Investment tool

    SIP Calculator

    Plan your systematic investments and see your wealth grow over time

    ₹500₹1,00,000
    1 yr30 yrs
    1%30%
    Total Value
    ₹11,61,695

    Assumed return, not guaranteed.

    94%growth
    Invested Amount
    ₹6,00,000
    Est. Returns
    ₹5,61,695
    An advisor mapping mutual fund investments to a client's goals such as home, education and retirement

    Goal-based SIPs

    Give every SIP a job to do

    A child's education, a home, retirement: each goal has its own date and its own risk. Our Panipat team helps you split one monthly amount across funds that fit each goal, then review it as life changes.

    Plan my SIPs with an advisor
    Backtest on real NAVs

    What a SIP in a real fund actually became

    The calculator above assumes a return. This replays a monthly SIP on a fund's published NAVs: each instalment buys at that day's NAV, and the units are valued at the latest one.

    Invested
    ₹1,32,173
    Worth today
    ₹1,56,274
    Gain
    +₹24,101
    XIRR
    +2.9%

    Solid: value · Dashed: invested · 60 instalments from 2021-10-26 to 2026-10-26

    Axis ELSS- Tax Saver Fund - Direct Plan - Growth Option

    Axis Mutual Fund · Equity Schemes - ELSS- Tax Saver Fund

    1Y CAGR
    -6.5%
    3Y CAGR
    +10.3%
    5Y CAGR
    +4.5%
    10Y CAGR
    +11.5%

    Same 5-year SIP, by start year

    XIRR had it begun in January of each year - how much the start date mattered.

    • 2014+14.7%
    • 2015+13.5%
    • 2016+17.9%
    • 2017+20.8%
    • 2018+10.6%
    • 2019+14.7%
    • 2020+16.0%
    • 2021+11.3%
    Tracked funds, latest NAV
    SchemeNAVDayAs of
    Axis ELSS Tax Saver₹103.5-0.94%2026-10-23
    HDFC Balanced Advantage₹539.44-0.71%2026-10-23
    HDFC Mid Cap₹213.42-1.42%2026-10-23
    Mirae Asset Large Cap₹119.02-0.67%2026-10-23
    Nippon India Small Cap₹189.21-2.39%2026-10-23
    Parag Parikh Flexi Cap₹88.97-0.49%2026-10-23
    SBI Small Cap₹194.12-1.80%2026-10-23
    UTI Nifty 50 Index₹159.18-0.38%2026-10-23

    NAVs from AMFI via mfapi.in, direct-growth plans. Exit load, stamp duty and tax are not modelled. Past returns do not indicate future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.