Star Health Insurance
Market cap ₹31,671 Cr
- P/E
- 37.59
- Day range
- ₹526.00 – ₹541.80
- 52-week range
- ₹416.55 – ₹624.90
- Volume
- 2.26 L
- Open
- ₹526.00
- Prev close
- ₹530.35
Latest results · Q1 FY27(consolidated)Revenue ₹4,287 CrProfit ₹550 CrMargin 12.8%YoY vs the same quarter last year
No red flags in exchange filings: no rising pledge, promoter selling, surveillance or critical filing on record.
STARHEALTH in NSE indices and F&O
Research profile
Composite 65 / 100Factor percentiles
Derived metrics
- Earn. yield
- 2.7%
- Graham no.
- ₹205.48
- vs Graham
- -61.8%
- ROE ÷ P/B
- 1.9%
- 12-1 mom.
- +16.5%
- Return / vol
- 0.58
- FCF yield
- 5.7%
Appears in 12 scans
Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.
Peer comparison
All 11 in Insurance| Company | M-cap | P/E | P/B | ROE | ROCE | OPM | D/E | Sales YoY |
|---|---|---|---|---|---|---|---|---|
| Life Insurance CorpLICI | ₹2.41 L Cr | 8.02 | 2.73 | 37.8% | 35.0% | 6.0% | 0.00 | +6.8% |
| SBI Life InsuranceSBILIFE | ₹1.65 L Cr | 63.41 | 8.16 | 13.7% | 15.0% | 1.6% | 0.00 | +18.8% |
| HDFC Life InsuranceHDFCLIFE | ₹1.13 L Cr | 54.80 | 5.85 | 11.3% | 10.0% | 1.4% | 0.16 | +18.3% |
| ICICI Lombard GICICICIGI | ₹78,945 Cr | 31.04 | 4.22 | 17.8% | 22.0% | 15.0% | 0.00 | +19.7% |
| ICICI Prudential LifeICICIPRULI | ₹62,529 Cr | 35.59 | 4.66 | 12.6% | 10.0% | -24.0% | 0.19 | -79.7% |
| General Insurance Corporation of IndiaGICRE | ₹56,807 Cr | 6.40 | 0.77 | 14.6% | 17.0% | 14.0% | 0.00 | -1.5% |
| Max Financial ServicesMFSL | ₹42,798 Cr | 392.44 | 7.92 | 2.0% | 3.0% | 1.1% | 0.35 | +16.8% |
| Star Health InsuranceSTARHEALTH | ₹31,671 Cr | 37.59 | 4.11 | 7.6% | 10.0% | 14.0% | 0.06 | +13.2% |
| Sector median | ₹56,807 Cr | 36.35 | 4.22 | 11.3% | 10.0% | 2.3% | 0.06 | +13.2% |
Sector as classified in the tracked universe; medians use every tracked Insurance company, and P/E only profitable ones. Tinted figures beat the median.
Latest news
Updated 14d agoHeadlines about Star Health Insurance from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.
Key metrics
- P/E (TTM)
- 37.0
- EPS (TTM)
- ₹15.33
- Price / Book
- 4.17
- ROE (FY26)
- 7.6%
- ROCE (latest year)
- 10%
- Dividend yield
- 0.00%
Moving averages (NSE)
- 20-day
- ₹547.03
- Price below
- 50-day
- ₹559.7
- Price below
- 200-day
- ₹521.01
- Price above
Charts & trends
From company filings. Amounts in ₹ crore.
Revenue, profit & margin - quarterly
₹ crore; a loss shows red. Operating margin below, same periods.
- Revenue
- Net profit
Operating margin
Who owns the company
% of equity by quarter, latest Sept 2026
- Promoter
- DII
- FII
- Public
Cash flows
Where cash came from and went, by fiscal year (₹ crore)
- Operating
- Investing
- Financing
- Free cash flow
Return on equity
Net profit over shareholders' equity, by fiscal year
Equity vs debt
Shareholders' equity against borrowings (₹ crore); the ratio below, same years.
- Equity
- Debt
Debt to equity
Financial statements
| Line item | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3,461 | 3,578 | 3,688 | 3,816 | 4,058 | 4,146 | 4,081 | 4,880 | 4,378 | 4,566 | 4,648 | 5,522 |
| Expenses | 3,296 | 3,191 | 3,502 | 3,391 | 3,912 | 3,861 | 4,089 | 4,292 | 4,303 | 4,395 | 4,500 | 4,773 |
| Operating Profit | 165 | 387 | 186 | 425 | 147 | 285 | -7 | 588 | 75 | 172 | 148 | 749 |
| OPM % | 4.8% | 11% | 5% | 11% | 3.6% | 7% | -0.2% | 12% | 1.7% | 3.8% | 3.2% | 14% |
| Other Income | 2 | 1 | 3 | 1 | 2 | 2 | 6 | 0 | 3 | 2 | 4 | -8 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 167 | 388 | 190 | 426 | 149 | 287 | -1 | 588 | 78 | 173 | 151 | 742 |
| Tax % | 25% | 25% | 25% | 25% | 25% | 25% | -159% | 25% | 29% | 26% | 26% | 26% |
| Net Profit | 125 | 290 | 142 | 319 | 111 | 215 | 1 | 438 | 55 | 128 | 111 | 550 |
| EPS in Rs | ₹2.15 | ₹4.95 | ₹2.43 | ₹5.45 | ₹1.89 | ₹3.66 | ₹0.01 | ₹7.45 | ₹0.93 | ₹2.18 | ₹1.89 | ₹9.34 |
From company filings, updated 25 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.
Working-capital cycle
0 days since Mar 2021
0 days since Mar 2021
+111 days since Mar 2021
Strengths, risks & growth
Star Health & Allied Insurance Ltd (Star) is India’s first Standalone Health Insurance provider and is the largest private health insurer in India with a market share of 15.8% in the Indian health insurance market in FY21 with leadership in the attractive retail health segment. [1]
Strengths
- Company is almost debt free.
Risks
- Stock is trading at 4.12 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 10.2% over last 3 years.
Compounded Sales Growth
- 10 Years
- +27%
- 5 Years
- +29%
- 3 Years
- +14%
- TTM
- +11%
Compounded Profit Growth
- 10 Years
- +15%
- 5 Years
- +20%
- 3 Years
- -3%
- TTM
- +10%
Stock Price CAGR
- 10 Years
- —
- 5 Years
- —
- 3 Years
- -3%
- 1 Year
- +9%
Return on Equity
- 10 Years
- +3%
- 5 Years
- +6%
- 3 Years
- +10%
- Last Year
- +8%
Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.
Shareholding pattern
| Holder | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 | Change |
|---|---|---|---|---|---|
| Promoter | 57.98% | 57.98% | 58.01% | 58.01% | 0.00 pp |
| FII | 14.07% | 15.06% | 16.04% | 15.86% | -0.18 pp |
| DII | 20.96% | 20.31% | 19.41% | 18.77% | -0.64 pp |
| Public | 6.99% | 6.66% | 6.55% | 7.38% | +0.83 pp |
Filed with NSE for Sept 2026: promoters 58.00%, public 42.00% · XBRL filing
Analysts & fund holdings
Who holds the shares, quarter by quarter
Mutual funds 10.43% (+0.16 pp)- Promoters58.0%
- Foreign institutions15.8%
- Mutual funds10.4%
- Insurance4.5%
- Other domestic institutions3.8%
- Retail2.8%
- Others4.5%
| Fund | % of company | % of fund | 3-month change |
|---|---|---|---|
| HDFC Mid Cap Fund | 3.41% | 1.08% | -0.12 pp |
| SBI Balanced Advantage Fund | 1.61% | 1.28% | +1.28 pp |
| SBI Midcap Fund | 1.04% | 1.45% | -0.09 pp |
| SBI Banking & Financial Services Fund | 0.55% | 1.71% | -0.10 pp |
| Nippon India Banking & Financial Services Fund | 0.50% | 2.04% | +0.04 pp |
Scorecard
- Performance
- Low
- Valuation
- High
- Growth
- Low
- Profitability
- High
- Entry point
- Good
- Red flags
- Low
Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.
Risk & trend
From 275 daily sessions to 23 Oct 2026.
Risk
- Volatility (1Y)
- 23.2%
- Downside volatility
- 20.4%
- Worst 5% of days
- 2.4%
- Average of that tail
- 2.8%
- Max drawdown (1Y)
- 18.6%
- Below its peak
- 13.1%
Against the market
- Beta vs Nifty 50
- 0.43
- Correlation
- 0.25
- Relative strength (3M)
- -2.8%
- ATR (14)
- 2.8%
Return
- Return 1M
- -2.6%
- Return 3M
- -8.1%
- Return 6M
- +4.2%
- Return 1Y
- +13.5%
- vs 200-day average
- +1.8%
Momentum
- RSI (14)
- 36.9
- MACD histogram
- -0.88
- Stochastic %K
- 10.9
- ADX (14)
- 15.4
- +DI / −DI
- 16.0 / 23.1
- Money flow index
- 63.4
Participation
- Delivery (20d avg)
- 58.0%
- vs its 60-day baseline
- +0.7 pts
- Volume vs 20-day
- -0.3σ
- Close vs day's VWAP
- +0.0%
- 52-week position
- 57 / 100
These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.
Financial quality
From consolidated statements to 30 Jun 2026.
No F-Score: it needs two reporting periods a year apart that carry both an income statement and a balance sheet, and this company's filings do not yet line up that way. The ratios below need only the one period and are unaffected.
- Free cash flow
- ₹1,795 Cr
- FCF yield
- 5.7%
Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.
Corporate actions
Company announcements
Star Health and Allied Insurance Company Limited has informed the Exchange about the Schedule of Q2 & H1 FY2027 Earnings call dated October 28, 2026
Star Health and Allied Insurance Company Limited has informed the Exchange about the certificate under SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended September 30, 2026
Star Health and Allied Insurance Company Limited has informed the Exchange about the affirmation of Credit Rating by India Ratings and Research Private Limited
Star Health and Allied Insurance Company Limited has informed the Exchange about the receipt of request for reclassification of a promoter group entity to the public category
Star Health And Allied Insurance Company Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 27/10/2026 ,inter alia, to consider and approve the ....
Star Health and Allied Insurance Company Limited has informed the Exchange about the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015.
Star Health and Allied Insurance Company Limited has informed the Exchange about the schedule of meet with Analysts/Investors dated September 29, 2026.
Star Health and Allied Insurance Company Limited has informed the Exchange about the schedule of meet with Analysts/Investors dated September 28, 2026.
Star Health and Allied Insurance Company Limited has informed the Exchange about disclosure under Regulation 31A(8)(C) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
Star Health and Allied Insurance Company Limited has informed the Exchange about the Schedule of meet with Analyst/Investors dated September 23, 2026.
Star Health and Allied Insurance Company Limited has informed the Exchange about the schedule of meet with Analyst/Investors dated September 22, 2026.
Star Health and Allied Insurance Company Limited has informed the exchange about the approval of Board of Directors for withdrawal of application of reclassification of Shareholders from ....
Star Health and Allied Insurance Company Limited has informed the Exchange about the Schedule of group meet with Analysts/Investors dated September 21, 2026
Star Health and Allied Insurance Company Limited has informed the Exchange about the Schedule of one-to-one meet with Analysts/Investors dated September 21, 2026
Star Health and Allied Insurance Company Limited has informed the Exchange about the disclosure under Regulation 31A of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
Filed with BSE (scrip 543412); the last 45 days. Documents open at bseindia.com.
Documents
Annual reports
Earnings calls
- Jul 2026SlidesRecording
- May 2026TranscriptSlidesRecording
- Apr 2026Slides
- Feb 2026TranscriptSlides
- Nov 2025TranscriptSlidesRecording
- Aug 2025TranscriptSlidesRecording
Credit ratings
- Rating update · 28 Sep from fitch
- Rating update · 2 Apr from care
- Rating update · 29 Sep 2025 from fitch
- Rating update · 4 Apr 2025 from care
- Rating update · 3 Oct 2024 from fitch
- Rating update · 5 Apr 2024 from care
Documents open at BSE or the rating agency that issued them.
Sourced from the company's NSE XBRL filing dated 21 Oct 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.
Star Health Insurance: common questions
Answered from the figures on this page.
