Life Insurance Corp
Market cap ₹2.41 L Cr
- P/E
- 8.03
- Day range
- ₹377.10 – ₹388.75
- 52-week range
- ₹360.75 – ₹468.48
- Volume
- 1.09 Cr
- Open
- ₹388.10
- Prev close
- ₹387.50
2 red flags to read up on
- high
Promoters selling in the market
Promoter group sold a net ₹31552 Cr on the open market in 90 days · 5 Aug 2026
- medium
Promoter holding falling
90.00%, down 6.50 pts since 2025-12-31 · 30 Sept 2026
From NSE and BSE filings. A flag is a reason to read the filing, not a rating.
LICI in NSE indices and F&O
F&O margin for one lot of LICI (1,400 shares)Research profile
Composite 63 / 100Factor percentiles
Derived metrics
- Earn. yield
- 12.4%
- Graham no.
- ₹386.85
- vs Graham
- +1.4%
- ROE ÷ P/B
- 13.9%
- 12-1 mom.
- -10.3%
- Return / vol
- -0.61
- FCF yield
- -11.3%
Appears in 12 scans
Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.
Peer comparison
All 11 in Insurance| Company | M-cap | P/E | P/B | ROE | ROCE | OPM | D/E | Sales YoY |
|---|---|---|---|---|---|---|---|---|
| Life Insurance CorpLICI | ₹2.41 L Cr | 8.03 | 2.73 | 37.8% | 35.0% | 6.0% | 0.00 | +6.8% |
| SBI Life InsuranceSBILIFE | ₹1.65 L Cr | 63.27 | 8.16 | 13.7% | 15.0% | 1.6% | 0.00 | +18.8% |
| HDFC Life InsuranceHDFCLIFE | ₹1.14 L Cr | 55.31 | 5.89 | 11.3% | 10.0% | 1.4% | 0.16 | +18.3% |
| ICICI Lombard GICICICIGI | ₹79,544 Cr | 31.27 | 4.33 | 17.8% | 22.0% | 15.0% | 0.00 | +19.7% |
| ICICI Prudential LifeICICIPRULI | ₹62,529 Cr | 35.59 | 4.66 | 12.6% | 10.0% | -24.0% | 0.19 | -79.7% |
| General Insurance Corporation of IndiaGICRE | ₹56,799 Cr | 6.40 | 0.76 | 14.6% | 17.0% | 14.0% | 0.00 | -1.5% |
| Max Financial ServicesMFSL | ₹41,804 Cr | 383.32 | 7.92 | 2.0% | 3.0% | 1.1% | 0.35 | +16.8% |
| Star Health InsuranceSTARHEALTH | ₹31,206 Cr | 37.04 | 4.11 | 7.6% | 10.0% | 14.0% | 0.06 | +13.2% |
| Sector median | ₹56,799 Cr | 36.89 | 4.33 | 11.3% | 10.0% | 2.3% | 0.06 | +13.2% |
Sector as classified in the tracked universe; medians use every tracked Insurance company, and P/E only profitable ones. Tinted figures beat the median.
Latest news
Updated 3d agoHeadlines about Life Insurance Corp from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.
Key metrics
- P/E (TTM)
- 8.0
- EPS (TTM)
- ₹66.05
- Price / Book
- 2.73
- ROE (FY26)
- 37.8%
- ROCE (latest year)
- 35%
- Dividend yield
- 2.62%
Moving averages (NSE)
- 20-day
- ₹392.85
- Price below
- 50-day
- ₹403.76
- Price below
- 200-day
- ₹410.77
- Price below
Charts & trends
From company filings. Amounts in ₹ crore.
Revenue, profit & margin - quarterly
₹ crore; a loss shows red. Operating margin below, same periods.
- Revenue
- Net profit
Operating margin
Who owns the company
% of equity by quarter, latest Sept 2026
- Promoter
- DII
- Public
- FII
Cash flows
Where cash came from and went, by fiscal year (₹ crore)
- Operating
- Investing
- Financing
- Free cash flow
Return on equity
Net profit over shareholders' equity, by fiscal year
Equity vs debt
Shareholders' equity against borrowings (₹ crore); the ratio below, same years.
- Equity
- Debt
Debt to equity
Dividends per share
₹ by fiscal year of the ex-date; the latest year runs to date. Not adjusted for the bonus of 29 May 2026: earlier bars are per pre-bonus share.
Financial statements
| Line item | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 2,03,033 | 2,14,054 | 2,38,717 | 2,11,952 | 2,31,132 | 2,03,751 | 2,43,134 | 2,24,671 | 2,41,524 | 2,35,954 | 2,76,744 | 2,39,866 |
| Expenses | 1,94,558 | 2,04,815 | 2,37,152 | 2,02,180 | 2,24,544 | 1,91,818 | 2,21,621 | 2,14,198 | 2,32,032 | 2,23,588 | 2,65,521 | 2,25,854 |
| Operating Profit | 8,475 | 9,239 | 1,564 | 9,773 | 6,588 | 11,934 | 21,514 | 10,474 | 9,492 | 12,366 | 11,222 | 14,012 |
| OPM % | 4.2% | 4.3% | 0.7% | 4.6% | 2.9% | 6% | 9% | 4.7% | 3.9% | 5% | 4.1% | 6% |
| Other Income | 288 | 206 | 14,249 | 1,001 | 794 | 818 | 954 | 780 | 1,044 | 822 | 3,166 | 1,301 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 8,763 | 9,445 | 15,813 | 10,774 | 7,382 | 12,752 | 22,468 | 11,253 | 10,537 | 13,188 | 14,388 | 15,312 |
| Tax % | 13% | 15% | 12% | 15% | 16% | 14% | 15% | 15% | 14% | 15% | -63% | 11% |
| Net Profit | 8,032 | 9,434 | 13,842 | 10,527 | 7,723 | 11,009 | 19,039 | 10,955 | 10,096 | 12,908 | 23,467 | 13,584 |
| EPS in Rs | ₹6.35 | ₹7.49 | ₹10.94 | ₹8.34 | ₹6.11 | ₹8.70 | ₹15.05 | ₹8.66 | ₹7.98 | ₹10.22 | ₹18.55 | ₹10.74 |
From company filings, updated 24 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.
Working-capital cycle
0 days since Mar 2021
0 days since Mar 2021
+10 days since Mar 2021
Strengths, risks & growth
Life Insurance Corporation (LIC) is the largest insurance provider company in India. It has a market share of above 66.2% in new business premium. The company offers participating insurance products and non-participating products like unit-linked insurance products, saving insurance products, term insurance products, health insurance, and annuity & pension products. [1]
Strengths
- Company is almost debt free.
- Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%
Risks
- The company has delivered a poor sales growth of 7.19% over past five years.
- Tax rate seems low
Compounded Sales Growth
- 10 Years
- —
- 5 Years
- +7%
- 3 Years
- +8%
- TTM
- +10%
Compounded Profit Growth
- 10 Years
- —
- 5 Years
- +81%
- 3 Years
- +17%
- TTM
- +23%
Stock Price CAGR
- 10 Years
- —
- 5 Years
- —
- 3 Years
- +8%
- 1 Year
- -14%
Return on Equity
- 10 Years
- —
- 5 Years
- +52%
- 3 Years
- +46%
- Last Year
- +38%
Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.
Shareholding pattern
| Holder | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 | Change |
|---|---|---|---|---|---|
| Promoter | 96.50% | 96.50% | 96.50% | 90.00% | -6.50 pp |
| FII | 0.20% | 0.31% | 0.44% | 1.55% | +1.11 pp |
| DII | 1.33% | 1.27% | 0.99% | 6.18% | +5.19 pp |
| Public | 1.96% | 1.90% | 2.06% | 2.28% | +0.22 pp |
Filed with NSE for Sept 2026: promoters 90.00%, public 10.00% · XBRL filing
Analysts & fund holdings
Who holds the shares, quarter by quarter
Mutual funds 5.50% (+4.66 pp)- Promoters90.0%
- Foreign institutions1.6%
- Mutual funds5.5%
- Insurance0.4%
- Other domestic institutions0.3%
- Retail1.6%
- Others0.6%
| Fund | % of company | % of fund | 3-month change |
|---|---|---|---|
| ICICI Pru Value Fund | 0.66% | 5.83% | +4.52 pp |
| ICICI Pru Multi Asset Allocation Fund | 0.66% | 3.76% | +2.83 pp |
| ICICI Pru Large Cap Fund | 0.39% | 2.59% | +2.29 pp |
| SBI Aggressive Hybrid Fund | 0.39% | 2.29% | +2.29 pp |
| SBI Focused Fund | 0.33% | 3.31% | +3.31 pp |
Scorecard
- Performance
- Low
- Valuation
- Avg
- Growth
- Low
- Profitability
- High
- Entry point
- Good
- Red flags
- Low
Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.
Risk & trend
From 275 daily sessions to 23 Oct 2026. Adjusted for 1 corporate action.
Risk
- Volatility (1Y)
- 25.5%
- Downside volatility
- 24.8%
- Worst 5% of days
- 2.3%
- Average of that tail
- 3.6%
- Max drawdown (1Y)
- 21.5%
- Below its peak
- 17.4%
Against the market
- Beta vs Nifty 50
- 1.11
- Correlation
- 0.58
- Relative strength (3M)
- -4.1%
- ATR (14)
- 2.3%
Return
- Return 1M
- -5.7%
- Return 3M
- -9.5%
- Return 6M
- -7.0%
- Return 1Y
- -15.4%
- vs 200-day average
- -7.1%
Momentum
- RSI (14)
- 37.5
- MACD histogram
- -0.07
- Stochastic %K
- 17.7
- ADX (14)
- 15.0
- +DI / −DI
- 14.2 / 25.5
- Money flow index
- 27.0
Participation
- Delivery (20d avg)
- 58.3%
- vs its 60-day baseline
- -0.4 pts
- Volume vs 20-day
- +1.3σ
- Close vs day's VWAP
- +0.3%
- 52-week position
- 19 / 100
These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.
Financial quality
From consolidated statements to 31 Mar 2026.
No F-Score: it needs two reporting periods a year apart that carry both an income statement and a balance sheet, and this company's filings do not yet line up that way. The ratios below need only the one period and are unaffected.
- Free cash flow
- -₹27,327 Cr
- FCF yield
- -11.3%
Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.
Insider trades
| Person | Type | Shares | Value | Disclosed |
|---|---|---|---|---|
President of India acting through and represented by Minstry of Finance Promoter · Market Sale | Sell | 82,23,33,558 | ₹31552 Cr | 10 Aug 2026 |
Disclosures filed with NSE under SEBI (Prohibition of Insider Trading) Regulations. Pledges and releases are not trades and are not counted above.
Corporate actions
- dividend₹10.00
Dividend - Rs 10 Per Share
25 Jun 2026ex-date - bonusNot available — not reported in this filing
Bonus 1:1
29 May 2026ex-date - dividend₹12.00
Dividend - Rs 12 Per Share
25 Jul 2025ex-date - dividend₹6.00
Dividend - Rs 6 Per Share
19 Jul 2024ex-date - dividend₹4.00
Interim Dividend - Rs 4 Per Share
21 Feb 2024ex-date - dividend₹3.00
Dividend - Rs 3 Per Share
21 Jul 2023ex-date - dividend₹1.50
Dividend - Rs 1.50 Per Share
25 Aug 2022ex-date
Company announcements
Life Insurance Corporation Of Indiahas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 05/11/2026 ,inter alia, to consider and approve the Unaudited ....
This is to inform that the Corporation is launching three new products w.e.f. October 19, 2026.
This is to inform that Smt Sonija M. S. has been re-designated as Chief (I/C)(Finance & Accounts, SMP of the Corporation.
This is to inform that based on the recommendations of NRC, the Board of Directors of the Corporation inter-alia considered and approved the appointment of five Independent Directors.
This is to inform that the certificates received from RTA of the Corporation for the quarter ended September 30, 2026 is enclosed.
This is to inform that 4 officials holding the position of SMP of the Corporation will be superannuating w.e.f. September 30, 2026.
This is to inform that Shri Shatmanyu Shrivastava, Chief Financial Officer, KMP of the Corporation will be superannuating w.e.f September 30, 2026 after the close of officer hours.
This is to inform that the Government of India has approved the Voluntary retirement of Shri Dinesh Pant, Managing Director of the Corporation.
This is to inform that the Govt of India has approved the voluntary retirement of Shri Dinesh Pant, Managing Director of the Corporation.
This is to inform that the representatives of the Corporation have attended the Investors' Meet on September 22, 2026.
Intimation of Closure of Trading Window.
This is to inform that the representatives of the Corporation have attended the Investors' Meet on September 21, 2026.
This is to inform that the Corporation have attended the Investors' Meet on September 18, 2026.
This is to inform that the Corporation is participating in three Invetor Meets/Conferences.
This is to inform that the Corporation has informed about new product launch.
Filed with BSE (scrip 543526); the last 45 days. Documents open at bseindia.com.
Documents
Annual reports
Earnings calls
- Aug 2026TranscriptSlidesRecording
- Jul 2026Slides
- May 2026TranscriptSlidesRecording
- Feb 2026TranscriptSlidesRecording
- Nov 2025TranscriptSlidesRecording
- Nov 2025Slides
Documents open at BSE or the rating agency that issued them.
Sourced from the company's NSE XBRL filing dated 6 Aug 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.
Life Insurance Corp: common questions
Answered from the figures on this page.
