Poonawalla Fincorp

    POONAWALLA
    NBFC
    ₹413.00
    Price as of 25 Oct 2026, 10:28 pm IST

    Market cap ₹36,369 Cr

    P/E
    32.29
    Day range
    ₹409.30 – ₹433.70
    52-week range
    ₹361.20 – ₹512.50
    Volume
    19.14 L
    Open
    ₹430.50
    Prev close
    ₹432.45

    Latest results · Q2 FY27(consolidated)Revenue ₹2,625 Cr+70.2%Profit ₹375 Cr+405.2%Margin 14.3%YoY vs the same quarter last year

    1 red flag to read up on

    • medium

      Promoter holding falling

      59.01%, down 4.94 pts since 2025-12-31 · 30 Sept 2026

    From NSE and BSE filings. A flag is a reason to read the filing, not a rating.

    POONAWALLA in NSE indices and F&O

    Research profile

    Composite 38 / 100

    Factor percentiles

    Value39
    Quality29
    Momentum49
    Low volatility36

    Derived metrics

    Earn. yield
    3.1%
    Graham no.
    ₹208.33
    vs Graham
    -49.6%
    ROE ÷ P/B
    2.2%
    12-1 mom.
    -8.8%
    Return / vol
    -0.54
    Piotroski
    5/6
    FCF yield
    -60.2%
    PEG
    0.10

    Appears in 11 scans

    Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.

    Peer comparison

    All 68 in NBFC
    Largest NBFC companies tracked, with sector medians
    CompanyM-capP/EP/BROEROCEOPMD/ESales YoY
    Bajaj FinanceBAJFINANCE₹5.78 L Cr26.674.7618.4%10.9%—4.08+22.8%
    National Stock Exchange of IndiaNSE₹4.13 L Cr39.37—33.0%41.0%78.0%0.01—
    Bajaj FinservBAJAJFINSV₹2.65 L Cr26.273.4526.2%11.0%41.0%5.52+19.1%
    Shriram FinanceSHRIRAMFIN₹2.04 L Cr14.421.8216.4%11.5%—2.12+15.8%
    Jio Financial ServicesJIOFIN₹1.35 L Cr77.961.051.2%2.0%63.0%0.32+73.2%
    BSE LtdBSE₹1.31 L Cr47.0019.9144.8%60.0%67.0%0.00+63.5%
    ICICI Prudential Asset Management CompanyICICIAMC₹1.31 L Cr37.6725.1985.8%115.0%73.0%0.00+16.3%
    Poonawalla FincorpPOONAWALLA₹36,369 Cr32.292.655.9%7.5%—4.31+70.2%
    Sector median₹26,914 Cr20.192.7115.3%11.4%54.0%1.74+20.3%

    Sector as classified in the tracked universe; medians use every tracked NBFC company, and P/E only profitable ones. Tinted figures beat the median.

    Latest news

    Updated 7d ago

    Headlines about Poonawalla Fincorp from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.

    Key metrics

    P/E (TTM)
    33.4
    EPS (TTM)
    ₹9.48
    Price / Book
    2.65
    ROE (FY26)
    5.9%
    Dividend yield
    0.00%

    Moving averages (NSE)

    20-day
    ₹444.29
    Price below
    50-day
    ₹460.1
    Price below
    200-day
    ₹440.79
    Price below

    Charts & trends

    From company filings. Amounts in ₹ crore.

    Revenue 3Y CAGR
    +46.1%
    Profit 3Y CAGR
    -7.5%
    Revenue YoY (Sep 2026)
    +70.2%
    Profit YoY (Sep 2026)
    +406.8%
    Net margin
    14.3%

    Revenue, profit & margin - quarterly

    ₹ crore; a loss shows red. Operating margin below, same periods.

    -1K Cr0 Cr1K Cr2K Cr3K Cr
    • Revenue
    • Net profit

    Operating margin

    Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Sep 2026

    Who owns the company

    % of equity by quarter, latest Sept 2026

    Dec '24Mar '25Jun '25Sept '25Dec '25Mar '26Jun '26Sept '260%25%50%75%100%
    • Promoter
    • DII
    • Public
    • FII
    • Others

    Cash flows

    Where cash came from and went, by fiscal year (₹ crore)

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026-40K Cr-20K Cr0 Cr20K Cr40K Cr
    • Operating
    • Investing
    • Financing
    • Free cash flow

    Return on equity

    Net profit over shareholders' equity, by fiscal year

    FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26-40%-20%0%20%40%15% screen

    Equity vs debt

    Shareholders' equity against borrowings (₹ crore); the ratio below, same years.

    0 Cr20K Cr40K Cr60K Cr
    • Equity
    • Debt

    Debt to equity

    Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 20260x5x10x

    Dividends per share

    ₹ by fiscal year of the ex-date; the latest year runs to date.

    FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24₹0₹1₹2₹3₹4

    Financial statements

    ₹ Crore
    Quarterly results, oldest period first, figures in rupees crore
    Line itemDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
    Revenue7639159789891,0571,1661,3141,5421,8182,1152,3302,624
    Interest2242813203523854585466387398449221,035
    Expenses1782412721,2606326156627848559109741,054
    Financing Profit361393386-6224093105121224362435535
    Financing Margin %47%43%39%-63%4%8%8%8%12%17%19%20%
    Other Income11718807000570
    Depreciation151415161520222224263034
    Profit before tax357385390-63025808399200341411501
    Tax %26%14%25%-25%26%22%25%25%25%25%25%25%
    Net Profit265332292-47119626374150255308375
    EPS in Rs₹3.45₹4.28₹3.76₹-6.06₹0.24₹0.80₹0.80₹0.91₹1.85₹3.13₹3.49₹4.26

    From company filings, updated 24 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.

    Strengths, risks & growth

    Poonawalla Fincorp Limited (erstwhile Magma Fincorp Limited) is a non-deposit taking NBFC registered with RBI. It is engaged in providing consumer and MSME financing, as well as General Insurance services. [1] [2]

    Strengths

    • Company is expected to give good quarter

    Risks

    • Stock is trading at 2.64 times its book value
    • Company has low interest coverage ratio.
    • Company has a low return on equity of 5.94% over last 3 years.
    • Company might be capitalizing the interest cost
    • Dividend payout has been low at 3.05% of profits over last 3 years
    • Promoter holding has decreased over last 3 years: -3.09%

    Compounded Sales Growth

    10 Years
    +10%
    5 Years
    +24%
    3 Years
    +46%
    TTM
    +75%

    Compounded Profit Growth

    10 Years
    +10%
    5 Years
    +24%
    3 Years
    +5%
    TTM
    +399%

    Stock Price CAGR

    10 Years
    +14%
    5 Years
    +22%
    3 Years
    +5%
    1 Year
    -15%

    Return on Equity

    10 Years
    +5%
    5 Years
    +6%
    3 Years
    +6%
    Last Year
    +6%

    Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.

    Shareholding pattern

    Percentage of shares held by each category at each quarter end
    HolderDec 2025Mar 2026Jun 2026Sept 2026Change
    Promoter63.95%63.93%59.02%59.01%-0.01 pp
    FII10.61%10.21%10.96%11.64%+0.68 pp
    DII12.22%12.14%16.74%17.15%+0.41 pp
    Public12.62%13.15%12.75%12.20%-0.55 pp
    Others0.59%0.59%0.53%0.00%-0.53 pp

    Filed with NSE for Sept 2026: promoters 59.01%, public 40.99% · XBRL filing

    Analysts & fund holdings

    86%
    86% recommend buy
    7 analysts cover the stock
    Valuation vs Consumer Finance
    P/E32.3 vs 16.4
    Sector P/B2.12
    Beta1.46

    Who holds the shares, quarter by quarter

    Mutual funds 11.75% (+0.47 pp)
    Sept 25
    Dec 25
    Mar 26
    Apr 26
    Jun 26
    Sept 26
    • Promoters59.0%
    • Foreign institutions11.6%
    • Mutual funds11.8%
    • Insurance4.3%
    • Other domestic institutions1.2%
    • Retail5.4%
    • Others6.8%
    Mutual funds holding the most
    Fund% of company% of fund3-month change
    Kotak Mid Cap Fund2.21%1.31%+0.03 pp
    Kotak Multi Cap Fund1.32%1.72%-0.13 pp
    Kotak Large & Mid Cap Fund0.91%1.18%+0.03 pp
    Nippon India Small Cap Fund0.91%0.44%-0.01 pp
    Kotak Multi Asset Allocation Fund0.49%1.27%-0.07 pp

    Scorecard

    Performance
    Avg
    Valuation
    High
    Growth
    Low
    Profitability
    Avg
    Entry point
    Good
    Red flags
    Low

    Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.

    Risk & trend

    From 275 daily sessions to 23 Oct 2026.

    Computed

    Risk

    Volatility (1Y)
    37.5%
    Downside volatility
    34.4%
    Worst 5% of days
    3.5%
    Average of that tail
    4.7%
    Max drawdown (1Y)
    32.1%
    Below its peak
    23.9%

    Against the market

    Beta vs Nifty 50
    1.44
    Correlation
    0.51
    Relative strength (3M)
    -5.9%
    ATR (14)
    4.0%

    Return

    Return 1M
    -12.5%
    Return 3M
    -11.2%
    Return 6M
    -2.6%
    Return 1Y
    -20.1%
    vs 200-day average
    -6.3%

    Momentum

    RSI (14)
    34.3
    MACD histogram
    -1.96
    Stochastic %K
    5.0
    ADX (14)
    12.9
    +DI / −DI
    20.2 / 28.0
    Money flow index
    73.2

    Participation

    Delivery (20d avg)
    49.2%
    vs its 60-day baseline
    -2.0 pts
    Volume vs 20-day
    -0.2σ
    Close vs day's VWAP
    -0.5%
    52-week position
    26 / 100

    These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.

    Financial quality

    From consolidated statements to 31 Mar 2026.

    Computed

    Piotroski F-Score

    5 of 6 tested

    • Return on assets positive — passed
    • Operating cash flow positive — not testableno cash flow statement for this period
    • Return on assets improving — passed
    • Cash flow exceeds profit — not testableneeds cash flow and profit against assets
    • Debt to assets falling — failed
    • Current ratio improving — passed
    • No new equity issued — not testableno share count is collected, and financing cash flow mixes equity with debt
    • Operating margin improving — passed
    • Asset turnover improving — passed
    Free cash flow
    -₹21,893 Cr
    FCF yield
    -60.2%
    Cash conversion
    -40.21
    Accruals ratio
    0.370
    Net debt
    ₹48,150 Cr
    Net debt / equity
    4.65
    EV / sales
    9.50
    PEG
    0.10
    Capex intensity
    1.6%
    Revenue CAGR
    81.4%
    Profit CAGR
    308.8%

    Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.

    Insider trades

    Last 12 months, market trades
    No market trades
    0 buys · ₹0
    0 sells · ₹0
    Latest insider trades disclosed to NSE
    PersonTypeSharesValueDisclosed
    RISING SUN HOLDINGS PRIVATE LIMITED
    Promoters · Preferential Offer
    		Buy3,31,48,102₹1500 Cr19 Sept 2025

    Disclosures filed with NSE under SEBI (Prohibition of Insider Trading) Regulations. Pledges and releases are not trades and are not counted above.

    Corporate actions

    • other
      Not available — not reported in this filing

      Annual General Meeting

      16 Jul 2024
      ex-date
    • dividend
      ₹2.00

      Interim Dividend - Rs 2 Per Share

      31 Jan 2024
      ex-date
    • dividend
      ₹2.00

      Annual General Meeting/Dividend - Rs 2 Per Share

      18 Jul 2023
      ex-date
    • dividend
      ₹0.40

      Annual General Meeting/Dividend - Rs 0.40 Per Share

      21 Jul 2022
      ex-date
    • dividend
      ₹0.80

      Annual General Meeting/Dividend - Rs 0.80 Per Share

      24 Jul 2019
      ex-date
    • dividend
      Not available — not reported in this filing

      Dividend- Re 0.80 Per Share

      25 Jul 2018
      ex-date
    • dividend
      Not available — not reported in this filing

      Dividend-Re 0.80 Per Share

      25 Jul 2017
      ex-date
    • dividend
      Not available — not reported in this filing

      Dividend - Re 0.80/- Per Share

      27 Jul 2016
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting/Dividend Re - 0.80/- Per Share

      23 Jul 2015
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting /Dividend Re 0.80 Per Equity Share

      23 Jul 2014
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting /Dividend Re 0.80 Per Equity Share

      10 Jul 2013
      ex-date
    • dividend
      Not available — not reported in this filing

      Annual General Meeting And Dividend Re.0.60 Per Share

      4 Jul 2012
      ex-date
    • dividend
      Not available — not reported in this filing

      Dividend-Re.0.60 Per Share

      13 Jun 2011
      ex-date
    • split
      ₹2.00

      Face Value Split From Rs.10/- To Rs.2/-

      13 Aug 2010
      ex-date
    • dividend
      ₹2.00

      Dividend-Rs.2/- Per Share

      7 Jul 2010
      ex-date
    • dividend
      Not available — not reported in this filing

      Dividend-Re.1/- Per Share

      28 Aug 2009
      ex-date
    • other
      Not available — not reported in this filing

      Agm/Div-Rs.2 Per Share

      14 Jul 2008
      ex-date
    • dividend
      Not available — not reported in this filing

      Agm/Dividend-20%

      24 Aug 2007
      ex-date
    • dividend
      Not available — not reported in this filing

      Agm/Dividend-18%

      25 Jul 2006
      ex-date
    • dividend
      Not available — not reported in this filing

      Agm/Dividend-15%

      21 Jul 2005
      ex-date

    Company announcements

    Company Update
    Announcement under Regulation 30 (LODR)-Monitoring Agency Report

    Monitoring Agency Report

    AGM/EGM
    Shareholder Meeting / Postal Ballot-Notice of Postal Ballot

    Intimation w.r.t. Notice of Postal Ballot

    Company Update
    Announcement under Regulation 30 (LODR)-Earnings Call Transcript

    Intimation w.r.t Earnings call Transcript

    Company Update
    Announcement under Regulation 30 (LODR)-Newspaper Publication

    Intimation w.r.t Newspaper Publication

    Company Update
    Announcement under Regulation 30 (LODR)-Earnings Call Transcript

    Earnings Call Transcript Q2 FY27 Audio Transcript

    Company Update
    Related Party Transaction Statement For Half Year Ended September 30, 2026

    Related Party Transaction Statement for the half year ended September 30, 2026

    Others
    Compliances-Reg. 54 - Asset Cover details

    Asset Cover details

    Others
    Asset Liability Management (ALM) statement

    Asset Liability Management Statement

    Company Update
    Statement Of Deviation & Variation

    Statement of Deviation & Variation

    Company Update
    Announcement under Regulation 30 (LODR)-Press Release / Media Release

    Press release on Unaudited Financial Results and Financial performance of the Company for Quarter ended September 30, 2026

    Company Update
    Announcement under Regulation 30 (LODR)-Investor Presentation

    Investor Presentation for Q2 FY2026-27

    Result
    Financial Results For Q2 FY2026-27

    Financial Results for Q2 FY2026-27

    Board Meeting
    Board Meeting Outcome for Outcome Of Board Meeting Held On October 09, 2026

    Outcome of Board Meeting held on October 09, 2026

    Company Update
    Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018

    Certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018

    Company Update
    Information Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulation, 2015 R/W Schedule A Of Reg. 8 Of SEBI (Prohibition Of Insider Trading) Regulations, 2015

    Intimation under Regulation 30 of SEBI listing Regulations, 2015

    Filed with BSE (scrip 524000); the last 45 days. Documents open at bseindia.com.

    SEBI filings & orders

    From SEBI's website. An order may concern the company, its officers or trading in its shares, and may be under appeal - read the order itself. Personal identifiers are withheld.

    Regulatory orders

    • Order

      Order in respect of Abhijit Pawar in the matter of Magma Fincorp Ltd. - now known as Poonawalla Fincorp Ltd.

      16 Jan 2024
      Read on SEBI
    • Order

      Revocation Order in the matter of Magma Fincorp Ltd. - now known as Poonawalla Fincorp Ltd.

      22 Jun 2023
      Read on SEBI
    • Settlement order

      Settlement Order in respect of Mr. Amit Agrawal and Mr. Murlidhar Agrawal in the matter of POONAWALLA FINCORP LTD. (PREVIOUSLY KNOWN AS MAGMA FINCORP LTD.)

      17 May 2023
      Read on SEBI
    • Settlement order

      Settlement Order in respect of Mr. Rakesh Bhojgdhiya and Rakesh Bhojgdhiya HUF in the matter of POONAWALLA FINCORP LTD. (PREVIOUSLY KNOWN AS MAGMA FINCORP LTD.)

      17 May 2023
      Read on SEBI
    • Settlement order

      Settlement Order in respect of Surabhi Shah and Saumil Shah in the matter of Poonawalla Fincorp Ltd. (Previously Known as Magma Fincorp Ltd.)

      26 Apr 2023
      Read on SEBI

    Documents

    Annual reports

    Earnings calls

    Credit ratings

    Documents open at BSE or the rating agency that issued them.

    Sourced from the company's NSE XBRL filing dated 10 Oct 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.

    FAQ

    Poonawalla Fincorp: common questions

    Answered from the figures on this page.

    Poonawalla Fincorp last traded at ₹413.00 (NSE, as of 25 Oct 2026). The last session moved it down 4.50%.

    Poonawalla Fincorp is valued at about ₹36,369 crore (NSE, as of 25 Oct 2026).

    Poonawalla Fincorp trades at a price-to-earnings ratio of 32.29 (NSE, as of 25 Oct 2026). The P/E compares the share price with earnings per share, so it is only comparable between companies in the same industry.

    Poonawalla Fincorp has traded between ₹361.20 and ₹512.50 over the past 52 weeks, to 25 Oct 2026. It is currently 34% of the way up that range.

    Poonawalla Fincorp (POONAWALLA) is classified under NBFC on this site's screener.