Central Bank of India

    CENTRALBK
    Banking
    ₹30.74
    price as of 11/9/2026, 5:28:10 pm

    Market cap ₹27,824 Cr

    P/E
    6.10
    Day range
    ₹30.45 – ₹30.82
    52-week range
    ₹29.32 – ₹40.92
    Volume
    36.17 L
    Open
    ₹30.79
    Prev close
    ₹30.82
    Promoters pledged 1.7% of their shares
    52-week range, adjusted for splits and bonuses
    ₹29.32₹40.92
    2 Jun 202626 Feb 2026
    Index membership
    NIFTY 500NIFTY SMALLCAP 250NIFTY PSU BANK

    Price history

    6M change -16.03%RSI (14) 46.2 NeutralSMA 20 · 50 overlaid

    Price & delivery on the exchange

    NSE bhavcopy to 11 Sept 2026 · delivery 51.3% today vs 48.7% average · BSE close ₹30.75

    1 Apr23 Apr15 May5 Jun24 Jun15 Jul3 Aug21 Aug11 Sept₹27₹30₹33₹36₹390%25%50%75%100%
    • Delivery
    • NSE close
    • BSE close

    High delivery with a rising price suggests buyers holding rather than trading the move.

    Key metrics

    P/E (TTM)
    6.5
    EPS (TTM)
    ₹5.05
    Price / Book
    0.71
    ROE (FY26)
    11.9%
    Dividend yield
    3.27%
    Net margin (TTM)
    22.3%
    Debt / Equity
    0.82
    Revenue growth (5y)
    9.6%

    Moving averages (NSE)

    Simple moving averages of the NSE price, and where the last price sits against each
    5-day10-day20-day50-day100-day300-day
    ₹30.83Price below₹30.67Price above₹30.91Price below₹31.4Price below₹32.43Price below₹34.7Price below

    Charts & trends

    From company filings. Amounts in ₹ crore.

    Revenue 3Y CAGR
    +12.1%
    Profit 3Y CAGR
    +39.0%
    Revenue YoY (Jun 2026)
    +12.8%
    Profit YoY (Jun 2026)
    +3.2%
    Net margin
    13.6%

    Revenue, profit & margin - quarterly

    Bars in ₹ crore (a loss shows red); line is operating margin

    Sep 2023Mar 2024Sep 2024Mar 2025Sep 2025Jun 20260 Cr2.5K Cr5.0K Cr7.5K Cr10.0K Cr
    • Revenue
    • Net profit
    • Operating margin

    Who owns the company

    Shareholding as of Jun 2026

    • Promoter
    • DII
    • Public
    • FII

    Cash flows

    Where cash came from and went, by fiscal year (₹ crore)

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026-70.0KCr-35.0KCr0 Cr35.0K Cr70.0K Cr
    • Operating
    • Investing
    • Financing
    • Free cash flow

    Return on equity

    Net profit over shareholders' equity, by fiscal year

    FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26-30%-15%0%15%30%15%

    Equity vs debt

    Shareholders' equity against borrowings (₹ crore); line is debt-to-equity

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 20260 Cr10.0K Cr20.0K Cr30.0K Cr40.0K Cr0.0x0.3x0.5x0.8x1.0x
    • Equity
    • Debt
    • Debt / equity

    Financial statements

    ₹ Crore
    Quarterly results, oldest period first, figures in rupees crore
    Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
    Revenue7,3777,8428,3718,3678,2358,5428,6538,6238,7779,0709,6989,726
    Interest4,3384,6724,8114,8014,8074,9845,2385,2225,4765,5525,6775,794
    Expenses3,5343,3773,5613,9203,5003,3733,9683,3813,3283,8533,5733,129
    Financing Profit-495-207-1-354-71185-55321-28-335448803
    Financing Margin %-7%-3%0%-4%-1%2%-6%0%0%-4%5%8%
    Other Income1,0621,3291,3631,1661,6491,2321,7231,8571,5071,9271,161988
    Depreciation000000000000
    Profit before tax5671,1221,3638121,5781,4181,1711,8781,4791,5921,6091,791
    Tax %-7%35%40%-9%42%32%11%33%18%21%54%26%
    Net Profit6237388179459269661,1061,2841,2341,2657481,325
    EPS in Rs₹0.72₹0.85₹0.94₹1.09₹1.06₹1.11₹1.22₹1.42₹1.36₹1.40₹0.82₹1.46
    Gross NPA %4.6%4.5%4.5%4.5%4.6%3.9%3.2%3.1%3.0%2.7%2.7%2.6%
    Net NPA %1.6%1.3%1.2%0.8%0.7%0.6%0.6%0.5%0.5%0.5%0.5%0.5%

    From company filings, updated 11 Sept 2026. Consolidated figures where the company reports them.Information only, not investment advice.

    Strengths, risks & growth

    Central Bank of India is a commercial bank. The Bank's segments include Treasury Operations, Corporate/Wholesale Banking, Retail Banking and other Banking business. The Treasury Operations segment includes dealing in government and other securities, money market operations and Forex operations. [1]

    Strengths

    • Stock is trading at 0.68 times its book value
    • Stock is providing a good dividend yield of 3.90%.
    • Company has delivered good profit growth of 45.9% CAGR over last 5 years

    Risks

    • Company has low interest coverage ratio.
    • The company has delivered a poor sales growth of 9.64% over past five years.
    • Company has a low return on equity of 10.8% over last 3 years.
    • Contingent liabilities of Rs.2,20,772 Cr.
    • Company might be capitalizing the interest cost

    Compounded Sales Growth

    10 Years
    +3%
    5 Years
    +10%
    3 Years
    +12%
    TTM
    +9%

    Compounded Profit Growth

    10 Years
    +18%
    5 Years
    +46%
    3 Years
    +39%
    TTM
    +8%

    Stock Price CAGR

    10 Years
    -12%
    5 Years
    +8%
    3 Years
    -6%
    1 Year
    -15%

    Return on Equity

    10 Years
    -1%
    5 Years
    +9%
    3 Years
    +11%
    Last Year
    +12%

    Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.

    Shareholding pattern

    Percentage of shares held by each category at each quarter end
    HolderSept 2025Dec 2025Mar 2026Jun 2026Change
    Promoter89.27%89.27%89.27%81.19%-8.08 pp
    FII0.88%0.85%0.75%0.93%+0.18 pp
    DII4.86%4.82%4.82%10.95%+6.13 pp
    Public4.98%5.06%5.16%6.93%+1.77 pp

    Filed with NSE for Jun 2026: promoters 81.19%, public 18.81% · XBRL filing

    Analysts & fund holdings

    Valuation vs Banks
    P/E6.1 vs 16.6
    Sector P/B2.14
    Beta1.13

    Who holds the shares, quarter by quarter

    Mutual funds 2.59% (+0.23 pp)
    Jun 25
    Sept 25
    Dec 25
    Mar 26
    May 26
    Jun 26
    • Promoters81.2%
    • Foreign institutions0.9%
    • Mutual funds2.6%
    • Insurance6.6%
    • Other domestic institutions1.7%
    • Retail4.0%
    • Others2.9%
    Mutual funds holding the most
    Fund% of company% of fund3-month change
    ICICI Pru Value Fund0.98%0.46%-0.03 pp
    ICICI Pru Aggressive Hybrid Fund0.37%0.20%-0.09 pp
    ICICI Pru Banking & Fin Serv Fund0.35%0.87%-0.09 pp
    ICICI Pru PSU Equity Fund0.07%1.07%-0.06 pp
    ICICI Pru Housing Opp Fund0.05%0.51%-0.05 pp

    Scorecard

    Performance
    Low
    Valuation
    Avg
    Growth
    Avg
    Profitability
    High
    Entry point
    Avg
    Red flags
    Low

    Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.

    Corporate actions

    • dividend
      ₹0.60

      Interim Dividend - Rs 0.60 Per Share

      8 May 2026
      ex-date
    • dividend
      Not available — not reported in this filing

      Interim Dividend - Re 0.20 Per Share

      23 Jan 2026
      ex-date
    • dividend
      Not available — not reported in this filing

      Interim Dividend - Re 0.20 Per Share

      27 Oct 2025
      ex-date
    • dividend
      Not available — not reported in this filing

      Interim Dividend - Re 0.20 Per Share

      25 Jul 2025
      ex-date
    • dividend
      Not available — not reported in this filing

      Dividend - Re 0.1875 Per Share

      4 Jul 2025
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      9 Jul 2024
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      23 Jun 2023
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      4 Aug 2022
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      5 Aug 2021
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      31 Jul 2020
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      21 Jun 2019
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      21 Jun 2018
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      22 Jun 2017
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      23 Jun 2016
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting/ Dividend - Re 0.50/- Per Share

      23 Jun 2015
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      23 Jun 2014
      ex-date
    • dividend
      ₹2.50

      Annual General Meeting/Dividend Rs 2.50 Per Equity Share

      20 Jun 2013
      ex-date
    • dividend
      ₹2.00

      Annual General Meeting/Dividend Rs 2 Per Share

      21 Jun 2012
      ex-date
    • dividend
      ₹1.50

      Annual General Meeting And Dividend Rs.1.50 Per Share

      21 Jul 2011
      ex-date
    • rights
      Not available — not reported in this filing

      Rights Issue - 3:5 @ Premium Rs.93/-

      17 Mar 2011
      ex-date

    Company announcements

    Company Update
    Press Release On Launch Of 'Bharat Connect For Business' In Partnership With NPCI Bharat Bill Pay Ltd. (NBBL).

    Press release on Launch of 'Bharat Connect for Business' in partnership with NPCI Bharat Bill Pay Ltd. (NBBL).

    Company Update
    Announcement under Regulation 30 (LODR)-Strikes /Lockouts / Disturbances

    Notice of proposed Bank Strike.

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Management

    Change in Management of the Bank

    Others
    Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD

    Certificate of payment of Annual Interest on Basel III Compliant Tier II Bonds Series VI (ISIN: INE483A08049)

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Management

    Change in Management

    Company Update
    Analyst/Investor Meet Held On 27Th August, 2026.

    Analyst/Investor Meet held on 27th August, 2026

    Company Update
    Analyst/Investor Meet Held On 20Th August, 2026

    Analyst/Investor Meet held on 20th August, 2026.

    Company UpdatePrice-sensitive
    Announcement under Regulation 30 (LODR)-Credit Rating

    Upgrade in Credit Ratings

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Management

    Change in Management

    AGM/EGMPrice-sensitive
    Shareholder Meeting / Postal Ballot-Scrutinizer's Report

    Outcome of 19th (Nineteenth) Annual General Meeting - Scrutinizer's Report.

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Management

    Appointment of Shareholder Director on the Board of Bank

    AGM/EGMPrice-sensitive
    Shareholder Meeting / Postal Ballot-Outcome of AGM

    Outcome of 19th (Nineteenth) Annual General Meeting of the Bank

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Management

    Change in Management

    Company Update
    Analyst/Investor Meet Held On 28Th July, 2026.

    Analyst/Investor Meet held on 28th July, 2026.

    Filed with BSE (scrip 532885); the last 45 days. Documents open at bseindia.com.

    SEBI filings & orders

    From SEBI's website. An order may concern the company, its officers or trading in its shares, and may be under appeal - read the order itself. Personal identifiers are withheld.

    Buybacks, open offers & rights issues

    Documents

    Annual reports

    Earnings calls

    Credit ratings

    Documents open at BSE or the rating agency that issued them.