IDFC First Bank

    IDFCFIRSTB
    Banking
    ₹72.30
    Price as of 25 Oct 2026, 10:28 pm IST

    Market cap ₹62,347 Cr

    P/E
    27.92
    Day range
    ₹71.56 – ₹75.00
    52-week range
    ₹58.08 – ₹89.61
    Volume
    1.80 Cr
    Open
    ₹74.89
    Prev close
    ₹74.89

    Latest results · Q2 FY27(consolidated)Revenue ₹11,923 Cr+20.0%Profit ₹1,049 Cr+201.7%Margin 8.8%YoY vs the same quarter last year

    No red flags in exchange filings: no rising pledge, promoter selling, surveillance or critical filing on record.

    IDFCFIRSTB in NSE indices and F&O

    F&O margin for one lot of IDFCFIRSTB (9,275 shares)

    Research profile

    Composite 51 / 100

    Factor percentiles

    Value79
    Quality14
    Momentum61
    Low volatility51

    Derived metrics

    Earn. yield
    3.6%
    Graham no.
    ₹57.14
    vs Graham
    -21.0%
    ROE ÷ P/B
    2.8%
    12-1 mom.
    +17.3%
    Return / vol
    -0.02
    FCF yield
    9.7%
    PEG
    0.18

    Appears in 12 scans

    Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.

    Peer comparison

    All 34 in Banking
    Largest Banking companies tracked, with sector medians
    CompanyM-capP/EP/BROEROCEOPMD/ESales YoY
    HDFC BankHDFCBANK₹10.69 L Cr15.141.7714.3%7.0%—0.98+9.4%
    ICICI BankICICIBANK₹10.01 L Cr17.122.5917.1%7.2%—0.76+16.2%
    State Bank of IndiaSBIN₹8.85 L Cr10.271.4216.0%6.1%—1.30+8.4%
    Kotak Mahindra BankKOTAKBANK₹4.28 L Cr21.102.3611.4%7.0%—0.53+6.4%
    Axis BankAXISBANK₹3.79 L Cr12.701.6413.2%6.2%—1.41+17.9%
    Punjab National BankPNB₹1.38 L Cr6.060.8613.0%6.1%—0.86+8.5%
    Union Bank of IndiaUNIONBANK₹1.37 L Cr6.210.9515.7%6.3%—0.71+8.3%
    IDFC First BankIDFCFIRSTB₹62,347 Cr27.921.333.8%6.0%—0.77+14.6%
    Sector median₹56,581 Cr9.631.1913.1%6.3%—0.87+15.2%

    Sector as classified in the tracked universe; medians use every tracked Banking company, and P/E only profitable ones. Tinted figures beat the median.

    Latest news

    Updated 8d ago

    Headlines about IDFC First Bank from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.

    Key metrics

    P/E (TTM)
    20.7
    EPS (TTM)
    ₹2.78
    Price / Book
    1.27
    ROE (FY26)
    3.8%
    Dividend yield
    0.35%

    Moving averages (NSE)

    20-day
    ₹79.17
    Price below
    50-day
    ₹83.1
    Price below
    200-day
    ₹77.31
    Price below

    Charts & trends

    From company filings. Amounts in ₹ crore.

    Revenue 3Y CAGR
    +21.3%
    Profit 3Y CAGR
    -13.5%
    Revenue YoY (Sep 2026)
    +20.0%
    Profit YoY (Sep 2026)
    +201.4%
    Net margin
    8.8%

    Revenue, profit & margin - quarterly

    ₹ crore; a loss shows red. Operating margin below, same periods.

    0 Cr5K Cr10K Cr15K Cr
    • Revenue
    • Net profit

    Operating margin

    Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Sep 2026

    Who owns the company

    % of equity by quarter, latest Sept 2026

    Dec '24Mar '25Jun '25Sept '25Dec '25Mar '26Jun '26Sept '260%25%50%75%100%
    • FII
    • Public
    • DII
    • Government

    Cash flows

    Where cash came from and went, by fiscal year (₹ crore)

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026-20K Cr-10K Cr0 Cr10K Cr20K Cr
    • Operating
    • Investing
    • Financing
    • Free cash flow

    Return on equity

    Net profit over shareholders' equity, by fiscal year

    FY18FY19FY20FY21FY22FY23FY24FY25FY26-20%-10%0%10%20%15% screen

    Equity vs debt

    Shareholders' equity against borrowings (₹ crore); the ratio below, same years.

    0 Cr20K Cr40K Cr60K Cr80K Cr
    • Equity
    • Debt

    Debt to equity

    Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 20260x2x4x

    Financial statements

    ₹ Crore
    Quarterly results, oldest period first, figures in rupees crore
    Line itemDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
    Revenue7,8808,2208,7898,9579,3439,4139,6429,93710,41710,55311,05111,923
    Interest3,5923,7504,0934,1694,4404,5054,7094,8244,9244,8765,0775,735
    Expenses4,8745,1645,4176,2706,2606,4596,5896,5817,0067,1066,8027,081
    Financing Profit-587-694-721-1,482-1,358-1,551-1,656-1,468-1,514-1,429-828-893
    Financing Margin %-7%-8%-8%-17%-15%-16%-17%-15%-15%-14%-7%-7%
    Other Income1,5171,6421,5741,7271,7801,8952,2271,8912,1251,6302,3102,305
    Depreciation000000000000
    Profit before tax9309488532454223445714246112011,4821,412
    Tax %21%23%25%14%19%14%21%18%22%-65%23%26%
    Net Profit7327326432123402964533484793311,1481,049
    EPS in Rs₹1.04₹1.04₹0.91₹0.28₹0.46₹0.40₹0.62₹0.47₹0.56₹0.38₹1.33₹1.22

    From company filings, updated 26 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.

    Strengths, risks & growth

    IDFC First Bank is engaged in the business of Banking Services. IDFC FIRST Bank was founded by the merger of Erstwhile IDFC Bank and Erstwhile Capital First on December 18, 2018.

    Strengths

    None flagged by the checklist.

    Risks

    • Company has low interest coverage ratio.
    • Company has a low return on equity of 5.62% over last 3 years.
    • Contingent liabilities of Rs.5,47,886 Cr.
    • Company might be capitalizing the interest cost
    • Earnings include an other income of Rs.8,370 Cr.
    • Dividend payout has been low at 8.54% of profits over last 3 years

    Compounded Sales Growth

    10 Years
    —
    5 Years
    +20%
    3 Years
    +21%
    TTM
    +15%

    Compounded Profit Growth

    10 Years
    —
    5 Years
    +28%
    3 Years
    -13%
    TTM
    +109%

    Stock Price CAGR

    10 Years
    -1%
    5 Years
    +7%
    3 Years
    -6%
    1 Year
    -8%

    Return on Equity

    10 Years
    +3%
    5 Years
    +6%
    3 Years
    +6%
    Last Year
    +4%

    Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.

    Shareholding pattern

    Percentage of shares held by each category at each quarter end
    HolderDec 2025Mar 2026Jun 2026Sept 2026Change
    Promoter0.00%0.00%0.00%0.00%0.00 pp
    FII36.76%36.52%36.10%36.67%+0.57 pp
    DII22.38%22.73%24.35%25.42%+1.07 pp
    Government7.80%7.80%7.79%7.78%-0.01 pp
    Public33.05%32.93%31.73%30.13%-1.60 pp

    Filed with NSE for Sept 2026: promoters 0.00%, public 100.00% · XBRL filing

    Analysts & fund holdings

    70%
    70% recommend buy
    23 analysts cover the stock
    Valuation vs Banks
    P/E27.9 vs 16.4
    Sector P/B2.12
    Beta1.65

    Who holds the shares, quarter by quarter

    Mutual funds 13.51% (+0.75 pp)
    Sept 25
    Oct 25
    Dec 25
    Mar 26
    Jun 26
    Sept 26
    • Promoters0.0%
    • Foreign institutions36.7%
    • Mutual funds13.5%
    • Insurance11.0%
    • Other domestic institutions0.9%
    • Retail13.3%
    • Others24.7%
    Mutual funds holding the most
    Fund% of company% of fund3-month change
    Motilal Oswal Midcap Fund1.43%2.40%+0.15 pp
    Tata Small Cap Fund0.72%3.68%-0.11 pp
    Tata Large & Mid Cap Fund0.58%5.42%+0.55 pp
    Kotak Arbitrage Fund0.53%0.47%+0.17 pp
    SBI Arbitrage Fund0.50%0.73%+0.23 pp

    Scorecard

    Performance
    Low
    Valuation
    High
    Growth
    Low
    Profitability
    High
    Entry point
    Good
    Red flags
    Low

    Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.

    Risk & trend

    From 275 daily sessions to 23 Oct 2026.

    Computed

    Risk

    Volatility (1Y)
    31.8%
    Downside volatility
    34.4%
    Worst 5% of days
    2.5%
    Average of that tail
    4.9%
    Max drawdown (1Y)
    31.6%
    Below its peak
    17.7%

    Against the market

    Beta vs Nifty 50
    1.23
    Correlation
    0.51
    Relative strength (3M)
    -4.2%
    ATR (14)
    2.8%

    Return

    Return 1M
    -15.3%
    Return 3M
    -9.5%
    Return 6M
    +5.7%
    Return 1Y
    -0.7%
    vs 200-day average
    -6.5%

    Momentum

    RSI (14) · oversold
    24.3
    MACD histogram
    -0.61
    Stochastic %K
    6.9
    ADX (14)
    26.1
    +DI / −DI
    10.5 / 37.1
    Money flow index
    20.2

    Participation

    Delivery (20d avg)
    51.6%
    vs its 60-day baseline
    -2.0 pts
    Volume vs 20-day
    -0.2σ
    Close vs day's VWAP
    -0.5%
    52-week position
    46 / 100

    These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.

    Financial quality

    From consolidated statements to 30 Jun 2026.

    Computed

    No F-Score: it needs two reporting periods a year apart that carry both an income statement and a balance sheet, and this company's filings do not yet line up that way. The ratios below need only the one period and are unaffected.

    Free cash flow
    ₹6,039 Cr
    FCF yield
    9.7%
    Cash conversion
    4.23
    Accruals ratio
    -0.013
    Net debt
    ₹28,038 Cr
    Net debt / equity
    0.57
    EV / sales
    2.06
    PEG
    0.18
    Capex intensity
    1.9%
    Revenue CAGR
    13.7%
    Profit CAGR
    196.2%

    Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.

    Insider trades

    Last 12 months, market trades
    Net selling ₹10.0 Cr
    0 buys · ₹0
    2 sells · ₹10.0 Cr
    Latest insider trades disclosed to NSE
    PersonTypeSharesValueDisclosed
    Rukmani Social Welfare Trust
    Market Sale
    		Sell6,25,000₹5.0 Cr27 Nov 2025
    Rukmani Social Welfare Trust
    Market Sale
    		Sell6,36,000₹5.0 Cr3 Nov 2025

    Disclosures filed with NSE under SEBI (Prohibition of Insider Trading) Regulations. Pledges and releases are not trades and are not counted above.

    Corporate actions

    • dividend
      Not available — not reported in this filing

      Dividend - Re 0.25 Per Share

      7 Aug 2026
      ex-date
    • dividend
      ₹0.25

      Dividend - Rs 0.25 Per Share

      11 Jul 2025
      ex-date
    • other
      Not available — not reported in this filing

      Interest Payment

      10 Mar 2021
      ex-date
    • other
      Not available — not reported in this filing

      Interest Payment

      4 Mar 2021
      ex-date
    • other
      Not available — not reported in this filing

      Interest Payment

      17 Dec 2020
      ex-date
    • other
      Not available — not reported in this filing

      Interest Payment

      12 Mar 2020
      ex-date
    • other
      Not available — not reported in this filing

      Interest Payment

      27 Feb 2020
      ex-date
    • other
      Not available — not reported in this filing

      Interest Payment

      12 Dec 2019
      ex-date
    • other
      Not available — not reported in this filing

      Interest Payment

      14 Mar 2019
      ex-date
    • other
      Not available — not reported in this filing

      Interest Payment

      28 Feb 2019
      ex-date
    • other
      Not available — not reported in this filing

      Interest Payment

      13 Dec 2018
      ex-date
    • dividend
      Not available — not reported in this filing

      Dividend Re 0.75 Per Share

      23 Jul 2018
      ex-date
    • other
      Not available — not reported in this filing

      Interest Payment

      8 Mar 2018
      ex-date
    • other
      Not available — not reported in this filing

      Interest Payment

      28 Feb 2018
      ex-date

    Company announcements

    Company Update
    Earnings Call For The Quarter And Half Year Ended September 30, 2026.

    Kindly refer the enclosed attachment of Earnings call for quarter and half year ended September 30, 2026.

    Company Update
    Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018

    Certificate in terms of Regulation 74(5) of SEBI (DP) Regulations, 2018.

    Company Update
    Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

    Allotment of equity shares pursuant to exercise of ESOP.

    Company UpdatePrice-sensitive
    Announcement under Regulation 30 (LODR)-Credit Rating

    Please find enclosed disclosure.

    Company Update
    Provisional Numbers For The Quarter Ended September 30, 2026

    Please refer the enclosed disclosure regarding provisional numbers for Q2 FY27.

    Company UpdatePrice-sensitive
    Announcement under Regulation 30 (LODR)-Credit Rating

    Please find enclosed disclosure

    Insider Trading / SAST
    Closure of Trading Window

    Trading Window shall remain closed as per the Code of Conduct framed by the Bank.

    Board MeetingPrice-sensitive
    Board Meeting Intimation for Board Meeting Intimation For Considering And Approving The Unaudited Standalone And Consolidated Financial Results Of The Bank For The Quarter And Half Year Ended September 30, 2026.

    IDFC First Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 24/10/2026 ,inter alia, to consider and approve Unaudited Standalone And Consolidated ....

    Company Update
    Schedule Of Analysts / Institutional Investors Meet - Intimation.

    Kindly refer the enclosed intimation regarding Schedule of Institutional Investor Meeting.

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Management

    Appointment of Senior Management Personnel.

    Company Update
    Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

    Allotment of equity shares pursuant to exercise of ESOP.

    Company Update
    Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

    Allotment of equity shares pursuant to exercise of ESOP.

    Company Update
    Announcement Under Regulation 30 Of SEBI LODR

    Kindly refer the enclosed attachment

    Company Update
    Announcement Under Regulation 30 Of SEBI LODR

    Kindly refer the enclosed attachment

    AGM/EGMPrice-sensitive
    Shareholder Meeting / Postal Ballot-Scrutinizer's Report

    Voting results along with scrutinizer report

    Filed with BSE (scrip 539437); the last 45 days. Documents open at bseindia.com.

    Documents

    Annual reports

    Earnings calls

    Credit ratings

    Documents open at BSE or the rating agency that issued them.

    Sourced from the company's NSE XBRL filing dated 25 Oct 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.

    FAQ

    IDFC First Bank: common questions

    Answered from the figures on this page.

    IDFC First Bank last traded at ₹72.30 (NSE, as of 25 Oct 2026). The last session moved it down 3.46%.

    IDFC First Bank is valued at about ₹62,347 crore (NSE, as of 25 Oct 2026).

    IDFC First Bank trades at a price-to-earnings ratio of 27.92 (NSE, as of 25 Oct 2026). The P/E compares the share price with earnings per share, so it is only comparable between companies in the same industry.

    IDFC First Bank has traded between ₹58.08 and ₹89.61 over the past 52 weeks, to 25 Oct 2026. It is currently 45% of the way up that range.

    IDFC First Bank (IDFCFIRSTB) is classified under Banking on this site's screener.