Union Bank of India

UNIONBANK

Banking

₹178.10

price as of 11/9/2026, 5:45:17 pm

Market cap ₹1.36 L Cr

P/E: 6.59
Day range: ₹175.53 – ₹179.65
52-week range: ₹132.50 – ₹205.49
Volume: 74.22 L
Open: ₹177.10
Prev close: ₹179.20

Promoters pledged 0.7% of their shares

52-week range, adjusted for splits and bonuses

₹127.87

₹205.49

10 Sept 202527 Feb 2026

Index membership & F&O

NIFTY NEXT 50NIFTY 100NIFTY 200NIFTY 500NIFTY BANKNIFTY PSU BANKF&O lot 4,425

Price history

6M change -1.56%RSI (14) 41.7 NeutralSMA 20 · 50 overlaid

Price & delivery on the exchange

NSE bhavcopy to 11 Sept 2026 · delivery 52.6% today vs 43.3% average · BSE close ₹178

Delivery
NSE close
BSE close

High delivery with a rising price suggests buyers holding rather than trading the move.

Futures & options

NSE F&O close, 11 Sept 2026 · options expiring 29 Sept 2026

Long build-up

Near-month future: ₹179.51
Change: +0.09%
Basis over spot: +₹1.41
Futures OI (shares): 8.79 Cr
OI change: +0.89%
Put-call ratio: 0.73
Max pain: ₹182.5
Resistance (call OI): ₹190
Support (put OI): ₹180
Lot size: 4,425

Open interest by strike

Calls open above (resistance) and puts below (support), in shares

Call OI
Put OI

Futures open interest and price

Near-month future, day by day since collection began

The daily history builds from each close.

Key metrics

P/E (TTM): 6.6
EPS (TTM): ₹27.05
ROE (FY26): 15.7%
Dividend yield: 2.80%

Charts & trends

From company filings. Amounts in ₹ crore.

Revenue 3Y CAGR

+9.6%

Profit 3Y CAGR

+31.7%

Revenue YoY (Jun 2026)

+1.2%

Profit YoY (Jun 2026)

+27.4%

Net margin

20.6%

Revenue, profit & margin - quarterly

Bars in ₹ crore (a loss shows red); line is operating margin

Revenue
Net profit
Operating margin

Who owns the company

Shareholding as of Jun 2026

Promoter
DII
FII
Public

Cash flows

Where cash came from and went, by fiscal year (₹ crore)

Operating
Investing
Financing
Free cash flow

Return on equity

Net profit over shareholders' equity, by fiscal year

Equity vs debt

Shareholders' equity against borrowings (₹ crore); line is debt-to-equity

Equity
Debt
Debt / equity

Financial statements

₹ Crore

Quarterly results, oldest period first, figures in rupees crore
Line item	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	24,732	25,521	26,510	26,527	26,887	26,720	27,869	27,099	26,205	26,819	26,676	27,427
Interest	15,498	16,236	16,966	17,004	17,720	17,350	18,245	17,855	17,247	17,370	17,005	17,206
Expenses	7,962	8,012	9,365	9,367	8,686	8,096	9,673	8,844	9,056	7,994	8,744	8,388
Financing Profit	1,271	1,273	179	156	480	1,274	-49	400	-98	1,455	927	1,834
Financing Margin %	5%	5%	1%	1%	2%	5%	0%	1%	0%	5%	3%	7%
Other Income	4,221	4,281	5,102	4,799	5,926	4,614	6,223	4,869	5,550	5,183	5,999	5,233
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	5,492	5,554	5,281	4,954	6,406	5,889	6,175	5,269	5,453	6,638	6,926	7,067
Tax %	35%	35%	37%	27%	26%	22%	19%	21%	21%	24%	23%	24%
Net Profit	3,572	3,625	3,328	3,642	4,751	4,623	5,011	4,428	4,426	5,073	5,504	5,642
EPS in Rs	₹4.82	₹4.89	₹4.36	₹4.77	₹6.22	₹6.06	₹6.56	₹5.80	₹5.80	₹6.65	₹7.21	₹7.39

From company filings, updated 11 Sept 2026. Consolidated figures where the company reports them.Information only, not investment advice.

Strengths, risks & growth

Union Bank of India is engaged in the Business of Banking Services, Government Business ,Merchant Banking, Agency Business Insurance, Mutual Funds, Wealth Management etc. [1]

Strengths

Stock is trading at 0.97 times its book value
Company has delivered good profit growth of 46.9% CAGR over last 5 years
Company has been maintaining a healthy dividend payout of 19.9%

Risks

Company has low interest coverage ratio.
The company has delivered a poor sales growth of 9.03% over past five years.
Contingent liabilities of Rs.6,97,277 Cr.
Company might be capitalizing the interest cost

Compounded Sales Growth

10 Years: +13%
5 Years: +9%
3 Years: +10%
TTM: -1%

Compounded Profit Growth

10 Years: +30%
5 Years: +47%
3 Years: +32%
TTM: +10%

Stock Price CAGR

10 Years: +2%
5 Years: +39%
3 Years: +27%
1 Year: +33%

Return on Equity

10 Years: +9%
5 Years: +14%
3 Years: +16%
Last Year: +16%

Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.

Shareholding pattern

Percentage of shares held by each category at each quarter end
Holder	Sept 2025	Dec 2025	Mar 2026	Jun 2026	Change
Promoter	74.76%	74.76%	74.76%	74.76%	0.00 pp
FII	7.86%	8.14%	9.37%	8.63%	-0.74 pp
DII	11.70%	11.91%	11.51%	11.97%	+0.46 pp
Public	5.67%	5.21%	4.36%	4.64%	+0.28 pp

Filed with NSE for Jun 2026: promoters 74.76%, public 25.24% · XBRL filing

Analysts & fund holdings

79% recommend buy

14 analysts cover the stock

Valuation vs Banks

P/E6.6 vs 16.6

Sector P/B2.14

Beta1.26

Who holds the shares, quarter by quarter

Mutual funds 4.73% (+0.70 pp)

Mar 25

Jun 25

Sept 25

Dec 25

Mar 26

Jun 26

Promoters74.8%
Foreign institutions8.6%
Mutual funds4.7%
Insurance6.7%
Other domestic institutions0.6%
Retail3.4%
Others1.3%

Mutual funds holding the most
Fund	% of company	% of fund	3-month change
HDFC Mid Cap Fund	1.21%	1.57%	+0.03 pp
Nippon India Small Cap Fund	0.56%	0.95%	+0.62 pp
Nippon India Growth Mid Cap Fund	0.22%	0.58%	+0.02 pp
Aditya Birla SL PSU Equity Fund	0.18%	4.27%	+0.91 pp
Kotak Arbitrage Fund	0.17%	0.32%	+0.16 pp

Scorecard

Performance: Avg
Valuation: Avg
Growth: Low
Profitability: High
Entry point: Good
Red flags: Low

Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.

Corporate actions

dividend
₹5.00
Dividend - Rs 5 Per Share
3 Jul 2026
ex-date
dividend
₹4.75
Dividend - Rs 4.75 Per Share
25 Jul 2025
ex-date
dividend
₹3.60
Annual General Meeting/Dividend - Rs 3.60 Per Share
19 Jul 2024
ex-date
dividend
₹3.00
Annual General Meeting/Dividend - Rs 3 Per Share
28 Jul 2023
ex-date
dividend
₹1.90
Annual General Meeting/Dividend - Rs 1.90 Per Share
22 Jun 2022
ex-date
other
Not available — not reported in this filing
Annual General Meeting
2 Aug 2021
ex-date
other
Not available — not reported in this filing
Annual General Meeting
27 Jul 2020
ex-date
other
Not available — not reported in this filing
Annual General Meeting
20 Jun 2019
ex-date
other
Not available — not reported in this filing
Annual General Meeting
19 Jun 2018
ex-date
other
Not available — not reported in this filing
Annual General Meeting
15 Jun 2017
ex-date
dividend
₹1.95
Annual General Meeting/ Dividend - Rs 1.95/- Per Share
17 Jun 2016
ex-date
dividend
₹6.00
Annual General Meeting/ Dividend - Rs 6/- Per Share
18 Jun 2015
ex-date
dividend
₹1.30
Annual General Meeting And Dividend Rs.1.30/- Per Share
19 Jun 2014
ex-date
dividend
₹2.70
Interim Dividend - Rs 2.70/- Per Share
20 Jan 2014
ex-date
dividend
₹8.00
Annual General Meeting And Dividend Rs.8/- Per Share
20 Jun 2013
ex-date
dividend
₹8.00
Annual General Meeting And Dividend - Rs.8/- Per Share
21 Jun 2012
ex-date
dividend
₹8.00
Annual General Meeting And Dividend Rs.8/- Per Share
16 Jun 2011
ex-date
dividend
₹5.50
Annual General Meeting And Dividend Rs.5.50 Per Share
24 Jun 2010
ex-date
other
Not available — not reported in this filing
Agm/Div-Rs.5/- Per Share
18 Jun 2009
ex-date
dividend
Not available — not reported in this filing
Agm/Dividend - 40%
17 Jun 2008
ex-date