UCO Bank

    UCOBANK
    Banking
    ₹24.12
    price as of 11/9/2026, 5:45:37 pm

    Market cap ₹30,245 Cr

    P/E
    10.72
    Day range
    ₹23.59 – ₹24.17
    52-week range
    ₹22.22 – ₹34.20
    Volume
    50.87 L
    Open
    ₹23.70
    Prev close
    ₹23.93
    Promoters pledged 1.0% of their shares
    52-week range, adjusted for splits and bonuses
    ₹22.22₹34.2
    30 Mar 202631 Oct 2025
    Index membership
    NIFTY 500NIFTY SMALLCAP 250NIFTY PSU BANK

    Price history

    6M change -8.64%RSI (14) 32.1 NeutralSMA 20 · 50 overlaid

    Price & delivery on the exchange

    NSE bhavcopy to 11 Sept 2026 · delivery 45.7% today vs 40.6% average · BSE close ₹23.98

    1 Apr23 Apr15 May5 Jun24 Jun15 Jul3 Aug21 Aug11 Sept₹22₹24₹26₹28₹300%25%50%75%100%
    • Delivery
    • NSE close
    • BSE close

    High delivery with a rising price suggests buyers holding rather than trading the move.

    Key metrics

    P/E (TTM)
    10.7
    EPS (TTM)
    ₹2.24
    ROE (FY25)
    8.5%
    Dividend yield
    1.83%

    Charts & trends

    From company filings. Amounts in ₹ crore.

    Revenue 3Y CAGR
    +18.7%
    Profit 3Y CAGR
    +36.8%
    Revenue YoY (Mar 2025)
    +15.1%
    Profit YoY (Mar 2025)
    +23.8%
    Net margin
    9.9%

    Revenue, profit & margin - quarterly

    Bars in ₹ crore (a loss shows red); line is operating margin

    Jun 2022Dec 2022Jun 2023Dec 2023Jun 2024Mar 20250 Cr2.0K Cr4.0K Cr6.0K Cr8.0K Cr
    • Revenue
    • Net profit
    • Operating margin

    Who owns the company

    Shareholding as of Jun 2026

    • Promoter
    • Public
    • DII
    • FII
    • Government

    Cash flows

    Where cash came from and went, by fiscal year (₹ crore)

    Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025-2.0K Cr0 Cr2.0K Cr4.0K Cr6.0K Cr
    • Operating
    • Investing
    • Financing
    • Free cash flow

    Return on equity

    Net profit over shareholders' equity, by fiscal year

    FY22FY23FY24FY250%3%6%9%12%

    Equity vs debt

    Shareholders' equity against borrowings (₹ crore); line is debt-to-equity

    Mar 2021Mar 2022Mar 2023Mar 2024Mar 20250 Cr8.0K Cr16.0K Cr24.0K Cr32.0K Cr0.0x0.3x0.5x0.8x1.0x
    • Equity
    • Debt
    • Debt / equity

    Financial statements

    ₹ Crore
    Quarterly results, oldest period first, figures in rupees crore
    Line itemJun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
    Revenue3,8514,1854,6274,9875,2245,2195,5525,8606,0246,0786,2206,745
    Interest2,2022,4152,6753,0153,2153,3023,5643,6723,7703,7783,8424,046
    Expenses1,4021,7661,7542,0252,2951,9242,0722,5072,2272,3552,5673,055
    Financing Profit2484198-53-286-7-84-31927-54-190-356
    Financing Margin %6%0%4%-1%-5%0%-2%-5%0%-1%-3%-5%
    Other Income-547808239606336478611,1258359931,1861,392
    Depreciation000000000000
    Profit before tax1937841,0219073476407778068629399961,036
    Tax %36%36%36%36%36%37%35%35%36%36%36%37%
    Net Profit117497654557225404505538555607640666
    EPS in Rs₹0.10₹0.42₹0.55₹0.47₹0.19₹0.34₹0.42₹0.45₹0.46₹0.51₹0.54₹0.53
    Gross NPA %7.4%6.6%5.6%4.8%4.5%4.1%3.9%3.5%3.3%3.2%2.9%2.7%
    Net NPA %2.5%2.0%1.7%1.3%1.2%1.1%1.0%0.9%0.8%0.7%0.6%0.5%

    From company filings, updated 11 Sept 2026. Consolidated figures where the company reports them.Information only, not investment advice.

    Strengths, risks & growth

    UCO Bank is engaged in providing wide range of banking and financial services including Retail Banking, Corporate Banking and Treasury Operations. [1]

    Strengths

    • Stock is trading at 0.98 times its book value

    Risks

    • Company has low interest coverage ratio.
    • Company has a low return on equity of 7.46% over last 3 years.
    • Contingent liabilities of Rs.1,36,430 Cr.
    • Company might be capitalizing the interest cost

    Compounded Sales Growth

    10 Years
    —
    5 Years
    —
    3 Years
    +19%
    TTM
    +15%

    Compounded Profit Growth

    10 Years
    —
    5 Years
    —
    3 Years
    +37%
    TTM
    +48%

    Stock Price CAGR

    10 Years
    -5%
    5 Years
    +11%
    3 Years
    -11%
    1 Year
    -18%

    Return on Equity

    10 Years
    —
    5 Years
    +6%
    3 Years
    +7%
    Last Year
    +9%

    Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.

    Shareholding pattern

    Percentage of shares held by each category at each quarter end
    HolderSept 2025Dec 2025Mar 2026Jun 2026Change
    Promoter90.95%90.95%90.95%90.95%0.00 pp
    FII0.13%0.13%0.08%0.06%-0.02 pp
    DII4.52%4.42%4.39%4.30%-0.09 pp
    Government0.00%0.01%0.01%0.01%0.00 pp
    Public4.38%4.49%4.58%4.68%+0.10 pp

    Filed with NSE for Jun 2026: promoters 90.95%, public 9.05% · XBRL filing

    Analysts & fund holdings

    Valuation vs Banks
    P/E10.7 vs 16.6
    Sector P/B2.14
    Beta1.14

    Who holds the shares, quarter by quarter

    Mutual funds 0.30% (+0.02 pp)
    Mar 25
    Jun 25
    Sept 25
    Dec 25
    Mar 26
    Jun 26
    • Promoters91.0%
    • Foreign institutions0.1%
    • Mutual funds0.3%
    • Insurance3.1%
    • Other domestic institutions0.9%
    • Retail3.1%
    • Others1.6%
    Mutual funds holding the most
    Fund% of company% of fund3-month change
    Nippon India Nifty Smallcap 250 Index Fund0.01%0.13%-0.02 pp
    Motilal Oswal BSE Enhanced Value Index Fund0.01%0.18%+0.00 pp
    SBI BSE PSU Bank Index Fund0.01%0.88%-0.07 pp
    SBI Nifty Smallcap 250 Index Fund0.01%0.13%-0.02 pp
    Motilal Oswal Nifty Smallcap 250 Index Fund0.01%0.14%-0.01 pp

    Scorecard

    Performance
    Low
    Valuation
    Avg
    Growth
    Low
    Profitability
    Avg
    Entry point
    Avg
    Red flags
    Low

    Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.

    Corporate actions

    • dividend
      Not available — not reported in this filing

      Dividend - Re 0.44 Per Share

      4 May 2026
      ex-date
    • dividend
      ₹0.39

      Dividend - Rs 0.39 Per Share

      9 May 2025
      ex-date
    • dividend
      Not available — not reported in this filing

      Dividend - Re 0.28 Per Share

      10 May 2024
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      8 Jun 2023
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      16 Jun 2022
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      12 Jul 2021
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      30 Jul 2020
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      19 Jun 2019
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      19 Jun 2018
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      20 Jun 2017
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      21 Jun 2016
      ex-date
    • dividend
      ₹2.00

      Annual General Meeting/ Dividend - Rs 2/- Per Share

      23 Jun 2015
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting / Final Dividend - Re 1/- Per Share

      24 Jun 2014
      ex-date
    • dividend
      ₹2.00

      Interim Dividend - Rs 2/- Per Share

      20 Jan 2014
      ex-date
    • dividend
      ₹1.60

      Annual General Meeting And Dividend Rs.1.60 Per Share

      17 Jun 2013
      ex-date
    • dividend
      ₹3.00

      Annual General Meeting And Dividend - Rs.3/- Per Share

      15 Jun 2012
      ex-date
    • dividend
      ₹3.00

      Annual General Meeting And Dividend Rs.3/- Per Share

      5 Jul 2011
      ex-date
    • dividend
      ₹1.50

      Annual General Meeting And Dividend Rs.1.50 Per Share

      23 Jun 2010
      ex-date
    • other
      Not available — not reported in this filing

      Agm/Div-Re.1/- Per Share

      16 Jun 2009
      ex-date
    • dividend
      Not available — not reported in this filing

      Agm/Dividend - 10%

      19 Jun 2008
      ex-date

    Company announcements

    Company Update
    Announcement under Regulation 30 (LODR)-Strikes /Lockouts / Disturbances

    Notice of Strike by UFBU

    Corp Action
    Announcement under Regulation 30 (LODR)-Interest Rates Updates

    Update on Benchmark Rates of the Bank - effective from 07.09.2026

    Company Update
    Extension Of Additional Charge Of The Post Of Managing Director & Chief Executive Officer Of UCO Bank

    Extension of Additional Charge of the Post of MD & CEO of UCO Bank - Shri Rajendra Kumar Saboo

    Board Meeting
    Board Meeting Outcome for Outcome Of Board Meeting Held On 24 August 2026 - Approval Of Foreign Currency Fund Raising

    Approval of Foreign Currency Fund Raising to the extent of USD 1.0 Billion through MTN

    Board MeetingPrice-sensitive
    Board Meeting Intimation for Considering The Proposal For Raising Foreign Currency Fund Under MTN Programme

    UCO Bankhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 24/08/2026 ,inter alia, to consider and approve raising of foreign currency fund under MTN Programme

    Company UpdatePrice-sensitive
    Announcement under Regulation 30 (LODR)-Credit Rating

    Reaffirmation of CD Ratings

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Directorate

    Appointment of Shri Manohar Lal Paliwal as Part-time Non-Official Director on the Board of the Bank

    Corp Action
    Announcement under Regulation 30 (LODR)-Interest Rates Updates

    Update on Benchmark Rates of the Bank

    Company UpdatePrice-sensitive
    Announcement under Regulation 30 (LODR)-Credit Rating

    Reaffirmation of AT I Bond rating and Issuer Rating - Infomerics

    Company Update
    Announcement under Regulation 30 (LODR)-Earnings Call Transcript

    Transcript of Post Earnings Analyst meet held on 23.07.2026

    Filed with BSE (scrip 532505); the last 45 days. Documents open at bseindia.com.

    Documents

    Annual reports

    Earnings calls

    Credit ratings

    Documents open at BSE or the rating agency that issued them.

    Sourced from the company's NSE XBRL filing dated 21 Jan 2025 (unaudited). View the source filing. Figures are as filed and are not investment advice.