Jio Financial Services
Market cap ₹1.35 L Cr
- P/E
- 77.96
- Day range
- ₹202.51 – ₹211.50
- 52-week range
- ₹202.51 – ₹316.85
- Volume
- 1.91 Cr
- Open
- ₹211.05
- Prev close
- ₹210.80
Latest results · Q2 FY27(consolidated)Revenue ₹1,699 Cr+73.2%Profit ₹340 Cr-51.0%Margin 20.0%YoY vs the same quarter last year
No red flags in exchange filings: no rising pledge, promoter selling, surveillance or critical filing on record.
JIOFIN in NSE indices and F&O
F&O margin for one lot of JIOFIN (2,350 shares)Research profile
Composite 37 / 100Factor percentiles
Derived metrics
- Earn. yield
- 1.3%
- Graham no.
- ₹106.92
- vs Graham
- -47.9%
- ROE ÷ P/B
- 1.2%
- 12-1 mom.
- -24.5%
- Return / vol
- -1.20
- Piotroski
- 2/6
- FCF yield
- -11.5%
Appears in 11 scans
Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.
Peer comparison
All 68 in NBFC| Company | M-cap | P/E | P/B | ROE | ROCE | OPM | D/E | Sales YoY |
|---|---|---|---|---|---|---|---|---|
| Bajaj FinanceBAJFINANCE | ₹5.78 L Cr | 26.67 | 4.76 | 18.4% | 10.9% | — | 4.08 | +22.8% |
| National Stock Exchange of IndiaNSE | ₹4.13 L Cr | 39.37 | — | 33.0% | 41.0% | 78.0% | 0.01 | — |
| Bajaj FinservBAJAJFINSV | ₹2.65 L Cr | 26.27 | 3.45 | 26.2% | 11.0% | 41.0% | 5.52 | +19.1% |
| Shriram FinanceSHRIRAMFIN | ₹2.04 L Cr | 14.42 | 1.82 | 16.4% | 11.5% | — | 2.12 | +15.8% |
| Jio Financial ServicesJIOFIN | ₹1.35 L Cr | 77.96 | 1.05 | 1.2% | 2.0% | 63.0% | 0.32 | +73.2% |
| BSE LtdBSE | ₹1.31 L Cr | 47.00 | 19.91 | 44.8% | 60.0% | 67.0% | 0.00 | +63.5% |
| ICICI Prudential Asset Management CompanyICICIAMC | ₹1.31 L Cr | 37.67 | 25.19 | 85.8% | 115.0% | 73.0% | 0.00 | +16.3% |
| Tata CapitalTATACAP | ₹1.29 L Cr | 24.17 | 2.84 | 12.4% | 8.6% | — | 5.15 | +15.1% |
| Sector median | ₹26,914 Cr | 20.19 | 2.71 | 15.3% | 11.4% | 54.0% | 1.74 | +20.3% |
Sector as classified in the tracked universe; medians use every tracked NBFC company, and P/E only profitable ones. Tinted figures beat the median.
Latest news
Updated 7d agoHeadlines about Jio Financial Services from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.
Key metrics
- P/E (TTM)
- 79.1
- EPS (TTM)
- ₹3.22
- Price / Book
- 1.05
- ROE (FY26)
- 1.2%
- ROCE (latest year)
- 2%
- Dividend yield
- 0.29%
Moving averages (NSE)
- 20-day
- ₹216.02
- Price below
- 50-day
- ₹229.26
- Price below
- 200-day
- ₹243.86
- Price below
Charts & trends
From company filings. Amounts in ₹ crore.
Revenue, profit & margin - quarterly
₹ crore; a loss shows red. Operating margin below, same periods.
- Revenue
- Net profit
Operating margin
Who owns the company
% of equity by quarter, latest Sept 2026
- Promoter
- Public
- DII
- FII
- Government
Cash flows
Where cash came from and went, by fiscal year (₹ crore)
- Operating
- Investing
- Financing
- Free cash flow
Return on equity
Net profit over shareholders' equity, by fiscal year
Equity vs debt
Shareholders' equity against borrowings (₹ crore); the ratio below, same years.
- Equity
- Debt
Debt to equity
Financial statements
| Line item | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 414 | 418 | 418 | 694 | 438 | 493 | 612 | 981 | 901 | 1,019 | 2,004 | 1,699 |
| Expenses | 94 | 98 | 74 | 140 | 125 | 155 | 156 | 293 | 346 | 414 | 607 | 621 |
| Operating Profit | 320 | 320 | 344 | 553 | 313 | 338 | 457 | 688 | 555 | 605 | 1,397 | 1,078 |
| OPM % | 77% | 77% | 82% | 80% | 71% | 69% | 75% | 70% | 62% | 59% | 70% | 63% |
| Other Income | 67 | 78 | 62 | 226 | 70 | 71 | 67 | 238 | 36 | 40 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 8 | 99 | 136 | 212 | 298 | 418 | 578 |
| Depreciation | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 8 | 8 | 8 | 9 | 11 |
| Profit before tax | 381 | 393 | 400 | 773 | 377 | 396 | 419 | 783 | 371 | 339 | 970 | 489 |
| Tax % | 23% | 21% | 22% | 11% | 22% | 20% | 23% | 11% | 28% | 20% | 14% | 30% |
| Net Profit | 294 | 311 | 313 | 689 | 295 | 316 | 325 | 695 | 269 | 272 | 830 | 340 |
| EPS in Rs | ₹0.46 | ₹0.49 | ₹0.49 | ₹1.08 | ₹0.46 | ₹0.50 | ₹0.51 | ₹1.09 | ₹0.42 | ₹0.43 | ₹1.26 | ₹0.52 |
From company filings, updated 24 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.
Working-capital cycle
-107 days since Mar 2023
-107 days since Mar 2023
-3756 days since Mar 2023
Strengths, risks & growth
JFSL was originally incorporated as Reliance Strategic Investments Private Limited in July, 1999 under the Companies Act 1956. Jio Financial Services Limited was incorporated in July, 23. JFSL is a NBFC-ND-SI registered with RBI. The company is a holding company and will operate its financial services business through its consumer-facing subsidiaries namely Jio Finance Limited (JFL), Jio Insurance Broking Limited (JIBL), and Jio Payment Solutions Limited (JPSL) and joint venture namely Jio Payments Bank Limited (JPBL). [1]
Strengths
- Stock is trading at 1.04 times its book value
- Company is expected to give good quarter
Risks
- Company has a low return on equity of 1.23% over last 3 years.
Compounded Sales Growth
- 10 Years
- —
- 5 Years
- —
- 3 Years
- +328%
- TTM
- +123%
Compounded Profit Growth
- 10 Years
- —
- 5 Years
- —
- 3 Years
- +293%
- TTM
- +6%
Stock Price CAGR
- 10 Years
- —
- 5 Years
- —
- 3 Years
- -1%
- 1 Year
- -33%
Return on Equity
- 10 Years
- —
- 5 Years
- —
- 3 Years
- +1%
- Last Year
- +1%
Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.
Shareholding pattern
| Holder | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 | Change |
|---|---|---|---|---|---|
| Promoter | 47.12% | 47.12% | 49.13% | 49.13% | 0.00 pp |
| FII | 11.55% | 12.31% | 11.27% | 10.65% | -0.62 pp |
| DII | 15.36% | 14.26% | 13.27% | 13.30% | +0.03 pp |
| Government | 0.18% | 0.18% | 0.18% | 0.18% | 0.00 pp |
| Public | 25.77% | 26.11% | 26.15% | 26.74% | +0.59 pp |
Filed with NSE for Sept 2026: promoters 49.13%, public 50.87% · XBRL filing
Analysts & fund holdings
Who holds the shares, quarter by quarter
Mutual funds 5.08% (+0.13 pp)- Promoters49.1%
- Foreign institutions10.7%
- Mutual funds5.1%
- Insurance7.5%
- Other domestic institutions0.8%
- Retail18.7%
- Others8.2%
| Fund | % of company | % of fund | 3-month change |
|---|---|---|---|
| ICICI Pru Arbitrage Fund | 0.27% | 1.07% | -0.30 pp |
| SBI Arbitrage Fund | 0.25% | 0.77% | -0.01 pp |
| Tata Arbitrage Fund | 0.20% | 1.20% | -0.12 pp |
| Kotak Arbitrage Fund | 0.18% | 0.34% | -0.41 pp |
| Aditya Birla SL Arbitrage Fund | 0.15% | 0.77% | -0.15 pp |
Scorecard
- Performance
- Low
- Valuation
- High
- Growth
- Avg
- Profitability
- Avg
- Entry point
- Good
- Red flags
- Low
Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.
Risk & trend
From 275 daily sessions to 23 Oct 2026.
Risk
- Volatility (1Y)
- 27.4%
- Downside volatility
- 27.9%
- Worst 5% of days
- 3.1%
- Average of that tail
- 3.9%
- Max drawdown (1Y)
- 35.4%
- Below its peak
- 35.4%
Against the market
- Beta vs Nifty 50
- 1.54
- Correlation
- 0.74
- Relative strength (3M)
- -6.7%
- ATR (14)
- 2.6%
Return
- Return 1M
- -11.1%
- Return 3M
- -12.1%
- Return 6M
- -14.0%
- Return 1Y
- -32.9%
- vs 200-day average
- -15.9%
Momentum
- RSI (14) · oversold
- 28.8
- MACD histogram
- -0.16
- Stochastic %K
- 13.3
- ADX (14)
- 35.2
- +DI / −DI
- 11.0 / 34.9
- Money flow index
- 49.4
Participation
- Delivery (20d avg)
- 44.0%
- vs its 60-day baseline
- -2.4 pts
- Volume vs 20-day
- +1.1σ
- Close vs day's VWAP
- -0.1%
- 52-week position
- 0 / 100
These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.
Financial quality
From consolidated statements to 31 Mar 2026.
Piotroski F-Score
2 of 6 tested
- Return on assets positive — passed
- Operating cash flow positive — not testableno cash flow statement for this period
- Return on assets improving — failed
- Cash flow exceeds profit — not testableneeds cash flow and profit against assets
- Debt to assets falling — failed
- Current ratio improving — failed
- No new equity issued — not testableno share count is collected, and financing cash flow mixes equity with debt
- Operating margin improving — failed
- Asset turnover improving — passed
- Free cash flow
- -₹15,544 Cr
- FCF yield
- -11.5%
- Cash conversion
- -9.89
- Accruals ratio
- 0.104
- Net debt
- ₹21,103 Cr
- Net debt / equity
- 0.16
- EV / sales
- 27.83
- Capex intensity
- 3.0%
- Revenue CAGR
- 106.5%
- Profit CAGR
- -13.9%
Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.
Corporate actions
- dividend₹0.60
Dividend - Rs 0.60 Per Share
10 Aug 2026ex-date - dividendNot available — not reported in this filing
Dividend - Re 0.50 Per Share
11 Aug 2025ex-date
Company announcements
Transcript of presentation on the unaudited financial results (Consolidated and Standalone) for the quarter and half year ended September 30, 2026
Audio/Video Recording of Presentation on Unaudited Financial Results (Consolidated and Standalone) for the quarter and half year ended September 30, 2026
Monitoring Agency Report for the quarter ended September 30, 2026
Investor Presentation
Consolidated and Standalone Unaudited Financial Results for the quarter and half year ended September 30, 2026
Outcome of Board Meeting
We wish to inform you that a presentation to analysts on financial results of the Company for the quarter and half year ended September 30, 2026 shall be made on October 15, 2026 at 19.15 ....
Jio Financial Services Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 15/10/2026 ,inter alia, to consider and approve the standalone and consolidated ....
Investment in Jio Allianz General Insurance Limited, joint venture between the Company and Allianz Europe B.V.
This is to inform that pursuant to the JFSL Code to Regulate, Monitor and Report Trading by Directors, Promoters, Designated Persons and specified Connected Persons of the Company and Material ....
This is further to the disclosure dated September 21, 2026 made by the Company. We wish to inform you that the Company executives participated in the Institutional Investors Meeting - J. ....
Please note that the Company executives will be participating in the Institutional Investors' Meeting organized by a third party - J. P. Morgan India Financials Tour, scheduled to be held ....
This is further to the disclosure dated September 16, 2026 made by the Company. We wish to inform that the Company executives participated in the Institutional Investors' Meeting - J.P. ....
Please note that the Company executives will be participating in the Institutional Investors' Meeting organized by a third party - J. P. Morgan India Conference 2026, scheduled to be held ....
This is further to the disclosure dated August 26, 2026 made by the Company. We wish to inform that the Company executives participated in the Institutional Investors' Meeting - Ashwamedh ....
Filed with BSE (scrip 543940); the last 45 days. Documents open at bseindia.com.
Documents
Annual reports
Earnings calls
- Oct 2026TranscriptSlidesRecording
- Jul 2026TranscriptSlidesRecording
- Apr 2026TranscriptSlidesRecording
- Jan 2026TranscriptSlidesRecording
- Nov 2025TranscriptRecording
- Oct 2025Slides
Documents open at BSE or the rating agency that issued them.
Sourced from the company's NSE XBRL filing dated 16 Oct 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.
Jio Financial Services: common questions
Answered from the figures on this page.
