Central Bank of India

    CENTRALBK
    Banking
    ₹29.09
    Price as of 26 Oct 2026, 4:53 pm IST

    Market cap ₹26,331 Cr

    P/E
    5.47
    Day range
    ₹28.26 – ₹29.24
    52-week range
    ₹28.26 – ₹40.92
    Volume
    79.60 L
    Open
    ₹28.66
    Prev close
    ₹28.83

    Latest results · Q2 FY27(consolidated)Revenue ₹10,394 Cr+18.4%Profit ₹1,475 Cr+21.0%Margin 14.2%YoY vs the same quarter last year

    1 red flag to read up on

    • medium

      Promoter holding falling

      81.19%, down 8.08 pts since 2025-12-31 · 30 Sept 2026

    From NSE and BSE filings. A flag is a reason to read the filing, not a rating.

    CENTRALBK in NSE indices and F&O

    Research profile

    Composite 54 / 100

    Factor percentiles

    Value96
    Quality21
    Momentum35
    Low volatility62

    Derived metrics

    Earn. yield
    18.3%
    Graham no.
    ₹74.60
    vs Graham
    +156.4%
    ROE ÷ P/B
    19.1%
    12-1 mom.
    -14.7%
    Return / vol
    -0.77
    FCF yield
    9.0%
    PEG
    1.00

    Appears in 12 scans

    Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.

    Peer comparison

    All 34 in Banking
    Largest Banking companies tracked, with sector medians
    CompanyM-capP/EP/BROEROCEOPMD/ESales YoY
    HDFC BankHDFCBANK₹10.61 L Cr15.041.7714.3%7.0%—0.98+9.4%
    ICICI BankICICIBANK₹10.07 L Cr17.232.5817.1%7.2%—0.76+16.2%
    State Bank of IndiaSBIN₹8.87 L Cr10.301.4216.0%6.1%—1.30+8.4%
    Kotak Mahindra BankKOTAKBANK₹4.38 L Cr21.612.3611.4%7.0%—0.53+6.4%
    Axis BankAXISBANK₹3.80 L Cr12.731.6513.2%6.2%—1.41+17.9%
    Punjab National BankPNB₹1.39 L Cr6.090.8613.0%6.1%—0.86+8.5%
    Union Bank of IndiaUNIONBANK₹1.38 L Cr6.290.9515.7%6.3%—0.71+8.3%
    Central Bank of IndiaCENTRALBK₹26,331 Cr5.470.6311.9%5.6%—0.93+18.4%
    Sector median₹58,006 Cr9.681.1713.1%6.3%—0.87+15.8%

    Sector as classified in the tracked universe; medians use every tracked Banking company, and P/E only profitable ones. Tinted figures beat the median.

    Latest news

    Updated 13d ago

    Headlines about Central Bank of India from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.

    Key metrics

    P/E (TTM)
    5.4
    EPS (TTM)
    ₹5.05
    Price / Book
    0.63
    ROE (FY26)
    11.9%
    Dividend yield
    4.16%

    Moving averages (NSE)

    20-day
    ₹30.4
    Price below
    50-day
    ₹30.72
    Price below
    200-day
    ₹33.63
    Price below

    Charts & trends

    From company filings. Amounts in ₹ crore.

    Revenue 3Y CAGR
    +12.1%
    Profit 3Y CAGR
    +39.0%
    Revenue YoY (Sep 2026)
    +18.4%
    Profit YoY (Sep 2026)
    +20.6%
    Net margin
    14.3%

    Revenue, profit & margin - quarterly

    ₹ crore; a loss shows red. Operating margin below, same periods.

    0 Cr5K Cr10K Cr15K Cr
    • Revenue
    • Net profit

    Operating margin

    Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Sep 2026

    Who owns the company

    % of equity by quarter, latest Sept 2026

    Dec '24Mar '25Jun '25Sept '25Dec '25Mar '26Jun '26Sept '260%25%50%75%100%
    • Promoter
    • DII
    • Public
    • FII

    Cash flows

    Where cash came from and went, by fiscal year (₹ crore)

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026-50K Cr0 Cr50K Cr1L Cr
    • Operating
    • Investing
    • Financing
    • Free cash flow

    Return on equity

    Net profit over shareholders' equity, by fiscal year

    FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26-40%-20%0%20%15% screen

    Equity vs debt

    Shareholders' equity against borrowings (₹ crore); the ratio below, same years.

    0 Cr20K Cr40K Cr60K Cr
    • Equity
    • Debt

    Debt to equity

    Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 20260x0.5x1x

    Dividends per share

    ₹ by fiscal year of the ex-date; the latest year runs to date.

    FY18FY19FY20FY21FY22FY23FY24FY25FY26FY27₹0₹0.2₹0.4₹0.6

    Financial statements

    ₹ Crore
    Quarterly results, oldest period first, figures in rupees crore
    Line itemDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
    Revenue7,8428,3718,3678,2358,5428,6538,6238,7779,0709,6989,72610,394
    Interest4,6724,8114,8014,8074,9845,2385,2225,4765,5525,6775,7946,227
    Expenses3,3773,5613,9203,5003,3733,9683,3813,2913,8533,5733,1293,833
    Financing Profit-207-1-354-71185-553219-335448803334
    Financing Margin %-3%0%-4%-1%2%-6%0%0%-4%5%8%3%
    Other Income1,3291,3631,1661,6491,2321,7231,8571,4701,9271,1619881,380
    Depreciation000000000000
    Profit before tax1,1221,3638121,5781,4181,1711,8781,4791,5921,6091,7911,715
    Tax %35%40%-9%42%32%11%33%18%21%54%26%14%
    Net Profit7388179459269661,1061,2841,2341,2657481,3251,488
    EPS in Rs₹0.85₹0.94₹1.09₹1.06₹1.11₹1.22₹1.42₹1.36₹1.40₹0.82₹1.46₹1.64
    Gross NPA %4.5%4.5%4.5%4.6%3.9%3.2%3.1%3.0%2.7%2.7%2.6%2.4%
    Net NPA %1.3%1.2%0.8%0.7%0.6%0.6%0.5%0.5%0.5%0.5%0.5%0.3%

    From company filings, updated 26 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.

    Strengths, risks & growth

    Central Bank of India is a commercial bank. The Bank's segments include Treasury Operations, Corporate/Wholesale Banking, Retail Banking and other Banking business. The Treasury Operations segment includes dealing in government and other securities, money market operations and Forex operations. [1]

    Strengths

    • Stock is trading at 0.63 times its book value
    • Stock is providing a good dividend yield of 4.16%.
    • Company has delivered good profit growth of 45.9% CAGR over last 5 years

    Risks

    • Company has low interest coverage ratio.
    • The company has delivered a poor sales growth of 9.64% over past five years.
    • Company has a low return on equity of 10.8% over last 3 years.
    • Contingent liabilities of Rs.2,20,772 Cr.
    • Company might be capitalizing the interest cost

    Compounded Sales Growth

    10 Years
    +3%
    5 Years
    +10%
    3 Years
    +12%
    TTM
    +12%

    Compounded Profit Growth

    10 Years
    +18%
    5 Years
    +46%
    3 Years
    +39%
    TTM
    +7%

    Stock Price CAGR

    10 Years
    -11%
    5 Years
    +5%
    3 Years
    -13%
    1 Year
    -26%

    Return on Equity

    10 Years
    -1%
    5 Years
    +9%
    3 Years
    +11%
    Last Year
    +12%

    Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.

    Shareholding pattern

    Percentage of shares held by each category at each quarter end
    HolderDec 2025Mar 2026Jun 2026Sept 2026Change
    Promoter89.27%89.27%81.19%81.19%0.00 pp
    FII0.85%0.75%0.93%1.29%+0.36 pp
    DII4.82%4.82%10.95%10.63%-0.32 pp
    Public5.06%5.16%6.93%6.91%-0.02 pp

    Filed with NSE for Sept 2026: promoters 81.19%, public 18.81% · XBRL filing

    Analysts & fund holdings

    Valuation vs Banks
    P/E5.5 vs 16.4
    Sector P/B2.12
    Beta1.08

    Who holds the shares, quarter by quarter

    Mutual funds 2.51% (-0.08 pp)
    Sept 25
    Dec 25
    Mar 26
    May 26
    Jun 26
    Sept 26
    • Promoters81.2%
    • Foreign institutions1.3%
    • Mutual funds2.5%
    • Insurance6.5%
    • Other domestic institutions1.6%
    • Retail4.1%
    • Others2.8%
    Mutual funds holding the most
    Fund% of company% of fund3-month change
    ICICI Pru Value Fund1.06%0.49%-0.01 pp
    ICICI Pru Aggressive Hybrid Fund0.39%0.21%-0.08 pp
    ICICI Pru Banking & Fin Serv Fund0.36%0.93%-0.04 pp
    ICICI Pru PSU Equity Fund0.08%1.14%+0.01 pp
    ICICI Pru Housing Opp Fund0.05%0.53%-0.03 pp

    Scorecard

    Performance
    Low
    Valuation
    Avg
    Growth
    Avg
    Profitability
    High
    Entry point
    Avg
    Red flags
    Low

    Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.

    Risk & trend

    From 275 daily sessions to 23 Oct 2026.

    Computed

    Risk

    Volatility (1Y)
    28.1%
    Downside volatility
    29.2%
    Worst 5% of days
    3.2%
    Average of that tail
    4.2%
    Max drawdown (1Y)
    28.7%
    Below its peak
    28.7%

    Against the market

    Beta vs Nifty 50
    1.16
    Correlation
    0.55
    Relative strength (3M)
    -1.5%
    ATR (14)
    2.7%

    Return

    Return 1M
    -8.1%
    Return 3M
    -6.8%
    Return 6M
    -21.9%
    Return 1Y
    -21.6%
    vs 200-day average
    -14.3%

    Momentum

    RSI (14)
    33.1
    MACD histogram
    -0.09
    Stochastic %K
    6.4
    ADX (14)
    15.8
    +DI / −DI
    23.4 / 31.8
    Money flow index
    56.8

    Participation

    Delivery (20d avg)
    44.8%
    vs its 60-day baseline
    -6.2 pts
    Volume vs 20-day
    +1.1σ
    Close vs day's VWAP
    -0.6%
    52-week position
    0 / 100

    These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.

    Financial quality

    From consolidated statements to 30 Jun 2026.

    Computed

    No F-Score: it needs two reporting periods a year apart that carry both an income statement and a balance sheet, and this company's filings do not yet line up that way. The ratios below need only the one period and are unaffected.

    Free cash flow
    ₹2,346 Cr
    FCF yield
    9.0%
    Cash conversion
    0.63
    Accruals ratio
    0.003
    Net debt
    -₹8,287 Cr
    Net debt / equity
    -0.20
    EV / sales
    0.46
    PEG
    1.00
    Capex intensity
    1.3%
    Revenue CAGR
    12.8%
    Profit CAGR
    5.4%

    Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.

    Corporate actions

    • dividend
      ₹0.60

      Interim Dividend - Rs 0.60 Per Share

      8 May 2026
      ex-date
    • dividend
      Not available — not reported in this filing

      Interim Dividend - Re 0.20 Per Share

      23 Jan 2026
      ex-date
    • dividend
      Not available — not reported in this filing

      Interim Dividend - Re 0.20 Per Share

      27 Oct 2025
      ex-date
    • dividend
      Not available — not reported in this filing

      Interim Dividend - Re 0.20 Per Share

      25 Jul 2025
      ex-date
    • dividend
      Not available — not reported in this filing

      Dividend - Re 0.1875 Per Share

      4 Jul 2025
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      9 Jul 2024
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      23 Jun 2023
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      4 Aug 2022
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      5 Aug 2021
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      31 Jul 2020
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      21 Jun 2019
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      21 Jun 2018
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      22 Jun 2017
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      23 Jun 2016
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting/ Dividend - Re 0.50/- Per Share

      23 Jun 2015
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      23 Jun 2014
      ex-date
    • dividend
      ₹2.50

      Annual General Meeting/Dividend Rs 2.50 Per Equity Share

      20 Jun 2013
      ex-date
    • dividend
      ₹2.00

      Annual General Meeting/Dividend Rs 2 Per Share

      21 Jun 2012
      ex-date
    • dividend
      ₹1.50

      Annual General Meeting And Dividend Rs.1.50 Per Share

      21 Jul 2011
      ex-date
    • rights
      Not available — not reported in this filing

      Rights Issue - 3:5 @ Premium Rs.93/-

      17 Mar 2011
      ex-date

    Company announcements

    Company Update
    Announcement under Regulation 30 (LODR)-Earnings Call Transcript

    Transcript of Bank's Conference/Earnings call held on 19th October, 2026.

    Company Update
    Analyst/Investor Meet Held On 22Nd October 2026.

    Analyst/Investor meet held on 22nd October, 2026

    Company Update
    Analyst/Investor Meet Held On 21St October, 2026.

    Analyst/Investor Meet held on 21st October, 2026

    Company Update
    Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations, 2015

    Disclosure under Regulation 30 of the SEBI (LODR) Regulations, 2015

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

    Audio recording of Conference/Earnings call held with the Analysts/Institutional Investors on 19th October, 2026

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

    Audio recording of Conference/Earnings call held with the Analysts/Institutional Investors on 19th October, 2026

    Company Update
    Announcement under Regulation 30 (LODR)-Newspaper Publication

    Press Clippings of Financial Results of Bank for the quarter ended 30th September, 2026

    Others
    Compliances-Reg. 54 - Asset Cover details

    Security Cover Certificate for the quarter ended 30th September, 2026

    Company Update
    Announcement under Regulation 30 (LODR)-Press Release / Media Release

    Press Release on Performance of the Bank for the Second Quarter and Half Year ended 30th September, 2026

    Company Update
    Announcement under Regulation 30 (LODR)-Investor Presentation

    Presentation on Financial Results of the Bank for the Second Quarter and Half Year ended 30th September, 2026

    Result
    Unaudited Financial Results Of The Bank (Standalone & Consolidated) For The Second Quarter And Half Year Ended 30Th September, 2026

    Unaudited Financial Results of the Bank (Standalone & Consolidated) for the Second Quarter and Half Year ended 30th September, 2026

    Board Meeting
    Board Meeting Outcome for Unaudited Financial Results Of The Bank (Standalone & Consolidated) For The Second Quarter And Half Year Ended 30Th September, 2026

    Unaudited Financial Results of the Bank (Standalone & Consolidated) for the Second Quarter and Half Year ended 30th September, 2026

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    Intimation of Bank's Conference/Earnings Call with the Analysts/Investors on 19th October, 2026

    Board MeetingPrice-sensitive
    Board Meeting Intimation for Notice Of Meeting Of Board Of Directors To Be Held On 17Th October, 2026

    Central Bank Of Indiahas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 17/10/2026 ,inter alia, to consider and approve Notice of Meeting of Board ....

    Company Update
    Intimation About Withdrawal Of Credit Rating

    Intimation about withdrawal of Credit Rating

    Filed with BSE (scrip 532885); the last 45 days. Documents open at bseindia.com.

    SEBI filings & orders

    From SEBI's website. An order may concern the company, its officers or trading in its shares, and may be under appeal - read the order itself. Personal identifiers are withheld.

    Buybacks, open offers & rights issues

    Documents

    Annual reports

    Earnings calls

    Credit ratings

    Documents open at BSE or the rating agency that issued them.

    Sourced from the company's NSE XBRL filing dated 17 Oct 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.

    FAQ

    Central Bank of India: common questions

    Answered from the figures on this page.

    Central Bank of India last traded at ₹29.09 (NSE, as of 26 Oct 2026). The last session moved it up 0.90%.

    Central Bank of India is valued at about ₹26,331 crore (NSE, as of 26 Oct 2026).

    Central Bank of India trades at a price-to-earnings ratio of 5.47 (NSE, as of 26 Oct 2026). The P/E compares the share price with earnings per share, so it is only comparable between companies in the same industry.

    Central Bank of India has traded between ₹28.26 and ₹40.92 over the past 52 weeks, to 26 Oct 2026. It is currently 7% of the way up that range.

    Central Bank of India (CENTRALBK) is classified under Banking on this site's screener.