Bajaj Finserv
Market cap ₹2.65 L Cr
- P/E
- 26.27
- Day range
- ₹1,635.00 – ₹1,684.00
- 52-week range
- ₹1,597.00 – ₹2,188.70
- Volume
- 10.35 L
- Open
- ₹1,684.00
- Prev close
- ₹1,678.00
Latest results · Q1 FY27(consolidated)Revenue ₹42,037 Cr+18.6%Profit ₹6,297 Cr+18.2%Margin 15.0%YoY vs the same quarter last year
No red flags in exchange filings: no rising pledge, promoter selling, surveillance or critical filing on record.
BAJAJFINSV in NSE indices and F&O
F&O margin for one lot of BAJAJFINSV (300 shares)Research profile
Composite 50 / 100Factor percentiles
Derived metrics
- Earn. yield
- 3.8%
- Graham no.
- ₹831.96
- vs Graham
- -49.7%
- ROE ÷ P/B
- 7.6%
- 12-1 mom.
- -9.7%
- Return / vol
- -0.75
- Piotroski
- 2/5
- FCF yield
- -21.4%
- PEG
- 2.66
Appears in 10 scans
Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.
Peer comparison
All 68 in NBFC| Company | M-cap | P/E | P/B | ROE | ROCE | OPM | D/E | Sales YoY |
|---|---|---|---|---|---|---|---|---|
| Bajaj FinanceBAJFINANCE | ₹5.78 L Cr | 26.67 | 4.76 | 18.4% | 10.9% | — | 4.08 | +22.8% |
| National Stock Exchange of IndiaNSE | ₹4.13 L Cr | 39.37 | — | 33.0% | 41.0% | 78.0% | 0.01 | — |
| Bajaj FinservBAJAJFINSV | ₹2.65 L Cr | 26.27 | 3.45 | 26.2% | 11.0% | 41.0% | 5.52 | +19.1% |
| Shriram FinanceSHRIRAMFIN | ₹2.04 L Cr | 14.42 | 1.82 | 16.4% | 11.5% | — | 2.12 | +15.8% |
| Jio Financial ServicesJIOFIN | ₹1.35 L Cr | 77.96 | 1.05 | 1.2% | 2.0% | 63.0% | 0.32 | +73.2% |
| BSE LtdBSE | ₹1.31 L Cr | 47.00 | 19.91 | 44.8% | 60.0% | 67.0% | 0.00 | +63.5% |
| ICICI Prudential Asset Management CompanyICICIAMC | ₹1.31 L Cr | 37.67 | 25.19 | 85.8% | 115.0% | 73.0% | 0.00 | +16.3% |
| Tata CapitalTATACAP | ₹1.29 L Cr | 24.17 | 2.84 | 12.4% | 8.6% | — | 5.15 | +15.1% |
| Sector median | ₹26,914 Cr | 20.19 | 2.71 | 15.3% | 11.4% | 54.0% | 1.74 | +20.3% |
Sector as classified in the tracked universe; medians use every tracked NBFC company, and P/E only profitable ones. Tinted figures beat the median.
Latest news
Updated 17h agoHeadlines about Bajaj Finserv from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.
Key metrics
- P/E (TTM)
- 25.8
- EPS (TTM)
- ₹62.98
- Price / Book
- 3.40
- ROE (FY26)
- 26.2%
- ROCE (latest year)
- 11%
- Dividend yield
- 0.09%
Moving averages (NSE)
- 20-day
- ₹1,728.12
- Price below
- 50-day
- ₹1,864.97
- Price below
- 200-day
- ₹1,865.32
- Price below
Charts & trends
From company filings. Amounts in ₹ crore.
Revenue, profit & margin - quarterly
₹ crore; a loss shows red. Operating margin below, same periods.
- Revenue
- Net profit
Operating margin
Who owns the company
% of equity by quarter, latest Sept 2026
- Promoter
- Public
- DII
- FII
- Others
Cash flows
Where cash came from and went, by fiscal year (₹ crore)
- Operating
- Investing
- Financing
- Free cash flow
Return on equity
Net profit over shareholders' equity, by fiscal year
Equity vs debt
Shareholders' equity against borrowings (₹ crore); the ratio below, same years.
- Equity
- Debt
Debt to equity
Dividends per share
₹ by fiscal year of the ex-date; the latest year runs to date. Not adjusted for the bonus of 13 Sept 2022: earlier bars are per pre-bonus share.
Financial statements
| Line item | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 26,023 | 29,038 | 32,041 | 31,480 | 33,704 | 32,042 | 36,433 | 35,288 | 37,403 | 39,708 | 38,494 | 42,037 |
| Expenses | 16,073 | 18,601 | 21,108 | 19,655 | 21,420 | 19,669 | 23,705 | 20,973 | 23,352 | 25,842 | 23,983 | 24,896 |
| Operating Profit | 9,950 | 10,438 | 10,933 | 11,825 | 12,283 | 12,373 | 12,728 | 14,315 | 14,050 | 13,866 | 14,511 | 17,141 |
| OPM % | 38% | 36% | 34% | 38% | 36% | 39% | 35% | 41% | 38% | 35% | 38% | 41% |
| Other Income | 0 | 2 | 4 | 3 | 3 | 3 | 10 | 13 | 3 | -378 | 25 | 5 |
| Interest | 4,449 | 4,777 | 5,154 | 5,592 | 6,046 | 6,276 | 6,396 | 6,807 | 6,901 | 7,232 | 7,291 | 7,834 |
| Depreciation | 209 | 232 | 257 | 267 | 275 | 288 | 339 | 317 | 327 | 330 | 317 | 380 |
| Profit before tax | 5,292 | 5,431 | 5,527 | 5,968 | 5,966 | 5,812 | 6,002 | 7,204 | 6,825 | 5,926 | 6,928 | 8,932 |
| Tax % | 29% | 26% | 26% | 29% | 30% | 24% | 21% | 26% | 30% | 26% | 25% | 30% |
| Net Profit | 3,756 | 4,045 | 4,085 | 4,209 | 4,180 | 4,412 | 4,756 | 5,329 | 4,746 | 4,368 | 5,226 | 6,297 |
| EPS in Rs | ₹12.09 | ₹13.52 | ₹13.28 | ₹13.39 | ₹13.07 | ₹13.97 | ₹15.14 | ₹17.46 | ₹14.04 | ₹13.95 | ₹15.86 | ₹19.57 |
From company filings, updated 26 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.
Working-capital cycle
+6 days since Mar 2021
+6 days since Mar 2021
+126 days since Mar 2021
Strengths, risks & growth
Bajaj Finserv Ltd. is the holding company for the various financial services businesses under the Bajaj group. It serves millions of customers by providing solutions for asset acquisition through financing, asset protection through general insurance, family and income protection in the form of life and health insurance, and retirement and savings solutions. [1]
Strengths
- Company's median sales growth is 20.2% of last 10 years
Risks
- Stock is trading at 3.40 times its book value
- Company has low interest coverage ratio.
- Company has a low return on equity of 13.8% over last 3 years.
Compounded Sales Growth
- 10 Years
- +22%
- 5 Years
- +20%
- 3 Years
- +22%
- TTM
- +15%
Compounded Profit Growth
- 10 Years
- +18%
- 5 Years
- +17%
- 3 Years
- +16%
- TTM
- +8%
Stock Price CAGR
- 10 Years
- +17%
- 5 Years
- -2%
- 3 Years
- +2%
- 1 Year
- -23%
Return on Equity
- 10 Years
- +14%
- 5 Years
- +14%
- 3 Years
- +14%
- Last Year
- +13%
Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.
Shareholding pattern
| Holder | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 | Change |
|---|---|---|---|---|---|
| Promoter | 58.81% | 58.72% | 58.72% | 58.65% | -0.07 pp |
| FII | 8.06% | 7.23% | 6.90% | 8.16% | +1.26 pp |
| DII | 10.74% | 11.76% | 12.11% | 11.10% | -1.01 pp |
| Public | 22.37% | 22.16% | 22.23% | 21.98% | -0.25 pp |
| Others | 0.02% | 0.13% | 0.06% | 0.11% | +0.05 pp |
Filed with NSE for Sept 2026: promoters 58.65%, public 41.23% · XBRL filing
Analysts & fund holdings
Who holds the shares, quarter by quarter
Mutual funds 7.56% (-0.90 pp)- Promoters58.7%
- Foreign institutions8.1%
- Mutual funds7.6%
- Insurance2.8%
- Other domestic institutions0.8%
- Retail6.4%
- Others15.6%
| Fund | % of company | % of fund | 3-month change |
|---|---|---|---|
| ICICI Pru Multi Asset Allocation Fund | 0.81% | 2.55% | +0.14 pp |
| HDFC Large Cap Fund | 0.41% | 3.05% | +0.05 pp |
| ICICI Pru Value Fund | 0.37% | 1.80% | +0.24 pp |
| ICICI Pru Large & Mid Cap Fund | 0.33% | 2.86% | -0.14 pp |
| ICICI Pru Balanced Advantage Fund | 0.14% | 0.55% | +0.06 pp |
Scorecard
- Performance
- Low
- Valuation
- High
- Growth
- Low
- Profitability
- Avg
- Entry point
- Good
- Red flags
- Low
Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.
Risk & trend
From 275 daily sessions to 23 Oct 2026.
Risk
- Volatility (1Y)
- 24.1%
- Downside volatility
- 24.3%
- Worst 5% of days
- 2.6%
- Average of that tail
- 3.6%
- Max drawdown (1Y)
- 25.0%
- Below its peak
- 24.0%
Against the market
- Beta vs Nifty 50
- 1.28
- Correlation
- 0.70
- Relative strength (3M)
- -7.1%
- ATR (14)
- 2.4%
Return
- Return 1M
- -9.2%
- Return 3M
- -12.4%
- Return 6M
- -10.2%
- Return 1Y
- -18.0%
- vs 200-day average
- -11.3%
Momentum
- RSI (14) · oversold
- 27.9
- MACD histogram
- -0.17
- Stochastic %K
- 15.9
- ADX (14)
- 53.9
- +DI / −DI
- 5.4 / 27.4
- Money flow index
- 24.2
Participation
- Delivery (20d avg)
- 58.6%
- vs its 60-day baseline
- +1.6 pts
- Volume vs 20-day
- -0.1σ
- Close vs day's VWAP
- +0.2%
- 52-week position
- 4 / 100
These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.
Financial quality
From consolidated statements to 31 Mar 2026.
Piotroski F-Score
2 of 5 tested
- Return on assets positive — passed
- Operating cash flow positive — not testableno cash flow statement for this period
- Return on assets improving — failed
- Cash flow exceeds profit — not testableneeds cash flow and profit against assets
- Debt to assets falling — failed
- Current ratio improving — not testableno current assets or liabilities figure
- No new equity issued — not testableno share count is collected, and financing cash flow mixes equity with debt
- Operating margin improving — passed
- Asset turnover improving — failed
- Free cash flow
- -₹56,750 Cr
- FCF yield
- -21.4%
- Cash conversion
- -2.81
- Accruals ratio
- 0.099
- Net debt
- ₹3.58 L Cr
- Net debt / equity
- 4.59
- EV / sales
- 3.95
- PEG
- 2.66
- Capex intensity
- 1.0%
- Revenue CAGR
- 5.2%
- Profit CAGR
- 9.9%
Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.
Model simulation
30 independent runs of NeoQuasar/Kronos-small, conditioned on daily bars to 23 Oct 2026, simulating 10 sessions ahead.
Lower edge (10th percentile)
₹1,723.15
+4.1%
Upper edge (90th percentile)
₹1,783.5
+7.8%
The marker is the last close, ₹1,655. Eight of every ten simulated runs ended inside this range; the middle run ended at ₹1,748.1 (+5.6%), which is the centre of the simulation and not an expected or target price.
The model reads price history only. It has not seen this company's results, its filings, its industry or anything that happened after 23 Oct 2026. Ranges widen with horizon because the further out the simulation runs, the less the recent past constrains it.
Insider trades
| Person | Type | Shares | Value | Disclosed |
|---|---|---|---|---|
Bajaj Auto Holdings Limited Promoter Group · Market Sale | Sell | 20,90,050 | ₹370 Cr | 30 Apr 2026 |
Bajaj Holdings & Investment Limited Promoters · Market Purchase | Buy | 20,90,050 | ₹370 Cr | 30 Apr 2026 |
Nirav Trust Niraj Bajaj Promoter Group · Market Purchase | Buy | 25,000 | ₹5.1 Cr | 23 Feb 2026 |
Sheetal Bajaj Promoter Group · Market Sale | Sell | 25,000 | ₹5.1 Cr | 23 Feb 2026 |
Nimisha Bajaj Family Trust Promoter Group · Off Market | Buy | 35,53,700 | ₹714 Cr | 3 Oct 2025 |
Kumud Nimisha Family Trust Promoter Group · Off Market | Sell | 8,62,610 | ₹173 Cr | 3 Oct 2025 |
Kumud Neelima Family Trust Promoter Group · Off Market | Buy | 8,62,610 | ₹173 Cr | 3 Oct 2025 |
Kumud Neelima Family Trust Promoter Group · Off Market | Sell | 8,62,610 | ₹173 Cr | 3 Oct 2025 |
Neelima Bajaj Family Trust Promoter Group · Off Market | Buy | 33,79,240 | ₹679 Cr | 3 Oct 2025 |
Kumud Nimisha Family Trust Promoter Group · Off Market | Buy | 8,62,610 | ₹173 Cr | 3 Oct 2025 |
Nimisha Bajaj Family Trust Promoter Group · Off Market | Sell | 35,53,700 | ₹714 Cr | 3 Oct 2025 |
Neelima Bajaj Family Trust Promoter Group · Off Market | Sell | 33,79,240 | ₹679 Cr | 3 Oct 2025 |
Disclosures filed with NSE under SEBI (Prohibition of Insider Trading) Regulations. Pledges and releases are not trades and are not counted above.
Corporate actions
- dividend₹1.50
Dividend - Rs 1.50 Per Share
30 Jun 2026ex-date - dividendNot available — not reported in this filing
Dividend - Re 1 Per Share
27 Jun 2025ex-date - dividendNot available — not reported in this filing
Dividend - Re 1 Per Share
21 Jun 2024ex-date - dividend₹0.80
Dividend - Rs 0.80 Per Share
30 Jun 2023ex-date - bonusNot available — not reported in this filing
Bonus 1:1
13 Sept 2022ex-date - splitNot available — not reported in this filing
Face Value Split (Sub-Division) - From Rs 5/- Per Share To Re 1/- Per Share
13 Sept 2022ex-date - dividend₹4.00
Dividend - Rs 4 Per Share
30 Jun 2022ex-date - dividend₹3.00
Annual General Meeting/Dividend - Rs 3 Per Share
8 Jul 2021ex-date - dividend₹5.00
Interim Dividend - Rs 5 Per Share
3 Mar 2020ex-date - dividend₹2.50
Annual General Meeting/ Dividend - Rs 2.50 Per Share
11 Jul 2019ex-date - dividend₹1.75
Annual General Meeting / Dividend- Rs 1.75 Per Share
5 Jul 2018ex-date - otherNot available — not reported in this filing
Annual General Meeting/Div-Rs 1.75 Per Share
6 Jul 2017ex-date - dividend₹1.75
Interim Dividend - Rs 1.75/- Per Share (Purpose Revised)
16 Mar 2016ex-date - dividend₹1.75
Annual General Meeting/Dividend Rs 1.75 Per Share
9 Jul 2015ex-date - dividend₹1.75
Annual General Meeting / Dividend - Rs 1.75/- Per Share
3 Jul 2014ex-date - dividend₹1.50
Annual General Meeting / Dividend Rs.1.50/- Per Equity Share
4 Jul 2013ex-date - rightsNot available — not reported in this filing
Rights 1:10 @ Premium Rs.645/- Per Share
6 Sept 2012ex-date - dividend₹1.50
Annual General Meeting And Dividend - Rs.1.50 Per Share
5 Jul 2012ex-date - dividend₹1.25
Annual General Meeting And Dividend Rs.1.25 Per Share
29 Jun 2011ex-date - dividendNot available — not reported in this filing
Annual General Meeting / Dividend Re. 1 Per Share
8 Jul 2010ex-date
Company announcements
Please find attached the press release issued by the unlisted material subsidiary i.e. Bajaj General Insurance Ltd.
Intimation of Conference Call in respect of financial results for the quarter and half year ended 30 September 2026.
We wish to inform you about the incorporation of a wholly owned subsidiary company i.e. Bajaj Reinsurance Limited.
We wish to provide information pertaining to material unlisted insurance subsidiaries.
Certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended 30 September 2026.
Bajaj Finserv Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 03/11/2026 ,inter alia, to consider and approve the unaudited standalone and ....
The Board has approved the subscription of warrants convertible into equivalent number of equity shares for an aggregate amount upto Rs.5,800 crore by way of preferential issue to be issued ....
Please find enclosed intimation for change in Senior Management Personnel
We wish to provide information pertaining to material unlisted insurance subsidiaries
Intimation for Change in the Registered Office of the Company
Schedule of Analyst/Investors meet to be held on 20 August 2026.
Schedule of Analyst/Institutional meet to be held on 12 August 2026.
We wish to inform you about information pertaining to unlisted material insurance subsidiaries.
Please find enclosed Transcript of earnings call held on 31 July 2026
Filed with BSE (scrip 532978); the last 45 days. Documents open at bseindia.com.
SEBI filings & orders
From SEBI's website. An order may concern the company, its officers or trading in its shares, and may be under appeal - read the order itself. Personal identifiers are withheld.
Buybacks, open offers & rights issues
- Rights issue
Bajaj Finserv Limited
6 Sept 2012Read on SEBI - Rights issue
Bajaj Finserv Limited
23 Jul 2012Read on SEBI
Documents
Annual reports
Earnings calls
- Aug 2026TranscriptSlidesRecording
- Jul 2026Slides
- May 2026TranscriptSlides
- Apr 2026Slides
- Feb 2026TranscriptSlidesRecording
- Dec 2025TranscriptSlidesRecording
Documents open at BSE or the rating agency that issued them.
Sourced from the company's NSE XBRL filing dated 31 Jul 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.
Bajaj Finserv: common questions
Answered from the figures on this page.
