RBL Bank
Market cap ₹53,655 Cr
- P/E
- 24.96
- Day range
- ₹341.40 – ₹362.30
- 52-week range
- ₹287.20 – ₹429.60
- Volume
- 69.10 L
- Open
- ₹362.25
- Prev close
- ₹361.00
Latest results · Q2 FY27(consolidated)Revenue ₹4,322 Cr+23.2%Profit ₹498 Cr+158.9%Margin 11.5%YoY vs the same quarter last year
No red flags in exchange filings: no rising pledge, promoter selling, surveillance or critical filing on record.
RBLBANK in NSE indices and F&O
F&O margin for one lot of RBLBANK (3,175 shares)Research profile
Composite 62 / 100Factor percentiles
Derived metrics
- Earn. yield
- 4.0%
- Graham no.
- ₹220.82
- vs Graham
- -36.1%
- ROE ÷ P/B
- 4.4%
- 12-1 mom.
- +45.2%
- Return / vol
- 0.58
- FCF yield
- 13.7%
- PEG
- 0.14
Appears in 16 scans
Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.
Peer comparison
All 34 in Banking| Company | M-cap | P/E | P/B | ROE | ROCE | OPM | D/E | Sales YoY |
|---|---|---|---|---|---|---|---|---|
| HDFC BankHDFCBANK | ₹10.69 L Cr | 15.14 | 1.77 | 14.3% | 7.0% | — | 0.98 | +9.4% |
| ICICI BankICICIBANK | ₹10.01 L Cr | 17.12 | 2.59 | 17.1% | 7.2% | — | 0.76 | +16.2% |
| State Bank of IndiaSBIN | ₹8.85 L Cr | 10.27 | 1.42 | 16.0% | 6.1% | — | 1.30 | +8.4% |
| Kotak Mahindra BankKOTAKBANK | ₹4.28 L Cr | 21.10 | 2.36 | 11.4% | 7.0% | — | 0.53 | +6.4% |
| Axis BankAXISBANK | ₹3.79 L Cr | 12.70 | 1.64 | 13.2% | 6.2% | — | 1.41 | +17.9% |
| Punjab National BankPNB | ₹1.38 L Cr | 6.06 | 0.86 | 13.0% | 6.1% | — | 0.86 | +8.5% |
| Union Bank of IndiaUNIONBANK | ₹1.37 L Cr | 6.21 | 0.95 | 15.7% | 6.3% | — | 0.71 | +8.3% |
| RBL BankRBLBANK | ₹53,655 Cr | 24.96 | 1.24 | 5.4% | 5.8% | — | 0.31 | +23.2% |
| Sector median | ₹56,581 Cr | 9.63 | 1.19 | 13.1% | 6.3% | — | 0.87 | +15.2% |
Sector as classified in the tracked universe; medians use every tracked Banking company, and P/E only profitable ones. Tinted figures beat the median.
Latest news
Updated 22d agoHeadlines about RBL Bank from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.
Key metrics
- P/E (TTM)
- 44.5
- EPS (TTM)
- ₹13.76
- Price / Book
- 1.24
- ROE (FY26)
- 5.4%
- Dividend yield
- 0.29%
Moving averages (NSE)
- 20-day
- ₹394.93
- Price below
- 50-day
- ₹396.8
- Price below
- 200-day
- ₹348.93
- Price below
Charts & trends
From company filings. Amounts in ₹ crore.
Revenue, profit & margin - quarterly
₹ crore; a loss shows red. Operating margin below, same periods.
- Revenue
- Net profit
Operating margin
Who owns the company
% of equity by quarter, latest Sept 2026
- Promoter
- DII
- Public
- FII
- Government
Cash flows
Where cash came from and went, by fiscal year (₹ crore)
- Operating
- Investing
- Financing
- Free cash flow
Return on equity
Net profit over shareholders' equity, by fiscal year
Equity vs debt
Shareholders' equity against borrowings (₹ crore); the ratio below, same years.
- Equity
- Debt
Debt to equity
Dividends per share
₹ by fiscal year of the ex-date; the latest year runs to date.
Financial statements
| Line item | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,191 | 3,339 | 3,497 | 3,531 | 3,537 | 3,477 | 3,441 | 3,508 | 3,667 | 3,721 | 3,840 | 4,322 |
| Interest | 1,645 | 1,739 | 1,796 | 1,916 | 1,951 | 1,913 | 1,960 | 1,956 | 2,009 | 2,049 | 2,185 | 2,191 |
| Expenses | 2,004 | 1,990 | 2,000 | 2,239 | 2,837 | 2,472 | 2,275 | 2,240 | 2,420 | 2,448 | 2,268 | 2,561 |
| Financing Profit | -458 | -390 | -300 | -624 | -1,251 | -908 | -794 | -688 | -762 | -776 | -612 | -429 |
| Financing Margin % | -14% | -12% | -9% | -18% | -35% | -26% | -23% | -20% | -21% | -21% | -16% | -10% |
| Other Income | 777 | 876 | 775 | 928 | 1,074 | 1,001 | 1,071 | 934 | 1,052 | 1,070 | 922 | 1,080 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 320 | 486 | 475 | 304 | -177 | 93 | 277 | 245 | 289 | 294 | 310 | 650 |
| Tax % | 23% | 25% | 26% | 24% | -127% | 7% | 23% | 22% | 21% | 17% | 24% | 23% |
| Net Profit | 245 | 364 | 351 | 232 | 47 | 87 | 214 | 192 | 228 | 244 | 234 | 498 |
| EPS in Rs | ₹4.06 | ₹6.02 | ₹5.79 | ₹3.81 | ₹0.78 | ₹1.43 | ₹3.52 | ₹3.14 | ₹3.69 | ₹3.95 | ₹1.51 | ₹3.21 |
From company filings, updated 24 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.
Strengths, risks & growth
Incorporated in 1943,RBL Bank is a banking company engaged in providing specialized services under five business verticals namely: Corporate Banking, Commercial Banking, Branch & Business Banking, Retail Assets and Treasury & Financial Markets Operations. [1] [2]
Strengths
None flagged by the checklist.
Risks
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of 10.6% over past five years.
- Company has a low return on equity of 6.26% over last 3 years.
- Contingent liabilities of Rs.1,45,506 Cr.
- Company might be capitalizing the interest cost
- Earnings include an other income of Rs.4,124 Cr.
- Dividend payout has been low at 7.57% of profits over last 3 years
- Working capital days have increased from 179 days to 280 days
Compounded Sales Growth
- 10 Years
- —
- 5 Years
- +11%
- 3 Years
- +14%
- TTM
- +11%
Compounded Profit Growth
- 10 Years
- —
- 5 Years
- +11%
- 3 Years
- -2%
- TTM
- +123%
Stock Price CAGR
- 10 Years
- 0%
- 5 Years
- +11%
- 3 Years
- +15%
- 1 Year
- +9%
Return on Equity
- 10 Years
- +6%
- 5 Years
- +5%
- 3 Years
- +6%
- Last Year
- +5%
Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.
Shareholding pattern
| Holder | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 | Change |
|---|---|---|---|---|---|
| Promoter | 0.00% | 0.00% | 60.00% | 59.88% | -0.12 pp |
| FII | 21.91% | 20.23% | 8.77% | 8.70% | -0.07 pp |
| DII | 39.69% | 42.97% | 16.92% | 18.51% | +1.59 pp |
| Government | 0.35% | 0.37% | 0.15% | 0.01% | -0.14 pp |
| Public | 38.04% | 36.44% | 14.16% | 12.89% | -1.27 pp |
Filed with NSE for Sept 2026: promoters 59.88%, public 40.12% · XBRL filing
Analysts & fund holdings
Who holds the shares, quarter by quarter
Mutual funds 15.97% (+1.68 pp)- Promoters59.9%
- Foreign institutions8.1%
- Mutual funds16.0%
- Insurance1.6%
- Other domestic institutions0.8%
- Retail4.5%
- Others9.1%
| Fund | % of company | % of fund | 3-month change |
|---|---|---|---|
| Quant Small Cap Fund | 2.83% | 4.67% | -0.97 pp |
| Motilal Oswal Flexi Cap Fund | 0.72% | 3.16% | +1.19 pp |
| Kotak Multi Cap Fund | 0.68% | 1.32% | -0.41 pp |
| Canara Rob Small Cap Fund | 0.64% | 2.67% | +0.66 pp |
| Nippon India Growth Mid Cap Fund | 0.62% | 0.72% | +0.72 pp |
Scorecard
- Performance
- Avg
- Valuation
- High
- Growth
- Low
- Profitability
- High
- Entry point
- Good
- Red flags
- Low
Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.
Risk & trend
From 275 daily sessions to 23 Oct 2026.
Risk
- Volatility (1Y)
- 31.9%
- Downside volatility
- 30.1%
- Worst 5% of days
- 3.1%
- Average of that tail
- 4.2%
- Max drawdown (1Y)
- 19.2%
- Below its peak
- 19.2%
Against the market
- Beta vs Nifty 50
- 1.05
- Correlation
- 0.44
- Relative strength (3M)
- +3.0%
- ATR (14)
- 3.7%
Return
- Return 1M
- -18.3%
- Return 3M
- -2.3%
- Return 6M
- +8.8%
- Return 1Y
- +18.6%
- vs 200-day average
- -0.9%
Momentum
- RSI (14) · oversold
- 28.9
- MACD histogram
- -6.70
- Stochastic %K
- 5.1
- ADX (14)
- 27.4
- +DI / −DI
- 11.1 / 39.9
- Money flow index
- 12.7
Participation
- Delivery (20d avg)
- 38.4%
- vs its 60-day baseline
- -6.2 pts
- Volume vs 20-day
- +0.1σ
- Close vs day's VWAP
- -0.1%
- 52-week position
- 50 / 100
These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.
Financial quality
From consolidated statements to 31 Mar 2026.
No F-Score: it needs two reporting periods a year apart that carry both an income statement and a balance sheet, and this company's filings do not yet line up that way. The ratios below need only the one period and are unaffected.
- Free cash flow
- ₹7,344 Cr
- FCF yield
- 13.7%
- Cash conversion
- 8.62
- Accruals ratio
- -0.037
- Net debt
- -₹5,315 Cr
- Net debt / equity
- -0.32
- EV / sales
- 3.11
- PEG
- 0.14
- Capex intensity
- 1.6%
- Revenue CAGR
- 7.0%
- Profit CAGR
- 181.0%
Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.
Corporate actions
- dividendNot available — not reported in this filing
Dividend - Re 1 Per Share
14 Aug 2026ex-date - dividendNot available — not reported in this filing
Dividend - Re 1 Per Share
8 Sept 2025ex-date - dividend₹1.50
Dividend - Rs 1.50 Per Share
26 Jul 2024ex-date - dividend₹1.50
Dividend - Rs 1.50 Per Share
18 Aug 2023ex-date - otherNot available — not reported in this filing
Annual General Meeting
13 Sept 2022ex-date - otherNot available — not reported in this filing
Annual General Meeting
13 Sept 2021ex-date - otherNot available — not reported in this filing
Annual General Meeting
9 Jul 2020ex-date - dividend₹1.50
Interim Dividend - Rs 1.50 Per Share
23 Mar 2020ex-date - dividend₹2.70
Annual General Meeting/Dividend Rs 2.70/-
1 Jul 2019ex-date - dividend₹2.10
Annual General Meeting/Dividend- Rs 2.10 Per Share
26 Jul 2018ex-date - dividend₹1.80
Annual General Meeting/Dividend - Rs 1.80 Per Share
27 Jul 2017ex-date
Company announcements
RBL Bank Limited informs the exchange about Investor Meets.
RBL Bank Limited informs the exchange about Investor Meets.
RBL Bank Limited informs the exchange about receipt of approval from RBI for amalgamation of Indian branches of Emirates NBD Bank P.J.S.C with RBL Bank Limited.
RBL Bank Limited informs the exchange about Investor Meets.
RBL Bank Limited informs the exchange about Transcript of Earnings Call held on October 12, 2026.
RBL Bank Limited has informed the exchange about Copy of Newspaper Publication.
RBL Bank Limited informs the exchange about Investor Meet.
RBL Bank Limited informs the exchange about Newspaper Publication.
RBL Bank Limited informs the exchange about audio recording of earnings call.
RBL Bank Limited informs the exchange about Code of Conduct under SEBI (PIT) Regulations, 2015
RBL Bank Limited informs the exchange that the Board of Directors of the Bank approved the amended Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information.
RBL Bank Limited informs the exchange about Change in Management
RBL Bank Limited informs the exchange about Investor Presentation.
RBL Bank Limited informs the exchange about Press Release on Unaudited Financial Results of the Bank for the quarter ended September 30, 2026.
RBL Bank Limited informs the exchange about Outcome of Board Meeting in which the unaudited standalone and consolidated financial results of the Bank, for the quarter and half year ended ....
Filed with BSE (scrip 540065); the last 45 days. Documents open at bseindia.com.
SEBI filings & orders
From SEBI's website. An order may concern the company, its officers or trading in its shares, and may be under appeal - read the order itself. Personal identifiers are withheld.
Buybacks, open offers & rights issues
- Open offer
RBL Bank Limited
18 Oct 2025Read on SEBI
Regulatory orders
- Settlement order
Settlement Order dated May 30, 2016 - RBL Bank Limited and others
30 May 2016Read on SEBI
Documents
Annual reports
Earnings calls
- Oct 2026SlidesRecording
- Sep 2026Slides
- Jul 2026TranscriptSlidesRecording
- Apr 2026SlidesRecording
- Jan 2026TranscriptSlidesRecording
- Oct 2025TranscriptSlidesRecording
Credit ratings
- Rating update · 14 Jul from care
- Rating update · 7 Jul from icra
- Rating update · 25 Jun from icra
- Rating update · 22 Jun from crisil
- Rating update · 17 Dec 2025 from icra
- Rating update · 31 Oct 2025 from care
Documents open at BSE or the rating agency that issued them.
Sourced from the company's NSE XBRL filing dated 13 Oct 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.
RBL Bank: common questions
Answered from the figures on this page.
