Bank of India

    BANKINDIA
    Banking
    ₹140.00
    price as of 11/9/2026, 5:28:10 pm

    Market cap ₹63,737 Cr

    P/E
    5.19
    Day range
    ₹137.26 – ₹140.10
    52-week range
    ₹116.00 – ₹178.36
    Volume
    43.83 L
    Open
    ₹140.00
    Prev close
    ₹141.00
    Promoters pledged 1.7% of their shares
    52-week range, adjusted for splits and bonuses
    ₹112.9₹178.36
    10 Sept 202527 Feb 2026
    Index membership & F&O
    NIFTY 200NIFTY 500NIFTY MIDCAP 150NIFTY PSU BANKF&O lot 5,200

    Price history

    6M change -9.27%RSI (14) 42.3 NeutralSMA 20 · 50 overlaid

    Price & delivery on the exchange

    NSE bhavcopy to 11 Sept 2026 · delivery 36.3% today vs 42.5% average · BSE close ₹139.8

    1 Apr23 Apr15 May5 Jun24 Jun15 Jul3 Aug21 Aug11 Sept₹135₹140₹145₹150₹1550%25%50%75%100%
    • Delivery
    • NSE close
    • BSE close

    High delivery with a rising price suggests buyers holding rather than trading the move.

    Futures & options

    NSE F&O close, 11 Sept 2026 · options expiring 29 Sept 2026

    Long unwinding
    Near-month future
    ₹140.33
    Change
    -0.19%
    Basis over spot
    +₹0.33
    Futures OI (shares)
    7.42 Cr
    OI change
    -0.65%
    Put-call ratio
    0.99
    Max pain
    ₹145
    Resistance (call OI)
    ₹150
    Support (put OI)
    ₹140
    Lot size
    5,200

    Open interest by strike

    Calls open above (resistance) and puts below (support), in shares

    120125127.5130132.5135137.5140142.5145147.5150152.5155157.5160165020.0 L40.0 L60.0 L80.0 Lspot
    • Call OI
    • Put OI

    Futures open interest and price

    Near-month future, day by day since collection began

    The daily history builds from each close.

    Key metrics

    P/E (TTM)
    5.4
    EPS (TTM)
    ₹25.87
    Price / Book
    0.71
    ROE (FY26)
    12.1%
    Dividend yield
    3.30%
    Net margin (TTM)
    31.2%
    Debt / Equity
    1.32
    Revenue growth (5y)
    13.1%
    EPS growth (5y)
    28.9%

    Moving averages (NSE)

    Simple moving averages of the NSE price, and where the last price sits against each
    5-day10-day20-day50-day100-day300-day
    ₹143.2Price below₹143.45Price below₹143.4Price below₹142.44Price below₹142.88Price below₹147.67Price below

    Charts & trends

    From company filings. Amounts in ₹ crore.

    Revenue 3Y CAGR
    +16.4%
    Profit 3Y CAGR
    +39.0%
    Revenue YoY (Jun 2026)
    +8.8%
    Profit YoY (Jun 2026)
    +80.4%
    Net margin
    16.4%

    Revenue, profit & margin - quarterly

    Bars in ₹ crore (a loss shows red); line is operating margin

    Sep 2023Mar 2024Sep 2024Mar 2025Sep 2025Jun 20260 Cr5.5K Cr11.0K Cr16.5K Cr22.0K Cr
    • Revenue
    • Net profit
    • Operating margin

    Who owns the company

    Shareholding as of Jun 2026

    • Promoter
    • DII
    • FII
    • Public

    Cash flows

    Where cash came from and went, by fiscal year (₹ crore)

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026-40.0KCr-20.0KCr0 Cr20.0K Cr40.0K Cr
    • Operating
    • Investing
    • Financing
    • Free cash flow

    Return on equity

    Net profit over shareholders' equity, by fiscal year

    FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26-18%-9%0%9%18%15%

    Equity vs debt

    Shareholders' equity against borrowings (₹ crore); line is debt-to-equity

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 20260 Cr35.0K Cr70.0K Cr1.1L Cr1.4L Cr0.0x0.4x0.8x1.2x1.6x
    • Equity
    • Debt
    • Debt / equity

    Financial statements

    ₹ Crore
    Quarterly results, oldest period first, figures in rupees crore
    Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
    Revenue15,06215,31916,25017,04617,46618,31718,47918,46718,52119,05219,57320,097
    Interest9,2569,79210,24210,69311,40312,16612,33312,32112,53012,50412,78513,156
    Expenses4,5464,1906,0415,2695,4564,4856,0505,3994,8495,2015,9895,390
    Financing Profit1,2601,337-331,0846071,666977471,1421,3468001,551
    Financing Margin %8%9%0%6%3%9%1%4%6%7%4%8%
    Other Income1,7171,2021,8301,3382,5321,7803,4551,6922,2182,3273,2802,615
    Depreciation000000000000
    Profit before tax2,9772,5391,7972,4223,1383,4473,5512,4393,3613,6744,0794,167
    Tax %50%25%17%28%24%26%25%28%25%25%25%25%
    Net Profit1,4991,9311,5741,8902,4222,6382,6021,8312,5762,8143,0893,304
    EPS in Rs₹3.65₹4.24₹3.46₹4.15₹5.32₹5.79₹5.72₹4.02₹5.66₹6.18₹6.78₹7.25

    From company filings, updated 11 Sept 2026. Consolidated figures where the company reports them.Information only, not investment advice.

    Strengths, risks & growth

    Bank of India is an India-based bank. The Bank's segments include Treasury Operations, Wholesale Banking and Retail Banking. The Treasury operations segment includes the entire investment portfolio, which is dealing in government and other securities, money market operations and foreign exchange operations.(Source : Company Web-site )

    Strengths

    • Stock is trading at 0.70 times its book value
    • Stock is providing a good dividend yield of 3.32%.
    • Company has delivered good profit growth of 39.2% CAGR over last 5 years
    • Company has been maintaining a healthy dividend payout of 19.8%

    Risks

    • Company has low interest coverage ratio.
    • Company has a low return on equity of 11.7% over last 3 years.
    • Contingent liabilities of Rs.6,93,361 Cr.
    • Company might be capitalizing the interest cost

    Compounded Sales Growth

    10 Years
    +6%
    5 Years
    +13%
    3 Years
    +16%
    TTM
    +6%

    Compounded Profit Growth

    10 Years
    +14%
    5 Years
    +39%
    3 Years
    +42%
    TTM
    +19%

    Stock Price CAGR

    10 Years
    +2%
    5 Years
    +20%
    3 Years
    +12%
    1 Year
    +19%

    Return on Equity

    10 Years
    +3%
    5 Years
    +10%
    3 Years
    +12%
    Last Year
    +12%

    Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.

    Shareholding pattern

    Percentage of shares held by each category at each quarter end
    HolderSept 2025Dec 2025Mar 2026Jun 2026Change
    Promoter73.38%73.38%73.38%73.38%0.00 pp
    FII4.24%5.82%7.26%6.87%-0.39 pp
    DII15.63%15.18%13.96%13.96%0.00 pp
    Public6.76%5.62%5.40%5.78%+0.38 pp

    Filed with NSE for Jun 2026: promoters 73.38%, public 26.62% · XBRL filing

    Analysts & fund holdings

    60%
    60% recommend buy
    5 analysts cover the stock
    Valuation vs Banks
    P/E5.2 vs 16.6
    Sector P/B2.14
    Beta1.34

    Who holds the shares, quarter by quarter

    Mutual funds 4.13% (+0.72 pp)
    Mar 25
    Jun 25
    Sept 25
    Dec 25
    Mar 26
    Jun 26
    • Promoters73.4%
    • Foreign institutions6.9%
    • Mutual funds4.1%
    • Insurance9.8%
    • Other domestic institutions0.1%
    • Retail3.5%
    • Others2.3%
    Mutual funds holding the most
    Fund% of company% of fund3-month change
    DSP Midcap Fund0.41%1.30%-0.09 pp
    Nippon India Growth Mid Cap Fund0.32%0.39%-0.02 pp
    Aditya Birla SL PSU Equity Fund0.29%3.12%-0.00 pp
    SBI Banking & Financial Services Fund0.24%1.44%+0.66 pp
    Kotak Arbitrage Fund0.24%0.21%+0.09 pp

    Scorecard

    Performance
    Avg
    Valuation
    Low
    Growth
    Avg
    Profitability
    High
    Entry point
    Good
    Red flags
    Low

    Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.

    Corporate actions

    • dividend
      ₹4.65

      Dividend - Rs 4.65 Per Share

      29 May 2026
      ex-date
    • dividend
      ₹4.05

      Dividend - Rs 4.05 Per Share

      20 Jun 2025
      ex-date
    • dividend
      ₹2.80

      Annual General Meeting/Dividend - Rs 2.80 Per Share

      18 Jun 2024
      ex-date
    • dividend
      ₹2.00

      Dividend - Rs 2 Per Share

      20 Jun 2023
      ex-date
    • dividend
      ₹2.00

      Annual General Meeting/Dividend - Rs 2 Per Share

      7 Jul 2022
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      14 Jul 2021
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      3 Aug 2020
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      20 Jun 2019
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      5 Jul 2018
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      6 Jul 2017
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      7 Jul 2016
      ex-date
    • dividend
      ₹5.00

      Annual General Meeting/Dividend Rs 5/- Per Share

      10 Jul 2015
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      3 Jul 2014
      ex-date
    • dividend
      ₹5.00

      Interim Dividend - Rs 5/- Per Share (Purpose Revised)

      23 Jan 2014
      ex-date
    • dividend
      ₹10.00

      Annual General Meeting / Dividend - Rs.10/- Per Equity Share

      20 Jun 2013
      ex-date
    • dividend
      ₹7.00

      Annual General Meeting/Dividend Rs 7 Per Share

      21 Jun 2012
      ex-date
    • dividend
      ₹7.00

      Annual General Meeting And Dividend Rs.7/- Per Share

      7 Jul 2011
      ex-date
    • dividend
      ₹7.00

      Annual General Meeting And Dividend Rs.7/- Per Share

      8 Jul 2010
      ex-date
    • other
      Not available — not reported in this filing

      Agm/Div-Rs.5/- Per Share

      2 Jul 2009
      ex-date
    • dividend
      Not available — not reported in this filing

      Interim Dividend - 30% Purpose Revised

      13 Mar 2009
      ex-date

    Company announcements

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

    Bank of India has informed the exchange about outcome of Meet as on 10-09-2026

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

    Investor/Analyst meet on 09-09-2026

    Company Update
    Announcement under Regulation 30 (LODR)-Investor Presentation

    Investor Presentation for Investor/Analyst Meet Non-Deal Roadshow update

    Company UpdatePrice-sensitive
    Announcement under Regulation 30 (LODR)-Credit Rating

    Bank of India has informed the Exchange about the Credit Rating

    Company Update
    Bank Of India Has Informed The Exchange About One To One Investor / Analyst Meet.

    Bank Of India has informed the exchange about One to One Investor / Analyst Meet

    Company Update
    Bank Of India Has Informed The Exchange About Schedule Of Non-Deal Roadshow With Respect To Fund Raising Through EMTN Program

    Bank Of India has informed the Exchange about Schedule of Non-deal Roadshow with respect to fund raising through EMTN Program

    Company Update
    Announcement under Regulation 30 (LODR)-Newspaper Publication

    Bank Of India has informed the Exchange about copy of Newspaper publication-Intimation to Bond Holders for exercising call option by the Bank for Bond Series (INE084A08151) and Fixation ....

    Company Update
    Announcement under Regulation 30 (LODR)-Strikes /Lockouts / Disturbances

    Bank Of India has informed the Exchange about Notice of Strike.

    Company Update
    Intimation Of Record Date For Redemption Of Basel III Compliant Tier II Bonds
    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

    Bank Of India has informed the Exchange about Investor/Analyst Meet

    Corp Action
    Announcement under Regulation 30 (LODR)-Interest Rates Updates

    Bank Of India has informed the Exchange about change in FRS w.e.f 01-09-2026.

    Company UpdatePrice-sensitive
    Announcement under Regulation 30 (LODR)-Credit Rating

    Credit Rating Reaffirmed by Acuite Ratings & Research.

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    Bank of India has informed the Exchange about schedule of Investor/Analyst Meet.

    Company UpdatePrice-sensitive
    Announcement under Regulation 30 (LODR)-Credit Rating

    Press release by Infomerics

    Company UpdatePrice-sensitive
    Announcement under Regulation 30 (LODR)-Credit Rating

    Credit Rating of Basel III compliant Tier II Bonds - Reaffirmed by Infomerics

    Filed with BSE (scrip 532149); the last 45 days. Documents open at bseindia.com.

    SEBI filings & orders

    From SEBI's website. An order may concern the company, its officers or trading in its shares, and may be under appeal - read the order itself. Personal identifiers are withheld.

    Regulatory orders

    • Order

      In the matter of Industrial Development Bank of India Limited

      22 Nov 2007
      Read on SEBI

    Documents

    Annual reports

    Earnings calls

    Credit ratings

    Documents open at BSE or the rating agency that issued them.