Indian Bank

    INDIANB
    Banking
    ₹853.50
    price as of 11/9/2026, 5:28:14 pm

    Market cap ₹1.15 L Cr

    P/E
    8.99
    Day range
    ₹835.00 – ₹859.70
    52-week range
    ₹690.45 – ₹1,000.90
    Volume
    15.79 L
    Open
    ₹848.95
    Prev close
    ₹856.50
    Promoters pledged 0.4% of their shares
    52-week range, adjusted for splits and bonuses
    ₹670.3₹1,000.9
    10 Sept 202515 Apr 2026
    Index membership & F&O
    NIFTY 200NIFTY 500NIFTY MIDCAP 150NIFTY PSU BANKF&O lot 1,000

    Price history

    6M change -7.01%RSI (14) 42.5 NeutralSMA 20 · 50 overlaid

    Price & delivery on the exchange

    NSE bhavcopy to 11 Sept 2026 · delivery 49.0% today vs 46.4% average · BSE close ₹852.9

    1 Apr23 Apr15 May5 Jun24 Jun15 Jul3 Aug21 Aug11 Sept₹770₹825₹880₹935₹9900%25%50%75%100%
    • Delivery
    • NSE close
    • BSE close

    High delivery with a rising price suggests buyers holding rather than trading the move.

    Futures & options

    NSE F&O close, 11 Sept 2026 · options expiring 29 Sept 2026

    Long build-up
    Near-month future
    ₹858.3
    Change
    +0.31%
    Basis over spot
    +₹4.81
    Futures OI (shares)
    94.1 L
    OI change
    +1.44%
    Put-call ratio
    0.69
    Max pain
    ₹870
    Resistance (call OI)
    ₹900
    Support (put OI)
    ₹860
    Lot size
    1,000

    Open interest by strike

    Calls open above (resistance) and puts below (support), in shares

    740770790810830850870890910930950970990102005.0 L10.0 L15.0 L20.0 Lspot
    • Call OI
    • Put OI

    Futures open interest and price

    Near-month future, day by day since collection began

    The daily history builds from each close.

    Key metrics

    P/E (TTM)
    9.0
    EPS (TTM)
    ₹94.90
    ROE (FY26)
    15.4%
    Dividend yield
    2.14%

    Charts & trends

    From company filings. Amounts in ₹ crore.

    Revenue 3Y CAGR
    +14.5%
    Profit 3Y CAGR
    +28.1%
    Revenue YoY (Jun 2026)
    +11.1%
    Profit YoY (Jun 2026)
    +47.4%
    Net margin
    18.6%

    Revenue, profit & margin - quarterly

    Bars in ₹ crore (a loss shows red); line is operating margin

    Sep 2023Mar 2024Sep 2024Mar 2025Sep 2025Jun 20260 Cr5.0K Cr10.0K Cr15.0K Cr20.0K Cr
    • Revenue
    • Net profit
    • Operating margin

    Who owns the company

    Shareholding as of Jun 2026

    • Promoter
    • DII
    • FII
    • Public

    Cash flows

    Where cash came from and went, by fiscal year (₹ crore)

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026-30.0KCr-15.0KCr0 Cr15.0K Cr30.0K Cr
    • Operating
    • Investing
    • Financing
    • Free cash flow

    Return on equity

    Net profit over shareholders' equity, by fiscal year

    FY17FY18FY19FY20FY21FY22FY23FY24FY25FY260%5%10%15%20%15%

    Equity vs debt

    Shareholders' equity against borrowings (₹ crore); line is debt-to-equity

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 20260 Cr25.0K Cr50.0K Cr75.0K Cr1.0L Cr0.0x0.3x0.6x0.9x1.2x
    • Equity
    • Debt
    • Debt / equity

    Financial statements

    ₹ Crore
    Quarterly results, oldest period first, figures in rupees crore
    Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
    Revenue13,76414,20314,63315,04115,36915,77015,86016,28516,62817,10217,48818,095
    Interest8,0038,3838,6098,8619,1549,3459,4679,92410,04010,20310,37210,657
    Expenses5,1505,1585,3784,9945,1445,1025,0974,8805,1085,4925,8115,946
    Financing Profit6116616461,1861,0721,3231,2951,4811,4801,4071,3051,492
    Financing Margin %4%5%4%8%7%8%8%9%9%8%7%8%
    Other Income2,1662,1132,4322,0772,6022,3972,9351,8542,6432,7932,7732,902
    Depreciation000000000000
    Profit before tax2,7772,7743,0783,2633,6743,7214,2303,3354,1234,1994,0784,394
    Tax %28%23%27%26%25%23%30%33%26%27%24%25%
    Net Profit2,0692,2072,2962,5712,8012,9102,9822,2773,1093,1483,1743,357
    EPS in Rs₹16.61₹16.37₹17.04₹19.08₹20.79₹21.60₹22.14₹16.90₹23.07₹23.36₹23.56₹24.92
    Gross NPA %5.0%4.5%4.0%3.8%3.5%3.3%3.1%3.0%2.6%2.2%2.0%1.9%
    Net NPA %0.6%0.5%0.4%0.4%0.3%0.2%0.2%0.2%0.2%0.1%0.1%0.1%

    From company filings, updated 11 Sept 2026. Consolidated figures where the company reports them.Information only, not investment advice.

    Strengths, risks & growth

    Indian Bank is a medium-sized bank which was started in 1907. It offers deposits, loans and services. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. [1]

    Strengths

    • Company has delivered good profit growth of 30.0% CAGR over last 5 years
    • Company has been maintaining a healthy dividend payout of 19.9%

    Risks

    • Company has low interest coverage ratio.
    • The company has delivered a poor sales growth of 11.5% over past five years.
    • Contingent liabilities of Rs.2,66,319 Cr.
    • Company might be capitalizing the interest cost

    Compounded Sales Growth

    10 Years
    +15%
    5 Years
    +12%
    3 Years
    +14%
    TTM
    +10%

    Compounded Profit Growth

    10 Years
    +32%
    5 Years
    +30%
    3 Years
    +28%
    TTM
    +11%

    Stock Price CAGR

    10 Years
    +15%
    5 Years
    +47%
    3 Years
    +31%
    1 Year
    +23%

    Return on Equity

    10 Years
    +12%
    5 Years
    +14%
    3 Years
    +16%
    Last Year
    +15%

    Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.

    Shareholding pattern

    Percentage of shares held by each category at each quarter end
    HolderSept 2025Dec 2025Mar 2026Jun 2026Change
    Promoter73.84%73.84%73.84%73.84%0.00 pp
    FII4.68%5.64%5.82%6.16%+0.34 pp
    DII18.62%17.82%17.75%17.03%-0.72 pp
    Public2.86%2.71%2.58%2.98%+0.40 pp

    Filed with NSE for Jun 2026: promoters 73.84%, public 26.16% · XBRL filing

    Analysts & fund holdings

    93%
    93% recommend buy
    15 analysts cover the stock
    Valuation vs Banks
    P/E9.0 vs 16.6
    Sector P/B2.14
    Beta0.92

    Who holds the shares, quarter by quarter

    Mutual funds 13.52% (-0.17 pp)
    Mar 25
    Jun 25
    Sept 25
    Dec 25
    Mar 26
    Jun 26
    • Promoters73.8%
    • Foreign institutions6.2%
    • Mutual funds13.5%
    • Insurance3.4%
    • Other domestic institutions0.1%
    • Retail1.9%
    • Others1.1%
    Mutual funds holding the most
    Fund% of company% of fund3-month change
    HDFC Mid Cap Fund2.80%3.06%+0.07 pp
    Kotak Mid Cap Fund1.31%2.24%-0.21 pp
    HDFC Small Cap Fund0.74%2.08%+0.12 pp
    Nippon India Growth Mid Cap Fund0.49%1.12%+0.04 pp
    Kotak Large & Mid Cap Fund0.42%1.57%-0.12 pp

    Scorecard

    Performance
    Avg
    Valuation
    Avg
    Growth
    Low
    Profitability
    High
    Entry point
    Good
    Red flags
    Low

    Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.

    Corporate actions

    • dividend
      ₹18.25

      Dividend - Rs 18.25 Per Share

      10 Jun 2026
      ex-date
    • dividend
      ₹16.25

      Dividend - Rs 16.25 Per Share

      10 Jun 2025
      ex-date
    • dividend
      ₹12.00

      Dividend - Rs 12 Per Share

      7 Jun 2024
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      7 Jun 2024
      ex-date
    • dividend
      ₹8.60

      Annual General Meeting/Dividend - Rs 8.60 Per Share

      12 Jun 2023
      ex-date
    • dividend
      ₹6.50

      Annual General Meeting/Dividend - Rs 6.50 Per Share

      14 Jun 2022
      ex-date
    • dividend
      ₹2.00

      Annual General Meeting/Dividend - Rs 2 Per Share

      8 Jul 2021
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      31 Jul 2020
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      20 Jun 2019
      ex-date
    • dividend
      ₹6.00

      Annual General Meeting / Dividend- Rs 6 Per Share

      21 Jun 2018
      ex-date
    • dividend
      ₹6.00

      Annual General Meeting/Dividend - Rs 6/- Per Share

      2 Jun 2017
      ex-date
    • dividend
      ₹1.50

      Annual General Meeting/ Dividend - Rs 1.50/- Per Share

      23 Jun 2016
      ex-date
    • dividend
      ₹4.20

      Annual General Meeting/ Dividend - Rs 4.20/- Per Share

      23 Jun 2015
      ex-date
    • dividend
      ₹1.70

      Annual General Meeting/Dividend Rs 1.70/- Per Share

      23 Jun 2014
      ex-date
    • dividend
      ₹3.00

      Interim Dividend - Rs 3/- Per Share

      20 Jan 2014
      ex-date
    • dividend
      ₹6.60

      Annual General Meeting And Dividend Rs.6.60 Per Share

      24 Jun 2013
      ex-date
    • dividend
      ₹7.50

      Annual General Meeting And Dividend - Rs. 7.50 Per Share

      25 Jun 2012
      ex-date
    • dividend
      ₹7.50

      Annual General Meeting And Dividend Rs.7.50 Per Share

      30 May 2011
      ex-date
    • dividend
      ₹4.00

      Dividend-Rs.4/- Per Share

      7 Jun 2010
      ex-date
    • other
      Not available — not reported in this filing

      Int Div-Rs.2.50 Per Share

      4 Mar 2010
      ex-date

    Insider trades

    Last 12 months, market trades
    Net selling ₹54.9 L
    1 buys · ₹5.0 L
    9 sells · ₹59.9 L
    Latest insider trades disclosed to NSE
    PersonTypeSharesValueDisclosed
    CHANDRASEKARAN V
    Market Sale
    Sell579₹5.2 L25 Mar 2026
    CHANDRASEKARAN V
    Market Purchase
    Buy579₹5.0 L25 Mar 2026
    ARUNA M
    Market Sale
    Sell1,500₹13.8 L16 Mar 2026
    Prem Paul
    Market Sale
    Sell536₹4.7 L6 Mar 2026
    Prem Paul
    Market Sale
    Sell800₹7.8 L6 Mar 2026
    Prem Paul
    Market Sale
    Sell25₹23,6016 Mar 2026
    Kala S
    Market Sale
    Sell300₹2.7 L18 Feb 2026
    Kala S
    Market Sale
    Sell200₹1.8 L18 Feb 2026
    Manjula A
    Market Sale
    Sell1,200₹10.6 L18 Feb 2026
    Kala S
    Market Sale
    Sell1,500₹13.0 L18 Feb 2026

    Disclosures filed with NSE under SEBI (Prohibition of Insider Trading) Regulations. Pledges and releases are not trades and are not counted above.

    Bulk & block deals

    Large deals reported to NSE in this stock
    DateClientTypeQuantityPrice
    1 Sept 2026Short sale7,000

    Deals of more than 0.5% of shares (bulk), large single trades (block) and short sales, as NSE reports them.

    Company announcements

    Company Update
    Announcement under Regulation 30 (LODR)-Strikes /Lockouts / Disturbances

    Notice of Strike given by United Forum of Bank Unions (U.F.B.U.)

    Company Update
    Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations, 2015

    Disclosure under Regulation 30 of the SEBI (LODR) Regulations, 2015- Sale of Shares of NSE held by Indian Bank in the proposed IPO of NSE through Offer for Sale

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

    Investors / Analysts interaction / meet - Outcome

    Company Update
    Announcement under Regulation 30 (LODR)-Newspaper Publication

    Newspaper Publication regarding opening of Special Window for Transfer and Dematerialization of Physical Securities

    Company Update
    Disclosure Under Regulation 30 Of SEBI (LODR) Regulations, 2015: Imposition Of Monetary Penalty On The Bank By Reserve Bank Of India On Bank'S Currency Chest- Satna

    Disclosure under Regulation 30 of SEBI (LODR) Regulations, 2015: Imposition of monetary penalty on the Bank by Reserve Bank of India on Bank's Currency Chest- Satna

    Corp Action
    Announcement under Regulation 30 (LODR)-Interest Rates Updates

    Revision in Benchmark Rates

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

    Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Investors interaction / Meet - Outcome

    Company Update
    Announcement under Regulation 30 (LODR)-Investor Presentation

    Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015- Investor Presentation

    Company Update
    Disclosure Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015

    Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015- Schedule of Investors interaction/ meet: Intimation

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Directorate

    Nomination / Appointment of Shri Somesh Biswas as Part-time Non-Official Director on the Board of the Bank

    Company Update
    Record Date For Payment Of Yearly Interest On Bank'S Outstanding Long Term Infrastructure Bonds (LTB) Series I (ISIN- INE562A08099) And Series II (ISIN- INE562A08107)

    Record Date for payment of Yearly Interest on Bank's outstanding Long Term Infrastructure Bonds (LTB) Series I (ISIN- INE562A08099) and Series II (ISIN- INE562A08107

    Corp Action
    Announcement under Regulation 30 (LODR)-Interest Rates Updates

    Revision in Benchmark Rates

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Management

    New Assignment /Change in Senior Management Personnel of the Bank

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Management

    Change in Senior Management Personnel of the Bank

    Filed with BSE (scrip 532814); the last 45 days. Documents open at bseindia.com.

    SEBI filings & orders

    From SEBI's website. An order may concern the company, its officers or trading in its shares, and may be under appeal - read the order itself. Personal identifiers are withheld.

    Regulatory orders

    • Adjudication order

      Adjudication Order in respect of Circulation of Bulk SMS in the matter of South Indian Bank Limited

      3 Jun 2022
      Read on SEBI
    • Order

      Consent Order in respect of South Indian Bank Ltd

      31 Mar 2010
      Read on SEBI

    Documents

    Credit ratings

    Documents open at BSE or the rating agency that issued them.