Muthoot Finance
Market cap ₹95,268 Cr
- P/E
- 8.38
- Day range
- ₹2,331.90 – ₹2,400.60
- 52-week range
- ₹2,331.90 – ₹4,149.50
- Volume
- 6.98 L
- Open
- ₹2,399.00
- Prev close
- ₹2,415.00
Latest results · Q1 FY27(consolidated)Revenue ₹8,672 Cr+34.4%Profit ₹2,825 Cr+43.1%Margin 32.6%YoY vs the same quarter last year
No red flags in exchange filings: no rising pledge, promoter selling, surveillance or critical filing on record.
MUTHOOTFIN in NSE indices and F&O
F&O margin for one lot of MUTHOOTFIN (275 shares)Research profile
Composite 38 / 100Factor percentiles
Derived metrics
- Earn. yield
- 11.9%
- Graham no.
- ₹2,538.01
- vs Graham
- +7.0%
- ROE ÷ P/B
- 13.2%
- 12-1 mom.
- -12.0%
- Return / vol
- -0.72
- Piotroski
- 3/5
- FCF yield
- -49.9%
- PEG
- 0.19
Appears in 18 scans
Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.
Peer comparison
All 68 in NBFC| Company | M-cap | P/E | P/B | ROE | ROCE | OPM | D/E | Sales YoY |
|---|---|---|---|---|---|---|---|---|
| Bajaj FinanceBAJFINANCE | ₹5.78 L Cr | 26.67 | 4.76 | 18.4% | 10.9% | — | 4.08 | +22.8% |
| National Stock Exchange of IndiaNSE | ₹4.13 L Cr | 39.37 | — | 33.0% | 41.0% | 78.0% | 0.01 | — |
| Bajaj FinservBAJAJFINSV | ₹2.65 L Cr | 26.27 | 3.45 | 26.2% | 11.0% | 41.0% | 5.52 | +19.1% |
| Shriram FinanceSHRIRAMFIN | ₹2.04 L Cr | 14.42 | 1.82 | 16.4% | 11.5% | — | 2.12 | +15.8% |
| Jio Financial ServicesJIOFIN | ₹1.35 L Cr | 77.96 | 1.05 | 1.2% | 2.0% | 63.0% | 0.32 | +73.2% |
| BSE LtdBSE | ₹1.31 L Cr | 47.00 | 19.91 | 44.8% | 60.0% | 67.0% | 0.00 | +63.5% |
| ICICI Prudential Asset Management CompanyICICIAMC | ₹1.31 L Cr | 37.67 | 25.19 | 85.8% | 115.0% | 73.0% | 0.00 | +16.3% |
| Muthoot FinanceMUTHOOTFIN | ₹95,268 Cr | 8.38 | 2.35 | 31.0% | 15.8% | — | 3.88 | +34.4% |
| Sector median | ₹26,914 Cr | 20.19 | 2.71 | 15.3% | 11.4% | 54.0% | 1.74 | +20.3% |
Sector as classified in the tracked universe; medians use every tracked NBFC company, and P/E only profitable ones. Tinted figures beat the median.
Latest news
Updated 8d agoHeadlines about Muthoot Finance from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.
Key metrics
- P/E (TTM)
- 8.4
- EPS (TTM)
- ₹283.28
- Price / Book
- 2.35
- ROE (FY26)
- 31.0%
- Dividend yield
- 1.26%
Moving averages (NSE)
- 20-day
- ₹2,635.73
- Price below
- 50-day
- ₹2,805.43
- Price below
- 200-day
- ₹3,229.37
- Price below
Charts & trends
From company filings. Amounts in ₹ crore.
Revenue, profit & margin - quarterly
₹ crore; a loss shows red. Operating margin below, same periods.
- Revenue
- Net profit
Operating margin
Who owns the company
% of equity by quarter, latest Sept 2026
- Promoter
- DII
- FII
- Public
Cash flows
Where cash came from and went, by fiscal year (₹ crore)
- Operating
- Investing
- Financing
- Free cash flow
Return on equity
Net profit over shareholders' equity, by fiscal year
Equity vs debt
Shareholders' equity against borrowings (₹ crore); the ratio below, same years.
- Equity
- Debt
Debt to equity
Dividends per share
₹ by fiscal year of the ex-date; the latest year runs to date.
Financial statements
| Line item | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,606 | 3,820 | 4,164 | 4,474 | 4,929 | 5,190 | 5,622 | 6,450 | 7,283 | 8,188 | 9,289 | 8,672 |
| Interest | 1,335 | 1,412 | 1,447 | 1,595 | 1,807 | 1,900 | 2,111 | 2,355 | 2,571 | 2,919 | 3,155 | 3,458 |
| Expenses | 805 | 872 | 1,121 | 1,226 | 1,324 | 1,405 | 1,549 | 1,422 | 1,480 | 1,426 | 1,528 | 1,408 |
| Financing Profit | 1,467 | 1,536 | 1,596 | 1,653 | 1,798 | 1,885 | 1,961 | 2,673 | 3,232 | 3,843 | 4,606 | 3,805 |
| Financing Margin % | 41% | 40% | 38% | 37% | 36% | 36% | 35% | 41% | 44% | 47% | 50% | 44% |
| Other Income | 26 | 23 | 16 | 19 | 29 | 32 | 6 | 16 | 50 | 20 | 3 | 23 |
| Depreciation | 22 | 24 | 27 | 26 | 25 | 31 | 35 | 35 | 38 | 40 | 24 | 31 |
| Profit before tax | 1,470 | 1,534 | 1,585 | 1,646 | 1,802 | 1,886 | 1,932 | 2,654 | 3,244 | 3,822 | 4,584 | 3,797 |
| Tax % | 26% | 25% | 25% | 27% | 27% | 26% | 25% | 26% | 26% | 26% | 26% | 26% |
| Net Profit | 1,095 | 1,145 | 1,182 | 1,196 | 1,321 | 1,392 | 1,444 | 1,974 | 2,412 | 2,823 | 3,397 | 2,825 |
| EPS in Rs | ₹26.39 | ₹27.49 | ₹28.37 | ₹28.99 | ₹31.67 | ₹34.60 | ₹36.81 | ₹50.22 | ₹60.29 | ₹69.84 | ₹83.43 | ₹69.72 |
From company filings, updated 24 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.
Strengths, risks & growth
Muthoot Finance is NBFC engaged in the business of providing gold loans. The company predominately operates in Southern India [1]
Strengths
- Company is expected to give good quarter
- Company has delivered good profit growth of 22.7% CAGR over last 5 years
- Company has been maintaining a healthy dividend payout of 17.7%
- Company's median sales growth is 19.7% of last 10 years
Risks
None flagged by the checklist.
Compounded Sales Growth
- 10 Years
- +20%
- 5 Years
- +22%
- 3 Years
- +38%
- TTM
- +51%
Compounded Profit Growth
- 10 Years
- +29%
- 5 Years
- +23%
- 3 Years
- +43%
- TTM
- +85%
Stock Price CAGR
- 10 Years
- +21%
- 5 Years
- +9%
- 3 Years
- +23%
- 1 Year
- -25%
Return on Equity
- 10 Years
- +24%
- 5 Years
- +23%
- 3 Years
- +24%
- Last Year
- +31%
Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.
Shareholding pattern
| Holder | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 | Change |
|---|---|---|---|---|---|
| Promoter | 73.35% | 73.35% | 73.35% | 73.35% | 0.00 pp |
| FII | 11.75% | 12.31% | 11.61% | 9.72% | -1.89 pp |
| DII | 11.13% | 10.43% | 10.75% | 12.54% | +1.79 pp |
| Public | 3.77% | 3.92% | 4.29% | 4.40% | +0.11 pp |
Filed with NSE for Sept 2026: promoters 73.35%, public 26.65% · XBRL filing
Analysts & fund holdings
Who holds the shares, quarter by quarter
Mutual funds 11.20% (+1.69 pp)- Promoters73.3%
- Foreign institutions9.7%
- Mutual funds11.2%
- Insurance0.2%
- Other domestic institutions1.2%
- Retail2.8%
- Others1.6%
| Fund | % of company | % of fund | 3-month change |
|---|---|---|---|
| SBI Focused Fund | 2.39% | 4.97% | +0.53 pp |
| SBI Aggressive Hybrid Fund | 2.02% | 2.45% | -0.00 pp |
| Motilal Oswal Large & Midcap Fund | 0.77% | 4.04% | -0.51 pp |
| ICICI Pru Large & Mid Cap Fund | 0.61% | 2.01% | +0.96 pp |
| SBI Small Cap Fund | 0.35% | 0.87% | -0.10 pp |
Scorecard
- Performance
- Low
- Valuation
- High
- Growth
- Avg
- Profitability
- Avg
- Entry point
- Good
- Red flags
- Low
Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.
Risk & trend
From 275 daily sessions to 23 Oct 2026.
Risk
- Volatility (1Y)
- 36.6%
- Downside volatility
- 38.5%
- Worst 5% of days
- 3.7%
- Average of that tail
- 5.9%
- Max drawdown (1Y)
- 42.0%
- Below its peak
- 42.0%
Against the market
- Beta vs Nifty 50
- 1.29
- Correlation
- 0.47
- Relative strength (3M)
- -15.9%
- ATR (14)
- 3.0%
Return
- Return 1M
- -16.2%
- Return 3M
- -21.2%
- Return 6M
- -33.8%
- Return 1Y
- -26.3%
- vs 200-day average
- -26.5%
Momentum
- RSI (14) · oversold
- 22.3
- MACD histogram
- -19.34
- Stochastic %K
- 9.9
- ADX (14)
- 45.1
- +DI / −DI
- 7.9 / 45.6
- Money flow index
- 25.1
Participation
- Delivery (20d avg)
- 52.1%
- vs its 60-day baseline
- +2.4 pts
- Volume vs 20-day
- +0.5σ
- Close vs day's VWAP
- +0.6%
- 52-week position
- 0 / 100
These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.
Financial quality
From consolidated statements to 30 Jun 2026.
Piotroski F-Score
3 of 5 tested
- Return on assets positive — passed
- Operating cash flow positive — not testableno cash flow statement for this period
- Return on assets improving — passed
- Cash flow exceeds profit — not testableneeds cash flow and profit against assets
- Debt to assets falling — failed
- Current ratio improving — not testableno current assets or liabilities figure
- No new equity issued — not testableno share count is collected, and financing cash flow mixes equity with debt
- Operating margin improving — passed
- Asset turnover improving — failed
- Free cash flow
- -₹47,545 Cr
- FCF yield
- -49.9%
- Cash conversion
- -4.47
- Accruals ratio
- 0.296
- Net debt
- ₹1.48 L Cr
- Net debt / equity
- 3.64
- EV / sales
- 7.27
- PEG
- 0.19
- Capex intensity
- 0.5%
- Revenue CAGR
- 34.4%
- Profit CAGR
- 43.1%
Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.
Corporate actions
- dividend₹30.00
Interim Dividend - Rs 30 Per Share
17 Apr 2026ex-date - dividend₹26.00
Interim Dividend - Rs 26 Per Share
25 Apr 2025ex-date - otherNot available — not reported in this filing
Annual General Meeting
20 Sept 2024ex-date - dividend₹24.00
Interim Dividend - Rs 24 Per Share
31 May 2024ex-date - otherNot available — not reported in this filing
Annual General Meeting
21 Sept 2023ex-date - dividend₹22.00
Interim Dividend - Rs 22 Per Share
18 Apr 2023ex-date - otherNot available — not reported in this filing
Annual General Meeting
22 Aug 2022ex-date - dividend₹20.00
Interim Dividend - Rs 20 Per Share
25 Apr 2022ex-date - otherNot available — not reported in this filing
Annual General Meeting
8 Sept 2021ex-date - dividend₹20.00
Interim Dividend - Rs 20 Per Share
22 Apr 2021ex-date - otherNot available — not reported in this filing
Annual General Meeting
22 Sept 2020ex-date - dividend₹15.00
Interim Dividend - Rs 15 Per Share
23 Mar 2020ex-date - otherNot available — not reported in this filing
Annual General Meeting
19 Sept 2019ex-date - dividend₹12.00
Interim Dividend - Rs 12 Per Share
11 Apr 2019ex-date - otherNot available — not reported in this filing
Annual General Meeting
19 Sept 2018ex-date - dividend₹10.00
Interim Dividend Rs 10/- Per Share (Purpose Revised)
15 Feb 2018ex-date - otherNot available — not reported in this filing
Annual General Meeting
12 Sept 2017ex-date - dividend₹6.00
Interim Dividend-Rs 6/- Per Share (Purpose Revised)
30 Mar 2017ex-date - otherNot available — not reported in this filing
Annual General Meeting
21 Sept 2016ex-date - dividend₹2.00
Interim Dividend - Rs 2/- Per Share
16 Mar 2016ex-date
Company announcements
Certificate under Reg. 74(5) of SEBI (DP) Regulations, 2018
Change in Directors
Infusion of Additional Equity in Asia Asset Finance PLC
Appointment and Re-Appointment of Directors at the AGM
Outcome of AGM
Outcome of Board Meeting held on August 31, 2026
Intimation under Regulation 30
Newspaper Publication
Book closure for AGM
BRSR
Annual Report for FY 2025-26
Notice of Annual General Meeting
Shareholder Meeting-AGM on 31 August 2026
Filed with BSE (scrip 533398); the last 45 days. Documents open at bseindia.com.
SEBI filings & orders
From SEBI's website. An order may concern the company, its officers or trading in its shares, and may be under appeal - read the order itself. Personal identifiers are withheld.
Regulatory orders
- Order
Order passed by the Hon’ble High Court of Kerala in W.P.(C) No. 15627/2022 - Muthoot Finance Limited Vs. Competition Commission of India and others
11 Sept 2023Read on SEBI
Documents
Annual reports
Earnings calls
- Aug 2026TranscriptSlidesRecording
- Aug 2026Slides
- May 2026TranscriptSlidesRecording
- Feb 2026TranscriptSlidesRecording
- Nov 2025TranscriptSlidesRecording
- Aug 2025TranscriptSlidesRecording
Credit ratings
- Rating update · 11 Jun from icra
- Rating update · 13 May from icra
- Rating update · 24 Mar from crisil
- Rating update · 3 Feb from icra
- Rating update · 28 Oct 2025 from crisil
- Rating update · 29 Jul 2025 from icra
Documents open at BSE or the rating agency that issued them.
Sourced from the company's NSE XBRL filing dated 1 Aug 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.
Muthoot Finance: common questions
Answered from the figures on this page.
