Federal Bank
Market cap ₹84,216 Cr
- P/E
- 16.65
- Day range
- ₹339.00 – ₹349.00
- 52-week range
- ₹228.02 – ₹371.70
- Volume
- 1.07 Cr
- Open
- ₹348.20
- Prev close
- ₹347.80
Latest results · Q2 FY27(consolidated)Revenue ₹8,383 Cr+16.2%Profit ₹1,564 Cr+53.4%Margin 18.7%YoY vs the same quarter last year
2 red flags to read up on
- medium
Material exchange filing
Clarification sought from Federal Bank Ltd · 19 Oct 2026
- medium
Material exchange filing
Clarification sought from Federal Bank Ltd · 25 Sept 2026
From NSE and BSE filings. A flag is a reason to read the filing, not a rating.
FEDERALBNK in NSE indices and F&O
F&O margin for one lot of FEDERALBNK (2,500 shares)Research profile
Composite 67 / 100Factor percentiles
Derived metrics
- Earn. yield
- 6.0%
- Graham no.
- ₹282.73
- vs Graham
- -17.1%
- ROE ÷ P/B
- 6.0%
- 12-1 mom.
- +51.8%
- Return / vol
- 2.27
- FCF yield
- 4.8%
- PEG
- 0.65
Appears in 11 scans
Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.
Peer comparison
All 34 in Banking| Company | M-cap | P/E | P/B | ROE | ROCE | OPM | D/E | Sales YoY |
|---|---|---|---|---|---|---|---|---|
| HDFC BankHDFCBANK | ₹10.69 L Cr | 15.14 | 1.77 | 14.3% | 7.0% | — | 0.98 | +9.4% |
| ICICI BankICICIBANK | ₹10.01 L Cr | 17.12 | 2.59 | 17.1% | 7.2% | — | 0.76 | +16.2% |
| State Bank of IndiaSBIN | ₹8.85 L Cr | 10.27 | 1.42 | 16.0% | 6.1% | — | 1.30 | +8.4% |
| Kotak Mahindra BankKOTAKBANK | ₹4.28 L Cr | 21.10 | 2.36 | 11.4% | 7.0% | — | 0.53 | +6.4% |
| Axis BankAXISBANK | ₹3.79 L Cr | 12.70 | 1.64 | 13.2% | 6.2% | — | 1.41 | +17.9% |
| Punjab National BankPNB | ₹1.38 L Cr | 6.06 | 0.86 | 13.0% | 6.1% | — | 0.86 | +8.5% |
| Union Bank of IndiaUNIONBANK | ₹1.37 L Cr | 6.21 | 0.95 | 15.7% | 6.3% | — | 0.71 | +8.3% |
| Federal BankFEDERALBNK | ₹84,216 Cr | 16.65 | 2.01 | 12.0% | 6.4% | — | 0.89 | +16.2% |
| Sector median | ₹56,581 Cr | 9.63 | 1.19 | 13.1% | 6.3% | — | 0.87 | +15.2% |
Sector as classified in the tracked universe; medians use every tracked Banking company, and P/E only profitable ones. Tinted figures beat the median.
Latest news
Updated 22h agoHeadlines about Federal Bank from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.
Key metrics
- P/E (TTM)
- 16.2
- Price / Book
- 1.97
- ROE (FY26)
- 12.0%
- Dividend yield
- 0.35%
Moving averages (NSE)
- 20-day
- ₹329.82
- Price above
- 50-day
- ₹339.84
- Price above
- 200-day
- ₹308.79
- Price above
Charts & trends
From company filings. Amounts in ₹ crore.
Revenue, profit & margin - quarterly
₹ crore; a loss shows red. Operating margin below, same periods.
- Revenue
- Net profit
Operating margin
Who owns the company
% of equity by quarter, latest Sept 2026
- DII
- FII
- Public
- Government
Cash flows
Where cash came from and went, by fiscal year (₹ crore)
- Operating
- Investing
- Financing
- Free cash flow
Return on equity
Net profit over shareholders' equity, by fiscal year
Equity vs debt
Shareholders' equity against borrowings (₹ crore); the ratio below, same years.
- Equity
- Debt
Debt to equity
Dividends per share
₹ by fiscal year of the ex-date; the latest year runs to date.
Financial statements
| Line item | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6,085 | 6,339 | 6,728 | 7,006 | 7,265 | 7,108 | 7,151 | 7,216 | 7,360 | 7,947 | 7,862 | 8,383 |
| Interest | 3,760 | 3,936 | 4,212 | 4,393 | 4,570 | 4,456 | 4,540 | 4,429 | 4,401 | 4,402 | 4,538 | 4,783 |
| Expenses | 1,814 | 1,917 | 2,048 | 2,149 | 2,349 | 2,265 | 2,506 | 2,519 | 2,595 | 3,017 | 2,665 | 2,998 |
| Financing Profit | 511 | 486 | 468 | 463 | 346 | 386 | 105 | 267 | 365 | 528 | 659 | 601 |
| Financing Margin % | 8% | 8% | 7% | 7% | 5% | 5% | 1% | 4% | 5% | 7% | 8% | 7% |
| Other Income | 908 | 810 | 936 | 1,010 | 931 | 1,047 | 1,164 | 1,105 | 1,143 | 1,186 | 1,082 | 1,521 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1,420 | 1,296 | 1,404 | 1,473 | 1,277 | 1,434 | 1,270 | 1,373 | 1,507 | 1,714 | 1,741 | 2,122 |
| Tax % | 25% | 25% | 26% | 25% | 26% | 23% | 25% | 26% | 25% | 19% | 25% | 26% |
| Net Profit | 1,067 | 996 | 1,047 | 1,115 | 951 | 1,120 | 951 | 1,023 | 1,125 | 1,392 | 1,302 | 1,568 |
| EPS in Rs | ₹4.26 | ₹3.99 | ₹4.20 | ₹4.47 | ₹3.85 | ₹4.44 | ₹3.74 | ₹4.03 | ₹4.44 | ₹5.44 | ₹5.09 | ₹6.06 |
| Gross NPA % | 2.3% | 2.1% | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | 0.7% | 0.6% | — | — | — | — | — | — | — | — | — | — |
From company filings, updated 26 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.
Strengths, risks & growth
The Federal Bank Limited (‘the Bank’) was incorporated in 1931 as Travancore Federal Bank Limited. It provides retail and corporate banking, para banking activities such as debit card, third party product distribution etc., treasury and foreign exchange business. [1] .It is the second-largest bank and the largest private sector bank in Kerala [2]
Strengths
None flagged by the checklist.
Risks
- Company has low interest coverage ratio.
- Company has a low return on equity of 12.9% over last 3 years.
- Contingent liabilities of Rs.2,99,451 Cr.
- Company might be capitalizing the interest cost
- Dividend payout has been low at 7.14% of profits over last 3 years
Compounded Sales Growth
- 10 Years
- +14%
- 5 Years
- +16%
- 3 Years
- +19%
- TTM
- +10%
Compounded Profit Growth
- 10 Years
- +24%
- 5 Years
- +21%
- 3 Years
- +11%
- TTM
- +32%
Stock Price CAGR
- 10 Years
- +15%
- 5 Years
- +28%
- 3 Years
- +35%
- 1 Year
- +50%
Return on Equity
- 10 Years
- +12%
- 5 Years
- +13%
- 3 Years
- +13%
- Last Year
- +12%
Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.
Shareholding pattern
| Holder | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 | Change |
|---|---|---|---|---|---|
| FII | 24.94% | 26.05% | 27.71% | 28.54% | +0.83 pp |
| DII | 51.10% | 50.39% | 49.27% | 49.28% | +0.01 pp |
| Government | 0.00% | 0.00% | 0.00% | 0.00% | 0.00 pp |
| Public | 23.96% | 23.56% | 23.00% | 22.16% | -0.84 pp |
Filed with NSE for Sept 2026: promoters 0.00%, public 100.00% · XBRL filing
Analysts & fund holdings
Who holds the shares, quarter by quarter
Mutual funds 37.69% (0.00 pp)- Promoters0.0%
- Foreign institutions28.5%
- Mutual funds37.7%
- Insurance7.9%
- Other domestic institutions3.7%
- Retail11.2%
- Others11.0%
| Fund | % of company | % of fund | 3-month change |
|---|---|---|---|
| HDFC Mid Cap Fund | 4.86% | 3.98% | -0.20 pp |
| Kotak Mid Cap Fund | 2.09% | 2.62% | +0.07 pp |
| Axis Midcap Fund | 1.60% | 3.98% | -0.27 pp |
| Nippon India Growth Mid Cap Fund | 1.56% | 2.59% | -0.16 pp |
| Invesco India Midcap Fund | 1.01% | 5.37% | -0.21 pp |
Scorecard
- Performance
- Avg
- Valuation
- High
- Growth
- Avg
- Profitability
- High
- Entry point
- Good
- Red flags
- Low
Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.
Risk & trend
From 275 daily sessions to 23 Oct 2026.
Risk
- Volatility (1Y)
- 25.7%
- Downside volatility
- 22.9%
- Worst 5% of days
- 2.3%
- Average of that tail
- 3.1%
- Max drawdown (1Y)
- 15.2%
- Below its peak
- 8.3%
Against the market
- Beta vs Nifty 50
- 0.85
- Correlation
- 0.44
- Relative strength (3M)
- +1.5%
- ATR (14)
- 2.9%
Return
- Return 1M
- +4.3%
- Return 3M
- -3.8%
- Return 6M
- +15.0%
- Return 1Y
- +58.2%
- vs 200-day average
- +10.4%
Momentum
- RSI (14)
- 54.9
- MACD histogram
- 2.93
- Stochastic %K
- 62.0
- ADX (14)
- 25.5
- +DI / −DI
- 19.3 / 10.4
- Money flow index
- 83.1
Participation
- Delivery (20d avg)
- 53.2%
- vs its 60-day baseline
- -5.0 pts
- Volume vs 20-day
- +0.2σ
- Close vs day's VWAP
- -0.7%
- 52-week position
- 83 / 100
These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.
Financial quality
From consolidated statements to 31 Mar 2026.
No F-Score: it needs two reporting periods a year apart that carry both an income statement and a balance sheet, and this company's filings do not yet line up that way. The ratios below need only the one period and are unaffected.
- Free cash flow
- ₹4,041 Cr
- FCF yield
- 4.8%
- Cash conversion
- 0.97
- Accruals ratio
- 0.000
- Net debt
- -₹3,809 Cr
- Net debt / equity
- -0.10
- EV / sales
- 2.55
- PEG
- 0.65
- Capex intensity
- 1.0%
- Revenue CAGR
- 11.8%
- Profit CAGR
- 25.7%
Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.
Corporate actions
- dividend₹1.20
Dividend - Rs 1.20 Per Share
14 Aug 2026ex-date - dividend₹1.20
Dividend - Rs 1.20 Per Share
22 Aug 2025ex-date - dividend₹1.20
Annual General Meeting/Dividend - Rs 1.20 Per Share
23 Aug 2024ex-date - dividendNot available — not reported in this filing
Annual General Meeting/Dividend - Re 1 Per Share
11 Aug 2023ex-date - dividend₹1.80
Annual General Meeting/Dividend - Rs 1.80 Per Share
19 Jul 2022ex-date - dividend₹0.70
Annual General Meeting/Dividend - Rs 0.70 Per Share
1 Jul 2021ex-date - otherNot available — not reported in this filing
Annual General Meeting
9 Jul 2020ex-date - dividend₹1.40
Annual General Meeting/Dividend - Rs 1.4 Per Share
17 Jul 2019ex-date - dividendNot available — not reported in this filing
Annual General Meeting/Dividend- Re 1 Per Share
2 Aug 2018ex-date - dividendNot available — not reported in this filing
Annual General Meeting/Dividend - Re 0.90 Per Share
3 Jul 2017ex-date - dividendNot available — not reported in this filing
Annual General Meeting/ Dividend -Re 0.70 Per Share
29 Jul 2016ex-date - bonusNot available — not reported in this filing
Bonus 1:1
8 Jul 2015ex-date - dividend₹2.20
Annual General Meeting / Dividend - Rs 2.20/- Per Share
28 May 2015ex-date - dividend₹2.00
Annual General Meeting / Dividend - Rs 2/- Per Share
4 Jul 2014ex-date - split₹2.00
Face Value Split From Rs.10/- To Rs.2/-
17 Oct 2013ex-date - dividend₹9.00
Annual General Meeting/Dividend Rs 9/- Per Share
9 Jul 2013ex-date - dividend₹9.00
Annual General Meeting And Dividend Rs.9/- Per Share
20 Jul 2012ex-date - dividend₹8.50
Annual General Meeting And Dividend Rs.8.50 Per Share
23 Aug 2011ex-date - dividend₹5.00
Annual General Meeting And Dividend Rs.5/- Per Share
2 Sept 2010ex-date - dividend₹5.00
Dividend-Rs.5/- Per Share
11 Aug 2009ex-date - dividendNot available — not reported in this filing
Agm/Dividend - 40%
10 Jul 2008ex-date
Company announcements
Schedule of Analyst/Investor Meet
Schedule of Analyst/Investor Meet(s)
Schedule of Analyst /Investor Meet
Clarification under Regulation 30(11) of SEBI (LODR) Regulations 2015
The Exchange has sought clarification from Federal Bank Ltd on 19th October, 2026, with reference to news appeared in https://www.moneycontrol.com/ dated 19th October, 2026 quoting Federal ....
Copy of Newspaper Publication
Earnings Call Transcript
Audio Recording of Earnings Call
Allotment of ESOP/ESPS
Press Release
Investor Presentation
Approval of Unaudited Financial Results for the quarter and half year ended September 30, 2026
Approval of Unaudited Financial Results for the quarter and half year ended September 30,2026
Appointment of Mr. Rajesh Varrier (DIN: 00105765) as an Additional Director (Non- Executive Independent Director) on the Board of the Federal Bank Limited
Intimation of Credit Rating
Filed with BSE (scrip 500469); the last 45 days. Documents open at bseindia.com.
SEBI filings & orders
From SEBI's website. An order may concern the company, its officers or trading in its shares, and may be under appeal - read the order itself. Personal identifiers are withheld.
Regulatory orders
- Adjudication order
Adjudication Order in respect of Shri Harsh Dugar in the matter of Federal Bank Limited
27 Aug 2020Read on SEBI
Documents
Annual reports
Earnings calls
- Oct 2026TranscriptSlidesRecording
- Sep 2026Slides
- Jul 2026Slides
- May 2026TranscriptSlidesRecording
- Jan 2026TranscriptSlidesRecording
- Oct 2025TranscriptSlides
Credit ratings
- Rating update · 7 Oct from care
- Rating update · 21 Sep from fitch
- Rating update · 30 Dec 2025 from crisil
- Rating update · 17 Oct 2025 from care
- Rating update · 17 Oct 2025 from fitch
- Rating update · 31 Dec 2024 from crisil
Documents open at BSE or the rating agency that issued them.
Sourced from the company's NSE XBRL filing dated 17 Oct 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.
Federal Bank: common questions
Answered from the figures on this page.
