Bajaj Finance

    BAJFINANCE
    NBFC
    ₹1034.50
    price as of 11/9/2026, 5:27:51 pm

    Market cap ₹6.44 L Cr

    P/E
    31.77
    Day range
    ₹1,015.10 – ₹1,035.00
    52-week range
    ₹787.90 – ₹1,176.40
    Volume
    54.11 L
    Open
    ₹1,031.00
    Prev close
    ₹1,043.50
    Promoters pledged 1.8% of their shares
    52-week range, adjusted for splits and bonuses
    ₹787.9₹1,176.4
    23 Mar 20263 Aug 2026
    Index membership & F&O
    NIFTY 50NIFTY 100NIFTY 200NIFTY 500NIFTY FINANCIAL SERVICESF&O lot 750

    Price history

    6M change +15.76%RSI (14) 38.1 NeutralSMA 20 · 50 overlaid

    Price & delivery on the exchange

    NSE bhavcopy to 11 Sept 2026 · delivery 64.3% today vs 58.5% average · BSE close ₹1,034.2

    1 Apr23 Apr15 May5 Jun24 Jun15 Jul3 Aug21 Aug11 Sept₹800₹900₹1,000₹1,100₹1,2000%25%50%75%100%
    • Delivery
    • NSE close
    • BSE close

    High delivery with a rising price suggests buyers holding rather than trading the move.

    Futures & options

    NSE F&O close, 11 Sept 2026 · options expiring 29 Sept 2026

    Long unwinding
    Near-month future
    ₹1,037.9
    Change
    -0.72%
    Basis over spot
    +₹3.40
    Futures OI (shares)
    6.05 Cr
    OI change
    -0.64%
    Put-call ratio
    0.73
    Max pain
    ₹1,060
    Resistance (call OI)
    ₹1,100
    Support (put OI)
    ₹1,020
    Lot size
    750

    Open interest by strike

    Calls open above (resistance) and puts below (support), in shares

    9009309509709901020105010801110114011701200123009.5 L19.0 L28.5 L38.0 Lspot
    • Call OI
    • Put OI

    Futures open interest and price

    Near-month future, day by day since collection began

    The daily history builds from each close.

    Key metrics

    P/E (TTM)
    30.8
    EPS (TTM)
    ₹32.58
    Price / Book
    5.67
    ROE (FY26)
    18.4%
    Dividend yield
    0.52%
    Net margin (TTM)
    24.2%
    Debt / Equity
    2.90
    Revenue growth (5y)
    25.8%
    EPS growth (5y)
    33.1%

    Moving averages (NSE)

    Simple moving averages of the NSE price, and where the last price sits against each
    5-day10-day20-day50-day100-day300-day
    ₹1,054.68Price below₹1,066.57Price below₹1,078.09Price below₹1,065.19Price below₹995.77Price above₹977.75Price above

    Charts & trends

    From company filings. Amounts in ₹ crore.

    Revenue 3Y CAGR
    +25.6%
    Profit 3Y CAGR
    +18.9%
    Revenue YoY (Jun 2026)
    +18.6%
    Profit YoY (Jun 2026)
    +27.6%
    Net margin
    26.3%

    Revenue, profit & margin - quarterly

    Bars in ₹ crore (a loss shows red); line is operating margin

    Sep 2023Mar 2024Sep 2024Mar 2025Sep 2025Jun 20260 Cr6.0K Cr12.0K Cr18.0K Cr24.0K Cr
    • Revenue
    • Net profit
    • Operating margin

    Who owns the company

    Shareholding as of Jun 2026

    • Promoter
    • FII
    • DII
    • Public
    • Government
    • Others

    Cash flows

    Where cash came from and went, by fiscal year (₹ crore)

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026-90.0KCr-45.0KCr0 Cr45.0K Cr90.0K Cr
    • Operating
    • Investing
    • Financing
    • Free cash flow

    Return on equity

    Net profit over shareholders' equity, by fiscal year

    FY17FY18FY19FY20FY21FY22FY23FY24FY25FY260%6%12%18%24%15%

    Equity vs debt

    Shareholders' equity against borrowings (₹ crore); line is debt-to-equity

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 20260 Cr1.5L Cr3.0L Cr4.5L Cr6.0L Cr0.0x2.0x4.0x6.0x8.0x
    • Equity
    • Debt
    • Debt / equity

    Financial statements

    ₹ Crore
    Quarterly results, oldest period first, figures in rupees crore
    Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
    Revenue13,38214,16414,92616,10017,09118,03518,29419,52420,17921,01321,60623,165
    Interest4,5374,8685,2175,6846,1496,3866,5516,9187,0117,3397,3987,942
    Expenses3,9314,2294,4204,9565,3385,6915,8655,9926,3077,7376,5536,793
    Financing Profit4,9145,0665,2895,4605,6045,9585,8796,6146,8615,9377,6548,430
    Financing Margin %37%36%35%34%33%33%32%34%34%28%35%36%
    Other Income25957262155-262116
    Depreciation159176193200210219252251258244256288
    Profit before tax4,7584,8965,1055,2655,4015,7655,6476,3686,6085,4317,4108,149
    Tax %25%26%25%26%26%25%20%25%25%25%25%25%
    Net Profit3,5513,6393,8253,9124,0144,3084,5464,7654,9484,0665,5536,081
    EPS in Rs₹5.86₹5.89₹6.18₹6.32₹6.46₹6.86₹7.21₹7.56₹7.84₹6.39₹8.78₹9.61
    Gross NPA %0.9%0.9%0.8%0.9%1.1%1.1%1.0%1.0%1.2%1.2%1.0%1.0%
    Net NPA %0.3%0.4%0.4%0.4%0.5%0.5%0.4%0.5%0.6%0.5%0.4%0.4%

    From company filings, updated 11 Sept 2026. Consolidated figures where the company reports them.Information only, not investment advice.

    Strengths, risks & growth

    Bajaj Finance is mainly engaged in the business of lending. BFL has a diversified lending portfolio across retail, SME and commercial customers with a significant presence in urban and rural India. It also accepts public and corporate deposits and offers variety of financial services products to its customers.(Source : 202003 Annual Report Page No:124)

    Strengths

    • Company has delivered good profit growth of 34.2% CAGR over last 5 years
    • Company has been maintaining a healthy dividend payout of 18.6%
    • Company's median sales growth is 29.4% of last 10 years

    Risks

    • Stock is trading at 5.65 times its book value
    • Company has low interest coverage ratio.
    • Company might be capitalizing the interest cost

    Compounded Sales Growth

    10 Years
    +27%
    5 Years
    +25%
    3 Years
    +26%
    TTM
    +18%

    Compounded Profit Growth

    10 Years
    +31%
    5 Years
    +34%
    3 Years
    +19%
    TTM
    +18%

    Stock Price CAGR

    10 Years
    +25%
    5 Years
    +7%
    3 Years
    +12%
    1 Year
    +7%

    Return on Equity

    10 Years
    +19%
    5 Years
    +20%
    3 Years
    +20%
    Last Year
    +18%

    Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.

    Shareholding pattern

    Percentage of shares held by each category at each quarter end
    HolderSept 2025Dec 2025Mar 2026Jun 2026Change
    Promoter54.67%54.70%54.71%54.68%-0.03 pp
    FII21.97%21.49%21.33%20.20%-1.13 pp
    DII14.39%14.86%15.10%16.30%+1.20 pp
    Government0.08%0.08%0.08%0.09%+0.01 pp
    Public8.78%8.77%8.73%8.64%-0.09 pp
    Others0.12%0.10%0.07%0.08%+0.01 pp

    Filed with NSE for Jun 2026: promoters 54.67%, public 45.24% · XBRL filing

    Analysts & fund holdings

    82%
    82% recommend buy
    33 analysts cover the stock
    Valuation vs Consumer Finance
    P/E31.8 vs 16.6
    Sector P/B2.14
    Beta1.28

    Who holds the shares, quarter by quarter

    Mutual funds 9.63% (+0.87 pp)
    Mar 25
    Jun 25
    Sept 25
    Dec 25
    Mar 26
    Jun 26
    • Promoters54.7%
    • Foreign institutions20.2%
    • Mutual funds9.6%
    • Insurance4.8%
    • Other domestic institutions2.0%
    • Retail4.9%
    • Others3.9%
    Mutual funds holding the most
    Fund% of company% of fund3-month change
    SBI Focused Fund0.64%8.46%+3.05 pp
    SBI Aggressive Hybrid Fund0.36%2.74%+0.04 pp
    Nippon India Large Cap Fund0.26%3.23%-0.55 pp
    Axis Large Cap Fund0.22%4.87%+0.15 pp
    UTI Flexi Cap Fund0.20%5.67%-0.59 pp

    Scorecard

    Performance
    Avg
    Valuation
    High
    Growth
    Low
    Profitability
    Avg
    Entry point
    Good
    Red flags
    Low

    Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.

    Corporate actions

    • dividend
      ₹6.00

      Dividend - Rs 6 Per Share

      30 Jun 2026
      ex-date
    • bonus
      Not available — not reported in this filing

      Bonus 4:1

      16 Jun 2025
      ex-date
    • split
      Not available — not reported in this filing

      Face Value Split (Sub-Division) - From Rs 2/- Per Share To Re 1/- Per Share

      16 Jun 2025
      ex-date
    • dividend
      ₹44.00

      Dividend - Rs 44 Per Share

      30 May 2025
      ex-date
    • dividend
      ₹12.00

      Special Dividend - Rs 12 Per Share

      9 May 2025
      ex-date
    • dividend
      ₹36.00

      Dividend - Rs 36 Per Share

      21 Jun 2024
      ex-date
    • dividend
      ₹30.00

      Dividend - Rs 30 Per Share

      30 Jun 2023
      ex-date
    • dividend
      ₹20.00

      Dividend - Rs 20 Per Share

      30 Jun 2022
      ex-date
    • dividend
      ₹10.00

      Annual General Meeting/Dividend - Rs 10 Per Share

      8 Jul 2021
      ex-date
    • dividend
      ₹10.00

      Interim Dividend - Rs 10 Per Share

      3 Mar 2020
      ex-date
    • dividend
      ₹6.00

      Annual General Meeting/ Dividend - Rs 6 Per Share

      11 Jul 2019
      ex-date
    • dividend
      ₹4.00

      Annual General Meeting / Dividend- Rs 4 Per Share

      5 Jul 2018
      ex-date
    • dividend
      ₹3.60

      Annual General Meeting/Dividend - Rs 3.60/- Per Share

      6 Jul 2017
      ex-date
    • bonus
      Not available — not reported in this filing

      Bonus 1:1/Face Value Split (Sub-Division) - From Rs 10/- Per Share To Rs 2/- Per Share

      8 Sept 2016
      ex-date
    • split
      Not available — not reported in this filing

      Bonus 1:1/Face Value Split (Sub-Division) - From Rs 10/- Per Share To Rs 2/- Per Share

      8 Sept 2016
      ex-date
    • dividend
      ₹7.00

      Dividend Rs 7/- Per Share

      14 Jul 2016
      ex-date
    • dividend
      ₹18.00

      Interim Dividend - Rs 18/- Per Share (Purpose Revised)

      16 Mar 2016
      ex-date
    • dividend
      ₹18.00

      Annual General Meeting / Dividend - Rs 18/- Per Share

      9 Jul 2015
      ex-date
    • dividend
      ₹16.00

      Annual General Meeting And Dividend Rs.16/- Per Share

      3 Jul 2014
      ex-date
    • dividend
      ₹15.00

      Annual General Meeting And Dividend Rs.15/- Per Share

      4 Jul 2013
      ex-date
    • rights
      Not available — not reported in this filing

      Rights 3:19 @ Premium Rs 1090 Per Share

      23 Jan 2013
      ex-date

    Insider trades

    Last 12 months, market trades
    Net buying ₹548 Cr
    15 buys · ₹698 Cr
    4 sells · ₹151 Cr
    Latest insider trades disclosed to NSE
    PersonTypeSharesValueDisclosed
    BFL EMPLOYEE WELFARE TRUST
    Other · Others
    		Buy34,72,439₹128 Cr9 Apr 2026
    Maharashtra Scooters Limited
    Promoter Group · Market Purchase
    		Buy2,70,000₹23.1 Cr2 Apr 2026
    Maharashtra Scooters Limited
    Promoter Group · Market Purchase
    		Buy2,45,000₹21.6 Cr30 Mar 2026
    Bajaj Life Insurance Co. Ltd.
    Promoter Group · Market Purchase
    		Buy7,480₹74.8 Cr10 Mar 2026
    Bajaj Life Insurance Co. Ltd.
    Promoter Group · Market Purchase
    		Buy5,000₹50.0 Cr2 Jan 2026
    Bajaj Life Insurance Co. Ltd.
    Promoter Group · Market Purchase
    		Buy2,500₹25.0 Cr2 Jan 2026
    Siddhantnayan Bajaj
    Promoter Group · Market Purchase
    		Buy9,02,000₹90.0 Cr29 Dec 2025
    Sanjali Bajaj
    Promoter Group · Market Purchase
    		Buy9,02,500₹90.0 Cr29 Dec 2025
    Bajaj Allianz General Insurance Co. Ltd.
    Promoter Group · Market Purchase
    		Buy1,91,000₹20.2 Cr6 Dec 2025
    Neelima Bajaj Family Trust
    Promoter Group · Off Market
    		Sell6,10,000₹60.5 Cr3 Oct 2025
    Madhur Bajaj (A/c Kumud Nimisha Family Trust)
    Promoter Group · Off Market
    		Buy1,50,000₹14.9 Cr3 Oct 2025
    Madhur Bajaj (A/c Kumud Nimisha Family Trust)
    Promoter Group · Off Market
    		Sell1,50,000₹14.9 Cr3 Oct 2025

    Disclosures filed with NSE under SEBI (Prohibition of Insider Trading) Regulations. Pledges and releases are not trades and are not counted above.

    Bulk & block deals

    Large deals reported to NSE in this stock
    DateClientTypeQuantityPrice
    15 Sept 2025—Short sale15—
    12 Sept 2025—Short sale687—

    Deals of more than 0.5% of shares (bulk), large single trades (block) and short sales, as NSE reports them.

    Company announcements

    Company Update
    Announcement under Regulation 30 (LODR)-Allotment

    Allotment of Secured Redeemable Non- Convertible Debentures on Private Placement basis

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Registered Office Address

    Intimation regarding change in the Registered Office of the Company

    Company Update
    Announcement under Regulation 30 (LODR)-Allotment

    Allotment of Secured Redeemable Non-Convertible Debentures on Private Placement basis

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    Schedule of Analyst/Institutional Investor Meeting

    Company Update
    Announcement under Regulation 30 (LODR)-Allotment

    Allotment of Secured Redeemable Non-Convertible Debentures on Private Placement basis

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    Schedule of Analyst/Institutional Investor Meeting

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Management

    Resignation of Mr. Amit Raghuvanshi, President - Cars, Two-Wheeler & Sales Finance w.e.f. close of business hours on 11 August 2026.

    Company Update
    Announcement under Regulation 30 (LODR)-Allotment

    Allotment of Secured Redeemable Non- Convertible Debentures on Private Placement basis.

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

    Transcript of conference call held in respect of Financial Results for the Quarter ended 30 June 2026.

    Company Update
    Change In Directorate

    Change in Directorate

    AGM/EGMPrice-sensitive
    Shareholder Meeting / Postal Ballot-Scrutinizer's Report

    Submission of Voting Results and Scrutiniser's Report.

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

    The audio recording of the conference call has been hosted on the website of the Company and is available at ''quarterly earnings call'' dropdown https://www.aboutbajajfinserv.com/ ....

    AGM/EGMPrice-sensitive
    Shareholder Meeting / Postal Ballot-Outcome of AGM

    Summary of the proceedings of 39th Annual General Meeting held on 30 July 2026.

    Company Update
    Announcement under Regulation 30 (LODR)-Investor Presentation

    Investor Presentation for the Quarter ended 30 June 2026

    Result
    Unaudited Standalone And Consolidated Financial Results For The Quarter Ended 30 June 2026

    Unaudited Standalone and Consolidated Financial Results for the Quarter ended 30 June 2026

    Filed with BSE (scrip 500034); the last 45 days. Documents open at bseindia.com.

    SEBI filings & orders

    From SEBI's website. An order may concern the company, its officers or trading in its shares, and may be under appeal - read the order itself. Personal identifiers are withheld.

    Buybacks, open offers & rights issues

    • Rights issue

      Bajaj Finance Limited

      23 Jan 2013
      Read on SEBI
    • Rights issue - Draft Letter of Offer

      Bajaj Finance Limited - Draft Letter of Offer

      23 Nov 2012
      Read on SEBI

    Regulatory orders

    • Adjudication order

      Adjudication Order against Shri Amit Raghuvanshi in the matter of Bajaj Finance Ltd.

      10 Oct 2014
      Read on SEBI
    • Adjudication order

      Adjudication Order in respect of Sunil Gokhale in the matter of Bajaj Finance Ltd.

      29 Nov 2013
      Read on SEBI

    Documents

    Annual reports

    Earnings calls

    Credit ratings

    Documents open at BSE or the rating agency that issued them.

    Sourced from the company's NSE XBRL filing dated 29 Jan 2025 (unaudited). View the source filing. Figures are as filed and are not investment advice.