Kotak Mahindra Bank

    KOTAKBANK
    Banking
    ₹430.50
    Price as of 25 Oct 2026, 10:28 pm IST

    Market cap ₹4.28 L Cr

    P/E
    21.10
    Day range
    ₹427.70 – ₹439.40
    52-week range
    ₹345.50 – ₹453.10
    Volume
    1.60 Cr
    Open
    ₹438.25
    Prev close
    ₹437.00

    Latest results · Q2 FY27(consolidated)Revenue ₹19,856 Cr+15.4%Profit ₹5,634 Cr+26.7%Margin 28.4%YoY vs the same quarter last year

    No red flags in exchange filings: no rising pledge, promoter selling, surveillance or critical filing on record.

    KOTAKBANK in NSE indices and F&O

    F&O margin for one lot of KOTAKBANK (2,000 shares)

    Research profile

    Composite 65 / 100

    Factor percentiles

    Value78
    Quality27
    Momentum74
    Low volatility82

    Derived metrics

    Earn. yield
    4.7%
    Graham no.
    ₹287.02
    vs Graham
    -33.3%
    ROE ÷ P/B
    4.8%
    12-1 mom.
    -4.1%
    Return / vol
    0.00
    FCF yield
    9.5%
    PEG
    2.10

    Appears in 13 scans

    Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.

    Peer comparison

    All 34 in Banking
    Largest Banking companies tracked, with sector medians
    CompanyM-capP/EP/BROEROCEOPMD/ESales YoY
    HDFC BankHDFCBANK₹10.69 L Cr15.141.7714.3%7.0%—0.98+9.4%
    ICICI BankICICIBANK₹10.01 L Cr17.122.5917.1%7.2%—0.76+16.2%
    State Bank of IndiaSBIN₹8.85 L Cr10.271.4216.0%6.1%—1.30+8.4%
    Kotak Mahindra BankKOTAKBANK₹4.28 L Cr21.102.3611.4%7.0%—0.53+6.4%
    Axis BankAXISBANK₹3.79 L Cr12.701.6413.2%6.2%—1.41+17.9%
    Punjab National BankPNB₹1.38 L Cr6.060.8613.0%6.1%—0.86+8.5%
    Union Bank of IndiaUNIONBANK₹1.37 L Cr6.210.9515.7%6.3%—0.71+8.3%
    Bank of BarodaBANKBARODA₹1.19 L Cr6.570.7212.9%5.6%—1.03+6.8%
    Sector median₹56,581 Cr9.631.1913.1%6.3%—0.87+15.2%

    Sector as classified in the tracked universe; medians use every tracked Banking company, and P/E only profitable ones. Tinted figures beat the median.

    Latest news

    Updated 2d ago

    Headlines about Kotak Mahindra Bank from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.

    Key metrics

    P/E (TTM)
    21.4
    EPS (TTM)
    ₹20.41
    Price / Book
    2.37
    ROE (FY26)
    11.4%
    Dividend yield
    0.15%

    Moving averages (NSE)

    20-day
    ₹428.96
    Price above
    50-day
    ₹417.81
    Price above
    200-day
    ₹400.38
    Price above

    Charts & trends

    From company filings. Amounts in ₹ crore.

    Revenue 3Y CAGR
    +18.3%
    Profit 3Y CAGR
    +8.9%
    Revenue YoY (Jun 2026)
    +6.4%
    Profit YoY (Jun 2026)
    +22.5%
    Net margin
    29.9%

    Revenue, profit & margin - quarterly

    ₹ crore; a loss shows red. Operating margin below, same periods.

    0 Cr5K Cr10K Cr15K Cr20K Cr
    • Revenue
    • Net profit

    Operating margin

    Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Jun 2026

    Who owns the company

    % of equity by quarter, latest Sept 2026

    Dec '24Mar '25Jun '25Sept '25Dec '25Mar '26Jun '26Sept '260%25%50%75%100%
    • DII
    • Promoter
    • FII
    • Public

    Cash flows

    Where cash came from and went, by fiscal year (₹ crore)

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026-40K Cr-20K Cr0 Cr20K Cr40K Cr60K Cr
    • Operating
    • Investing
    • Financing
    • Free cash flow

    Return on equity

    Net profit over shareholders' equity, by fiscal year

    FY17FY18FY19FY20FY21FY22FY23FY24FY25FY260%5%10%15%20%15% screen

    Equity vs debt

    Shareholders' equity against borrowings (₹ crore); the ratio below, same years.

    0 Cr50K Cr1L Cr1.5L Cr2L Cr
    • Equity
    • Debt

    Debt to equity

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 20260x1x2x

    Dividends per share

    ₹ by fiscal year of the ex-date; the latest year runs to date. Not adjusted for the split of 14 Jan 2026: earlier bars are per pre-split share.

    FY20FY21FY22FY23FY24FY25FY26FY27₹0₹1₹2₹3

    Financial statements

    ₹ Crore
    Quarterly results, oldest period first, figures in rupees crore
    Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
    Revenue13,71714,49515,15615,83716,42716,63316,77217,24817,19917,50717,82718,355
    Interest5,5365,9856,2126,8057,1397,1707,1577,5277,3337,3847,3767,703
    Expenses10,13612,48414,92012,26313,09410,59613,66613,12311,60613,93313,65614,857
    Financing Profit-1,955-3,975-5,976-3,231-3,806-1,133-4,051-3,402-1,740-3,811-3,205-4,205
    Financing Margin %-14%-27%-39%-20%-23%-7%-24%-20%-10%-22%-18%-23%
    Other Income7,8439,58812,75113,04210,4537,31310,4029,4567,70310,34410,64811,714
    Depreciation000000000000
    Profit before tax5,8885,6146,7759,8116,6476,1806,3516,0535,9636,5337,4437,509
    Tax %25%25%23%25%25%25%23%27%25%25%27%27%
    Net Profit4,4614,2655,3377,4485,0444,7014,9334,4724,4684,9245,4235,480
    EPS in Rs₹4.49₹4.29₹5.37₹7.49₹5.07₹4.73₹4.96₹4.50₹4.49₹4.95₹5.45₹5.51
    Gross NPA %1.7%1.7%1.4%1.4%1.5%1.5%1.4%—————
    Net NPA %0.4%0.4%0.4%0.4%0.5%0.4%0.4%—————

    From company filings, updated 24 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.

    Strengths, risks & growth

    Kotak Mahindra Bank is a diversified financial services group providing a wide range of banking and financial services including Retail Banking, Treasury and Corporate Banking, Investment Banking, Stock Broking, Vehicle Finance, Advisory services, Asset Management, Life Insurance and General Insurance. [1]

    Strengths

    None flagged by the checklist.

    Risks

    • Company has low interest coverage ratio.
    • Company has a low return on equity of 13.7% over last 3 years.
    • Contingent liabilities of Rs.10,54,268 Cr.
    • Earnings include an other income of Rs.40,409 Cr.
    • Dividend payout has been low at 2.59% of profits over last 3 years
    • Working capital days have increased from 97.7 days to 145 days

    Compounded Sales Growth

    10 Years
    +13%
    5 Years
    +16%
    3 Years
    +18%
    TTM
    +6%

    Compounded Profit Growth

    10 Years
    +19%
    5 Years
    +14%
    3 Years
    +9%
    TTM
    +5%

    Stock Price CAGR

    10 Years
    +10%
    5 Years
    0%
    3 Years
    +8%
    1 Year
    -2%

    Return on Equity

    10 Years
    +14%
    5 Years
    +14%
    3 Years
    +14%
    Last Year
    +11%

    Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.

    Shareholding pattern

    Percentage of shares held by each category at each quarter end
    HolderDec 2025Mar 2026Jun 2026Sept 2026Change
    Promoter25.87%25.87%25.87%25.86%-0.01 pp
    FII29.36%26.40%25.21%24.65%-0.56 pp
    DII32.88%36.19%37.71%38.54%+0.83 pp
    Public11.90%11.54%11.20%10.95%-0.25 pp

    Filed with NSE for Sept 2026: promoters 25.87%, public 74.13% · XBRL filing

    Analysts & fund holdings

    87%
    87% recommend buy
    37 analysts cover the stock
    Valuation vs Banks
    P/E21.1 vs 16.4
    Sector P/B2.12
    Beta0.91

    Who holds the shares, quarter by quarter

    Mutual funds 25.20% (+0.70 pp)
    Jun 25
    Sept 25
    Dec 25
    Mar 26
    Jun 26
    Sept 26
    • Promoters25.9%
    • Foreign institutions24.6%
    • Mutual funds25.2%
    • Insurance10.3%
    • Other domestic institutions3.0%
    • Retail4.2%
    • Others6.8%
    Mutual funds holding the most
    Fund% of company% of fund3-month change
    Parag Parikh Flexi Cap Fund1.45%4.44%+0.21 pp
    HDFC Flexi Cap Fund0.87%3.40%+0.14 pp
    SBI Aggressive Hybrid Fund0.66%3.39%+0.18 pp
    SBI Focused Fund0.66%5.82%+0.01 pp
    SBI Large Cap Fund0.54%4.60%+1.90 pp

    Scorecard

    Performance
    Low
    Valuation
    High
    Growth
    Low
    Profitability
    High
    Entry point
    Good
    Red flags
    Low

    Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.

    Risk & trend

    From 275 daily sessions to 23 Oct 2026. Adjusted for 1 corporate action.

    Computed

    Risk

    Volatility (1Y)
    21.3%
    Downside volatility
    20.8%
    Worst 5% of days
    2.2%
    Average of that tail
    3.0%
    Max drawdown (1Y)
    20.6%
    Below its peak
    3.9%

    Against the market

    Beta vs Nifty 50
    0.98
    Correlation
    0.61
    Relative strength (3M)
    +17.6%
    ATR (14)
    2.2%

    Return

    Return 1M
    +4.3%
    Return 3M
    +12.3%
    Return 6M
    +14.2%
    Return 1Y
    +0.0%
    vs 200-day average
    +7.5%

    Momentum

    RSI (14)
    51.7
    MACD histogram
    -0.66
    Stochastic %K
    42.6
    ADX (14)
    36.5
    +DI / −DI
    23.5 / 17.3
    Money flow index
    63.0

    Participation

    Delivery (20d avg)
    68.5%
    vs its 60-day baseline
    +1.4 pts
    Volume vs 20-day
    -0.7σ
    Close vs day's VWAP
    -0.2%
    52-week position
    82 / 100

    These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.

    Financial quality

    From consolidated statements to 31 Mar 2026.

    Computed

    No F-Score: it needs two reporting periods a year apart that carry both an income statement and a balance sheet, and this company's filings do not yet line up that way. The ratios below need only the one period and are unaffected.

    Free cash flow
    ₹40,669 Cr
    FCF yield
    9.5%
    Cash conversion
    2.18
    Accruals ratio
    -0.022
    Net debt
    -₹8,089 Cr
    Net debt / equity
    -0.04
    EV / sales
    5.93
    PEG
    2.10
    Capex intensity
    1.5%
    Revenue CAGR
    6.3%
    Profit CAGR
    10.0%

    Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.

    Corporate actions

    • dividend
      ₹0.65

      Dividend - Rs 0.65 Per Share

      17 Jul 2026
      ex-date
    • split
      Not available — not reported in this filing

      Face Value Split (Sub-Division) - From Rs 5/- Per Share To Re 1/- Per Share

      14 Jan 2026
      ex-date
    • dividend
      ₹2.50

      Dividend - Rs 2.50 Per Share

      18 Jul 2025
      ex-date
    • dividend
      ₹2.00

      Dividend - Rs 2 Per Share

      19 Jul 2024
      ex-date
    • dividend
      ₹1.50

      Dividend - Rs 1.50 Per Sh

      4 Aug 2023
      ex-date
    • dividend
      ₹1.10

      Dividend - Rs 1.10 Per Share

      11 Aug 2022
      ex-date
    • dividend
      ₹0.90

      Dividend - Rs 0.90 Per Share

      11 Aug 2021
      ex-date
    • dividend
      ₹0.80

      Annual General Meeting/Dividend Rs 0.80 Per Share

      12 Jul 2019
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting/Dividend- Re 0.70 Per Share

      11 Jul 2018
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting/Dividend-Re 0.60 Per Share

      12 Jul 2017
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting/ Divdend - Re 0.50/- Per Share

      14 Jul 2016
      ex-date
    • bonus
      Not available — not reported in this filing

      Bonus 1: 1

      8 Jul 2015
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting/Dividend Re 0.90/- Per Share

      18 Jun 2015
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting/Dividend Re 0.80/- Per Share

      4 Jul 2014
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting/Dividend Re 0.70/- Per Share

      4 Jul 2013
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting / Dividend Re 0.60 Per Share

      6 Jul 2012
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting And Dividend Re.0.50 Per Share

      12 Jul 2011
      ex-date
    • split
      ₹5.00

      Face Value Split From Rs.10/- To Rs.5/-

      13 Sept 2010
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting And Dividend Re.0.85 Per Share

      30 Jun 2010
      ex-date
    • other
      Not available — not reported in this filing

      Agm/Div-Re.0.75 Per Share

      14 Jul 2009
      ex-date

    Company announcements

    Company Update
    Audio Recording For Earnings Conference Call

    Intimation attached

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Management

    Intimation attached.

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Directorate

    Intimation attached.

    Company Update
    Announcement under Regulation 30 (LODR)-Investor Presentation

    Intimation attached.

    Company Update
    Announcement under Regulation 30 (LODR)-Press Release / Media Release

    Intimation attached

    Result
    Results-Financial Results - Sep 30, 2026

    Intimation attached.

    Board Meeting
    Board Meeting Outcome for Outcome Of Board Meeting - Consolidated And Standalone Unaudited Financial Results Of The Bank For The Quarter And Half-Year Ended September 30, 2026

    Intimation attached.

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    Intimation Attached

    Others
    Compliances-Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017)

    Intimation attached.

    Board MeetingPrice-sensitive
    Board Meeting Intimation for To Consider And Approve The Standalone And Consolidated Unaudited Financial Results For The Quarter And Half Year Ended September 30, 2026

    Kotak Mahindra Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 24/10/2026 ,inter alia, to consider and approve Intimation attached

    Company Update
    Intimation Under Regulation 30 Of The SEBI LODR, Regulations 2015.

    Intimation attached.

    Company Update
    Update On Appointment Of New Managing Director & CEO Of The Bank

    Intimation attached.

    Company Update
    Intimation Of Scheme Of Amalgamation Of Kotak Mahindra Investments Limited With Kotak Alternate Asset Managers Limited, Both, Wholly-Owned Subsidiaries Of The Bank

    Intimation attached.

    Company Update
    Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

    Intimation attached.

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    Intimation attached.

    Filed with BSE (scrip 500247); the last 45 days. Documents open at bseindia.com.

    SEBI filings & orders

    From SEBI's website. An order may concern the company, its officers or trading in its shares, and may be under appeal - read the order itself. Personal identifiers are withheld.

    Regulatory orders

    • Adjudication order

      Adjudication order in respect of 3 entities in the matter of Trading Activities of certain entities in the derivative contract of Kotak Mahindra Bank Limited and Axis Bank Limited

      29 Dec 2022
      Read on SEBI
    • Adjudication order

      Adjudication Order in respect of Kotak Mahindra Bank Limited in the matter of Sathavahana Ispat Limited

      24 Sept 2021
      Read on SEBI
    • Adjudication order

      Adjudication order in respect of Kotak Mahindra Bank Ltd. in the matter of Nalanda India Ltd.

      27 Aug 2021
      Read on SEBI

    Documents

    Annual reports

    Earnings calls

    Credit ratings

    Documents open at BSE or the rating agency that issued them.

    Sourced from the company's NSE XBRL filing dated 24 Oct 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.

    FAQ

    Kotak Mahindra Bank: common questions

    Answered from the figures on this page.

    Kotak Mahindra Bank last traded at ₹430.50 (NSE, as of 25 Oct 2026). The last session moved it down 1.49%.

    Kotak Mahindra Bank is valued at about ₹4.28 lakh crore (NSE, as of 25 Oct 2026).

    Kotak Mahindra Bank trades at a price-to-earnings ratio of 21.10 (NSE, as of 25 Oct 2026). The P/E compares the share price with earnings per share, so it is only comparable between companies in the same industry.

    Kotak Mahindra Bank has traded between ₹345.50 and ₹453.10 over the past 52 weeks, to 25 Oct 2026. It is currently 79% of the way up that range.

    Kotak Mahindra Bank (KOTAKBANK) is classified under Banking on this site's screener.