Oracle Financial Services

    OFSS
    IT
    ₹9,677.00
    Price as of 25 Oct 2026, 10:28 pm IST

    Market cap ₹84,289 Cr

    P/E
    24.73
    Day range
    ₹9,575.00 – ₹10,050.00
    52-week range
    ₹6,234.50 – ₹12,540.00
    Volume
    2.04 L
    Open
    ₹9,861.00
    Prev close
    ₹9,843.00

    Latest results · Q2 FY27(consolidated)Revenue ₹1,907 Cr+6.6%Profit ₹702 Cr+28.6%Margin 36.8%YoY vs the same quarter last year

    No red flags in exchange filings: no rising pledge, promoter selling, surveillance or critical filing on record.

    F&O margin for one lot of OFSS (100 shares)

    Research profile

    Composite 68 / 100

    Factor percentiles

    Value49
    Quality91
    Momentum69
    Low volatility64

    Derived metrics

    Earn. yield
    4.0%
    Graham no.
    ₹2,854.21
    vs Graham
    -70.5%
    ROE ÷ P/B
    3.0%
    12-1 mom.
    +22.8%
    Return / vol
    0.25
    Magic Formula
    #46
    Piotroski
    5/6
    FCF yield
    3.1%
    PEG
    0.81

    Percentiles rank this stock against the other tracked stocks and change as they do. Scans describe where figures sit today. Hover a label for its definition. Not investment advice.

    Peer comparison

    All 39 in IT
    Largest IT companies tracked, with sector medians
    CompanyM-capP/EP/BROEROCEOPMD/ESales YoY
    Tata Consultancy ServicesTCS₹9.15 L Cr17.737.6949.0%63.0%26.0%0.10+11.2%
    InfosysINFY₹4.67 L Cr15.365.1231.2%40.0%24.0%0.10+14.0%
    HCL TechnologiesHCLTECH₹3.85 L Cr21.045.0823.0%30.0%21.0%0.08+11.5%
    WiproWIPRO₹1.88 L Cr14.912.3815.6%18.0%20.0%0.28+9.1%
    Tech MahindraTECHM₹1.75 L Cr28.775.9116.9%23.0%18.0%0.07+15.6%
    LTIMindtreeLTM₹1.23 L Cr23.604.7421.3%30.0%18.0%0.09+13.6%
    Persistent SystemsPERSISTENT₹89,851 Cr50.1010.5326.3%34.0%14.0%0.07+30.2%
    Oracle Financial ServicesOFSS₹84,289 Cr24.7310.9632.6%45.0%49.0%0.00+6.6%
    Sector median₹12,855 Cr25.984.7417.6%22.0%18.0%0.09+17.5%

    Sector as classified in the tracked universe; medians use every tracked IT company, and P/E only profitable ones. Tinted figures beat the median.

    Latest news

    Updated 12h ago

    Headlines about Oracle Financial Services from the last two weeks in the financial press. Stories belong to their publishers; Parasram India does not endorse them.

    Key metrics

    P/E (TTM)
    23.6
    EPS (TTM)
    ₹390.86
    Price / Book
    10.96
    ROE (FY26)
    32.6%
    ROCE (latest year)
    45%
    Dividend yield
    4.13%

    Moving averages (NSE)

    20-day
    ₹10,422.1
    Price below
    50-day
    ₹11,212.24
    Price below
    200-day
    ₹9,404.57
    Price above

    Charts & trends

    From company filings. Amounts in ₹ crore.

    Revenue 3Y CAGR
    +10.4%
    Profit 3Y CAGR
    +13.5%
    Revenue YoY (Sep 2026)
    +6.6%
    Profit YoY (Sep 2026)
    +28.6%
    Operating margin
    49.0%
    Net margin
    36.8%

    Revenue, profit & margin - quarterly

    ₹ crore; a loss shows red. Operating margin below, same periods.

    0 Cr1K Cr2K Cr3K Cr4K Cr
    • Revenue
    • Net profit

    Operating margin

    Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Sep 20260%30%60%

    Who owns the company

    % of equity by quarter, latest Sept 2026

    Dec '24Mar '25Jun '25Sept '25Dec '25Mar '26Jun '26Sept '260%25%50%75%100%
    • Promoter
    • FII
    • Public
    • DII
    • Government

    Cash flows

    Where cash came from and went, by fiscal year (₹ crore)

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026-4K Cr-2K Cr0 Cr2K Cr4K Cr
    • Operating
    • Investing
    • Financing
    • Free cash flow

    Return on equity

    Net profit over shareholders' equity, by fiscal year

    FY17FY18FY19FY20FY21FY22FY23FY24FY25FY260%10%20%30%40%15% screen

    Equity vs debt

    Shareholders' equity against borrowings (₹ crore); the ratio below, same years.

    0 Cr2.5K Cr5K Cr7.5K Cr10K Cr
    • Equity
    • Debt

    Debt to equity

    Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 20260x0.5x1x

    Dividends per share

    ₹ by fiscal year of the ex-date; the latest year runs to date.

    FY18FY19FY20FY21FY22FY23FY24FY25FY26FY27₹0₹100₹200₹300₹400

    Financial statements

    ₹ Crore
    Quarterly results, oldest period first, figures in rupees crore
    Line itemDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
    Sales1,8241,6421,7411,6741,7151,7161,8521,7891,9662,0653,1251,907
    Expenses9559088949231,0019521,0061,0341,1461,0091,249981
    Operating Profit8687348477517147658467558201,0561,876926
    OPM %48%45%49%45%42%45%46%42%42%51%60%49%
    Other Income9482481057082726660717866
    Interest91458-3-9-487-811
    Depreciation191818181717181616151514
    Profit before tax9347858738297708399057978571,1201,939976
    Tax %21%29%29%30%30%23%29%32%29%25%27%28%
    Net Profit7415606175785416446425466108421,416702
    EPS in Rs₹85.51₹64.62₹71.12₹66.60₹62.35₹74.13₹73.87₹62.82₹70.06₹96.71₹162.57₹80.64

    From company filings, updated 24 Oct 2026. Consolidated figures where the company reports them. Information only, not investment advice.

    Working-capital cycle

    Debtor Days64

    +5 days since Mar 2021

    Cash Conversion Cycle64

    +5 days since Mar 2021

    Working Capital Days37

    +1 days since Mar 2021

    Strengths, risks & growth

    Oracle Financial Services Software Ltd provides financial software, custom application development, consulting, IT infrastructure management, and outsourced business processing services to the financial services industry. The company was incorporated in 1989 and is based in Mumbai, India. Oracle Financial Services Software Limited is a subsidiary of Oracle Global (Mauritius) Limited. [1]

    Strengths

    • Company has reduced debt.
    • Company is almost debt free.
    • Stock is providing a good dividend yield of 4.13%.
    • Company is expected to give good quarter
    • Company has a good return on equity (ROE) track record: 3 Years ROE 30.3%
    • Company has been maintaining a healthy dividend payout of 107%

    Risks

    • Stock is trading at 11.0 times its book value
    • The company has delivered a poor sales growth of 9.01% over past five years.

    Compounded Sales Growth

    10 Years
    +6%
    5 Years
    +9%
    3 Years
    +10%
    TTM
    +28%

    Compounded Profit Growth

    10 Years
    +9%
    5 Years
    +8%
    3 Years
    +13%
    TTM
    +50%

    Stock Price CAGR

    10 Years
    +12%
    5 Years
    +17%
    3 Years
    +35%
    1 Year
    +13%

    Return on Equity

    10 Years
    +28%
    5 Years
    +29%
    3 Years
    +30%
    Last Year
    +33%

    Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.

    Shareholding pattern

    Percentage of shares held by each category at each quarter end
    HolderDec 2025Mar 2026Jun 2026Sept 2026Change
    Promoter72.46%72.44%72.41%72.39%-0.02 pp
    FII8.36%8.04%9.70%11.43%+1.73 pp
    DII8.82%9.12%8.79%7.76%-1.03 pp
    Government0.00%0.00%0.00%0.00%0.00 pp
    Public10.34%10.38%9.08%8.41%-0.67 pp

    Filed with NSE for Sept 2026: promoters 72.39%, public 27.61% · XBRL filing

    Analysts & fund holdings

    100%
    100% recommend buy
    2 analysts cover the stock
    Valuation vs Software
    P/E24.7 vs 22.3
    Sector P/B5.64
    Beta1.28

    Who holds the shares, quarter by quarter

    Mutual funds 5.57% (+0.15 pp)
    Jun 25
    Sept 25
    Dec 25
    Mar 26
    Jun 26
    Sept 26
    • Promoters72.4%
    • Foreign institutions11.4%
    • Mutual funds5.6%
    • Insurance0.7%
    • Other domestic institutions1.5%
    • Retail5.6%
    • Others2.8%
    Mutual funds holding the most
    Fund% of company% of fund3-month change
    Kotak Multi Cap Fund1.16%3.46%+0.52 pp
    Kotak Mid Cap Fund1.10%1.49%-0.10 pp
    HDFC Mid Cap Fund0.40%0.36%-0.01 pp
    Kotak Multi Asset Allocation Fund0.34%1.99%+1.20 pp
    Sundaram Large and Mid Cap Fund0.26%3.15%-1.08 pp

    Scorecard

    Performance
    Avg
    Valuation
    High
    Growth
    Low
    Profitability
    High
    Entry point
    Good
    Red flags
    Low

    Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.

    Risk & trend

    From 275 daily sessions to 23 Oct 2026.

    Computed

    Risk

    Volatility (1Y)
    32.8%
    Downside volatility
    31.7%
    Worst 5% of days
    3.1%
    Average of that tail
    4.5%
    Max drawdown (1Y)
    32.5%
    Below its peak
    22.8%

    Against the market

    Beta vs Nifty 50
    0.76
    Correlation
    0.31
    Relative strength (3M)
    -5.4%
    ATR (14)
    3.6%

    Return

    Return 1M
    -11.9%
    Return 3M
    -10.8%
    Return 6M
    +19.1%
    Return 1Y
    +8.1%
    vs 200-day average
    +2.9%

    Momentum

    RSI (14)
    30.1
    MACD histogram
    -37.61
    Stochastic %K
    8.2
    ADX (14)
    30.6
    +DI / −DI
    9.3 / 31.5
    Money flow index
    40.4

    Participation

    Delivery (20d avg)
    38.7%
    vs its 60-day baseline
    -2.5 pts
    Volume vs 20-day
    -0.2σ
    Close vs day's VWAP
    -0.5%
    52-week position
    54 / 100

    These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.

    Financial quality

    From consolidated statements to 31 Mar 2026.

    Computed

    Piotroski F-Score

    5 of 6 tested

    • Return on assets positive — passed
    • Operating cash flow positive — not testableno cash flow statement for this period
    • Return on assets improving — passed
    • Cash flow exceeds profit — not testableneeds cash flow and profit against assets
    • Debt to assets falling — passed
    • Current ratio improving — failed
    • No new equity issued — not testableno share count is collected, and financing cash flow mixes equity with debt
    • Operating margin improving — passed
    • Asset turnover improving — passed
    Free cash flow
    ₹2,587 Cr
    FCF yield
    3.1%
    Cash conversion
    1.00
    Accruals ratio
    0.000
    Net debt
    -₹1,450 Cr
    Net debt / equity
    -0.19
    EV / sales
    9.14
    PEG
    0.81
    Capex intensity
    0.7%
    Revenue CAGR
    20.3%
    Profit CAGR
    30.7%

    Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.

    Corporate actions

    • dividend
      ₹270.00

      Interim Dividend - Rs 270 Per Share

      7 May 2026
      ex-date
    • dividend
      ₹130.00

      Interim Dividend - Rs 130 Per Share

      3 Nov 2025
      ex-date
    • dividend
      ₹265.00

      Interim Dividend - Rs 265 Per Share

      8 May 2025
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      18 Jul 2024
      ex-date
    • dividend
      ₹240.00

      Interim Dividend - Rs 240 Per Share

      7 May 2024
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      20 Jul 2023
      ex-date
    • dividend
      ₹225.00

      Interim Dividend - Rs 225 Per Share

      9 May 2023
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      26 Jul 2022
      ex-date
    • dividend
      ₹190.00

      Interim Dividend - Rs 190 Per Share

      13 May 2022
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      27 Jul 2021
      ex-date
    • dividend
      ₹200.00

      Interim Dividend - Rs 200 Per Share

      17 May 2021
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      10 Aug 2020
      ex-date
    • dividend
      ₹180.00

      Interim Dividend -Rs 180 Per Share

      19 May 2020
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      31 Jul 2019
      ex-date
    • dividend
      ₹130.00

      Annual General Meeting/Dividend- Rs 130 Per Share

      6 Aug 2018
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      12 Sept 2017
      ex-date
    • dividend
      ₹170.00

      Interim Dividend Rs 170 Per Share

      19 Apr 2017
      ex-date
    • dividend
      ₹100.00

      Annual General Meeting/ Dividend -Rs 100/- Per Share

      30 Aug 2016
      ex-date
    • dividend
      ₹180.00

      Annual General Meeting/ Dividend - Rs 180/- Per Share

      3 Sept 2015
      ex-date
    • dividend
      ₹485.00

      Interim Dividend - Rs 485/- Per Share

      24 Sept 2014
      ex-date

    Company announcements

    Board MeetingPrice-sensitive
    Board Meeting Intimation for Financial Results

    Oracle Financial Services Software Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 23/10/2026 ,inter alia, to consider and approve unaudited ....

    Company Update
    Announcement under Regulation 30 (LODR)-Change in Directorate

    Please find enclosed the announcement for Change in Directorate.

    Company Update
    Announcement under Regulation 30 (LODR)-Resignation of Director

    We hereby inform that, Mr. Nian Nian Yuan, Non-Executive, Non-Independent Director of the Company, has tendered his resignation with effect from the close of business hours of October 15, 2026.

    Company Update
    Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018

    Please find enclosed the certificate in terms of Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended September 30, 2026.

    AGM/EGM
    Shareholder Meeting / Postal Ballot-Scrutinizer"s Report

    Please find enclosed the postal ballot remote e-voting results along with the Scrutinizers Report.

    Insider Trading / SAST
    Closure of Trading Window

    Please find enclosed the letter regarding the closure of trading window for the declaration of the financial results for the quarter and half year ending on September 30, 2026.

    Company Update
    Announcement Under Regulation 30

    Please find enclosed.

    Company Update
    Announcement Under Regulation 30

    Enclosed

    Company Update
    Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

    Allotment of 18,890 equity shares pursuant to the OFSS Stock Plan, 2014.

    Others
    Rumour verification - Regulation 30(11)

    Please find enclosed the clarification letter.

    Company UpdatePrice-sensitive
    Clarification sought from Oracle Financial Services Software Ltd

    The Exchange has sought clarification from Oracle Financial Services Software Ltd on September 21, 2026, with reference to news appeared in https://www.moneycontrol.com/ dated September ....

    Company Update
    Intimation Of Grant Of Options Under OFSS Stock Plan 2014

    Intimation of Grant of options under OFSS Stock Plan 2014

    Company Update
    Announcement under Regulation 30 (LODR)-Newspaper Publication

    Please find enclosed herewith the copies of the newspaper publications published by the Company confirming dispatch of the postal ballot notice.

    AGM/EGM
    Shareholder Meeting / Postal Ballot-Notice of Postal Ballot

    Please find enclosed the Notice of Postal Ballot dated August 24, 2026 along with the explanatory statement, as dispatched to the Shareholders.

    Company Update
    Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

    Allotment of 7,617 equity shares pursuant to the OFSS Stock Plan, 2014.

    Filed with BSE (scrip 532466); the last 45 days. Documents open at bseindia.com.

    Documents

    Documents open at BSE or the rating agency that issued them.

    Sourced from the company's NSE XBRL filing dated 24 Oct 2026 (unaudited). View the source filing. Figures are as filed and are not investment advice.

    FAQ

    Oracle Financial Services: common questions

    Answered from the figures on this page.

    Oracle Financial Services last traded at ₹9,677.00 (NSE, as of 25 Oct 2026). The last session moved it down 1.69%.

    Oracle Financial Services is valued at about ₹84,289 crore (NSE, as of 25 Oct 2026).

    Oracle Financial Services trades at a price-to-earnings ratio of 24.73 (NSE, as of 25 Oct 2026). The P/E compares the share price with earnings per share, so it is only comparable between companies in the same industry.

    Oracle Financial Services has traded between ₹6,234.50 and ₹12,540.00 over the past 52 weeks, to 25 Oct 2026. It is currently 55% of the way up that range.

    Oracle Financial Services (OFSS) is classified under IT on this site's screener.