UCO Bank

    UCOBANK
    Banking
    ₹21.63
    Price as of 25 Oct 2026, 10:28 pm IST

    Market cap ₹27,123 Cr

    P/E
    9.09
    Day range
    ₹21.46 – ₹22.60
    52-week range
    ₹21.46 – ₹34.20
    Volume
    76.98 L
    Open
    ₹22.60
    Prev close
    ₹22.55

    Latest results · Q2 FY27(standalone)Revenue ₹7,286 Cr+11.5%Profit ₹786 Cr+26.8%Margin 10.8%YoY vs the same quarter last year

    No red flags in exchange filings: no rising pledge, promoter selling, surveillance or critical filing on record.

    UCOBANK in NSE indices and F&O

    Research profile

    Composite 46 / 100

    Factor percentiles

    Value93
    Quality16
    Momentum23
    Low volatility50

    Derived metrics

    Earn. yield
    11.0%
    Graham no.
    ₹32.99
    vs Graham
    +52.5%
    ROE ÷ P/B
    9.7%
    12-1 mom.
    -23.0%
    Return / vol
    -1.09

    Appears in 16 scans

    Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.

    Peer comparison

    All 34 in Banking
    Largest Banking companies tracked, with sector medians
    CompanyM-capP/EP/BROEROCEOPMD/ESales YoY
    HDFC BankHDFCBANK₹10.69 L Cr15.141.7714.3%7.0%—0.98+9.4%
    ICICI BankICICIBANK₹10.01 L Cr17.122.5917.1%7.2%—0.76+16.2%
    State Bank of IndiaSBIN₹8.85 L Cr10.271.4216.0%6.1%—1.30+8.4%
    Kotak Mahindra BankKOTAKBANK₹4.28 L Cr21.102.3611.4%7.0%—0.53+6.4%
    Axis BankAXISBANK₹3.79 L Cr12.701.6413.2%6.2%—1.41+17.9%
    Punjab National BankPNB₹1.38 L Cr6.060.8613.0%6.1%—0.86+8.5%
    Union Bank of IndiaUNIONBANK₹1.37 L Cr6.210.9515.7%6.3%—0.71+8.3%
    UCO BankUCOBANK₹27,123 Cr9.090.888.5%5.8%—0.93+15.1%
    Sector median₹56,581 Cr9.631.1913.1%6.3%—0.87+15.2%

    Sector as classified in the tracked universe; medians use every tracked Banking company, and P/E only profitable ones. Tinted figures beat the median.

    Latest news

    Updated 8d ago

    Headlines about UCO Bank from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.

    Key metrics

    P/E (TTM)
    11.0
    EPS (TTM)
    ₹2.24
    Price / Book
    0.88
    ROE (FY25)
    8.5%
    Dividend yield
    2.03%

    Moving averages (NSE)

    20-day
    ₹23.26
    Price below
    50-day
    ₹24.23
    Price below
    200-day
    ₹26.2
    Price below

    Charts & trends

    From company filings. Amounts in ₹ crore.

    Revenue 3Y CAGR
    +18.7%
    Profit 3Y CAGR
    +36.8%
    Revenue YoY (Mar 2025)
    +15.1%
    Profit YoY (Mar 2025)
    +23.8%
    Net margin
    9.9%

    Revenue, profit & margin - quarterly

    ₹ crore; a loss shows red. Operating margin below, same periods.

    0 Cr2K Cr4K Cr6K Cr8K Cr
    • Revenue
    • Net profit

    Operating margin

    Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Mar 2025

    Who owns the company

    % of equity by quarter, latest Sept 2026

    Dec '24Mar '25Jun '25Sept '25Dec '25Mar '26Jun '26Sept '260%25%50%75%100%
    • Promoter
    • Public
    • DII
    • FII
    • Government

    Cash flows

    Where cash came from and went, by fiscal year (₹ crore)

    Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025-2K Cr0 Cr2K Cr4K Cr6K Cr
    • Operating
    • Investing
    • Financing
    • Free cash flow

    Return on equity

    Net profit over shareholders' equity, by fiscal year

    FY22FY23FY24FY250%2.5%5%7.5%10%

    Equity vs debt

    Shareholders' equity against borrowings (₹ crore); the ratio below, same years.

    0 Cr10K Cr20K Cr30K Cr40K Cr
    • Equity
    • Debt

    Debt to equity

    Mar 2021Mar 2022Mar 2023Mar 2024Mar 20250x0.5x1x

    Dividends per share

    ₹ by fiscal year of the ex-date; the latest year runs to date.

    FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26₹0₹0.1₹0.2₹0.3₹0.4

    Financial statements

    ₹ Crore
    Quarterly results, oldest period first, figures in rupees crore
    Line itemJun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
    Revenue3,8514,1854,6274,9875,2245,2195,5525,8606,0246,0786,2206,745
    Interest2,2022,4152,6753,0153,2153,3023,5643,6723,7703,7783,8424,046
    Expenses1,4021,7661,7542,0252,2951,9242,0722,5072,2272,3552,5673,055
    Financing Profit2484198-53-286-7-84-31927-54-190-356
    Financing Margin %6%0%4%-1%-5%0%-2%-5%0%-1%-3%-5%
    Other Income-547808239606336478611,1258359931,1861,392
    Depreciation000000000000
    Profit before tax1937841,0219073476407778068629399961,036
    Tax %36%36%36%36%36%37%35%35%36%36%36%37%
    Net Profit117497654557225404505538555607640666
    EPS in Rs₹0.10₹0.42₹0.55₹0.47₹0.19₹0.34₹0.42₹0.45₹0.46₹0.51₹0.54₹0.53
    Gross NPA %7.4%6.6%5.6%4.8%4.5%4.1%3.9%3.5%3.3%3.2%2.9%2.7%
    Net NPA %2.5%2.0%1.7%1.3%1.2%1.1%1.0%0.9%0.8%0.7%0.6%0.5%

    From company filings, updated 25 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.

    Strengths, risks & growth

    UCO Bank is engaged in providing wide range of banking and financial services including Retail Banking, Corporate Banking and Treasury Operations. [1]

    Strengths

    • Stock is trading at 0.88 times its book value

    Risks

    • Company has low interest coverage ratio.
    • Company has a low return on equity of 7.46% over last 3 years.
    • Contingent liabilities of Rs.1,36,430 Cr.
    • Company might be capitalizing the interest cost

    Compounded Sales Growth

    10 Years
    —
    5 Years
    —
    3 Years
    +19%
    TTM
    +15%

    Compounded Profit Growth

    10 Years
    —
    5 Years
    —
    3 Years
    +37%
    TTM
    +48%

    Stock Price CAGR

    10 Years
    -5%
    5 Years
    +8%
    3 Years
    -16%
    1 Year
    -32%

    Return on Equity

    10 Years
    —
    5 Years
    +6%
    3 Years
    +7%
    Last Year
    +9%

    Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.

    Shareholding pattern

    Percentage of shares held by each category at each quarter end
    HolderDec 2025Mar 2026Jun 2026Sept 2026Change
    Promoter90.95%90.95%90.95%90.95%0.00 pp
    FII0.13%0.08%0.06%0.06%0.00 pp
    DII4.42%4.39%4.30%4.14%-0.16 pp
    Government0.01%0.01%0.01%0.01%0.00 pp
    Public4.49%4.58%4.68%4.84%+0.16 pp

    Filed with NSE for Sept 2026: promoters 90.95%, public 9.05% · XBRL filing

    Analysts & fund holdings

    Valuation vs Banks
    P/E9.1 vs 16.4
    Sector P/B2.12
    Beta1.14

    Who holds the shares, quarter by quarter

    Mutual funds 0.30% (0.00 pp)
    Jun 25
    Sept 25
    Dec 25
    Mar 26
    Jun 26
    Sept 26
    • Promoters91.0%
    • Foreign institutions0.1%
    • Mutual funds0.3%
    • Insurance3.1%
    • Other domestic institutions0.8%
    • Retail3.2%
    • Others1.7%
    Mutual funds holding the most
    Fund% of company% of fund3-month change
    Motilal Oswal BSE Enhanced Value Index Fund0.01%0.17%-0.01 pp
    SBI BSE PSU Bank Index Fund0.01%0.87%-0.08 pp
    SBI Nifty Smallcap 250 Index Fund0.01%0.12%-0.03 pp
    ICICI Pru Nifty Smallcap 250 Index Fund0.00%0.12%-0.03 pp
    Nippon India Nifty 500 Equal Weight Index Fund0.00%0.20%-0.00 pp

    Scorecard

    Performance
    Low
    Valuation
    Avg
    Growth
    Low
    Profitability
    Avg
    Entry point
    Avg
    Red flags
    Low

    Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.

    Risk & trend

    From 275 daily sessions to 23 Oct 2026.

    Computed

    Risk

    Volatility (1Y)
    27.4%
    Downside volatility
    27.3%
    Worst 5% of days
    3.0%
    Average of that tail
    4.0%
    Max drawdown (1Y)
    35.6%
    Below its peak
    35.6%

    Against the market

    Beta vs Nifty 50
    1.32
    Correlation
    0.64
    Relative strength (3M)
    -11.5%
    ATR (14)
    3.0%

    Return

    Return 1M
    -8.8%
    Return 3M
    -16.8%
    Return 6M
    -20.0%
    Return 1Y
    -29.8%
    vs 200-day average
    -17.4%

    Momentum

    RSI (14) · oversold
    28.8
    MACD histogram
    -0.07
    Stochastic %K
    5.1
    ADX (14)
    26.6
    +DI / −DI
    17.8 / 29.5
    Money flow index
    58.1

    Participation

    Delivery (20d avg)
    36.5%
    vs its 60-day baseline
    -7.4 pts
    Volume vs 20-day
    +0.7σ
    Close vs day's VWAP
    -0.8%
    52-week position
    0 / 100

    These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.

    Financial quality

    From consolidated statements to 30 Sept 2013.

    Computed

    Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.

    Corporate actions

    • dividend
      Not available — not reported in this filing

      Dividend - Re 0.44 Per Share

      4 May 2026
      ex-date
    • dividend
      ₹0.39

      Dividend - Rs 0.39 Per Share

      9 May 2025
      ex-date
    • dividend
      Not available — not reported in this filing

      Dividend - Re 0.28 Per Share

      10 May 2024
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      8 Jun 2023
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      16 Jun 2022
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      12 Jul 2021
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      30 Jul 2020
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      19 Jun 2019
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      19 Jun 2018
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      20 Jun 2017
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      21 Jun 2016
      ex-date
    • dividend
      ₹2.00

      Annual General Meeting/ Dividend - Rs 2/- Per Share

      23 Jun 2015
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting / Final Dividend - Re 1/- Per Share

      24 Jun 2014
      ex-date
    • dividend
      ₹2.00

      Interim Dividend - Rs 2/- Per Share

      20 Jan 2014
      ex-date
    • dividend
      ₹1.60

      Annual General Meeting And Dividend Rs.1.60 Per Share

      17 Jun 2013
      ex-date
    • dividend
      ₹3.00

      Annual General Meeting And Dividend - Rs.3/- Per Share

      15 Jun 2012
      ex-date
    • dividend
      ₹3.00

      Annual General Meeting And Dividend Rs.3/- Per Share

      5 Jul 2011
      ex-date
    • dividend
      ₹1.50

      Annual General Meeting And Dividend Rs.1.50 Per Share

      23 Jun 2010
      ex-date
    • other
      Not available — not reported in this filing

      Agm/Div-Re.1/- Per Share

      16 Jun 2009
      ex-date
    • dividend
      Not available — not reported in this filing

      Agm/Dividend - 10%

      19 Jun 2008
      ex-date

    Company announcements

    Company Update
    Announcement under Regulation 30 (LODR)-Earnings Call Transcript

    Transcript of Post Earnings Call held on 15.10.2026

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

    Audio/Video Recording of Earnings Call - 15.10.2026

    Company Update
    Announcement under Regulation 30 (LODR)-Press Release / Media Release

    Press Release on the Unaudited Financial Results for the quarter and half year ended 30.09.2026

    Company Update
    Announcement under Regulation 30 (LODR)-Investor Presentation

    Presentation on Unaudited Financial Results for the quarter and half year ended 30.09.2026

    Result
    Unaudited Financial Results For The Quarter And Half Year Ended 30.09.2026

    Approval of Unaudited Financial Results for Q2FY27/HYFY27

    Board Meeting
    Board Meeting Outcome for Approval Of Unaudited Financial Results For The Quarter And Half Year Ended 30.09.2026

    Approval of Unaudited Financial Results for the quarter and half year ended 30.09.2026

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    Schedule of Post Earnings Call with Analysts - 15.10.2026

    Board MeetingPrice-sensitive
    Board Meeting Intimation for Consideration And Approval Of Unaudited (Reviewed) Financial Results Of The Bank For The Quarter/Half Year Ended 30Th September 2026.

    UCO Bankhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 15/10/2026 ,inter alia, to consider and approve unaudited (reviewed) financial results ....

    Company UpdatePrice-sensitive
    Announcement under Regulation 30 (LODR)-Credit Rating

    Reaffirmation of Issuer Rating and Bond Rating

    Corp Action
    Announcement under Regulation 30 (LODR)-Interest Rates Updates

    Interest Rate updates w.e.f. 08.10.2026

    Company Update
    Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018

    Certificate under Reg 74 (5) - 30.09.2026

    Company Update
    Provisional Business Update Of The Bank As On 30.09.2026

    Provisional Business Update - 30.09.2026

    Insider Trading / SAST
    Closure of Trading Window

    Trading Window Closure w.e.f. 01.10.2026

    Company Update
    Extension Of Tenure Of Shri Vijaykumar Nivrutti Kamble, Executive Director

    Extension of Tenure of Shri Vijaykumar Nivrutti Kamble, Executive Director

    Company Update
    Announcement under Regulation 30 (LODR)-Strikes /Lockouts / Disturbances

    Notice of Strike by UFBU

    Filed with BSE (scrip 532505); the last 45 days. Documents open at bseindia.com.

    Documents

    Annual reports

    Earnings calls

    Credit ratings

    Documents open at BSE or the rating agency that issued them.

    Sourced from the company's NSE XBRL filing dated 15 Oct 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.

    FAQ

    UCO Bank: common questions

    Answered from the figures on this page.

    UCO Bank last traded at ₹21.63 (NSE, as of 25 Oct 2026). The last session moved it down 4.08%.

    UCO Bank is valued at about ₹27,123 crore (NSE, as of 25 Oct 2026).

    UCO Bank trades at a price-to-earnings ratio of 9.09 (NSE, as of 25 Oct 2026). The P/E compares the share price with earnings per share, so it is only comparable between companies in the same industry.

    UCO Bank has traded between ₹21.46 and ₹34.20 over the past 52 weeks, to 25 Oct 2026. It is currently 1% of the way up that range.

    UCO Bank (UCOBANK) is classified under Banking on this site's screener.