Bank of India
Market cap ₹59,640 Cr
- P/E
- 4.77
- Day range
- ₹130.25 – ₹136.70
- 52-week range
- ₹126.73 – ₹178.36
- Volume
- 81.81 L
- Open
- ₹136.20
- Prev close
- ₹136.20
Latest results · Q2 FY27(consolidated)Revenue ₹21,370 Cr+15.4%Profit ₹3,222 Cr+27.6%Margin 15.1%YoY vs the same quarter last year
1 red flag to read up on
- medium
Material exchange filing
Defaults under Para A sub-paragraph 6 of Schedule III-Initial Disclosure · 12 Oct 2026
From NSE and BSE filings. A flag is a reason to read the filing, not a rating.
BANKINDIA in NSE indices and F&O
F&O margin for one lot of BANKINDIA (5,200 shares)Research profile
Composite 54 / 100Factor percentiles
Derived metrics
- Earn. yield
- 21.0%
- Graham no.
- ₹334.77
- vs Graham
- +155.6%
- ROE ÷ P/B
- 17.8%
- 12-1 mom.
- +10.2%
- Return / vol
- 0.16
- FCF yield
- 6.5%
- PEG
- 0.06
Appears in 14 scans
Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.
Peer comparison
All 34 in Banking| Company | M-cap | P/E | P/B | ROE | ROCE | OPM | D/E | Sales YoY |
|---|---|---|---|---|---|---|---|---|
| HDFC BankHDFCBANK | ₹10.69 L Cr | 15.14 | 1.77 | 14.3% | 7.0% | — | 0.98 | +9.4% |
| ICICI BankICICIBANK | ₹10.01 L Cr | 17.12 | 2.59 | 17.1% | 7.2% | — | 0.76 | +16.2% |
| State Bank of IndiaSBIN | ₹8.85 L Cr | 10.27 | 1.42 | 16.0% | 6.1% | — | 1.30 | +8.4% |
| Kotak Mahindra BankKOTAKBANK | ₹4.28 L Cr | 21.10 | 2.36 | 11.4% | 7.0% | — | 0.53 | +6.4% |
| Axis BankAXISBANK | ₹3.79 L Cr | 12.70 | 1.64 | 13.2% | 6.2% | — | 1.41 | +17.9% |
| Punjab National BankPNB | ₹1.38 L Cr | 6.06 | 0.86 | 13.0% | 6.1% | — | 0.86 | +8.5% |
| Union Bank of IndiaUNIONBANK | ₹1.37 L Cr | 6.21 | 0.95 | 15.7% | 6.3% | — | 0.71 | +8.3% |
| Bank of IndiaBANKINDIA | ₹59,640 Cr | 4.77 | 0.68 | 12.1% | 5.9% | — | 1.32 | +8.8% |
| Sector median | ₹56,581 Cr | 9.63 | 1.19 | 13.1% | 6.3% | — | 0.87 | +15.2% |
Sector as classified in the tracked universe; medians use every tracked Banking company, and P/E only profitable ones. Tinted figures beat the median.
Latest news
Updated 7d agoHeadlines about Bank of India from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.
Key metrics
- P/E (TTM)
- 4.8
- EPS (TTM)
- ₹25.87
- Price / Book
- 0.63
- ROE (FY26)
- 12.1%
- Dividend yield
- 3.55%
Moving averages (NSE)
- 20-day
- ₹133.43
- Price below
- 50-day
- ₹138.55
- Price below
- 200-day
- ₹146.49
- Price below
Charts & trends
From company filings. Amounts in ₹ crore.
Revenue, profit & margin - quarterly
₹ crore; a loss shows red. Operating margin below, same periods.
- Revenue
- Net profit
Operating margin
Who owns the company
% of equity by quarter, latest Sept 2026
- Promoter
- DII
- FII
- Public
Cash flows
Where cash came from and went, by fiscal year (₹ crore)
- Operating
- Investing
- Financing
- Free cash flow
Return on equity
Net profit over shareholders' equity, by fiscal year
Equity vs debt
Shareholders' equity against borrowings (₹ crore); the ratio below, same years.
- Equity
- Debt
Debt to equity
Dividends per share
₹ by fiscal year of the ex-date; the latest year runs to date.
Financial statements
| Line item | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 15,319 | 16,250 | 17,046 | 17,466 | 18,317 | 18,479 | 18,467 | 18,521 | 19,052 | 19,573 | 20,097 | 21,370 |
| Interest | 9,792 | 10,242 | 10,693 | 11,403 | 12,166 | 12,333 | 12,321 | 12,530 | 12,504 | 12,785 | 13,156 | 14,263 |
| Expenses | 4,190 | 6,041 | 5,269 | 5,456 | 4,485 | 6,050 | 5,399 | 4,849 | 5,201 | 5,989 | 5,390 | 5,554 |
| Financing Profit | 1,337 | -33 | 1,084 | 607 | 1,666 | 97 | 747 | 1,142 | 1,346 | 800 | 1,551 | 1,554 |
| Financing Margin % | 9% | 0% | 6% | 3% | 9% | 1% | 4% | 6% | 7% | 4% | 8% | 7% |
| Other Income | 1,202 | 1,830 | 1,338 | 2,532 | 1,780 | 3,455 | 1,692 | 2,218 | 2,327 | 3,280 | 2,615 | 2,767 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 2,539 | 1,797 | 2,422 | 3,138 | 3,447 | 3,551 | 2,439 | 3,361 | 3,674 | 4,079 | 4,167 | 4,321 |
| Tax % | 25% | 17% | 28% | 24% | 26% | 25% | 28% | 25% | 25% | 25% | 25% | 25% |
| Net Profit | 1,931 | 1,574 | 1,890 | 2,422 | 2,638 | 2,602 | 1,831 | 2,576 | 2,814 | 3,089 | 3,304 | 3,310 |
| EPS in Rs | ₹4.24 | ₹3.46 | ₹4.15 | ₹5.32 | ₹5.79 | ₹5.72 | ₹4.02 | ₹5.66 | ₹6.18 | ₹6.78 | ₹7.25 | ₹7.27 |
From company filings, updated 26 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.
Strengths, risks & growth
Bank of India is an India-based bank. The Bank's segments include Treasury Operations, Wholesale Banking and Retail Banking. The Treasury operations segment includes the entire investment portfolio, which is dealing in government and other securities, money market operations and foreign exchange operations.(Source : Company Web-site )
Strengths
- Stock is trading at 0.63 times its book value
- Stock is providing a good dividend yield of 3.55%.
- Company has delivered good profit growth of 39.2% CAGR over last 5 years
- Company has been maintaining a healthy dividend payout of 19.8%
Risks
- Company has low interest coverage ratio.
- Company has a low return on equity of 11.7% over last 3 years.
- Contingent liabilities of Rs.6,93,361 Cr.
- Company might be capitalizing the interest cost
Compounded Sales Growth
- 10 Years
- +6%
- 5 Years
- +13%
- 3 Years
- +16%
- TTM
- +9%
Compounded Profit Growth
- 10 Years
- +14%
- 5 Years
- +39%
- 3 Years
- +42%
- TTM
- +25%
Stock Price CAGR
- 10 Years
- +1%
- 5 Years
- +16%
- 3 Years
- +11%
- 1 Year
- -2%
Return on Equity
- 10 Years
- +3%
- 5 Years
- +10%
- 3 Years
- +12%
- Last Year
- +12%
Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.
Shareholding pattern
| Holder | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 | Change |
|---|---|---|---|---|---|
| Promoter | 73.38% | 73.38% | 73.38% | 73.38% | 0.00 pp |
| FII | 5.82% | 7.26% | 6.87% | 7.58% | +0.71 pp |
| DII | 15.18% | 13.96% | 13.96% | 13.38% | -0.58 pp |
| Public | 5.62% | 5.40% | 5.78% | 5.66% | -0.12 pp |
Filed with NSE for Sept 2026: promoters 73.38%, public 26.62% · XBRL filing
Analysts & fund holdings
Who holds the shares, quarter by quarter
Mutual funds 4.12% (-0.01 pp)- Promoters73.4%
- Foreign institutions7.6%
- Mutual funds4.1%
- Insurance9.2%
- Other domestic institutions0.1%
- Retail3.5%
- Others2.2%
| Fund | % of company | % of fund | 3-month change |
|---|---|---|---|
| DSP Midcap Fund | 0.42% | 1.30% | -0.05 pp |
| Nippon India Growth Mid Cap Fund | 0.31% | 0.38% | -0.04 pp |
| Aditya Birla SL PSU Equity Fund | 0.29% | 3.02% | -0.10 pp |
| SBI Banking & Financial Services Fund | 0.24% | 1.38% | +0.60 pp |
| Kotak Arbitrage Fund | 0.24% | 0.19% | -0.11 pp |
Scorecard
- Performance
- Avg
- Valuation
- Low
- Growth
- Avg
- Profitability
- High
- Entry point
- Good
- Red flags
- Low
Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.
Risk & trend
From 275 daily sessions to 23 Oct 2026.
Risk
- Volatility (1Y)
- 32.8%
- Downside volatility
- 35.1%
- Worst 5% of days
- 3.8%
- Average of that tail
- 5.0%
- Max drawdown (1Y)
- 26.9%
- Below its peak
- 26.1%
Against the market
- Beta vs Nifty 50
- 1.43
- Correlation
- 0.58
- Relative strength (3M)
- -2.6%
- ATR (14)
- 3.0%
Return
- Return 1M
- -4.4%
- Return 3M
- -7.9%
- Return 6M
- -14.3%
- Return 1Y
- +5.4%
- vs 200-day average
- -10.6%
Momentum
- RSI (14)
- 42.0
- MACD histogram
- 0.43
- Stochastic %K
- 19.7
- ADX (14)
- 16.1
- +DI / −DI
- 21.5 / 26.1
- Money flow index
- 69.9
Participation
- Delivery (20d avg)
- 40.8%
- vs its 60-day baseline
- -4.6 pts
- Volume vs 20-day
- +0.2σ
- Close vs day's VWAP
- -0.6%
- 52-week position
- 24 / 100
These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.
Financial quality
From consolidated statements to 30 Jun 2026.
No F-Score: it needs two reporting periods a year apart that carry both an income statement and a balance sheet, and this company's filings do not yet line up that way. The ratios below need only the one period and are unaffected.
- Free cash flow
- ₹3,863 Cr
- FCF yield
- 6.5%
- Cash conversion
- 0.47
- Accruals ratio
- 0.005
- Net debt
- ₹13,128 Cr
- Net debt / equity
- 0.14
- EV / sales
- 0.91
- PEG
- 0.06
- Capex intensity
- 1.2%
- Revenue CAGR
- 8.8%
- Profit CAGR
- 77.9%
Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.
Corporate actions
- dividend₹4.65
Dividend - Rs 4.65 Per Share
29 May 2026ex-date - dividend₹4.05
Dividend - Rs 4.05 Per Share
20 Jun 2025ex-date - dividend₹2.80
Annual General Meeting/Dividend - Rs 2.80 Per Share
18 Jun 2024ex-date - dividend₹2.00
Dividend - Rs 2 Per Share
20 Jun 2023ex-date - dividend₹2.00
Annual General Meeting/Dividend - Rs 2 Per Share
7 Jul 2022ex-date - otherNot available — not reported in this filing
Annual General Meeting
14 Jul 2021ex-date - otherNot available — not reported in this filing
Annual General Meeting
3 Aug 2020ex-date - otherNot available — not reported in this filing
Annual General Meeting
20 Jun 2019ex-date - otherNot available — not reported in this filing
Annual General Meeting
5 Jul 2018ex-date - otherNot available — not reported in this filing
Annual General Meeting
6 Jul 2017ex-date - otherNot available — not reported in this filing
Annual General Meeting
7 Jul 2016ex-date - dividend₹5.00
Annual General Meeting/Dividend Rs 5/- Per Share
10 Jul 2015ex-date - otherNot available — not reported in this filing
Annual General Meeting
3 Jul 2014ex-date - dividend₹5.00
Interim Dividend - Rs 5/- Per Share (Purpose Revised)
23 Jan 2014ex-date - dividend₹10.00
Annual General Meeting / Dividend - Rs.10/- Per Equity Share
20 Jun 2013ex-date - dividend₹7.00
Annual General Meeting/Dividend Rs 7 Per Share
21 Jun 2012ex-date - dividend₹7.00
Annual General Meeting And Dividend Rs.7/- Per Share
7 Jul 2011ex-date - dividend₹7.00
Annual General Meeting And Dividend Rs.7/- Per Share
8 Jul 2010ex-date - otherNot available — not reported in this filing
Agm/Div-Rs.5/- Per Share
2 Jul 2009ex-date - dividendNot available — not reported in this filing
Interim Dividend - 30% Purpose Revised
13 Mar 2009ex-date
Company announcements
Analyst/Investor Meet for the Quarter ended September, 2026- Audio Link and Outcome of the meeting
Statement of Deviation Variation for the Quarter ended September, 2026
Statement of Related Party Transaction for the Quarter ended September, 2026
Financial Result for the Quarter ended September, 2026
Investor Presentation for the Quarter ended September, 2026
Press release for the Quarter ended September, 2026
Unaudited(Reviewed) Financial Result for the Quarter ended September, 2026
Intimation of Analyst/Investor Meet for Financial Results for September,2026
Bank Of Indiahas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 23/10/2026 ,inter alia, to consider and approve Intimation of Board Meeting for Approval ....
Bank of India has informed the exchange about copy of Newspaper Publication- Special Window for Relodgement of Transfer Requests of Physical Shares.
Disclosure under Regulation 30 of SEBI (LODR) Regulations, 2015
Disclosure under Regulation 30 of SEBI (LODR) Regulations, 2015
Certificate of RTA in compliance of Regulation 74(5) of the Securities Exchange Board of India (DP) Regulations, 2018
Change in Repo Based Lending Rate(RBLR)
Haf Yearly Statement of Outstanding Bonds as on 30.09.2026
Filed with BSE (scrip 532149); the last 45 days. Documents open at bseindia.com.
SEBI filings & orders
From SEBI's website. An order may concern the company, its officers or trading in its shares, and may be under appeal - read the order itself. Personal identifiers are withheld.
Regulatory orders
- Order
In the matter of Industrial Development Bank of India Limited
22 Nov 2007Read on SEBI
Documents
Annual reports
Earnings calls
- Oct 2026SlidesRecording
- Sep 2026Slides
- Jul 2026TranscriptSlidesRecording
- May 2026TranscriptSlides
- Jan 2026TranscriptSlides
- Jan 2026Slides
Credit ratings
- Rating update · 28 Aug from smera
- Rating update · 19 Aug from infomerics
- Rating update · 17 Jul from icra
- Rating update · 5 Feb from fitch
- Rating update · 18 Dec 2025 from care
- Rating update · 18 Dec 2025 from crisil
Documents open at BSE or the rating agency that issued them.
Sourced from the company's NSE XBRL filing dated 24 Oct 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.
Bank of India: common questions
Answered from the figures on this page.
