IndusInd Bank
Market cap ₹65,059 Cr
- P/E
- 50.45
- Day range
- ₹831.35 – ₹852.05
- 52-week range
- ₹750.50 – ₹1,077.85
- Volume
- 20.11 L
- Open
- ₹852.00
- Prev close
- ₹850.50
Latest results · Q2 FY27(consolidated)Revenue ₹11,796 Cr+1.6%Profit ₹1,242 CrMargin 10.5%YoY vs the same quarter last year
1 red flag to read up on
- high
High promoter pledge
42.78% of promoter shares pledged · 30 Sept 2026
From NSE and BSE filings. A flag is a reason to read the filing, not a rating.
INDUSINDBK in NSE indices and F&O
F&O margin for one lot of INDUSINDBK (700 shares)Research profile
Composite 45 / 100Factor percentiles
Derived metrics
- Earn. yield
- 2.0%
- Graham no.
- ₹562.58
- vs Graham
- -32.6%
- ROE ÷ P/B
- 1.4%
- 12-1 mom.
- +27.3%
- Return / vol
- 0.39
- FCF yield
- 0.5%
Appears in 9 scans
Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.
Peer comparison
All 34 in Banking| Company | M-cap | P/E | P/B | ROE | ROCE | OPM | D/E | Sales YoY |
|---|---|---|---|---|---|---|---|---|
| HDFC BankHDFCBANK | ₹10.69 L Cr | 15.14 | 1.77 | 14.3% | 7.0% | — | 0.98 | +9.4% |
| ICICI BankICICIBANK | ₹10.01 L Cr | 17.12 | 2.59 | 17.1% | 7.2% | — | 0.76 | +16.2% |
| State Bank of IndiaSBIN | ₹8.85 L Cr | 10.27 | 1.42 | 16.0% | 6.1% | — | 1.30 | +8.4% |
| Kotak Mahindra BankKOTAKBANK | ₹4.28 L Cr | 21.10 | 2.36 | 11.4% | 7.0% | — | 0.53 | +6.4% |
| Axis BankAXISBANK | ₹3.79 L Cr | 12.70 | 1.64 | 13.2% | 6.2% | — | 1.41 | +17.9% |
| Punjab National BankPNB | ₹1.38 L Cr | 6.06 | 0.86 | 13.0% | 6.1% | — | 0.86 | +8.5% |
| Union Bank of IndiaUNIONBANK | ₹1.37 L Cr | 6.21 | 0.95 | 15.7% | 6.3% | — | 0.71 | +8.3% |
| IndusInd BankINDUSINDBK | ₹65,059 Cr | 50.45 | 1.01 | 1.4% | 5.7% | — | 0.65 | -7.8% |
| Sector median | ₹56,581 Cr | 9.63 | 1.19 | 13.1% | 6.3% | — | 0.87 | +15.2% |
Sector as classified in the tracked universe; medians use every tracked Banking company, and P/E only profitable ones. Tinted figures beat the median.
Latest news
Updated 21d agoHeadlines about IndusInd Bank from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.
Key metrics
- P/E (TTM)
- 21.7
- EPS (TTM)
- ₹16.91
- Price / Book
- 0.96
- ROE (FY26)
- 1.4%
- Dividend yield
- 0.18%
Moving averages (NSE)
- 20-day
- ₹877.9
- Price below
- 50-day
- ₹947.61
- Price below
- 200-day
- ₹924.27
- Price below
Charts & trends
From company filings. Amounts in ₹ crore.
Revenue, profit & margin - quarterly
₹ crore; a loss shows red. Operating margin below, same periods.
- Revenue
- Net profit
Operating margin
Who owns the company
% of equity by quarter, latest Sept 2026
- DII
- FII
- Promoter
- Public
- Government
Cash flows
Where cash came from and went, by fiscal year (₹ crore)
- Operating
- Investing
- Financing
- Free cash flow
Return on equity
Net profit over shareholders' equity, by fiscal year
Equity vs debt
Shareholders' equity against borrowings (₹ crore); the ratio below, same years.
- Equity
- Debt
Debt to equity
Dividends per share
₹ by fiscal year of the ex-date; the latest year runs to date.
Financial statements
| Line item | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 11,572 | 12,199 | 12,547 | 12,686 | 12,801 | 10,634 | 12,264 | 11,609 | 11,373 | 11,005 | 11,310 | 11,796 |
| Interest | 6,277 | 6,822 | 7,139 | 7,339 | 7,573 | 7,586 | 7,624 | 7,199 | 6,811 | 6,634 | 6,625 | 7,227 |
| Expenses | 4,618 | 4,753 | 4,947 | 5,752 | 5,726 | 6,770 | 5,989 | 6,644 | 6,095 | 5,272 | 5,082 | 5,166 |
| Financing Profit | 677 | 623 | 460 | -405 | -498 | -3,722 | -1,350 | -2,235 | -1,533 | -901 | -397 | -596 |
| Financing Margin % | 6% | 5% | 4% | -3% | -4% | -35% | -11% | -19% | -13% | -8% | -4% | -5% |
| Other Income | 2,396 | 2,508 | 2,442 | 2,185 | 2,355 | 709 | 2,157 | 1,651 | 1,707 | 1,714 | 1,787 | 2,248 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 3,073 | 3,131 | 2,902 | 1,780 | 1,857 | -3,013 | 807 | -584 | 174 | 813 | 1,389 | 1,652 |
| Tax % | 25% | 25% | 25% | 25% | 24% | -23% | 25% | -25% | 26% | 27% | 25% | 25% |
| Net Profit | 2,301 | 2,349 | 2,171 | 1,331 | 1,402 | -2,329 | 604 | -437 | 128 | 594 | 1,037 | 1,242 |
| EPS in Rs | ₹29.59 | ₹30.18 | ₹27.88 | ₹17.09 | ₹18.00 | ₹-29.89 | ₹7.75 | ₹-5.61 | ₹1.64 | ₹7.63 | ₹13.31 | ₹15.94 |
| Gross NPA % | 1.9% | 1.9% | 2.0% | 2.1% | 2.3% | 3.1% | 3.6% | 3.6% | 3.6% | 3.4% | 3.3% | 2.7% |
| Net NPA % | 0.6% | 0.6% | 0.6% | 0.6% | 0.7% | 0.9% | 1.1% | 1.0% | 1.0% | 1% | 0.9% | 0.8% |
From company filings, updated 26 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.
Strengths, risks & growth
IndusInd Bank Limited was incorporated in 1994 as a commercial bank under the Banking Regulation Act, 1949. The Bank is publicly held and provides a wide range of banking products and financial services to corporate and retail clients besides undertaking treasury operations. The Bank operates in India including at the International Financial Service Centres in India. [1]
Strengths
- Stock is trading at 0.96 times its book value
Risks
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of 9.79% over past five years.
- Promoter holding is low: 15.8%
- Company has a low return on equity of 6.60% over last 3 years.
- Contingent liabilities of Rs.12,08,438 Cr.
- Company might be capitalizing the interest cost
- Promoters have pledged 42.8% of their holding.
- Dividend payout has been low at 9.15% of profits over last 3 years
Compounded Sales Growth
- 10 Years
- +15%
- 5 Years
- +10%
- 3 Years
- +8%
- TTM
- -4%
Compounded Profit Growth
- 10 Years
- -9%
- 5 Years
- -21%
- 3 Years
- -51%
- TTM
- +495%
Stock Price CAGR
- 10 Years
- -4%
- 5 Years
- -6%
- 3 Years
- -17%
- 1 Year
- +11%
Return on Equity
- 10 Years
- +10%
- 5 Years
- +9%
- 3 Years
- +7%
- Last Year
- +1%
Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.
Shareholding pattern
| Holder | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 | Change |
|---|---|---|---|---|---|
| Promoter | 15.82% | 15.82% | 15.82% | 15.82% | 0.00 pp |
| FII | 31.60% | 28.57% | 29.17% | 30.47% | +1.30 pp |
| DII | 35.00% | 40.13% | 41.86% | 41.28% | -0.58 pp |
| Government | 0.38% | 0.38% | 0.38% | 0.00% | -0.38 pp |
| Public | 17.20% | 15.10% | 12.76% | 12.42% | -0.34 pp |
Filed with NSE for Sept 2026: promoters 15.82%, public 84.18% · XBRL filing
Analysts & fund holdings
Who holds the shares, quarter by quarter
Mutual funds 29.42% (-0.84 pp)- Promoters15.8%
- Foreign institutions30.5%
- Mutual funds29.4%
- Insurance11.5%
- Other domestic institutions0.3%
- Retail6.1%
- Others6.3%
| Fund | % of company | % of fund | 3-month change |
|---|---|---|---|
| ICICI Pru Multi Asset Allocation Fund | 1.57% | 1.22% | -0.04 pp |
| HDFC Mid Cap Fund | 1.56% | 1.04% | +0.06 pp |
| Kotak Multi Cap Fund | 1.32% | 2.97% | -0.32 pp |
| ICICI Pru Large & Mid Cap Fund | 1.19% | 2.58% | -0.12 pp |
| Kotak Flexi Cap Fund | 0.99% | 1.27% | +0.03 pp |
Scorecard
- Performance
- Low
- Valuation
- High
- Growth
- Low
- Profitability
- Avg
- Entry point
- Good
- Red flags
- Low
Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.
Risk & trend
From 275 daily sessions to 23 Oct 2026.
Risk
- Volatility (1Y)
- 29.0%
- Downside volatility
- 29.3%
- Worst 5% of days
- 3.2%
- Average of that tail
- 4.4%
- Max drawdown (1Y)
- 22.0%
- Below its peak
- 21.9%
Against the market
- Beta vs Nifty 50
- 1.39
- Correlation
- 0.64
- Relative strength (3M)
- -11.6%
- ATR (14)
- 2.8%
Return
- Return 1M
- -12.6%
- Return 3M
- -17.0%
- Return 6M
- -4.0%
- Return 1Y
- +11.3%
- vs 200-day average
- -9.7%
Momentum
- RSI (14)
- 31.8
- MACD histogram
- -0.19
- Stochastic %K
- 5.1
- ADX (14)
- 39.6
- +DI / −DI
- 9.0 / 29.5
- Money flow index
- 38.7
Participation
- Delivery (20d avg)
- 56.1%
- vs its 60-day baseline
- +2.3 pts
- Volume vs 20-day
- -0.4σ
- Close vs day's VWAP
- -0.2%
- 52-week position
- 34 / 100
These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.
Financial quality
From consolidated statements to 31 Mar 2026.
No F-Score: it needs two reporting periods a year apart that carry both an income statement and a balance sheet, and this company's filings do not yet line up that way. The ratios below need only the one period and are unaffected.
- Free cash flow
- ₹301 Cr
- FCF yield
- 0.5%
- Cash conversion
- 1.12
- Accruals ratio
- -0.000
- Net debt
- -₹21,120 Cr
- Net debt / equity
- -0.32
- EV / sales
- 0.97
- Capex intensity
- 1.5%
- Revenue CAGR
- 3.5%
Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.
Corporate actions
- dividend₹1.50
Dividend - Rs 1.50 Per Share
25 Jun 2026ex-date - dividend₹16.50
Dividend - Rs 16.50 Per Share
28 Jun 2024ex-date - dividend₹14.00
Dividend - Rs 14 Per Share
2 Jun 2023ex-date - dividend₹8.50
Annual General Meeting/Dividend - Rs 8.50 Per Share
11 Aug 2022ex-date - dividend₹5.00
Dividend - Rs 5 Per Share
17 Aug 2021ex-date - dividend₹7.50
Annual General Meeting/Dividend - Rs 7.50 Per Share
8 Aug 2019ex-date - dividend₹7.50
Annual General Meeting / Dividend- Rs 7.50 Per Share (Date Revised)
18 Jul 2018ex-date - dividend₹6.00
Annual General Meeting/Dividend - Rs 6/- Per Share
18 Jul 2017ex-date - dividend₹4.50
Annual General Meeting/ Dividend -Rs 4.50/- Per Share
23 Jun 2016ex-date - dividend₹4.00
Annual General Meeting And Dividend Rs.4/- Per Share
7 Aug 2015ex-date - dividend₹3.50
Annual General Meeting / Dividend - Rs 3.50/- Per Share
16 Jun 2014ex-date - dividend₹3.00
Annual General Meeting / Dividend Rs.3/- Per Equity Share
17 Jun 2013ex-date - dividend₹2.20
Annual General Meeting/Dividend Rs 2.20 Per Share
5 Jul 2012ex-date - dividend₹2.00
Annual General Meeting And Dividend Rs.2/- Per Share
30 Jun 2011ex-date - dividend₹1.80
Annual General Meeting And Dividend Rs.1.80 Per Share
17 Jun 2010ex-date - otherNot available — not reported in this filing
Agm/Div-Rs.1.20 Per Share
22 Jun 2009ex-date - dividendNot available — not reported in this filing
Agm/Dividend - 6% Bc Dates Revised
4 Sept 2008ex-date - dividendNot available — not reported in this filing
Agm/Dividend-6% Purpose Revised
31 Aug 2007ex-date - otherNot available — not reported in this filing
Agm
14 Sept 2006ex-date - dividendNot available — not reported in this filing
Agm/Dividend-18%
18 Aug 2005ex-date
Company announcements
Please find attached herewith the captioned intimation
Please find attached herewith the captioned intimation
Press Release : Q2 FY 2026-27
Please find attached Investor Presentation on Unaudited Consolidated and Standalone Financial Results of the Bank for the quarter and half year ended September 30, 2026.
Please find attached herewith the captioned intimation
Please find attached herewith the captioned intimation.
Please find attached intimation with respect to Grant of stock option to Eligible Employees of the Bank
Please find attached the schedule of the Earnings call for the quarter and half-year ended September 30, 2026
Please find attached herewith the copy of newspaper publication for Special Window for re-lodgement of transfer requests of physical shares.
Bank has submitted compliance certificate under reg 74(5) under SEBI DP regulation for the quarter September 30, 2026
Please find attached herewith the captioned intimation.
Please find attached herewith the captioned intimation
Indusind Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 23/10/2026 ,inter alia, to consider and approve the Unaudited Standalone and ....
Please find attached herewith the captioned Intimation
Please find attached herewith the captioned Intimation
Filed with BSE (scrip 532187); the last 45 days. Documents open at bseindia.com.
SEBI filings & orders
From SEBI's website. An order may concern the company, its officers or trading in its shares, and may be under appeal - read the order itself. Personal identifiers are withheld.
Regulatory orders
- Order
Corrigendum to the Interim Order dated May 28, 2025 in the matter of Insider Trading by certain entities in the scrip of IndusInd Bank Limited
6 Jun 2025Read on SEBI - Order
Ex-Parte Interim Order in the matter of Insider Trading by certain entities in the scrip of IndusInd Bank Limited
28 May 2025Read on SEBI - Adjudication order
Adjudication Order in respect of Ms. Ishita Guha in the matter of Trading activities of certain entities in the scrip of Bharat Financial Inclusion Ltd. and IndusInd Bank Limited
31 Oct 2022Read on SEBI - Order
Order against M/s Indusind Bank Limited
10 Aug 2006Read on SEBI
Documents
Annual reports
Earnings calls
- Oct 2026SlidesRecording
- Jul 2026TranscriptSlidesRecording
- Apr 2026TranscriptSlidesRecording
- Jan 2026TranscriptSlidesRecording
- Oct 2025TranscriptSlidesRecording
- Aug 2025TranscriptSlidesRecording
Credit ratings
- Rating update · 19 Aug from crisil
- Rating update · 2 Jul from fitch
- Rating update · 8 Apr from care
- Rating update · 23 Aug 2025 from crisil
- Rating update · 30 May 2025 from care
- Rating update · 28 May 2025 from crisil
Documents open at BSE or the rating agency that issued them.
Sourced from the company's NSE XBRL filing dated 23 Oct 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.
IndusInd Bank: common questions
Answered from the figures on this page.