Poonawalla Fincorp

    POONAWALLA
    NBFC
    ₹445.25
    price as of 11/9/2026, 5:27:52 pm

    Market cap ₹38,998 Cr

    P/E
    46.53
    Day range
    ₹436.50 – ₹449.10
    52-week range
    ₹361.20 – ₹570.40
    Volume
    16.33 L
    Open
    ₹443.00
    Prev close
    ₹449.40

    Price history

    6M change +6.60%RSI (14) 35.0 NeutralSMA 20 · 50 overlaid

    Key metrics

    P/E (TTM)
    47.4
    EPS (TTM)
    ₹9.48
    ROE (FY26)
    5.9%

    Charts & trends

    From company filings. Amounts in ₹ crore.

    Revenue 3Y CAGR
    +46.1%
    Profit 3Y CAGR
    -7.5%
    Revenue YoY (Jun 2026)
    +77.3%
    Profit YoY (Jun 2026)
    +388.9%
    Net margin
    13.2%

    Revenue, profit & margin - quarterly

    Bars in ₹ crore (a loss shows red); line is operating margin

    Sep 2023Mar 2024Sep 2024Mar 2025Sep 2025Jun 2026-800 Cr0 Cr800 Cr1.6K Cr2.4K Cr
    • Revenue
    • Net profit
    • Operating margin

    Who owns the company

    Shareholding as of Jun 2026

    • Promoter
    • DII
    • Public
    • FII
    • Others

    Cash flows

    Where cash came from and went, by fiscal year (₹ crore)

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026-30.0KCr-15.0KCr0 Cr15.0K Cr30.0K Cr
    • Operating
    • Investing
    • Financing
    • Free cash flow

    Return on equity

    Net profit over shareholders' equity, by fiscal year

    FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26-30%-15%0%15%30%15%

    Equity vs debt

    Shareholders' equity against borrowings (₹ crore); line is debt-to-equity

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 20260 Cr15.0K Cr30.0K Cr45.0K Cr60.0K Cr0.0x2.0x4.0x6.0x8.0x
    • Equity
    • Debt
    • Debt / equity

    Financial statements

    ₹ Crore
    Quarterly results, oldest period first, figures in rupees crore
    Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
    Revenue7397639159789891,0571,1661,3141,5421,8182,1152,330
    Interest216224281320352385458546638739844922
    Expenses2071782412721,260632615662784855910974
    Financing Profit316361393386-6224093105121224362435
    Financing Margin %43%47%43%39%-63%4%8%8%8%12%17%19%
    Other Income8291171880700057
    Depreciation151514151615202222242630
    Profit before tax1,130357385390-63025808399200341411
    Tax %24%26%14%25%-25%26%22%25%25%25%25%25%
    Net Profit860265332292-47119626374150255308
    EPS in Rs₹11.19₹3.45₹4.28₹3.76₹-6.06₹0.24₹0.80₹0.80₹0.91₹1.85₹3.13₹3.49

    From company filings, updated 11 Sept 2026. Consolidated figures where the company reports them.Information only, not investment advice.

    Strengths, risks & growth

    Poonawalla Fincorp Limited (erstwhile Magma Fincorp Limited) is a non-deposit taking NBFC registered with RBI. It is engaged in providing consumer and MSME financing, as well as General Insurance services. [1] [2]

    Strengths

    • Company is expected to give good quarter

    Risks

    • Stock is trading at 3.50 times its book value
    • Company has low interest coverage ratio.
    • Promoter holding has decreased over last quarter: -4.91%
    • Company has a low return on equity of 5.94% over last 3 years.
    • Company might be capitalizing the interest cost
    • Dividend payout has been low at 3.05% of profits over last 3 years

    Compounded Sales Growth

    10 Years
    +10%
    5 Years
    +24%
    3 Years
    +46%
    TTM
    +72%

    Compounded Profit Growth

    10 Years
    +10%
    5 Years
    +24%
    3 Years
    +5%
    TTM
    +340%

    Stock Price CAGR

    10 Years
    +17%
    5 Years
    +20%
    3 Years
    +6%
    1 Year
    +2%

    Return on Equity

    10 Years
    +5%
    5 Years
    +6%
    3 Years
    +6%
    Last Year
    +6%

    Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.

    Shareholding pattern

    Percentage of shares held by each category at each quarter end
    HolderSept 2025Dec 2025Mar 2026Jun 2026Change
    Promoter63.96%63.95%63.93%59.02%-4.91 pp
    FII10.56%10.61%10.21%10.96%+0.75 pp
    DII12.28%12.22%12.14%16.74%+4.60 pp
    Public12.58%12.62%13.15%12.75%-0.40 pp
    Others0.62%0.59%0.59%0.53%-0.06 pp

    Filed with NSE for Jun 2026: promoters 59.02%, public 40.45% · XBRL filing

    Analysts & fund holdings

    86%
    86% recommend buy
    7 analysts cover the stock
    Valuation vs Consumer Finance
    P/E46.5 vs 16.6
    Sector P/B2.14
    Beta1.45

    Who holds the shares, quarter by quarter

    Mutual funds 11.22% (+0.58 pp)
    Jun 25
    Sept 25
    Dec 25
    Mar 26
    Apr 26
    Jun 26
    • Promoters59.0%
    • Foreign institutions11.0%
    • Mutual funds11.2%
    • Insurance4.4%
    • Other domestic institutions1.1%
    • Retail5.8%
    • Others7.5%
    Mutual funds holding the most
    Fund% of company% of fund3-month change
    Kotak Mid Cap Fund2.13%1.32%+0.09 pp
    Kotak Multi Cap Fund1.27%1.86%-0.04 pp
    Nippon India Small Cap Fund0.87%0.45%-0.00 pp
    Kotak Large & Mid Cap Fund0.87%1.17%+0.05 pp
    Bandhan Large & Mid Cap Fund0.52%1.13%+0.64 pp

    Scorecard

    Performance
    Avg
    Valuation
    High
    Growth
    Low
    Profitability
    Avg
    Entry point
    Good
    Red flags
    Low

    Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.

    Corporate actions

    • other
      Not available — not reported in this filing

      Annual General Meeting

      16 Jul 2024
      ex-date
    • dividend
      ₹2.00

      Interim Dividend - Rs 2 Per Share

      31 Jan 2024
      ex-date
    • dividend
      ₹2.00

      Annual General Meeting/Dividend - Rs 2 Per Share

      18 Jul 2023
      ex-date
    • dividend
      ₹0.40

      Annual General Meeting/Dividend - Rs 0.40 Per Share

      21 Jul 2022
      ex-date
    • dividend
      ₹0.80

      Annual General Meeting/Dividend - Rs 0.80 Per Share

      24 Jul 2019
      ex-date
    • dividend
      Not available — not reported in this filing

      Dividend- Re 0.80 Per Share

      25 Jul 2018
      ex-date
    • dividend
      Not available — not reported in this filing

      Dividend-Re 0.80 Per Share

      25 Jul 2017
      ex-date
    • dividend
      Not available — not reported in this filing

      Dividend - Re 0.80/- Per Share

      27 Jul 2016
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting/Dividend Re - 0.80/- Per Share

      23 Jul 2015
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting /Dividend Re 0.80 Per Equity Share

      23 Jul 2014
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting /Dividend Re 0.80 Per Equity Share

      10 Jul 2013
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting And Dividend Re.0.60 Per Share

      4 Jul 2012
      ex-date
    • dividend
      Not available — not reported in this filing

      Dividend-Re.0.60 Per Share

      13 Jun 2011
      ex-date
    • split
      ₹2.00

      Face Value Split From Rs.10/- To Rs.2/-

      13 Aug 2010
      ex-date
    • dividend
      ₹2.00

      Dividend-Rs.2/- Per Share

      7 Jul 2010
      ex-date
    • dividend
      Not available — not reported in this filing

      Dividend-Re.1/- Per Share

      28 Aug 2009
      ex-date
    • other
      Not available — not reported in this filing

      Agm/Div-Rs.2 Per Share

      14 Jul 2008
      ex-date
    • dividend
      Not available — not reported in this filing

      Agm/Dividend-20%

      24 Aug 2007
      ex-date
    • dividend
      Not available — not reported in this filing

      Agm/Dividend-18%

      25 Jul 2006
      ex-date
    • dividend
      Not available — not reported in this filing

      Agm/Dividend-15%

      21 Jul 2005
      ex-date

    Insider trades

    Last 12 months, market trades
    Net buying ₹1500 Cr
    1 buys · ₹1500 Cr
    0 sells · ₹0
    Latest insider trades disclosed to NSE
    PersonTypeSharesValueDisclosed
    RISING SUN HOLDINGS PRIVATE LIMITED
    Promoters · Preferential Offer
    		Buy3,31,48,102₹1500 Cr19 Sept 2025

    Disclosures filed with NSE under SEBI (Prohibition of Insider Trading) Regulations. Pledges and releases are not trades and are not counted above.

    Company announcements

    Company Update
    Announcement under Regulation 30 (LODR)-Issue of Securities

    Disclosure under Regulation 30 and 51 of the SEBI Listing Regulations - Issue of Non-Convertible Debentures

    Company UpdatePrice-sensitive
    Announcement under Regulation 30 (LODR)-Credit Rating

    Intimation w.r.t Credit Rating under SEBI Listing Regulations, 2015

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    Intimation w.r.t Investors meet

    Company Update
    Intimation W.R.T Grant Of Stock Options

    Intimation w.r.t grant of stock options

    Company Update
    Intimation W.R.T Grant Of Stock Options.

    Intimation w.r.t grant of stock options.

    Company Update
    Announcement under Regulation 30 (LODR)-Newspaper Publication

    Intimation w.r.t newspaper publication

    Company Update
    Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

    Intimation w.r.t allotment of ESOP

    Company Update
    Announcement under Regulation 30 (LODR)-Allotment

    Intimation w.r.t. allotment of Non-Convertible Debentures

    Company Update
    Announcement under Regulation 30 (LODR)-Issue of Securities

    Disclosure under Regulation 30 and 51 of the SEBI Listing Regulations - Issue of Non-Convertible Debentures

    Company Update
    Announcement under Regulation 30 (LODR)-Allotment

    Intimation w.r.t. allotment of Non-Convertible Debentures

    Company Update
    Announcement under Regulation 30 (LODR)-Issue of Securities

    Disclosure under Regulation 30 and 51 of the SEBI Listing Regulations - Issue of Non-Convertible Debentures

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    Intimation w.r.t Investors meet

    Company Update
    Announcement under Regulation 30 (LODR)-Newspaper Publication

    Intimation w.r.t. Newspaper Publication

    Company Update
    Notice To Debenture Holders - Intimation For Exercise Of Call Option

    Notice to debenture holders - Intimation for exercise of call option

    Company Update
    Intimation W.R.T Grant Of Stock Options

    Intimation w.r.t grant of stock options

    Filed with BSE (scrip 524000); the last 45 days. Documents open at bseindia.com.

    SEBI filings & orders

    From SEBI's website. An order may concern the company, its officers or trading in its shares, and may be under appeal - read the order itself. Personal identifiers are withheld.

    Regulatory orders

    • Order

      Order in respect of Abhijit Pawar in the matter of Magma Fincorp Ltd. - now known as Poonawalla Fincorp Ltd.

      16 Jan 2024
      Read on SEBI
    • Order

      Revocation Order in the matter of Magma Fincorp Ltd. - now known as Poonawalla Fincorp Ltd.

      22 Jun 2023
      Read on SEBI
    • Settlement order

      Settlement Order in respect of Mr. Amit Agrawal and Mr. Murlidhar Agrawal in the matter of POONAWALLA FINCORP LTD. (PREVIOUSLY KNOWN AS MAGMA FINCORP LTD.)

      17 May 2023
      Read on SEBI
    • Settlement order

      Settlement Order in respect of Mr. Rakesh Bhojgdhiya and Rakesh Bhojgdhiya HUF in the matter of POONAWALLA FINCORP LTD. (PREVIOUSLY KNOWN AS MAGMA FINCORP LTD.)

      17 May 2023
      Read on SEBI
    • Settlement order

      Settlement Order in respect of Surabhi Shah and Saumil Shah in the matter of Poonawalla Fincorp Ltd. (Previously Known as Magma Fincorp Ltd.)

      26 Apr 2023
      Read on SEBI

    Documents

    Annual reports

    Earnings calls

    Credit ratings

    Documents open at BSE or the rating agency that issued them.

    Sourced from the company's NSE XBRL filing dated 31 Jan 2025 (unaudited). View the source filing. Figures are as filed and are not investment advice.