LIC Housing Finance

    LICHSGFIN
    NBFC
    ₹562.90
    price as of 11/9/2026, 5:28:15 pm

    Market cap ₹30,963 Cr

    P/E
    5.40
    Day range
    ₹546.00 – ₹572.35
    52-week range
    ₹458.90 – ₹598.20
    Volume
    1.16 Cr
    Open
    ₹546.00
    Prev close
    ₹552.30
    Promoters pledged 6.9% of their shares
    52-week range, adjusted for splits and bonuses
    ₹458.9₹598.2
    23 Mar 202611 May 2026
    Index membership & F&O
    NIFTY 200NIFTY 500NIFTY MIDCAP 150NIFTY FINANCIAL SERVICESF&O lot 1,000

    Price history

    6M change +11.38%RSI (14) 66.2 NeutralSMA 20 · 50 overlaid

    Price & delivery on the exchange

    NSE bhavcopy to 11 Sept 2026 · delivery 42.5% today vs 49.0% average · BSE close ₹562.55

    1 Apr23 Apr15 May5 Jun24 Jun15 Jul3 Aug21 Aug11 Sept₹455₹490₹525₹560₹5950%25%50%75%100%
    • Delivery
    • NSE close
    • BSE close

    High delivery with a rising price suggests buyers holding rather than trading the move.

    Futures & options

    NSE F&O close, 11 Sept 2026 · options expiring 29 Sept 2026

    Short covering
    Near-month future
    ₹566.85
    Change
    +1.45%
    Basis over spot
    +₹3.95
    Futures OI (shares)
    3.12 Cr
    OI change
    -11.61%
    Put-call ratio
    0.97
    Max pain
    ₹530
    Resistance (call OI)
    ₹560
    Support (put OI)
    ₹520
    Lot size
    1,000

    Open interest by strike

    Calls open above (resistance) and puts below (support), in shares

    43045047049051053055057059061064004.5 L9.0 L13.5 L18.0 Lspot
    • Call OI
    • Put OI

    Futures open interest and price

    Near-month future, day by day since collection began

    The daily history builds from each close.

    Key metrics

    P/E (TTM)
    5.3
    EPS (TTM)
    ₹104.33
    ROE (FY26)
    14.4%
    Dividend yield
    1.81%

    Charts & trends

    From company filings. Amounts in ₹ crore.

    Revenue 3Y CAGR
    +8.3%
    Profit 3Y CAGR
    +24.7%
    Revenue YoY (Jun 2026)
    -1.4%
    Profit YoY (Jun 2026)
    +9.9%
    Net margin
    21.2%

    Revenue, profit & margin - quarterly

    Bars in ₹ crore (a loss shows red); line is operating margin

    Sep 2023Mar 2024Sep 2024Mar 2025Sep 2025Jun 20260 Cr2.0K Cr4.0K Cr6.0K Cr8.0K Cr
    • Revenue
    • Net profit
    • Operating margin

    Who owns the company

    Shareholding as of Jun 2026

    • Promoter
    • FII
    • DII
    • Public

    Cash flows

    Where cash came from and went, by fiscal year (₹ crore)

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026-30.0KCr-15.0KCr0 Cr15.0K Cr30.0K Cr
    • Operating
    • Investing
    • Financing
    • Free cash flow

    Return on equity

    Net profit over shareholders' equity, by fiscal year

    FY17FY18FY19FY20FY21FY22FY23FY24FY25FY260%5%10%15%20%15%

    Equity vs debt

    Shareholders' equity against borrowings (₹ crore); line is debt-to-equity

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 20260 Cr70.0K Cr1.4L Cr2.1L Cr2.8L Cr0.0x3.0x6.0x9.0x12.0x
    • Equity
    • Debt
    • Debt / equity

    Financial statements

    ₹ Crore
    Quarterly results, oldest period first, figures in rupees crore
    Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
    Revenue6,7656,8046,9486,7976,9387,0707,3037,1867,1797,2067,0947,083
    Interest4,6004,6464,6494,7494,8794,9504,9515,0474,9944,9424,7864,946
    Expenses670686800392372297546410450474346210
    Financing Profit1,4961,4731,5001,6561,6871,8231,8061,7291,7351,7901,9621,926
    Financing Margin %22%22%22%24%24%26%25%24%24%25%28%27%
    Other Income000221001625
    Depreciation131818222425262532343130
    Profit before tax1,4831,4541,4821,6351,6651,7981,7801,7051,7031,7621,9331,901
    Tax %20%20%27%20%20%20%23%20%21%21%23%21%
    Net Profit1,1921,1691,0821,3061,3281,4351,3741,3641,3491,3981,4931,499
    EPS in Rs₹21.67₹21.25₹19.66₹23.75₹24.14₹26.09₹24.97₹24.80₹24.53₹25.42₹27.13₹27.25

    From company filings, updated 11 Sept 2026. Consolidated figures where the company reports them.Information only, not investment advice.

    Strengths, risks & growth

    LIC Housing Finance Limited is a housing finance company registered with National Housing Bank (NHB) and is mainly engaged in financing purchase / construction of residential flats / houses to individuals and project finance to developers, Loan against Property (LAP), Lease Rental Discounting (LRD)for commercial properties as well as purchase of commercial shops/showrooms. etc.(Source : 201903 Annual Report Page No: 36 and 50)

    Strengths

    • Stock is trading at 0.75 times its book value

    Risks

    • Company has low interest coverage ratio.
    • The company has delivered a poor sales growth of 7.72% over past five years.
    • Company might be capitalizing the interest cost

    Compounded Sales Growth

    10 Years
    +9%
    5 Years
    +8%
    3 Years
    +8%
    TTM
    0%

    Compounded Profit Growth

    10 Years
    +13%
    5 Years
    +15%
    3 Years
    +25%
    TTM
    +4%

    Stock Price CAGR

    10 Years
    0%
    5 Years
    +6%
    3 Years
    +9%
    1 Year
    0%

    Return on Equity

    10 Years
    +14%
    5 Years
    +14%
    3 Years
    +15%
    Last Year
    +14%

    Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.

    Shareholding pattern

    Percentage of shares held by each category at each quarter end
    HolderSept 2025Dec 2025Mar 2026Jun 2026Change
    Promoter45.24%45.24%45.24%45.24%0.00 pp
    FII20.17%20.36%21.39%21.47%+0.08 pp
    DII22.14%21.81%20.89%21.02%+0.13 pp
    Public12.45%12.60%12.49%12.27%-0.22 pp

    Filed with NSE for Jun 2026: promoters 45.24%, public 54.76% · XBRL filing

    Analysts & fund holdings

    52%
    52% recommend buy
    25 analysts cover the stock
    Valuation vs Thrifts & Mortgage Finance
    P/E5.4 vs 16.6
    Sector P/B2.14
    Beta1.30

    Who holds the shares, quarter by quarter

    Mutual funds 18.02% (+0.30 pp)
    Mar 25
    Jun 25
    Sept 25
    Dec 25
    Mar 26
    Jun 26
    • Promoters45.2%
    • Foreign institutions21.5%
    • Mutual funds18.0%
    • Insurance2.9%
    • Other domestic institutions0.1%
    • Retail9.3%
    • Others2.9%
    Mutual funds holding the most
    Fund% of company% of fund3-month change
    ICICI Pru Value Fund2.40%1.09%-0.05 pp
    Kotak Multi Cap Fund1.67%1.56%+1.56 pp
    ICICI Pru Multi Asset Allocation Fund1.28%0.40%-0.03 pp
    Bandhan Large & Mid Cap Fund1.26%1.75%-0.22 pp
    ICICI Pru Banking & Fin Serv Fund1.13%2.75%-0.73 pp

    Scorecard

    Performance
    Low
    Valuation
    Low
    Growth
    Low
    Profitability
    Avg
    Entry point
    Good
    Red flags
    Low

    Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.

    Corporate actions

    • dividend
      ₹10.00

      Dividend - Rs 10 Per Share

      21 Aug 2026
      ex-date
    • dividend
      ₹10.00

      Dividend - Rs 10 Per Share

      22 Aug 2025
      ex-date
    • dividend
      ₹9.00

      Annual General Meeting/Dividend - Rs 9 Per Share

      23 Aug 2024
      ex-date
    • dividend
      ₹8.50

      Annual General Meeting/Dividend - Rs 8.50 Per Share

      18 Aug 2023
      ex-date
    • dividend
      ₹8.50

      Annual General Meeting/Dividend - Rs 8.50 Per Share

      19 Sept 2022
      ex-date
    • dividend
      ₹8.50

      Annual General Meeting/Dividend - Rs 8.50 Per Share

      16 Sept 2021
      ex-date
    • dividend
      ₹8.00

      Annual General Meeting/Dividend - Rs 8 Per Share

      17 Sept 2020
      ex-date
    • dividend
      ₹7.60

      Annual General Meeting/ Dividend - Rs 7.60 Per Share

      16 Aug 2019
      ex-date
    • dividend
      ₹6.80

      Annual General Meeting / Dividend- Rs 6.80 Per Share

      9 Aug 2018
      ex-date
    • dividend
      ₹6.20

      Annual General Meeting/Dividend - Rs 6.20 Per Share

      8 Aug 2017
      ex-date
    • dividend
      ₹5.50

      Annual General Meeting/ Dividend - Rs 5.50/- Per Share

      9 Aug 2016
      ex-date
    • dividend
      ₹5.00

      Annual General Meeting/ Dividend - Rs 5/- Per Share

      7 Aug 2015
      ex-date
    • dividend
      ₹4.50

      Annual General Meeting / Dividend - Rs 4.50/- Per Share

      7 Aug 2014
      ex-date
    • dividend
      ₹3.80

      Annual General Meeting / Final Dividend Rs.3.80/- Per Equity Share

      9 Jul 2013
      ex-date
    • dividend
      ₹3.60

      Annual General Meeting And Dividend Rs.3.60 Per Share

      6 Jul 2012
      ex-date
    • dividend
      ₹3.50

      Annual General Meeting And Dividend Rs.3.50 Per Share

      4 Jul 2011
      ex-date
    • split
      ₹2.00

      Face Value Split From Rs.10/- To Rs.2/-

      30 Dec 2010
      ex-date
    • dividend
      ₹15.00

      Dividend-Rs.15/- Pr Share

      29 Jun 2010
      ex-date
    • other
      Not available — not reported in this filing

      Agm/Div-Rs.13/- Per Share

      29 Jun 2009
      ex-date
    • dividend
      Not available — not reported in this filing

      Agm/Dividend - 100%

      13 Jun 2008
      ex-date

    Company announcements

    AGM/EGMPrice-sensitive
    Shareholder Meeting / Postal Ballot-Outcome of AGM

    Transcript of 37th AGM

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Management

    Intimation of change in senior Management -Cessation of Shri I Sreedhar

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Directorate

    Appointment of Shri Sandeep Kumar as MD and CEO

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Directorate

    Cessation of Shri T Adhikari as Managing Director and Chief Executive Officer

    Others
    Board Meeting Outcome for Outcome Of Board Meeting Dated 28Th August, 2026

    Outcome of Board Meeting dated 28th August, 2026

    AGM/EGMPrice-sensitive
    Shareholder Meeting / Postal Ballot-Outcome of AGM

    Voting Result of 37th AGM

    AGM/EGMPrice-sensitive
    Shareholder Meeting / Postal Ballot-Scrutinizer's Report

    Scrutinizer Report for 37th AGM

    AGM/EGMPrice-sensitive
    Shareholder Meeting / Postal Ballot-Outcome of AGM

    Summary Proceedings of the 37th Annual General Meeting of LIC Housing Finance Limited

    Company Update
    Clarification With Respect To Media Report Regarding NCLT Order In The Insolvency Proceedings Of Dr. Subash Chandra

    We refer to certain media reports regarding the order of the Delhi Bench of NCLT in the personal insolvency proceedings of Dr. Subash Chandra under IBC and wish the provide clarification ....

    Company Update
    Clarification On Date Of Submission Of Documents For Tax On Dividend (TDS) For Final Dividend FY 2025-26

    Clarification on date of submission of documents for Tax on Dividend (TDS) for final dividend FY 2025-26

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

    Transcript of Call for Q1 FY26-27

    Others
    Reg. 34 (1) Annual Report.

    37th Annual General Report of the Company

    AGM/EGMPrice-sensitive
    Intimation And Notice Of 37Th Annual General Meeting Of The Company

    Intimation and Notice of 37th Annual General Meeting of the Company

    Company Update
    Appointment Of Ms. Varsha Hardasani As Company Secretary Of LICHFL Care Homes Limited (Additional Charge)

    Appointment of Ms Varsha Hardasani as Company Secretary of LICHFL Care Homes Limited (additional charge)

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

    Outcome of Investor Meet

    Filed with BSE (scrip 500253); the last 45 days. Documents open at bseindia.com.

    Documents

    Annual reports

    Earnings calls

    Credit ratings

    Documents open at BSE or the rating agency that issued them.