Bandhan Bank
Market cap ₹24,150 Cr
- P/E
- 18.88
- Day range
- ₹149.23 – ₹159.39
- 52-week range
- ₹134.25 – ₹220.76
- Volume
- 1.17 Cr
- Open
- ₹159.39
- Prev close
- ₹158.44
Latest results · Q1 FY27(standalone)Revenue ₹5,631 Cr+2.8%Profit ₹502 Cr+34.9%Margin 8.9%YoY vs the same quarter last year
1 red flag to read up on
- medium
Promoter holding falling
37.00%, down 3.29 pts since 2025-09-30 · 30 Sept 2026
From NSE and BSE filings. A flag is a reason to read the filing, not a rating.
BANDHANBNK in NSE indices and F&O
F&O margin for one lot of BANDHANBNK (3,600 shares)Research profile
Composite 43 / 100Factor percentiles
Derived metrics
- Earn. yield
- 5.3%
- Graham no.
- ₹168.44
- vs Graham
- +12.4%
- ROE ÷ P/B
- 4.9%
- 12-1 mom.
- +13.6%
- Return / vol
- -0.18
- FCF yield
- 2.5%
Appears in 10 scans
Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.
Peer comparison
All 34 in Banking| Company | M-cap | P/E | P/B | ROE | ROCE | OPM | D/E | Sales YoY |
|---|---|---|---|---|---|---|---|---|
| HDFC BankHDFCBANK | ₹10.69 L Cr | 15.14 | 1.77 | 14.3% | 7.0% | — | 0.98 | +9.4% |
| ICICI BankICICIBANK | ₹10.01 L Cr | 17.12 | 2.59 | 17.1% | 7.2% | — | 0.76 | +16.2% |
| State Bank of IndiaSBIN | ₹8.85 L Cr | 10.27 | 1.42 | 16.0% | 6.1% | — | 1.30 | +8.4% |
| Kotak Mahindra BankKOTAKBANK | ₹4.28 L Cr | 21.10 | 2.36 | 11.4% | 7.0% | — | 0.53 | +6.4% |
| Axis BankAXISBANK | ₹3.79 L Cr | 12.70 | 1.64 | 13.2% | 6.2% | — | 1.41 | +17.9% |
| Punjab National BankPNB | ₹1.38 L Cr | 6.06 | 0.86 | 13.0% | 6.1% | — | 0.86 | +8.5% |
| Union Bank of IndiaUNIONBANK | ₹1.37 L Cr | 6.21 | 0.95 | 15.7% | 6.3% | — | 0.71 | +8.3% |
| Bandhan BankBANDHANBNK | ₹24,150 Cr | 18.88 | 0.99 | 4.9% | 6.4% | — | 0.56 | +2.8% |
| Sector median | ₹56,581 Cr | 9.63 | 1.19 | 13.1% | 6.3% | — | 0.87 | +15.2% |
Sector as classified in the tracked universe; medians use every tracked Banking company, and P/E only profitable ones. Tinted figures beat the median.
Latest news
Updated 7d agoHeadlines about Bandhan Bank from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.
Key metrics
- P/E (TTM)
- 17.8
- EPS (TTM)
- ₹8.38
- Price / Book
- 0.94
- ROE (FY26)
- 4.9%
- Dividend yield
- 1.00%
Moving averages (NSE)
- 20-day
- ₹168.31
- Price below
- 50-day
- ₹170.72
- Price below
- 200-day
- ₹176.84
- Price below
Charts & trends
From company filings. Amounts in ₹ crore.
Revenue, profit & margin - quarterly
₹ crore; a loss shows red. Operating margin below, same periods.
- Revenue
- Net profit
Operating margin
Who owns the company
% of equity by quarter, latest Sept 2026
- Promoter
- DII
- FII
- Public
- Government
Cash flows
Where cash came from and went, by fiscal year (₹ crore)
- Operating
- Investing
- Financing
- Free cash flow
Return on equity
Net profit over shareholders' equity, by fiscal year
Equity vs debt
Shareholders' equity against borrowings (₹ crore); the ratio below, same years.
- Equity
- Debt
Debt to equity
Dividends per share
₹ by fiscal year of the ex-date; the latest year runs to date.
Financial statements
| Line item | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4,492 | 4,665 | 5,189 | 5,536 | 5,500 | 5,479 | 5,434 | 5,476 | 5,354 | 5,431 | 5,428 | 5,631 |
| Interest | 2,049 | 2,140 | 2,330 | 2,531 | 2,566 | 2,664 | 2,678 | 2,718 | 2,765 | 2,743 | 2,633 | 2,710 |
| Expenses | 2,036 | 2,099 | 3,496 | 2,115 | 2,294 | 3,281 | 3,144 | 2,962 | 2,977 | 3,089 | 2,802 | 2,849 |
| Financing Profit | 407 | 426 | -637 | 890 | 640 | -466 | -388 | -204 | -389 | -401 | -7 | 72 |
| Financing Margin % | 9% | 9% | -12% | 16% | 12% | -9% | -7% | -4% | -7% | -7% | 0% | 1% |
| Other Income | 540 | 545 | 701 | 528 | 609 | 1,112 | 700 | 726 | 546 | 691 | 771 | 604 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 947 | 971 | 64 | 1,418 | 1,249 | 645 | 311 | 521 | 158 | 290 | 764 | 676 |
| Tax % | 24% | 25% | 15% | 25% | 25% | 34% | -2% | 29% | 29% | 29% | 30% | 26% |
| Net Profit | 721 | 733 | 55 | 1,063 | 937 | 426 | 318 | 372 | 112 | 206 | 534 | 502 |
| EPS in Rs | ₹4.48 | ₹4.55 | ₹0.34 | ₹6.60 | ₹5.82 | ₹2.65 | ₹1.97 | ₹2.31 | ₹0.69 | ₹1.28 | ₹3.32 | ₹3.11 |
| Gross NPA % | 7.3% | 7.0% | 3.8% | 4.2% | 4.7% | 4.7% | 4.7% | 5.0% | 5.0% | 3.3% | 3.3% | 3.1% |
| Net NPA % | 2.3% | 2.2% | 1.1% | 1.1% | 1.3% | 1.3% | 1.3% | 1.4% | 1.4% | 1.0% | 1.0% | 0.9% |
From company filings, updated 26 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.
Strengths, risks & growth
Incorporated in 2014, Bandhan Bank is a commercial bank focused on serving underbanked and underpenetrated markets in India. The company has a PAN-India presence and offers a wide range of banking products & services and asset & liability products and services designed for micro banking and general banking. [1] [2]
Strengths
- Stock is trading at 0.94 times its book value
- Company's working capital requirements have reduced from 71.8 days to 38.5 days
Risks
- Company has low interest coverage ratio.
- Promoter holding has decreased over last quarter: -0.54%
- The company has delivered a poor sales growth of 11.6% over past five years.
- Company has a low return on equity of 9.01% over last 3 years.
- Contingent liabilities of Rs.28,896 Cr.
- Dividend payout has been low at 13.1% of profits over last 3 years
Compounded Sales Growth
- 10 Years
- +30%
- 5 Years
- +12%
- 3 Years
- +11%
- TTM
- 0%
Compounded Profit Growth
- 10 Years
- +16%
- 5 Years
- -11%
- 3 Years
- -18%
- TTM
- -34%
Stock Price CAGR
- 10 Years
- —
- 5 Years
- -13%
- 3 Years
- -11%
- 1 Year
- -12%
Return on Equity
- 10 Years
- +12%
- 5 Years
- +8%
- 3 Years
- +9%
- Last Year
- +5%
Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.
Shareholding pattern
| Holder | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 | Change |
|---|---|---|---|---|---|
| Promoter | 39.74% | 38.98% | 37.54% | 37.00% | -0.54 pp |
| FII | 22.32% | 22.07% | 18.64% | 17.16% | -1.48 pp |
| DII | 18.76% | 22.33% | 27.47% | 29.27% | +1.80 pp |
| Government | 0.07% | 0.07% | 0.07% | 0.07% | 0.00 pp |
| Public | 19.11% | 16.55% | 16.26% | 16.51% | +0.25 pp |
Filed with NSE for Sept 2026: promoters 37.00%, public 63.00% · XBRL filing
Analysts & fund holdings
Who holds the shares, quarter by quarter
Mutual funds 22.13% (+2.48 pp)- Promoters37.0%
- Foreign institutions17.2%
- Mutual funds22.1%
- Insurance5.4%
- Other domestic institutions1.7%
- Retail9.1%
- Others7.4%
| Fund | % of company | % of fund | 3-month change |
|---|---|---|---|
| SBI Contra Fund | 2.43% | 1.46% | +0.50 pp |
| SBI Balanced Advantage Fund | 2.20% | 1.47% | +0.32 pp |
| Kotak Multi Cap Fund | 1.17% | 1.04% | -1.11 pp |
| Kotak Multi Asset Allocation Fund | 0.85% | 1.50% | -0.61 pp |
| SBI Flexicap Fund | 0.84% | 1.03% | -0.12 pp |
Scorecard
- Performance
- Low
- Valuation
- High
- Growth
- Low
- Profitability
- Avg
- Entry point
- Good
- Red flags
- Low
Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.
Risk & trend
From 275 daily sessions to 23 Oct 2026.
Risk
- Volatility (1Y)
- 42.9%
- Downside volatility
- 44.5%
- Worst 5% of days
- 4.5%
- Average of that tail
- 6.5%
- Max drawdown (1Y)
- 30.8%
- Below its peak
- 30.8%
Against the market
- Beta vs Nifty 50
- 1.65
- Correlation
- 0.51
- Relative strength (3M)
- -4.3%
- ATR (14)
- 4.6%
Return
- Return 1M
- -18.8%
- Return 3M
- -9.6%
- Return 6M
- -15.1%
- Return 1Y
- -7.8%
- vs 200-day average
- -15.2%
Momentum
- RSI (14)
- 34.0
- MACD histogram
- -1.45
- Stochastic %K
- 2.4
- ADX (14)
- 19.6
- +DI / −DI
- 15.6 / 33.3
- Money flow index
- 46.1
Participation
- Delivery (20d avg)
- 36.8%
- vs its 60-day baseline
- -5.5 pts
- Volume vs 20-day
- -0.2σ
- Close vs day's VWAP
- -0.9%
- 52-week position
- 18 / 100
These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.
Financial quality
From consolidated statements to 31 Mar 2026.
No F-Score: it needs two reporting periods a year apart that carry both an income statement and a balance sheet, and this company's filings do not yet line up that way. The ratios below need only the one period and are unaffected.
- Free cash flow
- ₹614 Cr
- FCF yield
- 2.5%
- Net debt
- -₹2,422 Cr
- Net debt / equity
- -0.09
- EV / sales
- 1.60
Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.
Corporate actions
- dividend₹1.50
Dividend - Rs 1.50 Per Share
17 Aug 2026ex-date - dividend₹1.50
Dividend - Rs 1.50 Per Share
14 Aug 2025ex-date - dividend₹1.50
Annual General Meeting/Dividend - Rs 1.50 Per Share
13 Aug 2024ex-date - dividend₹1.50
Annual General Meeting/Dividend - Rs 1.50 Per Share
11 Aug 2023ex-date - otherNot available — not reported in this filing
Annual General Meeting
2 Aug 2022ex-date - dividendNot available — not reported in this filing
Annual General Meeting/Dividend - Re 1 Per Share
29 Jul 2021ex-date - otherNot available — not reported in this filing
Annual General Meeting
13 Aug 2020ex-date - dividend₹3.00
Annual General Meeting/Dividend - Rs 3 Per Share
20 Jun 2019ex-date - dividendNot available — not reported in this filing
Dividend Re 1/- Per Share
12 Jul 2018ex-date
Company announcements
Unaudited Financial Figures for the Quarter ended September 30, 2026.
Newspaper Notices regarding Special Window for Transfer and Dematerialization of Physical Shares.
Update on Credit Ratings.
Update on Analysts / Institutional Investors Meet held on September 28, 2026.
Update on authority under Regulation 30(5) of the SEBI (LODR) Regulations, 2015.
Update on Credit Ratings.
Intimation of Closure of Trading Window under the SEBI (Prohibition of Insider Trading) Regulations, 2015.
Schedule of Analysts / Institutional Investors Meet to be held on September 28, 2026.
Update on Analysts / Institutional Investors Meet held on September 21, 2026.
Update on Analysts / Institutional Investors Meet held on September 17, 2026.
Update on Analysts / Institutional Investors Meet held on September 11, 2026.
Schedule of Analysts / Institutional Investors Meets to be held on September 17, 2026 and September 21, 2026.
Allotment of Equity Shares of the Bank pursuant to exercise of Options under Bandhan Bank Employee Stock Option Plan Series 1.
Schedule of Analysts / Institutional Investors Meet to be held on September 11, 2026.
Clarification/ confirmation on news item.
Filed with BSE (scrip 541153); the last 45 days. Documents open at bseindia.com.
Documents
Annual reports
Earnings calls
- Jul 2026TranscriptSlidesRecording
- May 2026TranscriptSlides
- Jan 2026TranscriptSlidesRecording
- Nov 2025TranscriptSlidesRecording
- Jul 2025TranscriptSlidesRecording
- May 2025TranscriptSlidesRecording
Credit ratings
- Rating update · 28 Sep from crisil
- Rating update · 25 Sep from icra
- Rating update · 30 Sep 2025 from crisil
- Rating update · 30 Sep 2025 from icra
- Rating update · 13 Dec 2024 from crisil
- Rating update · 1 Oct 2024 from icra
Documents open at BSE or the rating agency that issued them.
Sourced from the company's NSE XBRL filing dated 21 Jul 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.
Bandhan Bank: common questions
Answered from the figures on this page.
