IDBI Bank
Market cap ₹82,191 Cr
- P/E
- 9.89
- Day range
- ₹76.20 – ₹80.50
- 52-week range
- ₹61.01 – ₹118.38
- Volume
- 91.86 L
- Open
- ₹80.30
- Prev close
- ₹79.80
Latest results · Q2 FY27(consolidated)Revenue ₹8,519 Cr+19.8%Profit ₹2,226 Cr-31.3%Margin 26.1%YoY vs the same quarter last year
2 red flags to read up on
- medium
Material exchange filing
Reply To Clarification Sought By Exchange · 15 Oct 2026
- medium
Material exchange filing
Clarification sought from IDBI Bank Ltd · 14 Oct 2026
From NSE and BSE filings. A flag is a reason to read the filing, not a rating.
IDBI in NSE indices and F&O
Research profile
Composite 48 / 100Factor percentiles
Derived metrics
- Earn. yield
- 10.1%
- Graham no.
- ₹106.09
- vs Graham
- +38.8%
- ROE ÷ P/B
- 12.0%
- 12-1 mom.
- -9.7%
- Return / vol
- -0.35
- FCF yield
- 20.0%
- PEG
- 1.88
Appears in 13 scans
Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.
Peer comparison
All 34 in Banking| Company | M-cap | P/E | P/B | ROE | ROCE | OPM | D/E | Sales YoY |
|---|---|---|---|---|---|---|---|---|
| HDFC BankHDFCBANK | ₹10.69 L Cr | 15.14 | 1.77 | 14.3% | 7.0% | — | 0.98 | +9.4% |
| ICICI BankICICIBANK | ₹10.01 L Cr | 17.12 | 2.59 | 17.1% | 7.2% | — | 0.76 | +16.2% |
| State Bank of IndiaSBIN | ₹8.85 L Cr | 10.27 | 1.42 | 16.0% | 6.1% | — | 1.30 | +8.4% |
| Kotak Mahindra BankKOTAKBANK | ₹4.28 L Cr | 21.10 | 2.36 | 11.4% | 7.0% | — | 0.53 | +6.4% |
| Axis BankAXISBANK | ₹3.79 L Cr | 12.70 | 1.64 | 13.2% | 6.2% | — | 1.41 | +17.9% |
| Punjab National BankPNB | ₹1.38 L Cr | 6.06 | 0.86 | 13.0% | 6.1% | — | 0.86 | +8.5% |
| Union Bank of IndiaUNIONBANK | ₹1.37 L Cr | 6.21 | 0.95 | 15.7% | 6.3% | — | 0.71 | +8.3% |
| IDBI BankIDBI | ₹82,191 Cr | 9.89 | 1.18 | 14.2% | 5.9% | — | 0.45 | +19.8% |
| Sector median | ₹56,581 Cr | 9.63 | 1.19 | 13.1% | 6.3% | — | 0.87 | +15.2% |
Sector as classified in the tracked universe; medians use every tracked Banking company, and P/E only profitable ones. Tinted figures beat the median.
Latest news
Updated 8d agoHeadlines about IDBI Bank from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.
Key metrics
- P/E (TTM)
- 9.9
- EPS (TTM)
- ₹8.67
- Price / Book
- 1.13
- ROE (FY26)
- 14.2%
- Dividend yield
- 0.00%
Moving averages (NSE)
- 20-day
- ₹83.57
- Price below
- 50-day
- ₹84.78
- Price below
- 200-day
- ₹86.42
- Price below
Charts & trends
From company filings. Amounts in ₹ crore.
Revenue, profit & margin - quarterly
₹ crore; a loss shows red. Operating margin below, same periods.
- Revenue
- Net profit
Operating margin
Who owns the company
% of equity by quarter, latest Sept 2026
- Promoter
- Public
- FII
- DII
- Government
Cash flows
Where cash came from and went, by fiscal year (₹ crore)
- Operating
- Investing
- Financing
- Free cash flow
Return on equity
Net profit over shareholders' equity, by fiscal year
Equity vs debt
Shareholders' equity against borrowings (₹ crore); the ratio below, same years.
- Equity
- Debt
Debt to equity
Dividends per share
₹ by fiscal year of the ex-date; the latest year runs to date.
Financial statements
| Line item | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6,549 | 6,995 | 6,670 | 7,445 | 7,819 | 6,983 | 7,027 | 7,109 | 7,080 | 7,804 | 7,549 | 8,519 |
| Interest | 3,102 | 3,298 | 3,428 | 3,562 | 3,583 | 3,683 | 3,851 | 3,816 | 3,862 | 3,944 | 4,053 | 4,282 |
| Expenses | 2,444 | 2,565 | 1,553 | 2,781 | 2,382 | 2,415 | 2,091 | 1,651 | 2,000 | 2,757 | 1,751 | 2,740 |
| Financing Profit | 1,003 | 1,132 | 1,688 | 1,102 | 1,854 | 885 | 1,085 | 1,642 | 1,218 | 1,102 | 1,745 | 1,497 |
| Financing Margin % | 15% | 16% | 25% | 15% | 24% | 13% | 15% | 23% | 17% | 14% | 23% | 18% |
| Other Income | 1,031 | 961 | 857 | 1,368 | 810 | 2,107 | 1,472 | 2,155 | 1,271 | 1,714 | 1,084 | 1,417 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 2,034 | 2,093 | 2,546 | 2,470 | 2,664 | 2,991 | 2,557 | 3,797 | 2,489 | 2,816 | 2,829 | 2,914 |
| Tax % | 27% | 21% | 32% | 25% | 28% | 31% | 21% | 15% | 21% | 29% | 25% | 24% |
| Net Profit | 1,515 | 1,672 | 1,739 | 1,869 | 1,954 | 2,094 | 2,024 | 3,241 | 1,959 | 2,013 | 2,131 | 2,226 |
| EPS in Rs | ₹1.40 | ₹1.55 | ₹1.61 | ₹1.73 | ₹1.81 | ₹1.94 | ₹1.88 | ₹3.00 | ₹1.82 | ₹1.87 | ₹1.98 | ₹2.06 |
From company filings, updated 26 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.
Strengths, risks & growth
IDBI Bank is engaged in the business of Monetary intermediation of commercial banks, saving banks, postal savings bank and discount houses.
Strengths
- Stock is trading at 1.13 times its book value
- Company has delivered good profit growth of 43.5% CAGR over last 5 years
Risks
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of 7.78% over past five years.
- Company has a low return on equity of 13.2% over last 3 years.
- Contingent liabilities of Rs.2,89,480 Cr.
- Company might be capitalizing the interest cost
Compounded Sales Growth
- 10 Years
- 0%
- 5 Years
- +8%
- 3 Years
- +12%
- TTM
- +7%
Compounded Profit Growth
- 10 Years
- +16%
- 5 Years
- +43%
- 3 Years
- +35%
- TTM
- -11%
Stock Price CAGR
- 10 Years
- 0%
- 5 Years
- +8%
- 3 Years
- +7%
- 1 Year
- -19%
Return on Equity
- 10 Years
- -3%
- 5 Years
- +11%
- 3 Years
- +13%
- Last Year
- +14%
Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.
Shareholding pattern
| Holder | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 | Change |
|---|---|---|---|---|---|
| Promoter | 94.72% | 94.72% | 94.72% | 94.72% | 0.00 pp |
| FII | 0.52% | 0.56% | 0.45% | 0.47% | +0.02 pp |
| DII | 0.12% | 0.08% | 0.10% | 0.19% | +0.09 pp |
| Government | 0.01% | 0.01% | 0.01% | 0.01% | 0.00 pp |
| Public | 4.65% | 4.63% | 4.71% | 4.62% | -0.09 pp |
Filed with NSE for Sept 2026: promoters 94.71%, public 5.29% · XBRL filing
Analysts & fund holdings
Who holds the shares, quarter by quarter
Mutual funds 0.13% (+0.06 pp)- Promoters94.7%
- Foreign institutions0.5%
- Mutual funds0.1%
- Insurance0.1%
- Other domestic institutions0.0%
- Retail2.1%
- Others2.5%
| Fund | % of company | % of fund | 3-month change |
|---|---|---|---|
| Quant Multi Cap Fund | 0.05% | 0.58% | +0.58 pp |
| Quant Mid Cap Fund | 0.04% | 0.47% | +0.47 pp |
| Union Multicap Fund | 0.01% | 0.71% | +0.71 pp |
| Nippon India Nifty Smallcap 250 Index Fund | 0.01% | 0.21% | -0.01 pp |
| SBI Nifty Smallcap 250 Index Fund | 0.00% | 0.21% | -0.01 pp |
Scorecard
- Performance
- Low
- Valuation
- Avg
- Growth
- Avg
- Profitability
- High
- Entry point
- Avg
- Red flags
- Low
Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.
Risk & trend
From 275 daily sessions to 23 Oct 2026.
Risk
- Volatility (1Y)
- 47.5%
- Downside volatility
- 46.1%
- Worst 5% of days
- 4.1%
- Average of that tail
- 7.7%
- Max drawdown (1Y)
- 47.0%
- Below its peak
- 34.1%
Against the market
- Beta vs Nifty 50
- 1.27
- Correlation
- 0.36
- Relative strength (3M)
- -4.8%
- ATR (14)
- 4.6%
Return
- Return 1M
- -7.8%
- Return 3M
- -10.1%
- Return 6M
- +2.6%
- Return 1Y
- -16.7%
- vs 200-day average
- -11.5%
Momentum
- RSI (14)
- 35.6
- MACD histogram
- -0.73
- Stochastic %K
- 1.4
- ADX (14)
- 14.1
- +DI / −DI
- 21.6 / 26.4
- Money flow index
- 49.8
Participation
- Delivery (20d avg)
- 37.3%
- vs its 60-day baseline
- -1.0 pts
- Volume vs 20-day
- -0.3σ
- Close vs day's VWAP
- -1.2%
- 52-week position
- 27 / 100
These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.
Financial quality
From consolidated statements to 30 Jun 2026.
No F-Score: it needs two reporting periods a year apart that carry both an income statement and a balance sheet, and this company's filings do not yet line up that way. The ratios below need only the one period and are unaffected.
- Free cash flow
- ₹16,434 Cr
- FCF yield
- 20.0%
- Cash conversion
- 1.82
- Accruals ratio
- -0.016
- Net debt
- -₹703 Cr
- Net debt / equity
- -0.01
- EV / sales
- 2.63
- PEG
- 1.88
- Capex intensity
- 1.1%
- Revenue CAGR
- 7.4%
- Profit CAGR
- 5.3%
Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.
Corporate actions
- dividend₹2.10
Dividend - Rs 2.10 Per Share
15 Jul 2025ex-date - dividend₹1.50
Dividend - Rs 1.50 Per Share
16 Jul 2024ex-date - otherNot available — not reported in this filing
Annual General Meeting
16 Jul 2024ex-date - dividendNot available — not reported in this filing
Annual General Meeting/Dividend - Re 1 Per Share
6 Jul 2023ex-date - otherNot available — not reported in this filing
Annual General Meeting
14 Jul 2022ex-date - otherNot available — not reported in this filing
Annual General Meeting
2 Aug 2021ex-date - otherNot available — not reported in this filing
Annual General Meeting
7 Aug 2020ex-date - otherNot available — not reported in this filing
Annual General Meeting
9 Aug 2019ex-date - otherNot available — not reported in this filing
Annual General Meeting
3 Aug 2018ex-date - otherNot available — not reported in this filing
Annual General Meeting
10 Jul 2017ex-date - otherNot available — not reported in this filing
Annual General Meeting (Book Closure Start Date Revised)
14 Jul 2016ex-date - dividendNot available — not reported in this filing
Annual General Meeting/ Dividend - Re 0.75/- Per Share
4 Aug 2015ex-date - dividendNot available — not reported in this filing
Annual General Meeting / Dividend - Re 0.275/- Per Share
26 Jun 2014ex-date - otherNot available — not reported in this filing
Agm E-Voting
15 May 2014ex-date - dividendNot available — not reported in this filing
Interim Dividend - Re 0.725/- Per Share
23 Jan 2014ex-date - dividend₹3.50
Annual General Meeting And Dividend Rs.3.50 Per Share
29 Aug 2013ex-date - dividend₹1.50
Annual General Meeting/Dividend Of Rs 1.50 Per Share
31 Aug 2012ex-date - dividend₹2.00
Interim Dividend Rs.2/- Per Share
9 Feb 2012ex-date - dividend₹3.50
Dividend Rs 3.50 Per Share
2 Sept 2011ex-date - dividend₹3.00
Dividend-Rs.3/- Per Share
16 Jul 2010ex-date
Company announcements
Attached herewith Newspaper Publication w.r.t. Un-Audited Financial Results for quarter and half year ended September 30, 2026. Kindly Acknowledge.
Attached herewith Press Release on Financial Results for the quarter and half year ended September 30, 2026. Kindly Acknowledge.
Attached herewith the Un-audited Financial Results for the quarter and half year ended September 30, 2026 along with Limited Review Report submitted by the Statutory Auditors. Kindly Acknowledge.
Please find attached herewith Bank's reply to the Clarification sought by the Exchange. Kindly Acknowledge.
Attached herewith details on captioned subject. Kindly Acknowledge.
The Exchange has sought clarification from IDBI Bank Ltd on October 14, 2026, with reference to news appeared in https://www.moneycontrol.com/ dated October 14, 2026 quoting "Cabinet Approves ....
IDBI Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 17/10/2026 ,inter alia, to consider and approve the Un-audited Financial Results ....
Attached herewith Intimation under SEBI (LODR) Regulations, 2015. Kindly Acknowledge.
Attached herewith certificate under Reg. 74(5) of SEBI (DP) Regulations, 2018. Kindly Acknowledge.
Attached herewith details about closure of Trading Window. Kindly Acknowledge receipt.
Attached herewith Notice of proposed Bank Strike. Kindly Acknowledge receipt.
Attached herewith the Credit Rating report received from India Ratings. Kindly Acknowledge receipt.
Attached herewith Notice of proposed Bank Strike. Kindly Acknowledge.
Attached herewith the reply to clarification sought by BSE on Market rumor verification
The Exchange has sought clarification from IDBI Bank Ltd on September 8, 2026, with reference to news appeared in https://economictimes.indiatimes.com/ dated September 8, 2026, quoting ....
Filed with BSE (scrip 500116); the last 45 days. Documents open at bseindia.com.
SEBI filings & orders
From SEBI's website. An order may concern the company, its officers or trading in its shares, and may be under appeal - read the order itself. Personal identifiers are withheld.
Buybacks, open offers & rights issues
- Open offer
IDBI Bank Ltd.
8 Oct 2018Read on SEBI
Regulatory orders
- Order
Order of the Hon’ble Additional District Munsif, Vellore, Vellore District in O.S. No. 188/2016- K.S. Chandrasekaran Vs IDBI Bank Limited and 2 others
14 Sept 2022Read on SEBI - Order
Order passed by the Hon’ble Court of Additional District Munsif, Vellore in O.S. No. 188/2016– K S Chandrasekaran Vs IDBI Bank Ltd & others
14 Sept 2022Read on SEBI - Order
Exemption order under regulation 11 of SEBI (SAST) Regulations, 2011 in the matter of IDBI Bank Limited
27 Mar 2018Read on SEBI - Adjudication order
Adjudication order against IDBI Bank Limited in Sankhya Infotech Ltd
17 Jan 2018Read on SEBI - Adjudication order
Adjudication Order in respect to IDBI Bank Ltd in the matter of Welspun India Ltd
26 Feb 2014Read on SEBI
Documents
Annual reports
Credit ratings
- Rating update · 23 Oct from fitch
- Rating update · 23 Oct from crisil
- Rating update · 22 Oct from care
- Rating update · 18 Sep from fitch
- Rating update · 28 Aug from icra
- Rating update · 26 Aug from care
Documents open at BSE or the rating agency that issued them.
Sourced from the company's NSE XBRL filing dated 17 Oct 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.
IDBI Bank: common questions
Answered from the figures on this page.
