Star Health Insurance
Market cap ₹33,109 Cr
- P/E
- 49.58
- Day range
- ₹559.70 – ₹579.75
- 52-week range
- ₹416.55 – ₹624.90
- Volume
- 4.61 L
- Open
- ₹575.00
- Prev close
- ₹576.25
Price history
Price & delivery on the exchange
NSE bhavcopy to 11 Sept 2026 · delivery 61.8% today vs 56.1% average · BSE close ₹562.2
- Delivery
- NSE close
- BSE close
High delivery with a rising price suggests buyers holding rather than trading the move.
Key metrics
- P/E (TTM)
- 37.8
- EPS (TTM)
- ₹15.33
- ROE (FY26)
- 7.6%
- ROCE (latest year)
- 10%
Charts & trends
From company filings. Amounts in ₹ crore.
Revenue, profit & margin - quarterly
Bars in ₹ crore (a loss shows red); line is operating margin
- Revenue
- Net profit
- Operating margin
Who owns the company
Shareholding as of Jun 2026
- Promoter
- DII
- FII
- Public
Cash flows
Where cash came from and went, by fiscal year (₹ crore)
- Operating
- Investing
- Financing
- Free cash flow
Return on equity
Net profit over shareholders' equity, by fiscal year
Equity vs debt
Shareholders' equity against borrowings (₹ crore); line is debt-to-equity
- Equity
- Debt
- Debt / equity
Financial statements
| Line item | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3,461 | 3,578 | 3,688 | 3,816 | 4,058 | 4,146 | 4,081 | 4,880 | 4,378 | 4,566 | 4,648 | 5,522 |
| Expenses | 3,296 | 3,191 | 3,502 | 3,391 | 3,912 | 3,861 | 4,089 | 4,292 | 4,303 | 4,395 | 4,500 | 4,773 |
| Operating Profit | 165 | 387 | 186 | 425 | 147 | 285 | -7 | 588 | 75 | 172 | 148 | 749 |
| OPM % | 4.8% | 11% | 5% | 11% | 3.6% | 7% | -0.2% | 12% | 1.7% | 3.8% | 3.2% | 14% |
| Other Income | 2 | 1 | 3 | 1 | 2 | 2 | 6 | 0 | 3 | 2 | 4 | -8 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 167 | 388 | 190 | 426 | 149 | 287 | -1 | 588 | 78 | 173 | 151 | 742 |
| Tax % | 25% | 25% | 25% | 25% | 25% | 25% | -159% | 25% | 29% | 26% | 26% | 26% |
| Net Profit | 125 | 290 | 142 | 319 | 111 | 215 | 1 | 438 | 55 | 128 | 111 | 550 |
| EPS in Rs | ₹2.15 | ₹4.95 | ₹2.43 | ₹5.45 | ₹1.89 | ₹3.66 | ₹0.01 | ₹7.45 | ₹0.93 | ₹2.18 | ₹1.89 | ₹9.34 |
From company filings, updated 11 Sept 2026. Consolidated figures where the company reports them.Information only, not investment advice.
Strengths, risks & growth
Star Health & Allied Insurance Ltd (Star) is India’s first Standalone Health Insurance provider and is the largest private health insurer in India with a market share of 15.8% in the Indian health insurance market in FY21 with leadership in the attractive retail health segment. [1]
Strengths
- Company is almost debt free.
Risks
- Stock is trading at 4.37 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 10.2% over last 3 years.
Compounded Sales Growth
- 10 Years
- +27%
- 5 Years
- +29%
- 3 Years
- +14%
- TTM
- +11%
Compounded Profit Growth
- 10 Years
- +15%
- 5 Years
- +20%
- 3 Years
- -3%
- TTM
- +10%
Stock Price CAGR
- 10 Years
- —
- 5 Years
- —
- 3 Years
- -4%
- 1 Year
- +27%
Return on Equity
- 10 Years
- +3%
- 5 Years
- +6%
- 3 Years
- +10%
- Last Year
- +8%
Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.
Shareholding pattern
| Holder | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Change |
|---|---|---|---|---|---|
| Promoter | 58.03% | 57.98% | 57.98% | 58.01% | +0.03 pp |
| FII | 13.51% | 14.07% | 15.06% | 16.04% | +0.98 pp |
| DII | 21.09% | 20.96% | 20.31% | 19.41% | -0.90 pp |
| Public | 7.38% | 6.99% | 6.66% | 6.55% | -0.11 pp |
Filed with NSE for Jun 2026: promoters 58.01%, public 41.99% · XBRL filing
Analysts & fund holdings
Who holds the shares, quarter by quarter
Mutual funds 10.27% (-1.66 pp)- Promoters58.0%
- Foreign institutions16.0%
- Mutual funds10.3%
- Insurance5.5%
- Other domestic institutions3.6%
- Retail2.5%
- Others4.0%
| Fund | % of company | % of fund | 3-month change |
|---|---|---|---|
| HDFC Mid Cap Fund | 3.44% | 1.08% | -0.12 pp |
| SBI Small Cap Fund | 1.62% | 1.29% | -0.13 pp |
| SBI Midcap Fund | 1.05% | 1.46% | -0.08 pp |
| SBI Banking & Financial Services Fund | 0.55% | 1.74% | -0.07 pp |
| HDFC ELSS-Tax Saver Fund | 0.50% | 1.07% | -0.06 pp |
Scorecard
- Performance
- Low
- Valuation
- High
- Growth
- Low
- Profitability
- High
- Entry point
- Good
- Red flags
- Low
Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.
Corporate actions
Company announcements
Star Health and Allied Insurance Company Limited has informed the Exchange about the schedule of group meet with Analysts/Investors dated September 18, 2026
Star Health and Allied Insurance Company Limited has informed the Exchange about the Schedule of one-to-one meets with Analysts/Investors dated September 18, 2026
Star Health and Allied Insurance Company Limited has informed the Exchange about the Schedule of meet with Analyst/Investor dated September 16, 2026.
Star Health and Allied Insurance Company Limited has informed the Exchange about the Schedule of virtual meet with Analyst/Investors dated September 16, 2026.
Star Health and Allied Insurance Company Limited has informed the Exchange about the voting results of 21st AGM held on August 28, 2026
Star Health and Allied Insurance Company Limited has informed the Exchange about the copy of Scrutinizers Report of AGM held on 28th August 2026.
Star Health and Allied Insurance Company Limited has informed the Exchange about the appointment of Mr. Utpal Hemendra Sheth as Non-Executive Nominee Director with effect from August 28, 2026.
Star Health and Allied Insurance Company Limited has informed the Exchange about the proceedings of 21st Annual General Meeting held on August 28, 2026 at 16:00 Hrs.
Star Health and Allied Insurance Company Limited has informed the Exchange about the Schedule of meet with Analyst/Investor dated September 02, 2026.
Star Health and Allied Insurance Company Limited has informed the Exchange about the schedule of meet with Analyst/Investors dated September 01, 2026
Star Health and Allied Insurance Company Limited has informed the Exchange regarding disclosure under SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015.
Star Health and Allied Insurance Company Limited has informed the Exchange about the disclosure under Regulation 31A(8)(C) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
Star Health and Allied Insurance Company Limited has informed the Exchange about the Schedule of meet with Analyst/Investor dated August 25, 2026.
Star Health and Allied Insurance Company Limited has informed the Exchange about the schedule of meet with Analyst/Investor dated August 20, 2026.
Star Health and Allied Insurance Company Limited has informed the Exchange about the approval of Board of Directors for reclassification of shareholders from "Promoter/Promoter Group" category ....
Filed with BSE (scrip 543412); the last 45 days. Documents open at bseindia.com.
Documents
Annual reports
Earnings calls
- Jul 2026SlidesRecording
- May 2026TranscriptSlidesRecording
- Apr 2026Slides
- Feb 2026TranscriptSlides
- Nov 2025TranscriptSlidesRecording
- Aug 2025TranscriptSlidesRecording
Credit ratings
- Rating update · 2 Apr from care
- Rating update · 29 Sep 2025 from fitch
- Rating update · 4 Apr 2025 from care
- Rating update · 3 Oct 2024 from fitch
- Rating update · 5 Apr 2024 from care
- Rating update · 9 Oct 2023 from fitch
Documents open at BSE or the rating agency that issued them.
