Indian Bank

    INDIANB
    Banking
    ₹830.00
    Price as of 26 Oct 2026, 4:53 pm IST

    Market cap ₹1.12 L Cr

    P/E
    8.46
    Day range
    ₹819.30 – ₹836.25
    52-week range
    ₹764.05 – ₹1,000.90
    Volume
    8.38 L
    Open
    ₹832.40
    Prev close
    ₹837.15

    Latest results · Q2 FY27(consolidated)Revenue ₹19,149 Cr+15.2%Profit ₹3,447 Cr+13.4%Margin 18.0%YoY vs the same quarter last year

    No red flags in exchange filings: no rising pledge, promoter selling, surveillance or critical filing on record.

    INDIANB in NSE indices and F&O

    F&O margin for one lot of INDIANB (1,000 shares)

    Research profile

    Composite 60 / 100

    Factor percentiles

    Value93
    Quality29
    Momentum62
    Low volatility57

    Derived metrics

    Earn. yield
    11.8%
    Graham no.
    ₹1,188.33
    vs Graham
    +43.2%
    ROE ÷ P/B
    11.9%
    12-1 mom.
    +9.5%
    Return / vol
    0.28
    FCF yield
    16.3%
    PEG
    1.64

    Appears in 12 scans

    Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.

    Peer comparison

    All 34 in Banking
    Largest Banking companies tracked, with sector medians
    CompanyM-capP/EP/BROEROCEOPMD/ESales YoY
    HDFC BankHDFCBANK₹10.61 L Cr15.041.7714.3%7.0%—0.98+9.4%
    ICICI BankICICIBANK₹10.07 L Cr17.232.5817.1%7.2%—0.76+16.2%
    State Bank of IndiaSBIN₹8.87 L Cr10.301.4216.0%6.1%—1.30+8.4%
    Kotak Mahindra BankKOTAKBANK₹4.38 L Cr21.612.3611.4%7.0%—0.53+6.4%
    Axis BankAXISBANK₹3.80 L Cr12.731.6513.2%6.2%—1.41+17.9%
    Punjab National BankPNB₹1.39 L Cr6.090.8613.0%6.1%—0.86+8.5%
    Union Bank of IndiaUNIONBANK₹1.38 L Cr6.290.9515.7%6.3%—0.71+8.3%
    Indian BankINDIANB₹1.12 L Cr8.461.3015.4%6.3%—0.89+15.2%
    Sector median₹58,006 Cr9.681.1713.1%6.3%—0.87+15.8%

    Sector as classified in the tracked universe; medians use every tracked Banking company, and P/E only profitable ones. Tinted figures beat the median.

    Latest news

    Updated 7d ago

    Headlines about Indian Bank from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.

    Key metrics

    P/E (TTM)
    8.5
    EPS (TTM)
    ₹94.90
    Price / Book
    1.29
    ROE (FY26)
    15.4%
    Dividend yield
    2.18%

    Moving averages (NSE)

    20-day
    ₹827.53
    Price above
    50-day
    ₹852.51
    Price below
    200-day
    ₹864.99
    Price below

    Charts & trends

    From company filings. Amounts in ₹ crore.

    Revenue 3Y CAGR
    +14.5%
    Profit 3Y CAGR
    +28.1%
    Revenue YoY (Sep 2026)
    +15.2%
    Profit YoY (Sep 2026)
    +13.9%
    Net margin
    18.5%

    Revenue, profit & margin - quarterly

    ₹ crore; a loss shows red. Operating margin below, same periods.

    0 Cr5K Cr10K Cr15K Cr20K Cr
    • Revenue
    • Net profit

    Operating margin

    Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Sep 2026

    Who owns the company

    % of equity by quarter, latest Sept 2026

    Dec '24Mar '25Jun '25Sept '25Dec '25Mar '26Jun '26Sept '260%25%50%75%100%
    • Promoter
    • DII
    • FII
    • Public

    Cash flows

    Where cash came from and went, by fiscal year (₹ crore)

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026-40K Cr-20K Cr0 Cr20K Cr40K Cr
    • Operating
    • Investing
    • Financing
    • Free cash flow

    Return on equity

    Net profit over shareholders' equity, by fiscal year

    FY17FY18FY19FY20FY21FY22FY23FY24FY25FY260%5%10%15%20%15% screen

    Equity vs debt

    Shareholders' equity against borrowings (₹ crore); the ratio below, same years.

    0 Cr25K Cr50K Cr75K Cr1L Cr
    • Equity
    • Debt

    Debt to equity

    Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 20260x1x2x

    Dividends per share

    ₹ by fiscal year of the ex-date; the latest year runs to date.

    FY18FY19FY20FY21FY22FY23FY24FY25FY26FY27₹0₹5₹10₹15₹20

    Financial statements

    ₹ Crore
    Quarterly results, oldest period first, figures in rupees crore
    Line itemDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
    Revenue14,20314,63315,04115,36915,77015,86016,28516,62817,10217,48818,09519,149
    Interest8,3838,6098,8619,1549,3459,4679,92410,04010,20310,37210,65711,389
    Expenses5,1585,3784,9945,1445,1025,0974,8805,1085,4925,8115,9467,099
    Financing Profit6616461,1861,0721,3231,2951,4811,4801,4071,3051,492661
    Financing Margin %5%4%8%7%8%8%9%9%8%7%8%3%
    Other Income2,1132,4322,0772,6022,3972,9351,8542,6432,7932,7732,9024,187
    Depreciation000000000000
    Profit before tax2,7743,0783,2633,6743,7214,2303,3354,1234,1994,0784,3944,848
    Tax %23%27%26%25%23%30%33%26%27%24%25%29%
    Net Profit2,2072,2962,5712,8012,9102,9822,2773,1093,1483,1743,3573,541
    EPS in Rs₹16.37₹17.04₹19.08₹20.79₹21.60₹22.14₹16.90₹23.07₹23.36₹23.56₹24.92₹26.29
    Gross NPA %4.5%4.0%3.8%3.5%3.3%3.1%3.0%2.6%2.2%2.0%1.9%1.6%
    Net NPA %0.5%0.4%0.4%0.3%0.2%0.2%0.2%0.2%0.1%0.1%0.1%0.1%

    From company filings, updated 26 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.

    Strengths, risks & growth

    Indian Bank is a medium-sized bank which was started in 1907. It offers deposits, loans and services. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. [1]

    Strengths

    • Company has delivered good profit growth of 30.0% CAGR over last 5 years
    • Company has been maintaining a healthy dividend payout of 19.9%

    Risks

    • Company has low interest coverage ratio.
    • The company has delivered a poor sales growth of 11.5% over past five years.
    • Contingent liabilities of Rs.2,66,319 Cr.
    • Company might be capitalizing the interest cost

    Compounded Sales Growth

    10 Years
    +15%
    5 Years
    +12%
    3 Years
    +14%
    TTM
    +11%

    Compounded Profit Growth

    10 Years
    +32%
    5 Years
    +30%
    3 Years
    +28%
    TTM
    +12%

    Stock Price CAGR

    10 Years
    +14%
    5 Years
    +35%
    3 Years
    +26%
    1 Year
    +2%

    Return on Equity

    10 Years
    +12%
    5 Years
    +14%
    3 Years
    +16%
    Last Year
    +15%

    Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.

    Shareholding pattern

    Percentage of shares held by each category at each quarter end
    HolderDec 2025Mar 2026Jun 2026Sept 2026Change
    Promoter73.84%73.84%73.84%73.84%0.00 pp
    FII5.64%5.82%6.16%6.87%+0.71 pp
    DII17.82%17.75%17.03%16.77%-0.26 pp
    Public2.71%2.58%2.98%2.54%-0.44 pp

    Filed with NSE for Sept 2026: promoters 73.84%, public 26.16% · XBRL filing

    Analysts & fund holdings

    93%
    93% recommend buy
    15 analysts cover the stock
    Valuation vs Banks
    P/E8.5 vs 16.4
    Sector P/B2.12
    Beta0.96

    Who holds the shares, quarter by quarter

    Mutual funds 13.36% (-0.16 pp)
    Jun 25
    Sept 25
    Dec 25
    Mar 26
    Jun 26
    Sept 26
    • Promoters73.8%
    • Foreign institutions6.9%
    • Mutual funds13.4%
    • Insurance3.3%
    • Other domestic institutions0.1%
    • Retail1.8%
    • Others0.7%
    Mutual funds holding the most
    Fund% of company% of fund3-month change
    HDFC Mid Cap Fund2.58%2.92%-0.07 pp
    Kotak Mid Cap Fund1.30%2.24%+0.00 pp
    HDFC Small Cap Fund0.68%1.91%-0.04 pp
    Nippon India Growth Mid Cap Fund0.46%1.05%-0.04 pp
    Kotak Large & Mid Cap Fund0.42%1.58%+0.01 pp

    Scorecard

    Performance
    Avg
    Valuation
    Avg
    Growth
    Low
    Profitability
    High
    Entry point
    Good
    Red flags
    Low

    Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.

    Risk & trend

    From 275 daily sessions to 23 Oct 2026.

    Computed

    Risk

    Volatility (1Y)
    32.3%
    Downside volatility
    30.9%
    Worst 5% of days
    3.4%
    Average of that tail
    4.6%
    Max drawdown (1Y)
    22.1%
    Below its peak
    15.6%

    Against the market

    Beta vs Nifty 50
    1.35
    Correlation
    0.56
    Relative strength (3M)
    +6.5%
    ATR (14)
    2.7%

    Return

    Return 1M
    -0.4%
    Return 3M
    +1.2%
    Return 6M
    -9.5%
    Return 1Y
    +9.0%
    vs 200-day average
    -3.2%

    Momentum

    RSI (14)
    49.2
    MACD histogram
    4.50
    Stochastic %K
    47.6
    ADX (14)
    14.4
    +DI / −DI
    14.7 / 18.1
    Money flow index
    54.7

    Participation

    Delivery (20d avg)
    44.1%
    vs its 60-day baseline
    -2.3 pts
    Volume vs 20-day
    -0.9σ
    Close vs day's VWAP
    -0.1%
    52-week position
    48 / 100

    These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.

    Financial quality

    From consolidated statements to 31 Mar 2026.

    Computed

    No F-Score: it needs two reporting periods a year apart that carry both an income statement and a balance sheet, and this company's filings do not yet line up that way. The ratios below need only the one period and are unaffected.

    Free cash flow
    ₹18,361 Cr
    FCF yield
    16.3%
    Cash conversion
    1.64
    Accruals ratio
    -0.007
    Net debt
    -₹28,893 Cr
    Net debt / equity
    -0.36
    EV / sales
    1.17
    PEG
    1.64
    Capex intensity
    0.7%
    Revenue CAGR
    10.3%
    Profit CAGR
    5.2%

    Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.

    Insider trades

    Last 12 months, market trades
    Net selling ₹54.9 L
    1 buys · ₹5.0 L
    9 sells · ₹59.9 L
    Latest insider trades disclosed to NSE
    PersonTypeSharesValueDisclosed
    CHANDRASEKARAN V
    Market Sale
    		Sell579₹5.2 L25 Mar 2026
    CHANDRASEKARAN V
    Market Purchase
    		Buy579₹5.0 L25 Mar 2026
    ARUNA M
    Market Sale
    		Sell1,500₹13.8 L16 Mar 2026
    Prem Paul
    Market Sale
    		Sell800₹7.8 L6 Mar 2026
    Prem Paul
    Market Sale
    		Sell25₹23,6016 Mar 2026
    Prem Paul
    Market Sale
    		Sell536₹4.7 L6 Mar 2026
    Kala S
    Market Sale
    		Sell300₹2.7 L18 Feb 2026
    Kala S
    Market Sale
    		Sell1,500₹13.0 L18 Feb 2026
    Kala S
    Market Sale
    		Sell200₹1.8 L18 Feb 2026
    Manjula A
    Market Sale
    		Sell1,200₹10.6 L18 Feb 2026

    Disclosures filed with NSE under SEBI (Prohibition of Insider Trading) Regulations. Pledges and releases are not trades and are not counted above.

    Corporate actions

    • dividend
      ₹18.25

      Dividend - Rs 18.25 Per Share

      10 Jun 2026
      ex-date
    • dividend
      ₹16.25

      Dividend - Rs 16.25 Per Share

      10 Jun 2025
      ex-date
    • dividend
      ₹12.00

      Dividend - Rs 12 Per Share

      7 Jun 2024
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      7 Jun 2024
      ex-date
    • dividend
      ₹8.60

      Annual General Meeting/Dividend - Rs 8.60 Per Share

      12 Jun 2023
      ex-date
    • dividend
      ₹6.50

      Annual General Meeting/Dividend - Rs 6.50 Per Share

      14 Jun 2022
      ex-date
    • dividend
      ₹2.00

      Annual General Meeting/Dividend - Rs 2 Per Share

      8 Jul 2021
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      31 Jul 2020
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      20 Jun 2019
      ex-date
    • dividend
      ₹6.00

      Annual General Meeting / Dividend- Rs 6 Per Share

      21 Jun 2018
      ex-date
    • dividend
      ₹6.00

      Annual General Meeting/Dividend - Rs 6/- Per Share

      2 Jun 2017
      ex-date
    • dividend
      ₹1.50

      Annual General Meeting/ Dividend - Rs 1.50/- Per Share

      23 Jun 2016
      ex-date
    • dividend
      ₹4.20

      Annual General Meeting/ Dividend - Rs 4.20/- Per Share

      23 Jun 2015
      ex-date
    • dividend
      ₹1.70

      Annual General Meeting/Dividend Rs 1.70/- Per Share

      23 Jun 2014
      ex-date
    • dividend
      ₹3.00

      Interim Dividend - Rs 3/- Per Share

      20 Jan 2014
      ex-date
    • dividend
      ₹6.60

      Annual General Meeting And Dividend Rs.6.60 Per Share

      24 Jun 2013
      ex-date
    • dividend
      ₹7.50

      Annual General Meeting And Dividend - Rs. 7.50 Per Share

      25 Jun 2012
      ex-date
    • dividend
      ₹7.50

      Annual General Meeting And Dividend Rs.7.50 Per Share

      30 May 2011
      ex-date
    • dividend
      ₹4.00

      Dividend-Rs.4/- Per Share

      7 Jun 2010
      ex-date
    • other
      Not available — not reported in this filing

      Int Div-Rs.2.50 Per Share

      4 Mar 2010
      ex-date

    Company announcements

    Company Update
    Appointment Of Ms. Manasa Gangotri Kata As GOI Nominee Director On The Board Of The Bank: Submission Of Brief Profile

    Appointment of Ms. Manasa Gangotri Kata as GOI Nominee Director on the Board of the Bank: Submission of Brief Profile

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Directorate

    Change in Directorate: Appointment / Cessation of Director

    Company Update
    Revision Of Interest Rates On Special Retail Term Deposit -Ind Grow (555 Days) And Ind Prosper (777 Days)

    Revision of Interest rates on Special Retail Term Deposit -Ind Grow (555 days) and Ind Prosper (777 Days)

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

    Transcript of Post Earnings Concall / Meet

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

    Update on Post Earnings Concall / Meet with Investors / Analysts: Audio / Video Recording

    Company Update
    Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations, 2015

    Disclosure under Regulation 30 of the SEBI (LODR) Regulations, 2015

    Company Update
    Announcement under Regulation 30 (LODR)-Investor Presentation

    Presentation on Unaudited (Reviewed) Financial Results of the Bank for the Second Quarter and Half Year of FY 2026-27 ended on September 30, 2026

    Company Update
    Announcement under Regulation 30 (LODR)-Press Release / Media Release

    Press release on Unaudited (Reviewed) Financial Results of the Bank for the Second Quarter and Half Year of FY 2026-27 ended on September 30, 2026

    Board Meeting
    Board Meeting Outcome for Approval Of Unaudited (Reviewed) Standalone And Consolidated Financial Results Of The Bank For The Second Quarter And Half Year Of FY 2026-27 Ended On September 30, 2026 And Fund Raising Plan Other Than Equity Capital

    Approval of Unaudited (Reviewed) Standalone and Consolidated Financial Results of the Bank for the Second Quarter and Half Year of FY 2026-27 ended on September 30, 2026 and Fund Raising ....

    Result
    Approval Of Unaudited (Reviewed) Standalone And Consolidated Financial Results Of The Bank For The Second Quarter And Half Year Of FY 2026-27 Ended On September 30, 2026 And Fund Raising Plan Other Than Equity Capital

    Approval of Unaudited (Reviewed) Standalone and Consolidated Financial Results of the Bank for the Second Quarter and Half Year of FY 2026-27 ended on September 30, 2026 and Fund Raising ....

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    Post Earnings Call / Conference Call with Investors / Analysts: Unaudited (Reviewed) Financial Results (Standalone & Consolidated) of the Bank for Second Quarter and Half Year of FY 2026-27 ....

    Board MeetingPrice-sensitive
    Board Meeting Intimation for Consideration And Approval Of The Unaudited (Reviewed) Financial Results Of The Bank For The Second Quarter And HY Period Of FY 2026-27 Ended On September 30, 2026 And Fund Raising Plan Of The Bank Other Than Equity Capital

    Indian Bankhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 15/10/2026 ,inter alia, to consider and approve the Unaudited (Reviewed) financial ....

    Corp Action
    Announcement under Regulation 30 (LODR)-Interest Rates Updates

    Revision in Repo Benchmark Rate

    Company Update
    Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018

    Confirmation Certificate from RTA under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018

    Company Update
    Statement Of Debt Securities For The Half Year Period Of FY 2026-27 Ended On September 30, 2026

    Statement of Debt Securities for the Half Year period of FY 2026-27 ended on September 30, 2026

    Filed with BSE (scrip 532814); the last 45 days. Documents open at bseindia.com.

    SEBI filings & orders

    From SEBI's website. An order may concern the company, its officers or trading in its shares, and may be under appeal - read the order itself. Personal identifiers are withheld.

    Regulatory orders

    • Adjudication order

      Adjudication Order in respect of Circulation of Bulk SMS in the matter of South Indian Bank Limited

      3 Jun 2022
      Read on SEBI
    • Order

      Consent Order in respect of South Indian Bank Ltd

      31 Mar 2010
      Read on SEBI

    Documents

    Annual reports

    Earnings calls

    Credit ratings

    Documents open at BSE or the rating agency that issued them.

    Sourced from the company's NSE XBRL filing dated 16 Oct 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.

    FAQ

    Indian Bank: common questions

    Answered from the figures on this page.

    Indian Bank last traded at ₹830.00 (NSE, as of 26 Oct 2026). The last session moved it down 0.85%.

    Indian Bank is valued at about ₹1.12 lakh crore (NSE, as of 26 Oct 2026).

    Indian Bank trades at a price-to-earnings ratio of 8.46 (NSE, as of 26 Oct 2026). The P/E compares the share price with earnings per share, so it is only comparable between companies in the same industry.

    Indian Bank has traded between ₹764.05 and ₹1,000.90 over the past 52 weeks, to 26 Oct 2026. It is currently 28% of the way up that range.

    Indian Bank (INDIANB) is classified under Banking on this site's screener.