ICICI Prudential Life
Market cap ₹62,529 Cr
- P/E
- 35.59
- Day range
- ₹422.55 – ₹432.45
- 52-week range
- ₹413.40 – ₹706.80
- Volume
- 12.59 L
- Open
- ₹427.00
- Prev close
- ₹431.00
1 red flag to read up on
- medium
Material exchange filing
Announcement under Regulation 30 (LODR)-Resignation of Managing Director · 2 Oct 2026
From NSE and BSE filings. A flag is a reason to read the filing, not a rating.
ICICIPRULI in NSE indices and F&O
F&O margin for one lot of ICICIPRULI (925 shares)Research profile
Composite 37 / 100Factor percentiles
Derived metrics
- Earn. yield
- 2.8%
- Graham no.
- ₹151.91
- vs Graham
- -64.8%
- ROE ÷ P/B
- 2.7%
- 12-1 mom.
- -16.9%
- Return / vol
- -1.05
- FCF yield
- -8.8%
Appears in 9 scans
Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.
Peer comparison
All 11 in Insurance| Company | M-cap | P/E | P/B | ROE | ROCE | OPM | D/E | Sales YoY |
|---|---|---|---|---|---|---|---|---|
| Life Insurance CorpLICI | ₹2.41 L Cr | 8.03 | 2.73 | 37.8% | 35.0% | 6.0% | 0.00 | +6.8% |
| SBI Life InsuranceSBILIFE | ₹1.65 L Cr | 63.27 | 8.16 | 13.7% | 15.0% | 1.6% | 0.00 | +18.8% |
| HDFC Life InsuranceHDFCLIFE | ₹1.14 L Cr | 55.31 | 5.89 | 11.3% | 10.0% | 1.4% | 0.16 | +18.3% |
| ICICI Lombard GICICICIGI | ₹79,544 Cr | 31.27 | 4.33 | 17.8% | 22.0% | 15.0% | 0.00 | +19.7% |
| ICICI Prudential LifeICICIPRULI | ₹62,529 Cr | 35.59 | 4.66 | 12.6% | 10.0% | -24.0% | 0.19 | -79.7% |
| General Insurance Corporation of IndiaGICRE | ₹56,799 Cr | 6.40 | 0.76 | 14.6% | 17.0% | 14.0% | 0.00 | -1.5% |
| Max Financial ServicesMFSL | ₹41,804 Cr | 383.32 | 7.92 | 2.0% | 3.0% | 1.1% | 0.35 | +16.8% |
| Star Health InsuranceSTARHEALTH | ₹31,206 Cr | 37.04 | 4.11 | 7.6% | 10.0% | 14.0% | 0.06 | +13.2% |
| Sector median | ₹56,799 Cr | 36.89 | 4.33 | 11.3% | 10.0% | 2.3% | 0.06 | +13.2% |
Sector as classified in the tracked universe; medians use every tracked Insurance company, and P/E only profitable ones. Tinted figures beat the median.
Latest news
Updated 7d agoHeadlines about ICICI Prudential Life from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.
Key metrics
- P/E (TTM)
- 39.5
- EPS (TTM)
- ₹10.77
- Price / Book
- 4.59
- ROE (FY26)
- 12.6%
- ROCE (latest year)
- 10%
- Dividend yield
- 0.38%
Moving averages (NSE)
- 20-day
- ₹452.32
- Price below
- 50-day
- ₹477.62
- Price below
- 200-day
- ₹540.93
- Price below
Charts & trends
From company filings. Amounts in ₹ crore.
Revenue, profit & margin - quarterly
₹ crore; a loss shows red. Operating margin below, same periods.
- Revenue
- Net profit
Operating margin
Who owns the company
% of equity by quarter, latest Jun 2026
- Promoter
- DII
- FII
- Public
Cash flows
Where cash came from and went, by fiscal year (₹ crore)
- Operating
- Investing
- Financing
- Free cash flow
Return on equity
Net profit over shareholders' equity, by fiscal year
Equity vs debt
Shareholders' equity against borrowings (₹ crore); the ratio below, same years.
- Equity
- Debt
Debt to equity
Dividends per share
₹ by fiscal year of the ex-date; the latest year runs to date.
Financial statements
| Line item | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 23,384 | 17,388 | 26,430 | 22,482 | 25,396 | 25,158 | 4,536 | 15,687 | 25,401 | 11,936 | 22,834 | 3,185 |
| Expenses | 23,663 | 17,682 | 26,584 | 22,760 | 25,362 | 24,839 | 4,295 | 15,272 | 25,188 | 11,955 | 22,093 | 3,940 |
| Operating Profit | -280 | -293 | -155 | -278 | 34 | 319 | 241 | 415 | 213 | -19 | 741 | -754 |
| OPM % | -1.2% | -1.7% | -0.6% | -1.2% | 0.1% | 1.3% | 5% | 2.6% | 0.8% | -0.2% | 3.2% | -24% |
| Other Income | 496 | 570 | 420 | 549 | 237 | -17 | 169 | 183 | 177 | 408 | -243 | 1,036 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 216 | 276 | 265 | 270 | 271 | 302 | 410 | 598 | 390 | 389 | 498 | 281 |
| Tax % | 5% | 12% | 14% | 36% | 17% | 17% | 21% | 36% | 23% | 24% | 22% | -122% |
| Net Profit | 206 | 244 | 227 | 174 | 224 | 251 | 325 | 385 | 301 | 296 | 387 | 624 |
| EPS in Rs | ₹1.43 | ₹1.69 | ₹1.58 | ₹1.21 | ₹1.56 | ₹1.74 | ₹2.25 | ₹2.67 | ₹2.08 | ₹2.04 | ₹2.67 | ₹4.30 |
From company filings, updated 20 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.
Working-capital cycle
0 days since Mar 2021
0 days since Mar 2021
+1 days since Mar 2021
Strengths, risks & growth
ICICI Prudential Life Insurance Company Ltd carries on business of providing life insurance, pensions and health insurance products to individuals and groups. The business is conducted in participating, non-participating and unit linked lines of business. These products are distributed through individual agents, corporate agents, banks, brokers, sales force and company's website. [1] It is promoted by ICICI Bank and Prudential Corporation :- ICICI Bank (51% stake) [2] - The company is a part of ICICI Bank Ltd which is the 2nd largest private bank in India. It offers a diversified range of products and services to retail, SME and corporate customers. [3] Prudential Plc (22% stake) - It is a British multinational insurance company based in London, England. It is the largest UK life insurer in Asia with presence in India, China, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines and other Asian countries. It is also present in African subcontinent in Nigeria, Ghana, Togo and other countries. [4]
Strengths
- Company is expected to give good quarter
Risks
- Stock is trading at 4.66 times its book value
- The company has delivered a poor sales growth of -5.30% over past five years.
- Tax rate seems low
- Company has a low return on equity of 8.75% over last 3 years.
Compounded Sales Growth
- 10 Years
- +12%
- 5 Years
- -5%
- 3 Years
- +8%
- TTM
- -10%
Compounded Profit Growth
- 10 Years
- 0%
- 5 Years
- +11%
- 3 Years
- +26%
- TTM
- +36%
Stock Price CAGR
- 10 Years
- +3%
- 5 Years
- -7%
- 3 Years
- -6%
- 1 Year
- -27%
Return on Equity
- 10 Years
- +12%
- 5 Years
- +9%
- 3 Years
- +9%
- Last Year
- +13%
Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.
Shareholding pattern
| Holder | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Change |
|---|---|---|---|---|---|
| Promoter | 72.93% | 72.88% | 72.80% | 72.73% | -0.07 pp |
| FII | 13.15% | 11.48% | 10.89% | 10.22% | -0.67 pp |
| DII | 8.65% | 10.41% | 11.05% | 11.81% | +0.76 pp |
| Public | 5.26% | 5.22% | 5.23% | 5.22% | -0.01 pp |
Filed with NSE for Sept 2026: promoters 74.70%, public 25.30% · XBRL filing
Analysts & fund holdings
Who holds the shares, quarter by quarter
Mutual funds 10.39% (+0.94 pp)- Promoters72.7%
- Foreign institutions10.2%
- Mutual funds10.4%
- Insurance1.1%
- Other domestic institutions0.3%
- Retail2.1%
- Others3.2%
| Fund | % of company | % of fund | 3-month change |
|---|---|---|---|
| ICICI Pru Large Cap Fund | 1.18% | 0.95% | -0.05 pp |
| ICICI Pru Multi Asset Allocation Fund | 0.88% | 0.68% | -0.06 pp |
| SBI Contra Fund | 0.75% | 1.08% | -0.05 pp |
| SBI Large Cap Fund | 0.70% | 0.86% | -0.04 pp |
| SBI Midcap Fund | 0.69% | 1.91% | -0.12 pp |
Scorecard
- Performance
- Low
- Valuation
- High
- Growth
- Low
- Profitability
- Avg
- Entry point
- Good
- Red flags
- Low
Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.
Risk & trend
From 274 daily sessions to 22 Oct 2026.
Risk
- Volatility (1Y)
- 26.0%
- Downside volatility
- 28.3%
- Worst 5% of days
- 3.6%
- Average of that tail
- 4.1%
- Max drawdown (1Y)
- 37.4%
- Below its peak
- 37.4%
Against the market
- Beta vs Nifty 50
- 1.00
- Correlation
- 0.51
- Relative strength (3M)
- -8.3%
- ATR (14)
- 3.0%
Return
- Return 1M
- -12.6%
- Return 3M
- -13.7%
- Return 6M
- -21.7%
- Return 1Y
- -27.4%
- vs 200-day average
- -20.3%
Momentum
- RSI (14)
- 31.2
- MACD histogram
- -1.30
- Stochastic %K
- 19.3
- ADX (14)
- 29.1
- +DI / −DI
- 11.0 / 31.1
- Money flow index
- 18.9
Participation
- Delivery (20d avg)
- 52.5%
- vs its 60-day baseline
- -2.1 pts
- Volume vs 20-day
- -0.3σ
- Close vs day's VWAP
- +0.7%
- 52-week position
- 0 / 100
These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.
Financial quality
From consolidated statements to 30 Jun 2026.
No F-Score: it needs two reporting periods a year apart that carry both an income statement and a balance sheet, and this company's filings do not yet line up that way. The ratios below need only the one period and are unaffected.
- Free cash flow
- -₹5,478 Cr
- FCF yield
- -8.8%
- Net debt
- ₹2,457 Cr
- Net debt / equity
- 0.17
Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.
Insider trades
| Person | Type | Shares | Value | Disclosed |
|---|---|---|---|---|
Dr Bharati Kinger Market Sale | Sell | 34,329 | ₹2.2 Cr | 24 Dec 2025 |
Dr Bharati Kinger Immediate relative · Off Market | Buy | 75,000 | ₹0 | 24 Dec 2025 |
Disclosures filed with NSE under SEBI (Prohibition of Insider Trading) Regulations. Pledges and releases are not trades and are not counted above.
Corporate actions
- dividend₹1.65
Dividend - Rs 1.65 Per Share
5 Jun 2026ex-date - dividendNot available — not reported in this filing
Dividend - Re 0.85 Per Share
12 Jun 2025ex-date - dividendNot available — not reported in this filing
Dividend - Re 0.60 Per Share
13 Jun 2024ex-date - dividendNot available — not reported in this filing
Dividend - Re 0.60 Per Share
13 Jul 2023ex-date - dividend₹0.55
Dividend - Rs 0.55 Per Share
16 Jun 2022ex-date - dividend₹2.00
Dividend - Rs 2 Per Share
16 Jun 2021ex-date - dividendNot available — not reported in this filing
Interim Dividend - Re 0.80 Per Sh
31 Oct 2019ex-date - dividend₹1.55
Annual General Meeting/Dividend - Rs 1.55 Per Share
9 Jul 2019ex-date - dividend₹1.60
Interim Dividend - Rs 1.6 Per Share
1 Nov 2018ex-date - dividend₹2.20
Annual General Meeting / Final Dividend- Rs 2.20 Per Share / Special Dividend- Rs 1.10 Per Share
18 Jun 2018ex-date - dividend₹2.30
Interim Dividend - Rs 2.30 Per Share/ Special Dividend Rs 1.10 Per Share (Purpose Revised)
2 Nov 2017ex-date - dividend₹2.30
Annual General Meeting/Dividend - Rs 2.30/- Per Share/Special Dividend Rs 1.20/- Per Share
7 Jul 2017ex-date - dividend₹1.75
Interim Dividend Rs 1.75 Per Share (Purpose Revised)
2 Nov 2016ex-date
Company announcements
Disclosure under Regulation 30 and 51 read with Schedule III of SEBI Listing Regulations.
Newspaper Advertisement Pertaining to Financial Results of H1-2027
Please find attached herewith certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended September 30, 2026.
Please find enclosed the intimation under Regulation 30 and 51 of SEBI Listing Regulations.
Please find enclosed the link for the Audio Recording of the Earnings conference call held on October 13, 2026
The Company has allotted 1552 equity shares under the Employees Stock Unit Scheme (2023).
Please find attached the Investor Presentation
Please find attached the Investor Presentation
Upon appointment as an Additional Director effective October 14, 2026, Mr. Sidharatha Mishra shall cease to be a Senior Management Personnel from the said date.
Financial results for quarter and half year ended September 30, 2026.
Outcome of the Board Meeting held on October 13, 2026.
Monthly Business Performance Update for the Month of September 2026
Please find enclosed schedule of earnings conference call for H1-FY2027
The Company has allotted 4304 equity shares under the Company's Employees Stock Unit Scheme (2023).
Change in Directorate
Filed with BSE (scrip 540133); the last 45 days. Documents open at bseindia.com.
Documents
Annual reports
Earnings calls
- Oct 2026Slides
- Oct 2026SlidesRecording
- Jul 2026TranscriptSlidesRecording
- Apr 2026TranscriptSlidesRecording
- Jan 2026TranscriptSlidesRecording
- Oct 2025TranscriptSlides
Credit ratings
- Rating update · 24 Nov 2025 from icra
- Rating update · 21 Nov 2025 from crisil
- Rating update · 28 Oct 2025 from crisil
- Rating update · 9 Oct 2025 from icra
- Rating update · 2 Dec 2024 from crisil
- Rating update · 2 Dec 2024 from icra
Documents open at BSE or the rating agency that issued them.
Sourced from the company's NSE XBRL filing dated 13 Oct 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.
ICICI Prudential Life: common questions
Answered from the figures on this page.
