Net profit
Operating margin
Who owns the company
% of equity by quarter, latest Sept 2026
- Promoter
- DII
- FII
- Public
- Government
Cash flows
Where cash came from and went, by fiscal year (₹ crore)
- Operating
- Investing
- Financing
- Free cash flow
Return on equity
Net profit over shareholders' equity, by fiscal year
Equity vs debt
Shareholders' equity against borrowings (₹ crore); the ratio below, same years.
- Equity
- Debt
Debt to equity
Dividends per share
₹ by fiscal year of the ex-date; the latest year runs to date.
Financial statements
| Line item | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,07,391 | 1,12,868 | 1,17,469 | 1,18,242 | 1,21,045 | 1,24,654 | 1,26,840 | 1,25,729 | 1,28,040 | 1,30,386 | 1,31,080 | 1,36,240 |
| Interest | 62,955 | 68,092 | 70,644 | 71,701 | 73,619 | 77,397 | 78,227 | 78,266 | 78,002 | 78,783 | 79,953 | 82,248 |
| Expenses | 59,365 | 62,635 | 65,418 | 53,996 | 62,709 | 64,890 | 74,438 | 59,496 | 72,265 | 76,799 | 75,050 | 64,930 |
| Financing Profit | -14,930 | -17,858 | -18,593 | -7,455 | -15,283 | -17,634 | -25,825 | -12,034 | -22,227 | -25,196 | -23,923 | -10,938 |
| Financing Margin % | -14% | -16% | -16% | -6% | -13% | -14% | -20% | -10% | -17% | -19% | -18% | -8% |
| Other Income | 36,865 | 33,103 | 47,445 | 33,883 | 42,758 | 43,200 | 52,722 | 41,263 | 50,884 | 55,262 | 49,999 | 43,821 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 21,936 | 15,245 | 28,852 | 26,428 | 27,474 | 25,566 | 26,897 | 29,229 | 28,657 | 30,067 | 26,076 | 32,884 |
| Tax % | 25% | 26% | 25% | 26% | 26% | 25% | 26% | 26% | 25% | 27% | 23% | 25% |
| Net Profit | 16,648 | 11,598 | 22,203 | 20,094 | 20,565 | 19,484 | 20,379 | 22,121 | 21,861 | 22,176 | 20,508 | 25,121 |
| EPS in Rs | ₹18.04 | ₹12.40 | ₹23.96 | ₹21.65 | ₹22.17 | ₹21.12 | ₹21.96 | ₹23.76 | ₹22.90 | ₹23.09 | ₹21.28 | ₹26.12 |
| Gross NPA % | 2.5% | — | — | — | 2.1% | — | — | — | — | — | — | — |
| Net NPA % | 0.6% | — | — | — | 0.5% | — | — | — | — | — | — | — |
From company filings, updated 27 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.
Strengths, risks & growth
State Bank of India is a Fortune 500 company. It is an Indian Multinational, Public Sector banking and financial services statutory body headquartered in Mumbai. It is the largest and oldest bank in India with over 200 years of history. [1]
Strengths
- Company has been maintaining a healthy dividend payout of 18.6%
Risks
- Company has low interest coverage ratio.
- Contingent liabilities of Rs.43,52,830 Cr.
- Company might be capitalizing the interest cost
- Earnings include an other income of Rs.1,99,967 Cr.
Compounded Sales Growth
- 10 Years
- +9%
- 5 Years
- +13%
- 3 Years
- +14%
- TTM
- +6%
Compounded Profit Growth
- 10 Years
- +21%
- 5 Years
- +30%
- 3 Years
- +14%
- TTM
- +6%
Stock Price CAGR
- 10 Years
- +14%
- 5 Years
- +14%
- 3 Years
- +20%
- 1 Year
- +4%
Return on Equity
- 10 Years
- +11%
- 5 Years
- +16%
- 3 Years
- +17%
- Last Year
- +15%
Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.
Shareholding pattern
| Holder | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 | Change |
|---|---|---|---|---|---|
| Promoter | 55.50% | 55.52% | 55.47% | 55.45% | -0.02 pp |
| FII | 10.34% | 11.41% | 10.81% | 11.07% | +0.26 pp |
| DII | 27.04% | 26.11% | 26.52% | 26.21% | -0.31 pp |
| Government | 0.13% | 0.13% | 0.14% | 0.14% | 0.00 pp |
| Public | 6.97% | 6.81% | 7.06% | 7.12% | +0.06 pp |
Filed with NSE for Sept 2026: promoters 55.45%, public 44.55% · XBRL filing
Analysts & fund holdings
Who holds the shares, quarter by quarter
Mutual funds 13.68% (+0.07 pp)- Promoters55.5%
- Foreign institutions11.1%
- Mutual funds13.7%
- Insurance9.9%
- Other domestic institutions2.8%
- Retail5.6%
- Others1.5%
| Fund | % of company | % of fund | 3-month change |
|---|---|---|---|
| HDFC Flexi Cap Fund | 0.48% | 3.94% | -0.36 pp |
| HDFC Balanced Advantage Fund | 0.38% | 3.28% | -0.10 pp |
| SBI Aggressive Hybrid Fund | 0.36% | 3.67% | -0.28 pp |
| SBI Focused Fund | 0.29% | 5.16% | -1.35 pp |
| Kotak Flexi Cap Fund | 0.26% | 4.30% | -0.07 pp |
Scorecard
- Performance
- Avg
- Valuation
- High
- Growth
- Low
- Profitability
- High
- Entry point
- Good
- Red flags
- Low
Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.
Risk & trend
From 275 daily sessions to 23 Oct 2026.
Risk
- Volatility (1Y)
- 23.2%
- Downside volatility
- 24.3%
- Worst 5% of days
- 2.3%
- Average of that tail
- 3.6%
- Max drawdown (1Y)
- 23.5%
- Below its peak
- 21.9%
Against the market
- Beta vs Nifty 50
- 1.06
- Correlation
- 0.61
- Relative strength (3M)
- -0.0%
- ATR (14)
- 1.9%
Return
- Return 1M
- -2.9%
- Return 3M
- -5.3%
- Return 6M
- -13.1%
- Return 1Y
- +9.3%
- vs 200-day average
- -7.8%
Momentum
- RSI (14)
- 44.2
- MACD histogram
- 3.66
- Stochastic %K
- 45.6
- ADX (14)
- 33.5
- +DI / −DI
- 13.5 / 18.8
- Money flow index
- 50.4
Participation
- Delivery (20d avg)
- 53.7%
- vs its 60-day baseline
- -0.2 pts
- Volume vs 20-day
- +0.0σ
- Close vs day's VWAP
- -0.1%
- 52-week position
- 33 / 100
These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.
Financial quality
From consolidated statements to 30 Jun 2026.
No F-Score: it needs two reporting periods a year apart that carry both an income statement and a balance sheet, and this company's filings do not yet line up that way. The ratios below need only the one period and are unaffected.
- Free cash flow
- ₹29,734 Cr
- FCF yield
- 3.4%
- Cash conversion
- 0.45
- Accruals ratio
- 0.006
- Net debt
- ₹4.71 L Cr
- Net debt / equity
- 0.76
- EV / sales
- 2.58
- PEG
- 0.75
- Capex intensity
- 1.6%
- Revenue CAGR
- 5.8%
- Profit CAGR
- 18.2%
Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.
Model simulation
30 independent runs of NeoQuasar/Kronos-small, conditioned on daily bars to 23 Oct 2026, simulating 10 sessions ahead.
Lower edge (10th percentile)
₹954.57
-0.4%
Upper edge (90th percentile)
₹988.78
+3.1%
The marker is the last close, ₹958.6. Eight of every ten simulated runs ended inside this range; the middle run ended at ₹969.91 (+1.2%), which is the centre of the simulation and not an expected or target price.
The model reads price history only. It has not seen this company's results, its filings, its industry or anything that happened after 23 Oct 2026. Ranges widen with horizon because the further out the simulation runs, the less the recent past constrains it.
Corporate actions
- dividend₹17.35
Dividend - Rs 17.35 Per Share
15 May 2026ex-date - dividend₹15.90
Dividend - Rs 15.90 Per Share
16 May 2025ex-date - dividend₹13.70
Dividend - Rs 13.70 Per Share
22 May 2024ex-date - dividend₹11.30
Dividend - Rs 11.30 Per Share
31 May 2023ex-date - dividend₹7.10
Dividend - Rs 7.10 Per Share
25 May 2022ex-date - dividend₹4.00
Dividend - Rs 4 Per Share
3 Jun 2021ex-date - otherNot available — not reported in this filing
Annual General Meeting/ Change In Registrar And Transfer Agent
15 Jun 2018ex-date - dividend₹2.60
Dividend - Rs 2.60 Per Share (Purpose Revised)
26 May 2017ex-date - dividend₹2.60
Dividend - Rs 2.60/- Per Share
3 Jun 2016ex-date - dividend₹3.50
Dividend - Rs 3.50/- Per Share (Purpose Revised)
28 May 2015ex-date - splitNot available — not reported in this filing
Face Value Split Rs.10/- To Re.1/- Per Share
20 Nov 2014ex-date - dividend₹15.00
Annual General Meeting And Dividend Rs 15 Per Share (Purpose Revised)
29 May 2014ex-date - dividend₹15.00
Interim Dividend Rs 15 Per Share
11 Mar 2014ex-date - dividend₹41.50
Dividend Rs 41.50 Per Share (Purpose Revised)
28 May 2013ex-date - dividend₹35.00
Annual General Meeting And Dividend Rs 35 Per Share (Purpose Revised)
24 May 2012ex-date - dividend₹30.00
Dividend-Rs.30/- Per Share (Purpose Revised)
20 May 2011ex-date - dividend₹20.00
Final Dividend-Rs.20/- Per Share (Purpose Revised)
9 Jun 2010ex-date - otherNot available — not reported in this filing
Int Div-Rs.10/- Per Share
5 Feb 2010ex-date - dividend₹29.00
Dividend-Rs.29/ Per Share
10 Jun 2009ex-date - otherNot available — not reported in this filing
Div-Rs.21.50 Per Share
29 May 2008ex-date
Company announcements
Newspaper Publication
Certificate under Reg. 74(5) of SEBI (DP) Regulations for the quarter ended 30.09.2026
Investors interaction organised by CITI
Revision of interest payment date
Interaction with Institutional Investors / Analysts
Outcome of Investors Interaction
Presentation
Interaction with Institutional Investors
Notice of Strike Served by United Forum of Bank Unions
Change in Senior Management
Outcome of Interaction with Institutional Investors
Allotment of Equity Shares kept in abeyance
Interaction with Institutional Investors / Analysts
Interaction with Institutional Investors arranged by Motilal Oswal
Filed with BSE (scrip 500112); the last 45 days. Documents open at bseindia.com.
SEBI filings & orders
From SEBI's website. An order may concern the company, its officers or trading in its shares, and may be under appeal - read the order itself. Personal identifiers are withheld.
Buybacks, open offers & rights issues
- Rights issue - Fast Track Issue
State Bank of India - Fast Track Issue
14 Feb 2008Read on SEBI
Documents
Annual reports
Earnings calls
- Aug 2026TranscriptSlidesRecording
- May 2026TranscriptSlides
- Feb 2026TranscriptSlidesRecording
- Nov 2025TranscriptSlides
- Aug 2025TranscriptSlides
- May 2025TranscriptSlides
Credit ratings
- Rating update · 24 Jul from care
- Rating update · 24 Jul from crisil
- Rating update · 5 Mar from crisil
- Rating update · 5 Mar from fitch
- Rating update · 21 Jan from icra
- Rating update · 20 Jan from crisil
Documents open at BSE or the rating agency that issued them.
Sourced from the company's NSE XBRL filing dated 7 Aug 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.
State Bank of India: common questions
Answered from the figures on this page.
