ICICI Lombard GIC
Market cap ₹78,945 Cr
- P/E
- 31.04
- Day range
- ₹1,570.00 – ₹1,603.80
- 52-week range
- ₹1,423.10 – ₹2,064.90
- Volume
- 6.36 L
- Open
- ₹1,589.90
- Prev close
- ₹1,592.00
Latest results · Q2 FY27(consolidated)Revenue ₹7,844 Cr+19.2%Profit ₹946 Cr+15.4%Margin 12.1%YoY vs the same quarter last year
No red flags in exchange filings: no rising pledge, promoter selling, surveillance or critical filing on record.
ICICIGI in NSE indices and F&O
F&O margin for one lot of ICICIGI (325 shares)Research profile
Composite 62 / 100Factor percentiles
Derived metrics
- Earn. yield
- 3.2%
- Graham no.
- ₹656.46
- vs Graham
- -58.5%
- ROE ÷ P/B
- 4.2%
- 12-1 mom.
- -20.2%
- Return / vol
- -0.55
- FCF yield
- 3.0%
Appears in 9 scans
Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.
Peer comparison
All 11 in Insurance| Company | M-cap | P/E | P/B | ROE | ROCE | OPM | D/E | Sales YoY |
|---|---|---|---|---|---|---|---|---|
| Life Insurance CorpLICI | ₹2.41 L Cr | 8.02 | 2.73 | 37.8% | 35.0% | 6.0% | 0.00 | +6.8% |
| SBI Life InsuranceSBILIFE | ₹1.65 L Cr | 63.41 | 8.16 | 13.7% | 15.0% | 1.6% | 0.00 | +18.8% |
| HDFC Life InsuranceHDFCLIFE | ₹1.13 L Cr | 54.80 | 5.85 | 11.3% | 10.0% | 1.4% | 0.16 | +18.3% |
| ICICI Lombard GICICICIGI | ₹78,945 Cr | 31.04 | 4.22 | 17.8% | 22.0% | 15.0% | 0.00 | +19.7% |
| ICICI Prudential LifeICICIPRULI | ₹62,529 Cr | 35.59 | 4.66 | 12.6% | 10.0% | -24.0% | 0.19 | -79.7% |
| General Insurance Corporation of IndiaGICRE | ₹56,807 Cr | 6.40 | 0.77 | 14.6% | 17.0% | 14.0% | 0.00 | -1.5% |
| Max Financial ServicesMFSL | ₹42,798 Cr | 392.44 | 7.92 | 2.0% | 3.0% | 1.1% | 0.35 | +16.8% |
| Star Health InsuranceSTARHEALTH | ₹31,671 Cr | 37.59 | 4.11 | 7.6% | 10.0% | 14.0% | 0.06 | +13.2% |
| Sector median | ₹56,807 Cr | 36.35 | 4.22 | 11.3% | 10.0% | 2.3% | 0.06 | +13.2% |
Sector as classified in the tracked universe; medians use every tracked Insurance company, and P/E only profitable ones. Tinted figures beat the median.
Latest news
Updated 2d agoHeadlines about ICICI Lombard GIC from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.
Key metrics
- P/E (TTM)
- 31.1
- EPS (TTM)
- ₹48.40
- Price / Book
- 4.19
- ROE (FY26)
- 17.8%
- ROCE (latest year)
- 22%
- Dividend yield
- 0.85%
Moving averages (NSE)
- 20-day
- ₹1,620.33
- Price below
- 50-day
- ₹1,575.43
- Price above
- 200-day
- ₹1,748.12
- Price below
Charts & trends
From company filings. Amounts in ₹ crore.
Revenue, profit & margin - quarterly
₹ crore; a loss shows red. Operating margin below, same periods.
- Revenue
- Net profit
Operating margin
Who owns the company
% of equity by quarter, latest Sept 2026
- Promoter
- DII
- FII
- Public
- Government
Cash flows
Where cash came from and went, by fiscal year (₹ crore)
- Operating
- Investing
- Financing
- Free cash flow
Return on equity
Net profit over shareholders' equity, by fiscal year
Equity vs debt
Shareholders' equity against borrowings (₹ crore); the ratio below, same years.
- Equity
- Debt
Debt to equity
Dividends per share
₹ by fiscal year of the ex-date; the latest year runs to date.
Financial statements
| Line item | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 5,194 | 5,391 | 5,601 | 6,147 | 6,161 | 6,051 | 6,396 | 6,869 | 6,905 | 6,825 | 7,088 | 8,220 |
| Expenses | 4,639 | 4,701 | 4,831 | 5,207 | 5,199 | 5,443 | 5,415 | 5,825 | 6,051 | 6,138 | 6,566 | 7,005 |
| Operating Profit | 555 | 690 | 770 | 940 | 962 | 609 | 981 | 1,044 | 854 | 686 | 522 | 1,215 |
| OPM % | 11% | 13% | 14% | 15% | 16% | 10% | 15% | 15% | 12% | 10% | 7% | 15% |
| Other Income | 19 | 8 | 4 | -21 | -2 | 60 | 13 | 33 | 16 | 32 | 14 | 32 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 574 | 698 | 774 | 919 | 960 | 668 | 994 | 1,077 | 870 | 718 | 536 | 1,247 |
| Tax % | 25% | 26% | 25% | 24% | 25% | 24% | 25% | 24% | 24% | 24% | 25% | 24% |
| Net Profit | 431 | 520 | 580 | 694 | 724 | 510 | 747 | 820 | 659 | 547 | 403 | 946 |
| EPS in Rs | ₹8.76 | ₹10.54 | ₹11.77 | ₹14.03 | ₹14.63 | ₹10.28 | ₹15.04 | ₹16.47 | ₹13.23 | ₹10.96 | ₹8.08 | ₹18.94 |
From company filings, updated 26 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.
Working-capital cycle
0 days since Mar 2021
0 days since Mar 2021
+106 days since Mar 2021
Strengths, risks & growth
ICICI Lombard General Insurance Co. Ltd is one of the leading and established private sector general insurance companies in India. It offers a well-diversified range of products and risk management solutions through multiple distribution channels. [1] It was established in 2001 as a JV between ICICI Bank and Fairfax Financial Holdings Ltd. ICICI held 64% stake and the rest was held by JV partner. Fairfax Financial exited in 2019 by selling its remaining 5% stake in the company for ~2,600 crores. [2]
Strengths
- Company is almost debt free.
- Company has been maintaining a healthy dividend payout of 25.7%
Risks
None flagged by the checklist.
Compounded Sales Growth
- 10 Years
- +16%
- 5 Years
- +17%
- 3 Years
- +15%
- TTM
- +14%
Compounded Profit Growth
- 10 Years
- +18%
- 5 Years
- +12%
- 3 Years
- +14%
- TTM
- -9%
Stock Price CAGR
- 10 Years
- —
- 5 Years
- +1%
- 3 Years
- +5%
- 1 Year
- -20%
Return on Equity
- 10 Years
- +18%
- 5 Years
- +17%
- 3 Years
- +17%
- Last Year
- +17%
Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.
Shareholding pattern
| Holder | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 | Change |
|---|---|---|---|---|---|
| Promoter | 51.31% | 51.28% | 51.22% | 51.28% | +0.06 pp |
| FII | 23.35% | 22.29% | 21.45% | 18.34% | -3.11 pp |
| DII | 18.25% | 19.41% | 20.64% | 23.82% | +3.18 pp |
| Government | 0.10% | 0.10% | 0.10% | 0.10% | 0.00 pp |
| Public | 6.98% | 6.90% | 6.57% | 6.44% | -0.13 pp |
Filed with NSE for Sept 2026: promoters 51.28%, public 48.72% · XBRL filing
Analysts & fund holdings
Who holds the shares, quarter by quarter
Mutual funds 18.72% (+3.01 pp)- Promoters51.3%
- Foreign institutions18.3%
- Mutual funds18.7%
- Insurance1.4%
- Other domestic institutions3.8%
- Retail3.6%
- Others2.8%
| Fund | % of company | % of fund | 3-month change |
|---|---|---|---|
| Nippon India Growth Mid Cap Fund | 1.23% | 2.06% | +0.64 pp |
| HDFC Mid Cap Fund | 1.16% | 0.95% | +0.50 pp |
| ICICI Pru India Opp Fund | 1.13% | 2.60% | +0.88 pp |
| ICICI Pru Value Fund | 0.81% | 1.14% | +0.14 pp |
| Kotak Mid Cap Fund | 0.81% | 1.02% | -0.08 pp |
Scorecard
- Performance
- Low
- Valuation
- High
- Growth
- Low
- Profitability
- High
- Entry point
- Good
- Red flags
- Low
Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.
Risk & trend
From 275 daily sessions to 23 Oct 2026.
Risk
- Volatility (1Y)
- 25.6%
- Downside volatility
- 25.1%
- Worst 5% of days
- 2.2%
- Average of that tail
- 3.3%
- Max drawdown (1Y)
- 30.1%
- Below its peak
- 22.1%
Against the market
- Beta vs Nifty 50
- 0.65
- Correlation
- 0.34
- Relative strength (3M)
- +3.7%
- ATR (14)
- 3.0%
Return
- Return 1M
- +7.6%
- Return 3M
- -1.7%
- Return 6M
- -13.0%
- Return 1Y
- -14.2%
- vs 200-day average
- -8.9%
Momentum
- RSI (14)
- 47.2
- MACD histogram
- -3.86
- Stochastic %K
- 13.7
- ADX (14)
- 32.6
- +DI / −DI
- 25.1 / 19.2
- Money flow index
- 66.1
Participation
- Delivery (20d avg)
- 52.9%
- vs its 60-day baseline
- -6.0 pts
- Volume vs 20-day
- -1.1σ
- Close vs day's VWAP
- -0.1%
- 52-week position
- 27 / 100
These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.
Financial quality
From consolidated statements to 30 Jun 2026.
No F-Score: it needs two reporting periods a year apart that carry both an income statement and a balance sheet, and this company's filings do not yet line up that way. The ratios below need only the one period and are unaffected.
- Free cash flow
- ₹2,379 Cr
- FCF yield
- 3.0%
Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.
Insider trades
| Person | Type | Shares | Value | Disclosed |
|---|---|---|---|---|
Sohel Golwalla Pledge Creation | Pledge | 7,566 | ₹1.4 Cr | 30 Sept 2025 |
Sohel Golwalla Pledge Creation | Pledge | 10,750 | ₹2.0 Cr | 30 Sept 2025 |
Sohel Golwalla ESOP | Buy | 11,947 | ₹1.4 Cr | 30 Sept 2025 |
Sohel Golwalla ESOP | Buy | 7,566 | ₹83.5 L | 30 Sept 2025 |
Disclosures filed with NSE under SEBI (Prohibition of Insider Trading) Regulations. Pledges and releases are not trades and are not counted above.
Corporate actions
- dividend₹7.00
Interim Dividend - Rs 7 Per Share
23 Oct 2026ex-date - dividend₹7.00
Dividend - Rs 7 Per Share
29 May 2026ex-date - dividend₹6.50
Interim Dividend - Rs 6.50 Per Share
23 Oct 2025ex-date - dividend₹7.00
Dividend - Rs 7 Per Share
6 Jun 2025ex-date - dividend₹5.50
Interim Dividend - Rs 5.50 Per Share
28 Oct 2024ex-date - dividend₹6.00
Dividend - Rs 6 Per Share
7 Jun 2024ex-date - dividend₹5.00
Interim Dividend - Rs 5 Per Share
27 Oct 2023ex-date - dividend₹5.50
Dividend - Rs 5.50 Per Share
12 Jun 2023ex-date - dividend₹4.50
Interim Dividend - Rs 4.50 Per Share
27 Oct 2022ex-date - dividend₹5.00
Dividend - Rs 5 Per Share
28 Jul 2022ex-date - dividend₹4.00
Interim Dividend - Rs 4 Per Sh
29 Oct 2021ex-date - dividend₹4.00
Annual General Meeting/Dividend - Rs 4 Per Share
2 Aug 2021ex-date - dividend₹4.00
Interim Dividend - Rs 4 Per Share
18 Mar 2021ex-date - dividend₹3.50
Interim Dividend - Rs 3.50 Per Sh
31 Oct 2019ex-date - dividend₹3.50
Annual General Meeting/ Dividend - Rs 3.50 Per Share
19 Jun 2019ex-date - dividend₹2.50
Interim Dividend - Rs 2.50 Per Share
29 Oct 2018ex-date - dividend₹2.50
Annual General Meeting/Dividend- Rs 2.50 Per Share
4 Jul 2018ex-date - dividendNot available — not reported in this filing
Interim Dividend - Re 0.75 Per Share
26 Oct 2017ex-date
Company announcements
Cancellation of Analyst/Institutional Investor Meet scheduled to be held on October 23, 2026
Certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018
Schedule of Analyst/Institutional Investors Meet(s) to be held in the month of November, 2026
Schedule of Analyst/Institutional Investor Meet to be held on October 23, 2026
Please find enclosed transcript of the earnings conference call with investor(s) and analyst(s) for the quarter and half-year ended September 30, 2026
Extract of Audited Financial Results of the Company for the quarter and half-year ended September 30, 2026 - Newspaper Publication
Please find enclosed communication sent to shareholders regarding TDS
Please find enclosed weblink of audio recording of earning conference call held on October 14, 2026.
The Board of Directors of the Company has approved declaration and payment of an interim dividend of Rs. 7/- per share for the financial year ended March 31, 2027.
We would like to inform you that Record date for the purpose of payment of interim dividend shall be Friday, October 23, 2026
Outcome of the Board Meeting held on Wednesday, October 14, 2026
Press Release and Investor Presentation on performance review of the Company for the quarter and half year ended September 30, 2026
Outcome of the Board Meeting held on Wednesday, October 14, 2026
Allotment of 4,009 equity shares on October 14, 2026
Update on Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
Filed with BSE (scrip 540716); the last 45 days. Documents open at bseindia.com.
Documents
Annual reports
Earnings calls
- Oct 2026TranscriptSlidesRecording
- Jul 2026TranscriptSlidesRecording
- Apr 2026TranscriptSlides
- Jan 2026TranscriptSlidesRecording
- Oct 2025TranscriptSlidesRecording
- Oct 2025Slides
Credit ratings
- Rating update · 12 Jun from icra
- Rating update · 30 Jun 2025 from icra
- Rating update · 31 Jul 2024 from crisil
- Rating update · 11 Jul 2024 from icra
- Rating update · 15 Sep 2023 from crisil
- Rating update · 12 Sep 2023 from icra
Documents open at BSE or the rating agency that issued them.
Sourced from the company's NSE XBRL filing dated 15 Oct 2026 (audited). View the source filing. Figures are as filed and are not investment advice.
ICICI Lombard GIC: common questions
Answered from the figures on this page.
