Life Insurance Corp

    LICI
    Insurance
    ₹404.10
    price as of 11/9/2026, 5:28:07 pm

    Market cap ₹5.11 L Cr

    P/E
    8.51
    Day range
    ₹400.25 – ₹405.65
    52-week range
    ₹360.75 – ₹468.48
    Volume
    81.43 L
    Open
    ₹402.00
    Prev close
    ₹405.60
    52-week range, adjusted for splits and bonuses
    ₹360.75₹468.48
    2 Apr 20267 Nov 2025
    Index membership & F&O
    NIFTY 500NIFTY MIDCAP 150F&O lot 1,400

    Price history

    6M change +0.72%RSI (14) 41.2 NeutralSMA 20 · 50 overlaid

    Price & delivery on the exchange

    NSE bhavcopy to 11 Sept 2026 · delivery 64.9% today vs 48.8% average · BSE close ₹403.7

    1 Apr23 Apr15 May5 Jun24 Jun15 Jul3 Aug21 Aug11 Sept₹300₹450₹600₹750₹9000%25%50%75%100%
    • Delivery
    • NSE close
    • BSE close

    High delivery with a rising price suggests buyers holding rather than trading the move.

    Futures & options

    NSE F&O close, 11 Sept 2026 · options expiring 29 Sept 2026

    Neutral
    Near-month future
    ₹406.7
    Change
    -0.02%
    Basis over spot
    +₹2.60
    Futures OI (shares)
    4.96 Cr
    OI change
    +1.47%
    Put-call ratio
    0.73
    Max pain
    ₹415
    Resistance (call OI)
    ₹420
    Support (put OI)
    ₹400
    Lot size
    1,400

    Open interest by strike

    Calls open above (resistance) and puts below (support), in shares

    350360370380390400410420430440450460480500015.0 L30.0 L45.0 L60.0 Lspot
    • Call OI
    • Put OI

    Futures open interest and price

    Near-month future, day by day since collection began

    The daily history builds from each close.

    Key metrics

    P/E (TTM)
    6.1
    EPS (TTM)
    ₹66.05
    ROE (FY26)
    37.8%
    ROCE (latest year)
    35%
    Dividend yield
    2.47%

    Charts & trends

    From company filings. Amounts in ₹ crore.

    Revenue 3Y CAGR
    +7.6%
    Profit 3Y CAGR
    +16.9%
    Revenue YoY (Jun 2026)
    +6.8%
    Profit YoY (Jun 2026)
    +24.0%
    Operating margin
    6.0%
    Net margin
    5.7%

    Revenue, profit & margin - quarterly

    Bars in ₹ crore (a loss shows red); line is operating margin

    Sep 2023Mar 2024Sep 2024Mar 2025Sep 2025Jun 20260 Cr70.0K Cr1.4L Cr2.1L Cr2.8L Cr0%3%6%9%12%
    • Revenue
    • Net profit
    • Operating margin

    Who owns the company

    Shareholding as of Jun 2026

    • Promoter
    • Public
    • DII
    • FII

    Cash flows

    Where cash came from and went, by fiscal year (₹ crore)

    Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026-3.0L Cr-1.5L Cr0 Cr1.5L Cr3.0L Cr
    • Operating
    • Investing
    • Financing
    • Free cash flow

    Return on equity

    Net profit over shareholders' equity, by fiscal year

    FY20FY21FY22FY23FY24FY25FY260%75%150%225%300%15%

    Equity vs debt

    Shareholders' equity against borrowings (₹ crore); line is debt-to-equity

    Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 20260 Cr70.0K Cr1.4L Cr2.1L Cr2.8L Cr0.0x85.0x170.0x255.0x340.0x
    • Equity
    • Debt
    • Debt / equity

    Financial statements

    ₹ Crore
    Quarterly results, oldest period first, figures in rupees crore
    Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
    Sales2,03,0332,14,0542,38,7172,11,9522,31,1322,03,7512,43,1342,24,6712,41,5242,35,9542,76,7442,39,866
    Expenses1,94,5582,04,8152,37,1522,02,1802,24,5441,91,8182,21,6212,14,1982,32,0322,23,5882,65,5212,25,854
    Operating Profit8,4759,2391,5649,7736,58811,93421,51410,4749,49212,36611,22214,012
    OPM %4.2%4.3%0.7%4.6%2.9%6%9%4.7%3.9%5%4.1%6%
    Other Income28820614,2491,0017948189547801,0448223,1661,301
    Interest000000000000
    Depreciation000000000000
    Profit before tax8,7639,44515,81310,7747,38212,75222,46811,25310,53713,18814,38815,312
    Tax %13%15%12%15%16%14%15%15%14%15%-63%11%
    Net Profit8,0329,43413,84210,5277,72311,00919,03910,95510,09612,90823,46713,584
    EPS in Rs₹6.35₹7.49₹10.94₹8.34₹6.11₹8.70₹15.05₹8.66₹7.98₹10.22₹18.55₹10.74

    From company filings, updated 11 Sept 2026. Consolidated figures where the company reports them.Information only, not investment advice.

    Strengths, risks & growth

    Life Insurance Corporation (LIC) is the largest insurance provider company in India. It has a market share of above 66.2% in new business premium. The company offers participating insurance products and non-participating products like unit-linked insurance products, saving insurance products, term insurance products, health insurance, and annuity & pension products. [1]

    Strengths

    • Company is almost debt free.
    • Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%

    Risks

    • The company has delivered a poor sales growth of 7.19% over past five years.
    • Tax rate seems low

    Compounded Sales Growth

    10 Years
    5 Years
    +7%
    3 Years
    +8%
    TTM
    +10%

    Compounded Profit Growth

    10 Years
    5 Years
    +81%
    3 Years
    +17%
    TTM
    +23%

    Stock Price CAGR

    10 Years
    5 Years
    3 Years
    +7%
    1 Year
    -8%

    Return on Equity

    10 Years
    5 Years
    +52%
    3 Years
    +46%
    Last Year
    +38%

    Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.

    Shareholding pattern

    Percentage of shares held by each category at each quarter end
    HolderSept 2025Dec 2025Mar 2026Jun 2026Change
    Promoter96.50%96.50%96.50%96.50%0.00 pp
    FII0.13%0.20%0.31%0.44%+0.13 pp
    DII1.35%1.33%1.27%0.99%-0.28 pp
    Public2.03%1.96%1.90%2.06%+0.16 pp

    Filed with NSE for Jun 2026: promoters 96.50%, public 3.50% · XBRL filing

    Analysts & fund holdings

    87%
    87% recommend buy
    23 analysts cover the stock
    Valuation vs Insurance
    P/E8.5 vs 16.6
    Sector P/B2.14
    Beta1.24

    Who holds the shares, quarter by quarter

    Mutual funds 0.84% (-0.29 pp)
    Mar 25
    Jun 25
    Sept 25
    Dec 25
    Mar 26
    Jun 26
    • Promoters96.5%
    • Foreign institutions0.4%
    • Mutual funds0.8%
    • Insurance0.0%
    • Other domestic institutions0.1%
    • Retail1.6%
    • Others0.5%
    Mutual funds holding the most
    Fund% of company% of fund3-month change
    ICICI Pru Value Fund0.66%5.89%+4.57 pp
    ICICI Pru Multi Asset Allocation Fund0.63%3.81%+2.88 pp
    ICICI Pru Large Cap Fund0.39%2.61%+2.31 pp
    SBI Aggressive Hybrid Fund0.39%2.36%+2.36 pp
    SBI Focused Fund0.33%3.43%+3.43 pp

    Scorecard

    Performance
    Low
    Valuation
    Avg
    Growth
    Low
    Profitability
    High
    Entry point
    Good
    Red flags
    Low

    Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.

    Corporate actions

    • dividend
      ₹10.00

      Dividend - Rs 10 Per Share

      25 Jun 2026
      ex-date
    • bonus
      Not available — not reported in this filing

      Bonus 1:1

      29 May 2026
      ex-date
    • dividend
      ₹12.00

      Dividend - Rs 12 Per Share

      25 Jul 2025
      ex-date
    • dividend
      ₹6.00

      Dividend - Rs 6 Per Share

      19 Jul 2024
      ex-date
    • dividend
      ₹4.00

      Interim Dividend - Rs 4 Per Share

      21 Feb 2024
      ex-date
    • dividend
      ₹3.00

      Dividend - Rs 3 Per Share

      21 Jul 2023
      ex-date
    • dividend
      ₹1.50

      Dividend - Rs 1.50 Per Share

      25 Aug 2022
      ex-date

    Company announcements

    Company Update
    Intimation Of Analyst/Institutional Investor Meets/Conferences

    This is to inform that the Corporation is participating in three Invetor Meets/Conferences.

    Company Update
    Product Launch

    This is to inform that the Corporation has informed about new product launch.

    Company Update
    Announcement under Regulation 30 (LODR)-Cessation

    This is to inform that the cessation of Senior Management Personnel.

    Company Update
    Restructuring Under Regulation 30

    This is to inform that the Corporation has subscribed for Non-Convertible Debentures of Bajaj Finance Limited.

    Company Update
    Post Offer For Sale Shareholding Pattern

    Post Offer for Sale Shareholding Pattern is enclosed.

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Management

    This is to inform that Shri Madhu V S, General Manager, Nairobi has been re-designated as Additional Director, Management Development Centre, Mumbai.

    Company Update
    Update On Analyst/Institutional Investor Meet/Conference

    This is to inform that the representatives of the Corporation have attended the Investors' Meet on August 17, 2026.

    Company Update
    Update On Investor Meet

    This to inform that the representatives of the Corporation have attended the Investors Meet on August 13, 2026

    Company Update
    Intimation Of Analyst/Institutional/Investor Meet/Conference

    This is to inform that the Corporation is participating in the Investor Conference to be held on August 17, 2026.

    Company Update
    Transcript Of Earning Conference Call With The Analyst/Investors

    This is to inform that the Transcript of Earning Conference Call of the Corporation with Analyst/Investors is attached.

    Company Update
    Presentaion For Analyst/Institutional Investor Meet/Conference

    This is to inform that the presentation is enclosed for Analyst/Institutional Investor Meet/Conference to be held on August 13, 2026.

    Insider Trading / SAST
    Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011

    The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for President of India

    Insider Trading / SAST
    Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011

    The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for President of India, acting through the Ministry ....

    Company Update
    Disclosure Under Regulation 7(2)(B)

    Disclosure received by the Corporation under Regulation 7(2)(b) is enclosed as Annexure I

    Company Update
    Launch New Product

    This is to inform that Corporation is launching the new product.

    Filed with BSE (scrip 543526); the last 45 days. Documents open at bseindia.com.

    Documents

    Documents open at BSE or the rating agency that issued them.