HUDCO
Market cap ₹29,078 Cr
- P/E
- 6.83
- Day range
- ₹142.58 – ₹147.30
- 52-week range
- ₹142.58 – ₹246.85
- Volume
- 16.49 L
- Open
- ₹145.50
- Prev close
- ₹146.02
Latest results · Q1 FY27(consolidated)Revenue ₹3,717 Cr+26.6%Profit ₹851 Cr+35.0%Margin 22.9%YoY vs the same quarter last year
No red flags in exchange filings: no rising pledge, promoter selling, surveillance or critical filing on record.
HUDCO in NSE indices and F&O
Research profile
Composite 35 / 100Factor percentiles
Derived metrics
- Earn. yield
- 14.6%
- Graham no.
- ₹228.75
- vs Graham
- +57.5%
- ROE ÷ P/B
- 15.2%
- 12-1 mom.
- -23.4%
- Return / vol
- -1.09
- Piotroski
- 2/5
- FCF yield
- -116.1%
- PEG
- 0.04
Appears in 18 scans
Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.
Peer comparison
All 68 in NBFC| Company | M-cap | P/E | P/B | ROE | ROCE | OPM | D/E | Sales YoY |
|---|---|---|---|---|---|---|---|---|
| Bajaj FinanceBAJFINANCE | ₹5.72 L Cr | 26.38 | 4.69 | 18.4% | 10.9% | — | 4.08 | +22.8% |
| National Stock Exchange of IndiaNSE | ₹4.30 L Cr | 41.00 | — | 33.0% | 41.0% | 78.0% | 0.01 | — |
| Bajaj FinservBAJAJFINSV | ₹2.67 L Cr | 26.53 | 3.40 | 26.2% | 11.0% | 41.0% | 5.52 | +19.1% |
| Shriram FinanceSHRIRAMFIN | ₹1.94 L Cr | 13.75 | 1.82 | 16.4% | 11.5% | — | 2.12 | +15.8% |
| BSE LtdBSE | ₹1.36 L Cr | 48.87 | 19.70 | 44.8% | 60.0% | 67.0% | 0.00 | +63.5% |
| ICICI Prudential Asset Management CompanyICICIAMC | ₹1.36 L Cr | 39.12 | 24.56 | 85.8% | 115.0% | 73.0% | 0.00 | +16.3% |
| Jio Financial ServicesJIOFIN | ₹1.36 L Cr | 78.03 | 1.05 | 1.2% | 2.0% | 63.0% | 0.32 | +73.2% |
| HUDCOHUDCO | ₹29,078 Cr | 6.83 | 1.33 | 20.2% | 8.4% | — | 6.45 | +26.6% |
| Sector median | ₹27,183 Cr | 19.78 | 2.65 | 15.3% | 11.4% | 54.0% | 1.74 | +19.9% |
Sector as classified in the tracked universe; medians use every tracked NBFC company, and P/E only profitable ones. Tinted figures beat the median.
Latest news
Updated 28d agoHeadlines about HUDCO from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.
Key metrics
- P/E (TTM)
- 6.9
- EPS (TTM)
- ₹21.24
- Price / Book
- 1.32
- ROE (FY26)
- 20.2%
- Dividend yield
- 4.14%
Moving averages (NSE)
- 20-day
- ₹161.75
- Price below
- 50-day
- ₹173.25
- Price below
- 200-day
- ₹193.46
- Price below
Charts & trends
From company filings. Amounts in ₹ crore.
Revenue, profit & margin - quarterly
₹ crore; a loss shows red. Operating margin below, same periods.
- Revenue
- Net profit
Operating margin
Who owns the company
% of equity by quarter, latest Sept 2026
- Promoter
- Public
- DII
- FII
Cash flows
Where cash came from and went, by fiscal year (₹ crore)
- Operating
- Investing
- Financing
- Free cash flow
Return on equity
Net profit over shareholders' equity, by fiscal year
Equity vs debt
Shareholders' equity against borrowings (₹ crore); the ratio below, same years.
- Equity
- Debt
Debt to equity
Dividends per share
₹ by fiscal year of the ex-date; the latest year runs to date.
Financial statements
| Line item | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,865 | 2,013 | 2,065 | 2,188 | 2,518 | 2,760 | 2,845 | 2,937 | 3,219 | 3,431 | 3,563 | 3,717 |
| Interest | 1,217 | 1,313 | 1,240 | 1,464 | 1,662 | 1,762 | 1,859 | 1,976 | 2,147 | 2,394 | 2,413 | 2,561 |
| Expenses | 55 | 12 | 8 | 47 | -138 | 73 | -28 | 109 | 147 | 320 | 587 | 109 |
| Financing Profit | 593 | 688 | 817 | 678 | 994 | 924 | 1,014 | 852 | 926 | 717 | 563 | 1,048 |
| Financing Margin % | 32% | 34% | 40% | 31% | 39% | 33% | 36% | 29% | 29% | 21% | 16% | 28% |
| Other Income | 16 | 10 | 129 | 9 | 8 | 10 | 10 | 8 | 32 | 74 | 62 | 20 |
| Depreciation | 2 | 2 | 2 | 2 | 3 | 3 | 4 | 3 | 3 | 3 | 4 | 2 |
| Profit before tax | 606 | 696 | 943 | 685 | 1,000 | 932 | 1,020 | 857 | 955 | 788 | 621 | 1,066 |
| Tax % | 26% | 25% | 26% | 19% | 31% | 21% | 29% | 26% | 26% | 10% | -219% | 20% |
| Net Profit | 452 | 519 | 700 | 558 | 689 | 735 | 728 | 630 | 710 | 713 | 1,981 | 851 |
| EPS in Rs | ₹2.26 | ₹2.59 | ₹3.50 | ₹2.79 | ₹3.44 | ₹3.67 | ₹3.64 | ₹3.15 | ₹3.55 | ₹3.56 | ₹9.90 | ₹4.25 |
From company filings, updated 26 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.
Strengths, risks & growth
Housing & Urban Development Corporation Ltd is primarily engaged in the business of financing housing and urban development activities in the country. [1]
Strengths
- Stock is providing a good dividend yield of 4.14%.
- Company has delivered good profit growth of 20.5% CAGR over last 5 years
- Company has been maintaining a healthy dividend payout of 33.3%
Risks
- Company has low interest coverage ratio.
- Tax rate seems low
- Company might be capitalizing the interest cost
Compounded Sales Growth
- 10 Years
- +15%
- 5 Years
- +13%
- 3 Years
- +23%
- TTM
- +26%
Compounded Profit Growth
- 10 Years
- +18%
- 5 Years
- +20%
- 3 Years
- +33%
- TTM
- +53%
Stock Price CAGR
- 10 Years
- —
- 5 Years
- +27%
- 3 Years
- +24%
- 1 Year
- -36%
Return on Equity
- 10 Years
- +14%
- 5 Years
- +15%
- 3 Years
- +17%
- Last Year
- +20%
Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.
Shareholding pattern
| Holder | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 | Change |
|---|---|---|---|---|---|
| Promoter | 75.00% | 75.00% | 75.00% | 75.00% | 0.00 pp |
| FII | 1.97% | 2.22% | 2.40% | 2.40% | 0.00 pp |
| DII | 11.46% | 11.03% | 10.09% | 9.52% | -0.57 pp |
| Public | 11.56% | 11.74% | 12.49% | 13.08% | +0.59 pp |
Filed with NSE for Sept 2026: promoters 75.00%, public 25.00% · XBRL filing
Analysts & fund holdings
Who holds the shares, quarter by quarter
Mutual funds 1.33% (-0.50 pp)- Promoters75.0%
- Foreign institutions2.4%
- Mutual funds1.3%
- Insurance8.1%
- Other domestic institutions0.1%
- Retail8.7%
- Others4.4%
| Fund | % of company | % of fund | 3-month change |
|---|---|---|---|
| Aditya Birla SL Midcap Fund | 0.29% | 1.45% | -0.31 pp |
| HSBC Value Fund | 0.23% | 0.51% | -0.21 pp |
| HDFC Balanced Advantage Fund | 0.18% | 0.05% | -0.01 pp |
| HSBC Small Cap Fund | 0.16% | 0.28% | -0.65 pp |
| Bank of India Aggressive Hybrid Fund | 0.06% | 0.93% | -0.55 pp |
Scorecard
- Performance
- Avg
- Valuation
- Avg
- Growth
- Avg
- Profitability
- Avg
- Entry point
- Good
- Red flags
- Low
Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.
Risk & trend
From 275 daily sessions to 23 Oct 2026.
Risk
- Volatility (1Y)
- 32.1%
- Downside volatility
- 33.3%
- Worst 5% of days
- 3.9%
- Average of that tail
- 5.0%
- Max drawdown (1Y)
- 40.1%
- Below its peak
- 40.1%
Against the market
- Beta vs Nifty 50
- 1.34
- Correlation
- 0.56
- Relative strength (3M)
- -20.5%
- ATR (14)
- 3.4%
Return
- Return 1M
- -15.3%
- Return 3M
- -25.8%
- Return 6M
- -26.9%
- Return 1Y
- -35.1%
- vs 200-day average
- -24.5%
Momentum
- RSI (14) · oversold
- 22.4
- MACD histogram
- -0.81
- Stochastic %K
- 8.5
- ADX (14)
- 36.0
- +DI / −DI
- 9.9 / 40.5
- Money flow index
- 26.6
Participation
- Delivery (20d avg)
- 46.1%
- vs its 60-day baseline
- -2.3 pts
- Volume vs 20-day
- -0.1σ
- Close vs day's VWAP
- -0.1%
- 52-week position
- 0 / 100
These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.
Financial quality
From consolidated statements to 31 Mar 2026.
Piotroski F-Score
2 of 5 tested
- Return on assets positive — passed
- Operating cash flow positive — not testableno cash flow statement for this period
- Return on assets improving — passed
- Cash flow exceeds profit — not testableneeds cash flow and profit against assets
- Debt to assets falling — failed
- Current ratio improving — not testableno current assets or liabilities figure
- No new equity issued — not testableno share count is collected, and financing cash flow mixes equity with debt
- Operating margin improving — failed
- Asset turnover improving — failed
- Free cash flow
- -₹33,934 Cr
- FCF yield
- -116.1%
- Cash conversion
- -8.41
- Accruals ratio
- 0.227
- Net debt
- ₹1.42 L Cr
- Net debt / equity
- 6.45
- EV / sales
- 12.27
- PEG
- 0.04
- Capex intensity
- 0.2%
- Revenue CAGR
- 25.2%
- Profit CAGR
- 172.3%
Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.
Corporate actions
- dividend₹1.50
Dividend - Rs 1.50 Per Share
17 Aug 2026ex-date - dividend₹1.25
Interim Dividend - Rs 1.25 Per Share
31 Jul 2026ex-date - dividend₹1.25
Interim Dividend - Rs 1.25 Per Share
27 Mar 2026ex-date - dividend₹1.15
Interim Dividend - Rs 1.15 Per Share
6 Feb 2026ex-date - dividendNot available — not reported in this filing
Interim Dividend - Re 1 Per Share
19 Nov 2025ex-date - dividendNot available — not reported in this filing
Dividend - Re 1.05 Per Share
8 Sept 2025ex-date - dividend₹1.15
Interim Dividend - Rs 1.15 Per Share
14 Aug 2025ex-date - dividend₹1.05
Interim Dividend - Rs 1.05 Per Share
13 Mar 2025ex-date - dividend₹2.05
Interim Dividend - Rs 2.05 Per Share
30 Jan 2025ex-date - dividend₹2.65
Dividend - Rs 2.65 Per Share
13 Sept 2024ex-date - dividend₹1.50
Interim Dividend - Rs 1.50 Per Share
28 Mar 2024ex-date - dividend₹3.10
Dividend - Rs 3.10 Per Share
8 Sept 2023ex-date - dividendNot available — not reported in this filing
Interim Dividend - Re 0.75 Per Share
21 Mar 2023ex-date - dividend₹2.75
Dividend - Rs 2.75 Per Share
15 Sept 2022ex-date - dividend₹0.75
Interim Dividend - Rs 0.75 Per Share
29 Mar 2022ex-date - dividend₹1.43
Dividend - Rs 1.425 Per Sh
16 Sept 2021ex-date - dividend₹0.75
Interim Dividend - Rs 0.75 Per Share
25 Mar 2021ex-date - dividend₹2.35
Dividend - Rs 2.35 Per Share
10 Sept 2020ex-date - dividend₹0.75
Interim Dividend - Rs 0.75 Per Share
26 Mar 2020ex-date - dividend₹0.15
Dividend - Rs 0.15 Per Share
12 Sept 2019ex-date
Company announcements
Board comments on fine levied by the Exchanges for the quarter ended 30.06.2026.
International Credit Rating by Moody's Ratings, Singapore
ESG Rating issued by NSE Sustainability Ratings and Analytics Limited
Certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018 for the quarter ended 30th September, 2026.
Business Performance for the half year ended 30th September, 2026
Intimation regarding extension of tenure of Chief Compliance Officer
ESG Rating assigned by Niche Ninety Nine Capability and Certifications (OPC) Private Limited
ESG Rating assigned by CRISIL ESG Ratings & Analytics Limited
ESG Rating assigned by SES ESG Research Pvt Ltd
Appointment of Statutory Auditors for the FY 2026-27
Credit Rating by Japan Credit Rating Agency Ltd.
ESG Rating assigned by ESG Risk Assessments and Insights Limited
Signing of MoU between HUDCO and the Government of Bihar on 02.09.2026
Filed with BSE (scrip 540530); the last 45 days. Documents open at bseindia.com.
Documents
Annual reports
Earnings calls
- Jul 2026TranscriptSlidesRecording
- May 2026Slides
- May 2026Slides
- Feb 2026TranscriptSlides
- Nov 2025TranscriptSlidesRecording
- Aug 2025TranscriptSlidesRecording
Credit ratings
- Rating update · 29 May from care
- Rating update · 13 May from icra
- Rating update · 6 Feb from smera
- Rating update · 14 Jan from care
- Rating update · 8 Dec 2025 from care
- Rating update · 14 May 2025 from icra
Documents open at BSE or the rating agency that issued them.
Sourced from the company's NSE XBRL filing dated 27 Jul 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.
HUDCO: common questions
Answered from the figures on this page.
