AU Small Finance Bank

    AUBANK
    Banking
    ₹869.00
    Price as of 26 Oct 2026, 4:52 pm IST

    Market cap ₹65,124 Cr

    P/E
    22.95
    Day range
    ₹845.40 – ₹899.30
    52-week range
    ₹831.65 – ₹1,144.10
    Volume
    86.89 L
    Open
    ₹884.00
    Prev close
    ₹932.90

    Latest results · Q2 FY27(standalone)Revenue ₹5,612 Cr+24.4%Profit ₹858 Cr+52.9%Margin 15.3%YoY vs the same quarter last year

    No red flags in exchange filings: no rising pledge, promoter selling, surveillance or critical filing on record.

    AUBANK in NSE indices and F&O

    F&O margin for one lot of AUBANK (1,000 shares)

    Research profile

    Composite 54 / 100

    Factor percentiles

    Value59
    Quality31
    Momentum60
    Low volatility67

    Derived metrics

    Earn. yield
    4.4%
    Graham no.
    ₹501.89
    vs Graham
    -42.2%
    ROE ÷ P/B
    4.4%
    12-1 mom.
    +34.1%
    Return / vol
    0.70
    FCF yield
    1.5%

    Appears in 12 scans

    Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.

    Peer comparison

    All 34 in Banking
    Largest Banking companies tracked, with sector medians
    CompanyM-capP/EP/BROEROCEOPMD/ESales YoY
    HDFC BankHDFCBANK₹10.61 L Cr15.041.7714.3%7.0%—0.98+9.4%
    ICICI BankICICIBANK₹10.07 L Cr17.232.5817.1%7.2%—0.76+16.2%
    State Bank of IndiaSBIN₹8.87 L Cr10.301.4216.0%6.1%—1.30+8.4%
    Kotak Mahindra BankKOTAKBANK₹4.38 L Cr21.612.3611.4%7.0%—0.53+6.4%
    Axis BankAXISBANK₹3.80 L Cr12.731.6513.2%6.2%—1.41+17.9%
    Punjab National BankPNB₹1.39 L Cr6.090.8613.0%6.1%—0.86+8.5%
    Union Bank of IndiaUNIONBANK₹1.38 L Cr6.290.9515.7%6.3%—0.71+8.3%
    AU Small Finance BankAUBANK₹65,124 Cr22.953.2614.2%7.7%—0.66+24.4%
    Sector median₹58,006 Cr9.681.1713.1%6.3%—0.87+15.8%

    Sector as classified in the tracked universe; medians use every tracked Banking company, and P/E only profitable ones. Tinted figures beat the median.

    Latest news

    Updated 23d ago

    Headlines about AU Small Finance Bank from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.

    Key metrics

    P/E (TTM)
    22.2
    EPS (TTM)
    ₹37.51
    Price / Book
    3.04
    ROE (FY26)
    14.2%
    Dividend yield
    0.11%

    Moving averages (NSE)

    20-day
    ₹989.82
    Price below
    50-day
    ₹1,039.57
    Price below
    200-day
    ₹1,005.39
    Price below

    Charts & trends

    From company filings. Amounts in ₹ crore.

    Revenue 3Y CAGR
    +31.4%
    Profit 3Y CAGR
    +22.7%
    Revenue YoY (Sep 2026)
    +24.4%
    Profit YoY (Sep 2026)
    +52.9%
    Net margin
    15.3%

    Revenue, profit & margin - quarterly

    ₹ crore; a loss shows red. Operating margin below, same periods.

    0 Cr2K Cr4K Cr6K Cr
    • Revenue
    • Net profit

    Operating margin

    Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Sep 2026

    Who owns the company

    % of equity by quarter, latest Sept 2026

    Dec '24Mar '25Jun '25Sept '25Dec '25Mar '26Jun '26Sept '260%25%50%75%100%
    • FII
    • DII
    • Promoter
    • Public

    Cash flows

    Where cash came from and went, by fiscal year (₹ crore)

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026-10K Cr-5K Cr0 Cr5K Cr10K Cr
    • Operating
    • Investing
    • Financing
    • Free cash flow

    Return on equity

    Net profit over shareholders' equity, by fiscal year

    FY17FY18FY19FY20FY21FY22FY23FY24FY25FY260%20%40%60%15% screen

    Equity vs debt

    Shareholders' equity against borrowings (₹ crore); the ratio below, same years.

    0 Cr10K Cr20K Cr30K Cr
    • Equity
    • Debt

    Debt to equity

    Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 20260x2x4x

    Dividends per share

    ₹ by fiscal year of the ex-date; the latest year runs to date. Not adjusted for the bonus of 9 Jun 2022: earlier bars are per pre-bonus share.

    FY20FY21FY22FY23₹0₹0.2₹0.4₹0.6₹0.8

    Financial statements

    ₹ Crore
    Quarterly results, oldest period first, figures in rupees crore
    Line itemDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
    Revenue2,7362,8303,7693,9114,1134,2714,3784,5114,7275,0195,3035,612
    Interest1,4111,4921,8481,9362,0912,1772,3342,3672,3862,4372,6072,792
    Expenses1,2691,3461,7611,8541,9382,1972,0762,1282,1812,2312,3212,436
    Financing Profit56-916012185-104-3216160351375384
    Financing Margin %2%0%4%3%2%-2%-1%0%3%7%7%7%
    Other Income442464509638618761811713724731689770
    Depreciation000000000000
    Profit before tax4984556697597036577797298841,0821,0641,154
    Tax %25%18%25%25%25%23%25%23%24%23%25%26%
    Net Profit375371503571528504581561668832796858
    EPS in Rs₹5.61₹5.54₹6.76₹7.68₹7.10₹6.77₹7.79₹7.52₹8.94₹11.12₹10.63₹11.42
    Gross NPA %2.0%1.7%1.8%2.0%2.3%2.3%2.5%2.4%2.3%2.0%2.1%2.0%
    Net NPA %0.7%0.6%0.6%0.8%0.9%0.7%0.9%0.9%0.9%0.7%0.8%0.8%

    From company filings, updated 26 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.

    Strengths, risks & growth

    AU Small Finance Bank Limited is engaged in providing a range of banking and financial services including retail banking, wholesale banking, treasury operations and other services. [1]

    Strengths

    • Company's median sales growth is 33.4% of last 10 years

    Risks

    • Stock is trading at 3.26 times its book value
    • Company has low interest coverage ratio.
    • Company has a low return on equity of 13.9% over last 3 years.

    Compounded Sales Growth

    10 Years
    +34%
    5 Years
    +30%
    3 Years
    +31%
    TTM
    +20%

    Compounded Profit Growth

    10 Years
    +29%
    5 Years
    +18%
    3 Years
    +23%
    TTM
    +45%

    Stock Price CAGR

    10 Years
    —
    5 Years
    +8%
    3 Years
    +11%
    1 Year
    +8%

    Return on Equity

    10 Years
    +16%
    5 Years
    +14%
    3 Years
    +14%
    Last Year
    +14%

    Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.

    Shareholding pattern

    Percentage of shares held by each category at each quarter end
    HolderDec 2025Mar 2026Jun 2026Sept 2026Change
    Promoter22.79%22.76%22.74%22.66%-0.08 pp
    FII36.45%37.27%35.98%36.06%+0.08 pp
    DII31.27%31.30%32.81%32.84%+0.03 pp
    Public9.51%8.67%8.47%8.45%-0.02 pp

    Filed with NSE for Sept 2026: promoters 22.67%, public 77.33% · XBRL filing

    Analysts & fund holdings

    78%
    78% recommend buy
    23 analysts cover the stock
    Valuation vs Consumer Finance
    P/E22.9 vs 16.4
    Sector P/B2.12
    Beta1.23

    Who holds the shares, quarter by quarter

    Mutual funds 24.85% (+0.43 pp)
    Jun 25
    Sept 25
    Dec 25
    Mar 26
    Jun 26
    Sept 26
    • Promoters22.7%
    • Foreign institutions36.1%
    • Mutual funds24.9%
    • Insurance6.6%
    • Other domestic institutions1.4%
    • Retail2.2%
    • Others6.3%
    Mutual funds holding the most
    Fund% of company% of fund3-month change
    HDFC Mid Cap Fund5.40%3.94%-0.14 pp
    Nippon India Growth Mid Cap Fund1.92%2.84%+0.19 pp
    Kotak Flexi Cap Fund1.21%1.69%+0.04 pp
    Nippon India Multi Cap Fund0.92%1.27%+1.27 pp
    Invesco India Midcap Fund0.81%3.81%-0.66 pp

    Scorecard

    Performance
    Avg
    Valuation
    High
    Growth
    Avg
    Profitability
    High
    Entry point
    Good
    Red flags
    Low

    Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.

    Risk & trend

    From 275 daily sessions to 23 Oct 2026.

    Computed

    Risk

    Volatility (1Y)
    29.6%
    Downside volatility
    27.0%
    Worst 5% of days
    3.0%
    Average of that tail
    3.9%
    Max drawdown (1Y)
    18.2%
    Below its peak
    17.3%

    Against the market

    Beta vs Nifty 50
    1.23
    Correlation
    0.55
    Relative strength (3M)
    +0.6%
    ATR (14)
    2.8%

    Return

    Return 1M
    -10.0%
    Return 3M
    -4.7%
    Return 6M
    -10.6%
    Return 1Y
    +20.7%
    vs 200-day average
    -7.2%

    Momentum

    RSI (14)
    32.0
    MACD histogram
    -3.97
    Stochastic %K
    10.3
    ADX (14)
    25.6
    +DI / −DI
    11.8 / 32.5
    Money flow index
    48.5

    Participation

    Delivery (20d avg)
    55.0%
    vs its 60-day baseline
    -0.7 pts
    Volume vs 20-day
    +0.2σ
    Close vs day's VWAP
    +0.5%
    52-week position
    54 / 100

    These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.

    Financial quality

    From consolidated statements to 31 Mar 2026.

    Computed

    No F-Score: it needs two reporting periods a year apart that carry both an income statement and a balance sheet, and this company's filings do not yet line up that way. The ratios below need only the one period and are unaffected.

    Free cash flow
    ₹1,020 Cr
    FCF yield
    1.5%
    Net debt
    ₹5,216 Cr
    Net debt / equity
    0.26
    EV / sales
    5.95

    Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.

    Insider trades

    Last 12 months, market trades
    Net selling ₹2.7 Cr
    0 buys · ₹0
    1 sells · ₹2.7 Cr
    Latest insider trades disclosed to NSE
    PersonTypeSharesValueDisclosed
    Namokar Mining Industries LLP
    Market Sale
    		Sell30,000₹2.7 Cr10 Nov 2025
    Namokar Mining Industries LLP
    Market Sale
    		Sell14,684₹1.1 Cr26 Aug 2025
    Namokar Mining Industries LLP
    Market Sale
    		Sell50,000₹3.8 Cr26 Aug 2025
    Namokar Mining Industries LLP
    Market Sale
    		Sell50,000₹3.8 Cr22 Aug 2025
    Bhargavi Shukla
    Immediate relative · Market Sale
    		Sell47,400₹3.9 Cr2 Jul 2025
    Namokar Mining Industries LLP
    Market Sale
    		Sell96,106₹7.2 Cr9 Jun 2025
    Bhargavi Shukla
    Immediate relative · Off Market
    		Buy22,544₹1.2 Cr4 Apr 2025
    Aditya Sharma
    Pledge Creation
    		Pledge8,000₹45.2 L4 Apr 2024
    Mayank Markanday
    Revokation of Pledge
    		Pledge released675₹3.8 L2 Apr 2024
    Mayank Markanday
    Market Sale
    		Sell500₹2.8 L2 Apr 2024
    Mayank Markanday
    Market Sale
    		Sell675₹3.8 L30 Mar 2024
    Mayank Markanday
    Revokation of Pledge
    		Pledge released500₹2.8 L26 Mar 2024

    Disclosures filed with NSE under SEBI (Prohibition of Insider Trading) Regulations. Pledges and releases are not trades and are not counted above.

    Corporate actions

    • dividend
      Not available — not reported in this filing

      Dividend - Re 1 Per Share

      31 Jul 2026
      ex-date
    • dividend
      Not available — not reported in this filing

      Dividend - Re 1 Per Share

      4 Jul 2025
      ex-date
    • dividend
      Not available — not reported in this filing

      Dividend - Re 1 Per Share

      12 Jul 2024
      ex-date
    • dividend
      Not available — not reported in this filing

      Dividend - Re 1 Per Share

      14 Jul 2023
      ex-date
    • dividend
      ₹0.50

      Dividend - Rs 0.50 Per Share

      28 Jul 2022
      ex-date
    • bonus
      Not available — not reported in this filing

      Bonus 1:1

      9 Jun 2022
      ex-date
    • dividend
      ₹0.75

      Annual General Meeting/Dividend - Rs 0.75 Per Share

      18 Jul 2019
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting/Dividend- Re 0.50 Per Share

      30 Jul 2018
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      19 Sept 2017
      ex-date

    Company announcements

    Company Update
    Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

    We hereby inform that the Bank has allotted 4,03,913 equity shares of face value of Rs. 10/- each on October 14, 2026, pursuant to exercise of equivalent number of Employee Stock Options ....

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    We wish to inform that the Bank will host a group conference call with analysts and investors on Saturday, October 24, 2026 at 05:00 PM (IST) wherein the senior management of the Bank will ....

    Board MeetingPrice-sensitive
    Board Meeting Intimation for Considering And Approving The Unaudited Financial Results (Subject To Limited Review By The Joint Statutory Auditors) Of The Bank For The Quarter And Half Year Ended On September 30, 2026.

    AU Small Finance Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 24/10/2026 ,inter alia, to consider and approve the unaudited financial ....

    Company Update
    Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018

    Certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended September 30, 2026

    Company Update
    Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulation, 2015

    Pursuant to the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and the Code of Fair Disclosure and Conduct and in terms of Regulation 8 of the SEBI (Prohibition ....

    Company UpdatePrice-sensitive
    Announcement under Regulation 30 (LODR)-Credit Rating

    We wish to inform that ICRA Ratings has re-affirmed [ICRA] AA rating and revised the outlook from Stable to Positive on Long-Term Debt Instruments (Tier-II Bonds) of the Bank: INE949L08459, ....

    Insider Trading / SAST
    Closure of Trading Window

    Pursuant to the PIT Regulations and Bank's Code of Conduct - Prohibition of Insider Trading, we hereby inform that trading window for dealing in securities of the Bank will be closed for ....

    Others
    Board Meeting Outcome for Re-Appointment Of Head Of Internal Audit

    We wish to inform that based on the recommendations of the Audit Committee and Nomination and Remuneration Committee, the Board of Directors of the Bank, at its meeting held today, i.e., ....

    Company Update
    Announcement under Regulation 30 (LODR)-Investor Presentation

    In continuation to our intimation for Analysts / Institutional Investors Meet vide letter dated September 21, 2026, we submit herewith the revised investor presentation for the Group Meeting ....

    Company Update
    Announcement under Regulation 30 (LODR)-Investor Presentation

    In continuation to our intimation for Analysts / Institutional Investors Meet vide letter dated September 21, 2026, we submit herewith the investor presentation for the Group Meeting organised ....

    Company Update
    Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

    We hereby inform that the Bank has allotted 3,78,830 equity shares of face value of Rs. 10/- each on September 22, 2026, pursuant to exercise of equivalent number of Employee Stock Options ....

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    We submit herewith the details of Analysts/Institutional Investor Meet where the Bank would be participating. Please refer the attachment for details.

    Company Update
    Appointment Of Senior Management Personnel (SMP)

    We wish to inform that the Board of Directors today, on the recommendation of Nomination and Remuneration Committee, has approved the appointment of Mr. Anil Agarwal as Senior Executive ....

    Company Update
    Approval Granted By Reserve Bank Of India (RBI) To ICICI Prudential Asset Management Company Limited For Acquiring Aggregate Holding Of Up To 9.95% Of The Paid-Up Share Capital Or Voting Rights Of The Bank

    We hereby inform that AU Small Finance Bank ('AU SFB') has received RBI's letter dated September 8, 2026 according its approval to ICICI Prudential Asset Management Company Limited ('I-Pru ....

    Company Update
    Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

    We hereby inform that the Bank has allotted 4,11,669 equity shares of face value of Rs. 10/- each on September 8, 2026, pursuant to exercise of equivalent number of Employee Stock Options ....

    Filed with BSE (scrip 540611); the last 45 days. Documents open at bseindia.com.

    Documents

    Annual reports

    Earnings calls

    Credit ratings

    Documents open at BSE or the rating agency that issued them.

    Sourced from the company's NSE XBRL filing dated 25 Oct 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.

    FAQ

    AU Small Finance Bank: common questions

    Answered from the figures on this page.

    AU Small Finance Bank last traded at ₹869.00 (NSE, as of 26 Oct 2026). The last session moved it down 6.85%.

    AU Small Finance Bank is valued at about ₹65,124 crore (NSE, as of 26 Oct 2026).

    AU Small Finance Bank trades at a price-to-earnings ratio of 22.95 (NSE, as of 26 Oct 2026). The P/E compares the share price with earnings per share, so it is only comparable between companies in the same industry.

    AU Small Finance Bank has traded between ₹831.65 and ₹1,144.10 over the past 52 weeks, to 26 Oct 2026. It is currently 12% of the way up that range.

    AU Small Finance Bank (AUBANK) is classified under Banking on this site's screener.